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Title Loans

Is the hunt for the right title loans seizing your valuable time? Then, you must give iPaydayLoans a try. iPaydayLoans helps you save time and effort in choosing the right car title loan lenders with competitive rates. We partner with various lenders in the market and help you connect with one easily.

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What Is a Title Loan and How Does It Work?

A title loan is a type of loan that is backed by an asset as collateral, most commonly by a vehicle. They may need to temporarily surrender the documents that state the title of the vehicle involved.

Most title loan lenders do not look for a very good credit score. Just a soft credit check is involved in lending title loans. You can easily apply for title loans from a suitable vendor if you have a vehicle that is lien-free. It is also mandatory that you have proof of ownership of the vehicle and license.

The loan amount is based on the value of the borrower's vehicle, and the borrower typically will have a defined time period to repay the loan in full. If the borrower is unable to repay the loan, they may be required to hand over their vehicle to the lender. Borrowers should be sure to shop around for the best rates and terms before taking out a title loan.

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Benefits of a Title Loan

A title loan is beneficial in various ways. Here are a few:

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    Least processing time

    Title loans typically have a very short processing time. In most cases, you can apply for a title loan online and receive funding within 24 hours. This makes title loans an ideal solution for those who need cash fast for an unexpected expense.

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    No need for a high credit score

    Most lenders do not do a hard credit check for title loans. So, you can easily get a title loan even if you have a low credit check.

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    Fast money

    Online auto title loans can help you get money faster. The borrower has to just complete the application to be eligible to get the money. Most lenders provide money as fast as in one business day.

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    You can still keep your car

    You do not need to surrender your car just because you have made its title as collateral for your title loan. You can keep on using it as you wish until you keep repaying your loan properly. In case of failure to pay back the loan, the lender will take away the vehicle.

Common Types of Title Loans

There are different types of title loans that are availed backed by the vehicle as collateral. Some of the most common types are as follows:

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    Car Title Loan

    Cars are one of the most commonly availed auto title loans. The majority of the auto title loans are supported by cars as an asset. All types of cars are eligible for auto title loans.

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    Motorcycles Title Loans

    Two-wheelers like motorcycles can also be used as collateral in availing the title loans.

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    SUVs, short for sport utility vehicles are large vehicles that can be used both on the city streets and off-road. SUVs can also be used to obtain title loans.

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    RV Title Loans

    Recreational Vehicles, most commonly called RVs are large motor vehicles with cabins that are used as living space. RVs can also be used as collateral for availing auto title loans.

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    Trucks, as we all know, come in many shapes and sizes. These are used to transport essential items, equipment, or cargo from one place to another. Trucks can also be used to secure a title loan. The process is similar to obtaining a car title loan.

What Are the Requirements for an Online Title Loan?

Online title loans are helpful if you want to start the process online and set up an account to check your balance and make payments digitally. It saves time and the inconvenience of visiting the brick-and-mortar office on a busy day. The documents that are required for securing online car title loans are as follows:

Car Title

Having a car title in your name establishes you as the owner of the car thus helping in obtaining a title loan.

Photo Identification

A government-issued ID card such as state ID, driver’s license, passport, etc.

Photo of the Car

While applying for an online title loan, the photos of the car are submitted to the loan agent to skip the in-person vehicle inspection.

Proof of Income

One of the most important factors for securing a title loan is showing proof of income through bank statements, invoices, social security benefits statements, etc.

Proof of Residence

It can be shown by utility bills, mobile phone bills, the title of a house, etc.

Why Is iPaydayLoans the Best Option for You?

iPaydayLoans can be a wiser option for you to find lenders to get title loans at reasonable prices. Here is why:

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    Easy application

    Most of the lenders you find through iPaydayLoans gives you the easiest way to apply online by filling out a simple application form. With all the legal information and identification documents in hand, filling out the application form is incredibly effortless.

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    Quick approval

    When you apply for a title loan with a lender listed by iPaydayLoans, your approval process is quick and hassle-free. Your application form will be approved almost within 24 hours, provided your documents are perfect without any issues.

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    Good credit not needed

    While getting any type of loan, your credit scores will be checked by the lender to make sure you will be able to pay it back. Most lenders you find through iPaydayLoans does only simple soft credit check enabling you to get a loan even if you have a bad credit score.

Guides & Tips Related to Title Loans


  • 1. When will I get my car title back?

    The borrower will get the title back as soon as the loan is repaid in full including the commission or the steep fees charged by the lender.

  • 2. How do title loans work?

    The title to the car is pledged as collateral to the lender and the borrower gets the cash. The loan amount depends on the value of the car.

  • 3. Can I receive a title loan online?

    Yes, you can easily connect with various lenders to get a title loan online with iPaydayLoans by submitting your information today.

  • 4. Can I get online title loans with no store visits?

    Yes, iPaydayLoans offers you the advantage of finding title loan lenders online without any need to visit a store.

  • 5. Do online title loan options require good credit?

    Not necessarily. Most lenders even provide title loans for people with bad credit. However, the interest rates and other charges would be higher in that case.

  • 6. Can I get title loans online direct deposit?

    Yes, with most lenders, the funds can be deposited into your bank account within minutes of approval if you have a valid bank account that accepts direct deposits.

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Get Easy Cash for Your Vehicle Title Now!

Want instant cash and have a car title to spare? iPaydayLoans can help! We help you connect with various title loans lenders for people with all sorts of credit. Get started today and grab the chance to have cash for your vehicle in no time!

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iPaydayLoans is a company committed to connecting borrowers to hundreds of reputable online lenders to apply and get small-dollar payday loans quickly, easily, and securely, helping cope with life emergencies like paying medical bills, home, or car repairs, and so on.

Customer Note: A payday loan is traditionally used to help people borrow a small sum of money until the next upcoming payday. It's a short-term solution to cover unexpected expenses when people have no savings or deep pockets. Those who find themselves in a bind with their budget and want to refill it with credits should seek the advice of a professional financial assistant. A borrower also has to peruse local regulations related to a payday loan.

Availability: The service of this platform may not be accessible to people based in restricted states. Please check the local regulations to find out its availability in the area. Rules of this website are subject to change without notifications.

NOT A LENDER Disclosure: iPaydayLoans is not a lender but a broker and does not charge you any fees for our broker services. The lenders or other broker services we introduce to our customers through this website may pay us commissions if customers enter into a credit agreement with them.

Disclaimer: iPaydayLoans is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.