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Loan agency

Payday America W Division St, St Cloud

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3.7
Closed
SaturdayClosed

+1 320-654-2541

https://www.paydayamerica.com/storelocator/roseville-mn/

2550 W Division St Ste B, St Cloud, MN 56301, United States

Apply Online

    Services

    • Installment Loans
    • Payday Loans
    • Signature Loans
    • Title Loans
    • Car Repair
    • Collateral Loan
    • Community Support
    • Funds Transfer
    • Instant Loans
    • Loan By Phone
    • Secure Loan
    • Traditional Bank Loan

    Payday America Reviews

    S

    Scot Morgan (FatherGang)
    5

    This location has been good to me for years. I never used the payday loan side until recently. They're Better than everyone else locally as far as loan amounts and fees. Just remember to bring id, your pay statement, and current bank info. I DIDN'T have my very current bank statement and had to come back with it. The lady was nice and professional.

    Response from the owner

    Hello, Scot! Thank you so much! We appreciate you spreading the word and the awesome review!!

    B

    BikerScout98
    5

    I was weary of trying a payday loan for the first time because of all the stories you hear of very high interest rates, fees, hidden costs, and the process of it. I chose Payday America because it had the best all around business feel and the website offered some solid information. I went in and approached the clerk (Lisa i believe) who greeted me with a smile and asked if i was in need of assistance for a loan or would like information on how to go about getting one. She was very polite and talked to me in english, and not in legalese. I knew i would probably need my last paystub, id, and current bank statement as that seems standard on loans like these. I was surprised actually at the amount i was allowed to borrow, and the interest really wasnt all that much! Overall the process in total wasnt too long, Lisa was informative and cheerful, and i left feeling like i didnt just go into debt for the next month or two.

    Response from the owner

    Hi, BikerScout98! Thank you so much for sharing your experience! Come on back and see us again soon, ok? :)

    D

    Debbie Oaks
    5

    Lisa did a great job walking me through the loan process and explaining the options I had.

    Response from the owner

    Hi, Debbie! Thank you so much for sharing your experience at our store! Come on back and see us again soon, ok? :)

    T

    Tina Schmidt
    5

    There when I needed emergency cash....a life-saver!

    Response from the owner

    Hi, Tina! Thank you so much for sharing your experience at our store!

    H

    Heidi Tetzlaff
    5

    Awesome service and friendly staff at the Saint Cloud location!

    Response from the owner

    Hi, Heidi! We really appreciate you sharing your experience at our store!!! Come on in and see us anytime :)

    B

    BS98
    5

    I love this place! I have had numerous loans here over the past 2 years. The loan agent lisa is always nice and my last loan was increased due to my promotion at work. This helps me sometimes when im in a bind or need a large down payment for a major purchase. Bank statement must be current to the day your asking for one though, so be prepared! Recommend 100%!

    Response from the owner

    Hello, BeastieBoy79! Thank you so much! We appreciate you spreading the word and the awesome review!!

    E

    EIRINN ALAN
    5

    Friendly service person, loan was fast and i wanted more but fair to be honest. Would use again.

    Response from the owner

    EIRINN Thank you for taking the time to review our service. We appreciate the 5 star review and look forward to working with you again soon.

    M

    M. Omari Grant
    5

    Thanks Lisa for being such a big help with my purchases.

    Response from the owner

    Hi, M.! We're so glad Lisa could help you out! Thank you for the 5-star rating! We hope to see you again soon!

    J

    Jake Stanchfield
    5

    Lisa is the bomb.com, thanks Lisa!

    Response from the owner

    Hi, Jake! Thanks so much for the great 5-star rating and review!!

    T

    Tessie Lucas
    1

    They will screw you over, rude management.

    Response from the owner

    Hi, Tessie. We are so sorry to hear about your experience at our store. We would like to learn more about what happened. Please email us directly so that we can better understand your experience and address your concerns. [email protected]

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    FAQs

    • 1. What Is the Phone Number of Payday America?

      You can call Payday America via +1 320-654-2541. You can fill in our easy-to-use online form to submit your loan request as well.
    • 3. What Type Of Loans Can I Get From Payday America?

      Payday America provides following services: '
      • Installment loans
      • Payday loans
      • Title loans
      • Signature loans
      • Car Repair
      ' See more service details of Payday America.
    • 5. Is Payday America An Agency Or A Lender?

      Payday America is a Loan agency that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan broker, can connect you with our network of lenders to get easy and fast online loans.
    • 2. What Is the Address of Payday America?

      Payday America is located at 2550 W Division St Ste B, St Cloud, MN 56301, United States. You can look for their store address on the map software and visit them in no time.
    • 4. How Can I Apply For A Loan At Payday America?

      You can submit your information on their website. If you need addition financial assistance, you can always click here to explore more options.
    • 6. What Will Happen If I Failed To Perform Repayment On My Loan?

      You can always contact your lender if you are not able to repay your loans. Your lender may change your repayment due dates for you to fit your financial situation at the moment. Visit our online platform to learn more information if, for example, you defaulted on your online title loans.
    • 7. Can I Get Bad Credit Loans from Payday America?

      Yes, it is possible to get loans with a low credit score such as personal loans online from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also check out our website to get instant loan quotes with bad to no credit.