Golden Valley Lending E Hwy, Upper Lake

I use them often and love it! Great customer service and always comes through when I need to borrow money. The installment plans are reasonable and a little high but worth it depending on how much you need to borrow. You always have the option to pay it off in advance or pay the initial amount with like an extra small fee that saves you money. This is my go to when I need it and helps boost your credit!

Very easy to use and I love how I didn’t have to take the amount I was approved for. I was able to take just what I needed. The money was deposited in 1 business day which was a life saver. The only thing I didn’t care for that the minimum payment is high and it happens on the next pay day. I understand wanting to get it paid off quickly is the goal but I needed the loan to help me out a little longer than a week. I do highly recommend them just know if you get the money on a Wednesday and your pay day is Friday you will have to pay it Friday.

Quick and easy to use once you are returning customer. Very fast. Easy customer service via chat app while logged into account. I would recommend if u need quick service. I would not recommend due to high interest payments!

Golden Valley Lending is GOLDEN, just like their name!! I have used their services more than three times over the years. They have always been very professional and fast in their word and work!! I love referring them to others and staying in touch with them (incase l need them again)! I hope you love and enjoy them as much as I have! You + Golden Valley = a Win-Win

Golden Valley, helped me with a loan when no one else would. After my divorce my credit was horrible. Golden Valley REALLY saved me. I have used them 3 times and they helped me get my credit score up. The loan process is so easy. I HIGHLY recommend them to anyone who needs a fast loan.

I love these guys for anytime I’m in a cash bind. Their loan process is easy and transparent. When I get paid I usually just pay the loan off in full with very minimal fees (less than I would have been charged by my banks overdraft fees!)

Fast application process and service especially for returning customers. I received a promo code which is excellent. However I applied today and I get paid in 4 days. Not sure if I have to pay back the loan in this short amount of time.

Needed to get a small loan for some educational stuff and needed it done quickly. Golden Valley Lending made applying fast and easy and I got the loan approval within an hour or so. Had a small issue with my bank account and customer service assisted me quickly to get the problem fixed.

Quick fast and wonderful service. I had trouble registering, I went to the help center I chatted with a agent and everything was good. 13hrs later I woke up to it in my account. 4pm I applied, 4am my Deposit was in. Thanks Golden Valley Lending

The application was quick and easy. I applied after hours but got a decision right away. During business hours, my loan was approved and the money was sent to my checking account a few hours later. The website is easy to use and I can see all my loan details plus my payments through the website.

Tammy who was the representative that I spoke to, explained in detail what type of services that was available to me! I had a great experience, I highly recommend Golden Valley Lending for your financial needs. The interest wasn’t too bad at all. I spoke to other lenders but this one is by far the best! Thank you!

I have been using Golden Valley Lending for more than a year. They have attended my service with good answers also worked with the account in a good understanding. Highly recommend company and thank you for the services.

I was a bit hesitant to use this site but sometimes you're just desperate so you take a leap of faith. They give you a ton of time (6 months) to pay off the loan but if you actually take that long you will be paying double your original loan amount. You do have the option of early pay off with no penalty which I fully plan on doing. You can pay down the principal at any time which is great. Also on the plus side I submitted my application at 7pm on a Sunday and the funds were in my bank account by 1pm Monday!

Very good lending company, when you’re short on cash, they are there for you. I came short on my bills needed some extra cash, I provided them with proof of income, and a bank account. The whole transition went smooth and the money was in my account the next business day. Great company 👍

Excellent service! No lengthy application as if you are doing a traditional loan like many of the the other sites. Swift and professional mannerisms on the site, as well as timely delivery of deposits into your account. Would highly recommend.

Golden Valley has been a great company to work with. Their responses are fast. They are funding is quick and they work with me whenever I have a question or an issue. I would highly recommend them.

Golden Valley Lending provides great service in a pinch. Always upfront about fees and willing to work with you. Funds were deposited to my account the next day as stated. I like the chat feature as a way to communicate with Customer Service.

They are really really expensive. This should truly be a last resort. The process is easy and pretty good customer service ( which is why they still get 3 stars) To be honest, they could lower their rates and make a lot more money.

Shannon (sp?) was a pleasure...I phoned and I was completely fortunate to have her answer as she brought my blood pressure down! Anyway, I have been at the mercy of the CA - EDD and Golden Valley Lending totally helped me out during the coronavirus! Thanks a Bunch!

