Payday Loans Online

No collateral, no cash? No problem. Reach out to iPayDayLoans for some payday loans today.

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Supercharge Your Finances With Payday Loans

Emergency costs are inevitable, popping out every corner like clowns and daredevils on Halloween. But they shouldn’t keep you grounded. Definitely not with iPayDayLoans just around the corner.

With our payday loans, it can still be business as usual for you. We will link you up with one of several lenders in our network whose offers suit your loan needs. You can borrow money from hundreds to thousands of dollars. The process is swift, easy and doesn’t involve hard credit searches that negatively impact your credit score.

Get Payday Loans Online Now!

Getting payday loans these days is as easy as pie. With iPayDayLoans the procedure is even far easier. The entire process can be done online - from submitting your personal information to getting credited.

  • Submit Your Info

    Fill out the form and submit relevant information, and we'll connect you with one of several lenders in our network.

  • Receive Offers From Lenders

    Our expert panel reviews your form, makes soft credit searches on your credit history, verifies your employment status, and then makes a decision. You will get multiple offers describing in detail the approved loan amount, interest rates, and other terms of the loan agreement.

  • Get Credited In No Time

    You may receive the money very soon after you agree to the loan terms. If you experience any undue delay, check with your bank to be sure it’s not from them. No hidden fees. What you agree to is what’s expected of you in the end.

Why iPaydayLoans?

  • Time-efficient Process

    You can connect with some of our lenders via any internet-enabled device. All you need to do is fill out a simple form and you should get a quick decision from them in. Compare that with what you get with brick-and-mortar banks and you can tell you are in heaven.

  • Quick decision & funding from lenders

    Our reliable partner loan lenders review your request and cross reference your credit history, employment status, and intimate you with their decision quickly. They then provide you with zero-obligation quotes and get you the money fast.

  • Trustworthy online payday lenders

    Our payday lenders are true to their words and do not take cheap shots at their prospective customers. In other words, they do not take advantage of their situation to introduce hidden fees, ridiculous interest rates, or rescind on the agreed loan terms. Lenders in our network are no rip-offs.

  • Fair interest rates & terms

    The interest rates set out by our partner-lenders are fair and competitive. The loan terms are also as flexible as a thin slice of wire, designed to accommodate the peculiarities of each borrower.

  • Top-notch security measures

    Our security protocol is armed to the teeth with a 256-bit encryption protocol and a SSL certificate. Therefore, all data entered into our database is safe and secure. Trying to illegally mine or harvest them is in fact as difficult as pulling teeth. All interactions with our servers are private and secure.

  • Bad credit considered still

    Have a bad credit score or no score at all? That doesn't matter. We’ll consider you regardless. We have a network of bad credit lenders who set up to help people with ridiculously low credit scores. They’ll provide you enough cash to put out those emergency fires.

Things to Consider Before Getting Payday Loans

Select the Appropriate Loan

Although payday loans are purportedly the same, some lenders' payday loans aren’t exactly payday loans by definition. Some lenders may require you to note down a guarantor or secure the loan with an asset. Therefore, know what you are getting into before applying.

Cross-Check the Lender’s Conditions

Conditions to be met for loan amounts, payback, proof of income, and credit ratings differ from one lender to another. Before applying with a lender, make sure that the lender's requirements are aligned with your loan needs.

Understand your State’s Laws Governing Paylending

Each state has its peculiar laws and regulations concerning payday lending. These laws are put in place to guide against ripping off borrowers or taking advantage of low-income families and people with low credit scores, and paylenders are bound to follow these laws. Take some time out to study these laws and be sure your paylender is complying with each of them. No exceptions.

Alternatives to Payday Loans

Installment Loans

Installment loans may be secured with a collateral and repayment is usually done over a long time compared to a short-term loan. We want to help you pay up. So we will connect you with lenders who’ll give you favorable installment plans that suit you best. Say, pay $1 a day.

Title Loans

A title loan requires an asset as collateral. The collateral value is usually considered above everything else. Got a bad credit score but need some hefty cash? Throw in a high-valued collateral into the mix. Direct lenders like our partners can help out if you have difficulties in paying up.

Quick Loans

Just like the name suggests, it’s one you receive quickly. Unlike a payday loan or some other loan types that may take a day or two, a quick loan is approved and sorted quickly by, Got some business deals to iron out? Continue, your capital is coming through quickly.

Short-Term Loans

This is one option to explore if you have a decent credit and need to take care of an emergency expense. How about repairing those machines just in time for that massive project? Hit the ground running by accessing short-term loans and getting them repaired.

Bad Credit Loans

Some online lenders tailor their system and program to suit loan applicants with bad credit scores. Nah, we aren’t leaving you out to dry. We'd still help you out. If your credit score isn’t as impressive, consider getting loans for bad credits from our lenders.

Personal Loans

Want to sort out some medical emergencies or pay up your ward school fees before deadline day? You can still make it. Borrow some personal loans from our lenders and you should be credited in a few hours.


  • 1. What Are Payday Loans?

    Payday loans, also known as cash advance, are emergency funds and lent out to individuals and businesses who need to sort out immediate needs before their next payday. Typically, borrowers are expected to hold on to these funds only until their payday after which they are required to pay back what they owe.

  • 2. Eligibility Requirements for Payday Loans

    The following requirements must be met to be eligible for payday loans: You must be a US resident, at least eighteen (18) years old, have a banking account, a stable income, and a valid ID.

  • 3. What Sets iPaydayLoans Apart From Other Lenders?

    Asides having a stress-free document submission process, and getting you loans even with a bad credit, what sets us apart from the rest is that we are a loan broker rather than a direct lender. Based on the information you supply us, our industry-leading smart technology connects you with one of the several lenders in our network who’s willing to loan you some money. As it turns out, you receive an instant on-screen loan offer from the lender as fast as the next business day.

  • 4. Can I Get Payday Loans With Bad Credit?

    Yes, you can. Whether you have a credit score that’s far from perfect or have no credit at all, we can still refer you to willing direct lenders. There are several bad credit loan lenders out there who are willing to provide people with bad credit loans. However, you must note that the interest rates in this case are usually higher than when the loanee has a better credit score.

  • 5. Why Should I Choose iPaydayLoans Instead Of Direct Lenders?

    When you apply to a direct lender, your choice of loan and loan terms are limited to their dictates only. On the other hand, if you choose a loan broker like iPayDayLoans, you have a wider range of options to connect with. With our service, your details may be sent out to 100+ payday loan lenders, thereby increasing your chances of getting a loan.

  • 6. How Much Can I Get From Online Payday Loans?

    You can get anything between a hundred dollars and a thousand dollars. The amount a lender is willing to let out depends on a number of factors like your incomes, credit scores, how much money you want to borrow, and so on.

Seize a Loan Opportunity Now with iPayDayLoans!

You don’t need to get into those thronging queues to access a loan. Get a payday loan this instant from our trusted lenders.

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