Summit Mortgage Gordon W. Shelton Blvd, Fredericksburg

Michael was phenomenal to work with! He gave great advice, was incredibly helpful and kind throughout the process and felt like he truly had our best interest at heart. He notified us of a grant we qualified for that we weren't even aware of. Of everyone we contacted to get a pre-approval quote, he was the only one to send us a full breakdown of closing costs and give a followup call to explain every single line item—which ended up being VERY accurate to our final closing costs. My husband and I highly recommend Summit Mortgage for great customer service, transparency, and a stress-free closing experience.

Karen is a needle in a haystack. Her character, kindness, compassion and personality are matched only by her dedication to her clients and determination to make it a stress free process for her buyers. She was quick to respond to my every inquiry and kept me informed throughout the process. She has my heartiest recommendation and will be my go-to for life.

Michael Lee worked for 7 months to help me in getting a loan for my parents who had some difficult obstacles due to situations out of their control. He worked tirelessly with me for that long with excellent communication, honesty and kindness toward their situation. I highly recommend Michael and Summit Mortgage to anyone in need of their services. We closed on their house yesterday and it would have never happened without Michael Lee's help and dedication!

Michael Lee was so wonderful to work with! He made our first time buying a home so easy for us! Very professional, quick responses, and kept us updated every step of the way! I would highly recommend him to everyone I know!

I am a REALTOR and deal with many, many Lenders in my profession. Michael Lee was the *MOST* responsive & knowledgeable lender I have dealt with in the last 15 years! I am so overly impressed with his accessibility and responsiveness that I am now going to be referring all of my clients to him for his TOP NOTCH SERVICE! Not to mention, his loan programs were perfect options with the lowest fees/closing costs. BRAVO Michael Lee, BRAVO! Well-deserved accolades!

What can we say except, every step of our housing process was flawless! Michael and his entire team has raised the bar for any of their competitors. Many thanks to Michael, Karen and David for seeing our process through, from alpha to omega. We highly recommend their services. My only recommendation is: This team needs a slot for 10 stars 🌟!

Michael Lee was great. Made the whole process very straightforward and smooth for us. Would definitely work again with him in the future.

My husband and I had just been denied for a refinance by BB&T after waiting 5 months and meeting all qualifications. We were feeling very discouraged when I found Michael Lee at Summit Mortgage. I'm so grateful i did! He made the process so smooth and he kept in touch with me every step of the way. I felt like I was his only client! I would recommend him to everyone I know. He had us at closing within 1 month!! I couldn't believe it. Thank you so much Michael Lee!

Michael walked me through the process of buying my first home and answered all of my questions without hesitation. He is extremely knowledgeable on the loan and home buying process and broke things down in a way that I understood everything clearly. Michael also was quick to respond to all of my emails and phone calls no matter what time it was.

Tyler is an all around professional. He is easy to work with, very responsive to questions and concerns, and provided overall excellent service. Despite a compressed timeline and the challenges imposed by the COVID-19 environment, he got our loan processed and approved for closing in less than three weeks at a great rate. The Summit Mortgage Team communicates well internally, which facilitated smooth transitions throughout the process. Highly recommended!