The Wise Guys Temecula Margarita Rd, Temecula

Extremely excited to be writing this review, First of all Nick is very professional and easy to communicate with. He made my husband and I feel confident we would buy our dream home during this crazy market. Nick also assured we got the best rate. We went over in details the does and don’ts during escrow, If you are looking to work with someone who knows what they are doing Nick is your guy. Thank you Nick!

After looking for months for a new home to purchase in this crazy market, I was ready to give. That was until I met Nick and his team. Nick was very patient with me, walked me through the process, and explained everything to my understanding. I can't thank him enough for all the time and effort he put into getting the numbers where they needed to be. If you are looking to buy a home (or refinance), this is where you want to be. I promise you will not find better rates! Thank you again Nick. I really appreciate everything you have done.

My Wife and I can’t say enough great things about Nick and his team. We were first introduced to Nick 12 years ago while purchasing our first home in Temecula. After many failed attempts with unsuccessful bids in the area, Nick got us our home within 30 days. Fast forward to now, we are thinking of selling our home and relocating out of state. The first person we thought of was Nick to guide us and get his expertise on the market and what we need to get the process rolling. The thing we value most from Nick are his honesty and transparency throughout the mortgage process. We highly recommend Nick and his team!!! Jerrod & Carolina

I have had the opportunity to work with Nick Dexter and The Wise Guys many times over the last 15 years. Nick is all the things you'd expect from a great lender; knowledgable, professional, hardworking, but he's so much more than that. He is a devoted family man who is passionate about helping his clients and friends. He is truly one of the best in the business of home loans!

Nick was working with us on a new build. The home builder seemed to try and move the bar further and further every week . Nick was on top of the builders requests and at the same time found an amazing loan and rate for us. Nick put in more work then I ever saw from previous lenders. I will work with and recommend the Wise guys from here on out

Nick was the one that helped out me and my family. They closed on our house at around 20 days after an offer was accepted. Gave us the best rate in a very very competitive market, which my family and I are grateful for. A better rate will increase your buying power, and a short closing days will make you more competitive against other buyers. I have many friends who went through Nick, and none of them have nothing but great things to say. I strongly recommend them to anybody that are looking for the best service while getting the best deal!!

Nick and his team exceeded all my expectations for a lending team. When we discovered some irregularities at closing our real estate agent, Steve Turner, reached out to Nick on our behalf. Nick and his team were able to get us approved and cleared to close in four business days. Over the course of those four days was a federal holiday and the previous lending team being difficult with releasing some home documents. We will be recommending Nick and Steve to everyone we know that is interested in purchasing a home. Absolutely amazing to work with and I will happily do it again.

My wife and I were more than satisfied with the hard work and commitment of this team. They will go above and beyond for you. Wise Guys has the best interest rates and closed our loan in record time. My previous loan company was not able to do what Nick and his team accomplished. Thank you very much. We will be recommending this company to family and friends!

I’m glad that we acquired Nick as our lending agent when we bought our home 3 years ago. We started looking to refinancing 3 months ago after being bombarded with letter of multiple lending companies stating that they would give us the best refinance deal. So I reached out to a few of those letters and asked them to give me a estimate of what they can lock us in and they were basically all the same, they all promised a better deal than the rest. It never crossed my mind to reach out to Nick until I was about to lock my rate with one lending agent, which I’m not going to name but she was basically stating that it was mandatory for us to pay out all of our debt after I told her multiple times, that that wasn’t the route that we wanted to take. Nick ran me some numbers and no one came close to matching his. Besides helping us with the most possible cash-out refinance deal, he also helped us with the appraisal refund from the previous lender that we were going to close after reaching out multiple times and no response. Sorry for making this long but I want Nick to know that me and my family are very grateful to have met him and for all his help in this stressful journey. We definitely recommend him and his team! Thank you so much!!!

Our families home buying experience didn’t start out the best with our first lender (remain Anonymous) however our realtor suggested we reach out to Nick and his team at The Wise Guys Temecula. Let me tell you what, his dedication to us and the process was by far the best experience we’ve had ever! From day one he hit the ground running, going above and beyond. Every tiny detail was discussed, Nick walked us through every step of along the way. We hit some curve balls along the way, but Nick and his team came out on top. If it was possible to give 100 stars I would, exceptional service, dedication and all around amazing to work with.