Bay Equity Home Loans N Wiget Ln, Walnut Creek

Julie and her team are simply amazing! I met Julie when my sister purchased their first home. She spoke highly of Julie and the rest. So I told my self that I would love to work with that particular group once I was ready for my home. Julie is very communicative and personable, she is always there every step of the way. Julie is also very knowledgeable and a strategic thinker (she really wants to get you the biggest bang for your buck) and simply they just get the job done!

Julie and team were great to work with on my mortgage refinance. Julie kept the process on track and constantly kept me up to date with the process. Julie is transparent, trustworthy and very knowledgeable. Will definitely work with Julie again on my next purchase. Highly recommend.

Julie Croust and her team did a fantastic job on my two recent re-finances, including salvaging one that another broker screwed up. They are very responsive, and great to work with. They were recommended to me by a close friend, and now I know why. I also heartily recommend Julie for your home loan.

Julie and team have worked with me patiently and have provided excellent guidance and support throughout my refi process. I’m thrilled with the results we got. The rate we landed on exceeded my expectations and the process was smooth.

There are three areas where Julie's service excelled. First, this was the most efficient and timely execution (3 weeks!) of a mortgage transaction I have ever had (out of three home purchases and two refi's over past 20 years). That is really saying something considering we are in the middle of a mad rush by homeowners to refinance with the lowest rates ever due to the pandemic. Second, Julie locked me at the lowest 15 year rate ever recorded and third, she provided excellent title advice.

Julie is the absolute best !! When my fiancé & I had a horrible experience with our previous lender Julie came & truly saved the day. She worked tirelessly to get us the best deal & was extremely transparent throughout the process. She walked us through step by step. We went on vacation towards the end of the process & we felt comfortable leaving knowing that we were in good hands. I can’t sing Julie’s praises enough, she’ll be our go to for life !

Fantastic group. Julie and the team are great and helped us close on our home. Highly recommended!

I highly recommend Bay Equity Hope Loans, I had such a pleasant experience working with Julie Chroust. She is not only very knowledgeable about her line of work but is responsive, attentive, diligent, and made my refinance process move along seamlessly. She is truly a joy to work with. Julie was able to answer all my questions, provided excellent feedback, and was very efficient. With so much uncertainty during this pandemic, Julie made me feel at ease moving forward with the refi process. I would not hesitate to work with her again.

Working with Julie Chroust and her team, The Chroust Group, was nothing short of amazing. The honest guidance received during the initial process was extremely helpful for the success of closing escrow smoothly and on time. Not only that, but we appreciated her experience, knowledge and advice so much. We always felt like Julie had our back and our best interest always at heart. She fought for us the entire way along, and gave us the proper information to make the best decisions for our future. Julie was always available to answer my questions, responded quickly, and gave expert advice. Her knowledge is second to none, truly. I will refer her in a heartbeat to everyone I know and will always sing her praises. I'm so grateful to have her as my mortgage professional. If you are reading this testimonial, look no further, you've found her!!! There is truly no one better! Thank you Julie for everything you did for us!

Julie and her team made the first home buying process a breeze! They were always keeping us up to date and letting us know where things were and what else they needed from us to keep things moving along. Highly recommend for anyone who wants an enjoyable experience while getting a loan (who knew that was a thing?!)