Golden Valley I cant thank you enough, we were in an emergent situation having to gather some funds for a family member funeral and time was ticking away, you stepped in and helped me so much. The process was painless and very fast. Thank you again

This company is always so helpful. I appreciate them always being there for me and my family when I need a little extra help. Thanks Golden Valley for all the help you have given me.

I have done business with you for at least 4 years and you have been nothing but helpful especially with this virus you helped me when I had my grandchildren at my home for 7 months. You deferred my payments to help out with groceries really appreciate your help. Thank you

I really appreciate how very professional and prompt everyone at golden valley were. At first I thought it was too good to be true until I actually saw the money hit my bank account I am very grateful that there are still good people in the world thank you golden valley

The representative on the phone was very helpful. She went out of her way to help me understand the terms of the loan. She was patient and professional. I appreciated her wonderful client service.

In less than 24 hours, my account was funded. No extra call, verification or unneeded drama. You complete the application in full, they do the rest. All from the comfort of my home. Thank you!!!

Great customer service! Each agent I’ve ever spoken to, has been courteous and extremely helpful. Thanks for the finds but also thanks on having great workers.

I was really in need of a personal loan for some unfortunate financial situations that happened. I know that my current credit status isn’t the greatest; however Golden Valley was able to approve me and get me the funds I needed! Thank you so much Golden Valley I truly appreciate it!

Fast funding but unless you are paying off loan by the first due date the fees are crazy high!!!! Even if paying off by the first day it is pretty outrageous. But living paycheck to paycheck is the nature of the beast and they are totally capitalizing on that. But relatively easy to get a loan. J

Extremely fast, exceptional service. The entire process was really simple, easy and clear. I was impressed with how fast they approved me, and how quick they deposited the funds into my account. Very professional customer service. It was a great experience. The only thing I would suggest and would have liked, is explaining the pay back options and installment schedule. Other than that I'm completely satisfied.

This company is absolutely amazing! The application process was supper easy and also within a hour I knew I was approve. This was exactly what I needed to get funds right away to take care of things immediately. I'm so thankful to God that this company is genuine and quick to assist. Thank You!

Very dependable when in hard jam, they will work with you on changing payment dates in hard time, very knowledgeable and PLEASANT. They know their job, and treat u with respect. Still be glad to pay off, payments are low, really. Depending on the amount, Do 300. 00 payments are low. I really don't know if I would recommend some one unless they really really needed this and could afford payments. Really Good.

I absolutely LOVE this company! I am on my second loan with company, The loan process IS SUPER easy.. money comes Quick and easy to repay loan.. also the amount due decreases over time and you can also set up extra payments to principle online, you don't even have to call.. this will be my go to loan company for life! Thank you Golden valley!!!

Golden Valley Lending came thru for me when there were other companies who did not. Applying was easy and quick. Customer Service was very informative on the details of my loan. I will use them again, if necessary and you should too!

I have used them a few times and everyone is always really friendly. My money is in my account super fast too but my main reason for using Golden Valley is their customer service. I truly appreciate helpful, friendly people.

It is a very pleasant experience dealing with Golden valley lending. The reason I give four stars instead of five is up until today, I have dealt with very nice friendly customer service Representatives. today I encountered my first representative that was rude and was trying to rush me off the phone, I can't blame the whole company for one bad seed so that is why I still gave a four-star review.

I was really hesitant to obtain a “pay day loan” based on the extremely high interest rates a lot of companies apply. Golden Valley Lending differs because they are totally transparent about the pay back schedule of their loans and even advise their clients to pay off their loans as soon as possible to avoid paying hundreds of dollars extra in interest. The customer service of the team is wonderful, the website is easy to understand and loans are paid out next business day to the specified bank account. I’ve utilized their services only twice, only in situations where I really needed the extra cash but I always made sure to pay off the entire loan either on my next or following pay day.

Whenever they call me it always seems to be at the right time. They work with me and understand that because you get paid doesn’t mean that you have funds to stretch and take care of everything. I can email when they are closed and receive a phone call as soon as they open. This company makes it less stressful to get the money you need when you need it. Thank you so much.

Requesting is quick and easy. Friendly staff helps get you squared away with emergency funds you need. Repayment calendar is easy to follow (or pay off in full at any time w/o penalty). Golden Valley is my go to lender when needed.

