Registration Loans

Due to your bad credit, are you having trouble finding a lender for a registration loan? You’ve come to the right place. We connect you with lenders who will provide you with easy-to-apply-for registration loans. Get your cash right now!

Want to borrow more than $5,000? Click here!

What Are Registration Loans?

Registration loan is a borrowing option that you use your vehicle registration to get cash. Lenders will still loan you money even if you don't own your car outright. The amount you'll get for a registration loan is determined by the car's latest valuation and your income.

While car title documents verify your ownership, car registration documents demonstrate that you have registered the vehicle in your location and paid all applicable taxes and fees. Registrations for vehicles are renewed regularly.

To qualify for a loan, you must provide the lender with car registration, not the title. Because the registration, rather than the vehicle, serves as collateral, the registration loan is unsecured.

Are Registration Loans The Same As Title Loans?

There are several similarities and differences between registration loans and title loans. Let's look at both so you can make an informed decision.


    1. Even if you have a bad or poor credit score, you have a good chance of securing both loans. Both have lenient credit terms.
    2. There are a lot of lenders who offer both types of loans online. You don't have to go from one location to another in search of a lender; simply search from your smartphone, and you'll find one.
    3. Lenders for both loans have no problem if you pay off your loan early. You will not be penalised.


    1. The loan amount you can acquire from a car title is greater than the loan amount you can get from a car registration. When you take out a car title loan, you only get 25% to 50% of the value of your car. When obtaining a car registration, the loan amount will be determined by your income.
    2. The interest rates for vehicle registration loans are higher. Because the car is not a form of collateral, most lenders consider the loan to be riskier and demand higher rates.
    3. You don't need to own a car to get a vehicle registration loan. You can acquire a vehicle registration loan if you're still paying off your vehicle loan, but not a car title loan.

What Do I Need to Get a Registration Loan?

There are a few basic requirements to qualify for a registration loan. We've highlighted them below.

    • A valid ID is required (driver's licence, passport, state-issued ID).
    • You must be at least 18 years old.
    • The lenders must physically see your vehicle.
    • Please provide a copy of your most recent bank statement.
    • Documents such as your lease and utility bills can be used to prove your residency.
    • You'll need your checking account number as well as a debit card.
    • You'll also need proof of income, such as a pay stub or a pension statement, among other things.

If you find yourself able to meet these easy requirements, you can get the instant cash solutions you need at speed through iPaydayLoans!

  • Get Cash When You Need It Most

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  • Can I Still Drive My Car with a Registration Loan?

    A registration loan lender has the benefit of allowing you to keep your car. When you get a loan, your lender will not take possession of the vehicle. You can continue using it without fear of your normal activities.

    The fact that the car is registered in your name does not imply that it is yours. You can still pay off your car loan while making payments on your registration loans. As a result, lenders will allow you to keep driving your car.

Where to Get Registration Loans?

There are various options for securing registration loans, as listed below.

By visiting a store near you

Because some people prefer to see an actual store, most registration loan lenders offer branches throughout the country. You can stroll into the store and speak with a customer service professional who will help you through the process.

Apply Online

If you don't want to deal with the hassle of going from one store to another, you can apply online. You can apply for a loan online with no store visit using your smartphone, tablet, laptop, or PC. Most individuals choose this option because it is quicker and can be done from the comfort of their own homes.

By Phone

Another way to obtain a registration loan is to contact the lenders. You can find contact details of lenders on their website and call them for consultation. Some lenders may send you a representative, or you can send your documents electronically.

Knowing where to find reputable lenders for registration loans can be difficult, why not let iPaydayLoans make it easy for you? We can connect you with lenders who can provide you with a fast registration loan approval and offer the funds you need. Simply fill out our application form!

default imgWhy Us
How much can I borrow?$50-$35,000No hidden fees or charges
I have bad credit. Can I apply?YesBad credit is considered
Over how long can I spread the repayments?1-36 monthsFast decisions
Are credit checks involved?YesSoft credit checks only
Chances of getting approvalsGood256-bit encryption protocol
How to apply?Apply onlineEasy application
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How Many Registration Loans Can I Have in AZ?

By law, you can have up to 5 registration loans at any given time in Arizona(AZ). Their unique needs determine the maximum number of loans a person can take. The legislation stipulates that you may take as many as you want, but no more than five at a time.

Registration loans have lower borrowing amounts, which is why the law allows you five loans. In most cases, the amount lent to you by one lender may not be sufficient to meet all of your unexpected expenses.

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Get a Registration Loan Even with Bad Credit Today!

Take out a registration loan without using your car as collateral. We'll connect you with lenders who will gladly provide you with a registration loan despite your bad credit. Check it out now!

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iPaydayLoans is a company committed to connecting borrowers to hundreds of reputable online lenders to apply and get small-dollar payday loans quickly, easily, and securely, helping cope with life emergencies like paying medical bills, home, or car repairs, and so on.

Customer Note: A payday loan is traditionally used to help people borrow a small sum of money until the next upcoming payday. It's a short-term solution to cover unexpected expenses when people have no savings or deep pockets. Those who find themselves in a bind with their budget and want to refill it with credits should seek the advice of a professional financial assistant. A borrower also has to peruse local regulations related to a payday loan.

Availability: The service of this platform may not be accessible to people based in restricted states. Please check the local regulations to find out its availability in the area. Rules of this website are subject to change without notifications.

NOT A LENDER Disclosure: iPaydayLoans is not a lender but a broker and does not charge you any fees for our broker services. The lenders or other broker services we introduce to our customers through this website may pay us commissions if customers enter into a credit agreement with them.

Disclaimer: iPaydayLoans is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.