Zach P Smith - Chariot Financial S Wadsworth Blvd, Lakewood

Zach is knowledgeable, reliable and a clear communicator. My husband and I were first time buyers, lived in a different state then where we purchased the home and are also from a different country (Europe). Zach took his time to teach us the market and the loan process, including all terminology and steps. Sometimes we asked the same questions and he never lost his patience. He was there for us anytime we needed. He was also very realistic with his feedback, straight forward. He made us comfortable, he never pushed us in any decisions, he communicated with us clearly when the market changed and went over every possible scenario with us. We highly recommend Zach, you will not be disappointed! Zach, thank you for your assistance with the loan and for making our dream come true! We are truly enjoying our home and happy with the current loan, E & F

If I could give higher than 5 stars for Chariot Financial I would. They changed my life by getting my Reverse Mortgage done. I vetted several other Reverse Mortgage Brokers. They had higher fee’s, and they were pushy. Not only did Zach take the time to explain it in a way I could understand but did it in a non pushy way. I felt comfortable going with forward with them. Leanne is extremely knowledgeable as well and has the experience to get over hurdles during the underwriting process and prepared everything for closing.

It was an absolute pleasure working with Zach, LeAnn, and Chariot Finacial. They assisted me with the purchase of my first home and were there for me every step of the way!! Zach is a very caring, honest, and punctual person that helped me be confident throughout the whole process. I could not have chose a better company to work with!

Zach was great to work with! He was very thorough and informative throughout the whole process. He helped guide us through every step of the way and was always available to answer questions!

Recently used Chariot Financial to purchase a new home in Colorado and had a wonderful experience with Zach Smith and his staff. They were very knowledgeable and professional throughout the loan process. Made sure I knew exactly what they needed from me to complete the process and were always available to answer my questions. Made sure my closing was done on my timeline.

I recently submitted a loan application through Chariot Financial and was shocked at the level of service they provided. Zach Smith was especially attentive to my particular challenges. It was quite evident that his interest in my welfare was absolutely genuine. I also appreciated his forthright manner. He was always encouraging but also very straight with me. I would recommend him and his company in a heartbeat to my friends and family.

Zack and his company gave us a wonderful experience with our home.They always got back to us in a timely manner. He took the time to explain any questions we might have had no matter how busy. I would recommend him to friends and family.

Consumer beware. Zach Smith with Chariot has zero integrity and will take advantage of you at any chance. He thrives on having the upper hand and watch you squirm when he is in control. He is disrespectful and rude to his clients. He is not even able to admit when he is wrong and then points fingers. He has no ethics or morals. Please do yourself a favor and avoid at all costs.

We bought 2 paired homes in Castle Rock and the loan process was easy with Zach. We had sold an investment property to buy these 2 properties and Zach was able to find us a loan within the allotted time frame. I will use Zach again.

My wife and I were first time buyers. Chariot Financial made the process so easy. 100% satisfied with Chariot Financial. Highly recommended !