The rep's I talk with are so nice and very quick. Oh, and they speak very clear English which I love. Just some verification and your money is on it's way. The only down fall us the fee is high but it got me out of a jam for sure this week. I love Golden Valley Lending

Golden Valley has good customer service who listen carefully to your requests and never make mistakes about what you’re asking. If there are any adjustments, they are timely with making the corrections.

This has been a very challenging year for me and the world. Golden valley understands and works with you you to ensure whatever financial issues you have, they will help and understand! Kudos to Golden Valley for caring and for understandin humanity! Life happens to everyone!

I’ve only used GVL in emergency instances as I would recommend them to anyone. Remember, it’s a payday loan. Not meant for long term. Don’t bash them because you can’t pay in full your next payday.

Very appreciate that I got approved. It really helped me out and the amount they loan out are reasonable. I would recommend this to friends and anyone. Didn’t think they were legitimate but doing research and knowing someone that got a loan. They are very helpful.

I have never had such difficulty getting a loan in my life! This is day 2 and i have spent too much time and energy just to get a little amt of money!!! Spoke to 4 people, they then had to call my bank to verify something that they had incorrect and now i can wait for who knows how long to get said money!!! This whole process has been stressful and a complete waste of my valuable time!!! I should get the first pmt for free! If/when i decide to accept and get this money! I would really hate to see if this was an Emergency situation and was relying on this!!!!! Very unprofessional and i am highly dissatisfied!😤😤 i would not recommend!!!

Usually when i get a loan through this company nothing goes wrong money is in my account next day. This time though, something happened when my with my account number and even though the bank said they could transfer the money to the correct account golden valley insisted on the being returned to them first so they could start the process over again.... this is very a very poor process and it really put a stress on me when i was counting on money to be deposited into my account. Now i have to wait for the bank to return the money to them(3days) and then wait for golden valley to re deposit it into my account (2 days) not a goods experience and not helpful.

GVL has been the best company I have ever used for a loan. Their genuine customer service is superb! Their willingness, patience and understanding to work with you is what makes them so great. Thank you GVL!

The ease of use is the only favorable part of my experience. The biggest complaint that I have are the fees. There are enough fees involved with this type of loan so I was surprised to find additional hidden fees. I thought I had asked about all fees and was very surprised to find an additional wire charge of $10.00 deducted from my account. I will never use this company again and I recommend that you choose another company. To my surprise, I received a response to my complaint. The company went above and beyond to make the situation right and I now feel that I made the right choice with Golden Valley Lending.

Although payments can be expensive. They give your loan in reasonable time and when in need. Every representative I have ever spoken to were helpful and answered all questions to the best they could. Very realiable service!! I would recommend for small loans in need fast.

I needed some urgent help and Golden Valley was able to assist me in a quick way! Within hours, I received what I needed with no phone calls. I would highly recommend this company if you ever need this type of assistance.

I appreciate Golden Valley Lending for leaving me a message letting me know that l wasn't done with me summiting my request for a loan. When l checked my messaging system l noticed the alert so l checked it out. l can't remember the young man's name being so excited but he was direct and straight to the point he was patient, and very helpful to me. And he was very professional l would recommend Golden Valley Lending they deserve the highest rating possible a five star in rating. I also spoke to a young lady by the name of April pertaining to the survey questionaire and she was very polite and kind and also direct I would recommend Golden Valley Lending to anyone and everyone I appreciate Golden Valley Lending for what they have done for me God bless everyone who works where has any connections with e organization Golden Valley Lending.

The online questions were direct and to the point. The customer service person I spoke to was kind and very patient with me as I stepped thru the process. My money was in my account the next morning. Great service!

App was extremely easy to use and customer service reps were patient, knowledgeable, courteous and extremely helpful. Would def reccomend to anyone looking for a short term loan during these stressful times.

There is no way you will get to read this review for long. They will take it down ASAP. This Tribal Lending is a scam. Other tribal fronts have been prosecuted recently. Stay away from this scam because it is indeed a major scam. The tribe is not involved with anything except taking money for the use of their front. Interest rates of 500% in many cases.

Everyone at Golden Valley Lending is beyond Top Notch! There arent enough words to fully express how much I have enjoyed working with them! Everyone I've spoken to has been so nice and pleasant and you can really tell they want to help you! I will definitely recommend Golden Valley Lending to others and they will be my first go to if/when I need lending in the future!

Customer Service at its finest. I needed to take care of a couple of past due bills ant Golden Valley Lenders helped me out. Thank you for sharing and taking excellent care with me. PT