P1FCU 11th Ave S, Nampa

I've enjoyed a professional relationship with Barry Nichols for several months now, and he is the reason my company partners with P1FCU. The excellent communication, friendly service, and overall teamwork Barry has shown make him a real asset to your fantastic credit union. You guys are the best!

I have banked with MGCU for several years and have always been happy with everything. I have always been impressed at their customer service as well has their care and concern for our accounts. I prefer credit unions because they know me and my family and we aren't just a number to them. Even traveling out of state I am usually very careful about using my debit card, but have never had any problems. I do communicate with them if I am doing something out of my normal activity so they have a heads up. Plus, they will touch base if they ever have any questions about my activity. It is a personal touch that you can't get a huge banks. I also have had several loans as well as my home mortgage with them and the loan department is so helpful with the paperwork, and understanding the process, with great rates as well! You will not be disappointed in everything they have to offer.

Mountain Gem Credit Union is a great place to bank! Very friendly with their members. They generally care about their members and are always more than happy to help you. I have both my truck loans through them and I haven't had one issue. They have great promotions all the time!

Love love love the friendly and helpful people at this credit union. They’ve always gone above and beyond and treat me as a personal friend not just a member. I highly recommend them and know you can trust them with your money and to help in any way they can!

Update: After a credit card company charged my Husband's empty checking account 3x(!) because we didn't select my account, taking us for $35 in fees, MGCU could have done the same-- 3 times! I am extremely grateful they didn't. They chose not to charge us (which we couldn't have covered- meaning further penalties) without us even contacting them. What a relief! It's easy to make a costly mis-click once in a while with multiple bank accounts and cards, and I greatly appreciate a credit union which doesn't penalize this when the money is there. As for the 5* review for $5 I mentioned from over a year ago, they amended it to $5 for "a positive review", so I didn't qualify. Still, it appears they listened, and that matters to me. They earned those 2 extra stars, with an amended 5* rating if this is the new policy. Thank you, Mountain Gem. ------------ I have been a member of Mountain Gem since it was called Quinco and I was a toddler-- I'm almost 43; I wish that loyalty counted for something. Their online service still lags days behind, putting members at risk for overdraft fees (they got a family member this way, even though the money was actually deposited earlier, as records showed!), and although they waived a +/-$1 "test fee" from new businesses (which caused overdraft fees of $35ish), I am told this was a one-time "courtesy". Like other banks, they punish you for having an empty account. They are running a $5 promotional, but only for those who rate them 5 stars. I'd respect them more if they allowed honest feedback. - 1 star for that. Beware of 5-star reviews.

Proud member for 12 plus years. When we moved to Nampa 6 years ago they did not have a branch anywhere in the valley. We Stayed faithful with long distance banking though. Now here they are just 2 miles from my house. Thanks P1FCU! Keep up the great work

I've been banking with Mountain Gem Credit Union for several years. I have stayed with this credit union for many reasons. Everyone on there staff has always been very friendly, helpful and respectful towards me. I have had several loans through the credit union and have had good rates. Everything about this credit union has been extremely positive. I have no plans of ever taking my business away from them.

Mountain Gem has some odd policy of declining your debit card purchases if they consider your spending activity "unusual." They could CALL and ASK if my card was stolen, but instead they put me through the embarrassment of having my card declined when there is PLENTY of money in the account. I forgave them the first time, I do like to support local businesses and I prefer credit unions to banks, but these people have made it a HABIT to act like my mother, telling me what I can and cannot buy. I am closing my account tomorrow. Oh, and those 5 star reviews? That is because Mountain Gem is offering people 5 dollars to come give them a good review. Good businesses just GET good reviews, they do not have to buy them. "Attention All Members: We need your help! Google wants to know what a great credit union we have, and we need you to tell them today! Please google Mountain Gem Credit Union, click on our name and then click on Write a Review. Next, create your Five Star Review of our awesome credit union. When finished let us know and we will deposit $5.00 into your Mountain Gem account as our thank you for your time. Everyone wins!!"

Mountain gem has amazing attentive staff. They are very friendly and easy to work with. We have our car loan through them and a savings account. If you are looking for a new financial institution I would highly recommend you pick Mountain Gem.

I've been with Mt. Gem since they were Quinco in Weiser, ID. Great place to do service, such helpful staff and friendly. I appreciate a credit union for their low/minimal fees and great interest rates. I may not live close a Mt. Gem Credit Union now, but I still bank with them, because IT'S WORTH IT!!!!!!!!