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Mortgage lender

Summit Home Loans N Main St, Kaysville

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5
Open Now
Tuesday8:30AM–5:30PM

+1 801-855-8535

http://summithomeloans.com/

375 N Main Street, # 201, Kaysville, UT 84037, United States

Apply Online

    Services

    • We Are Your Local Mortgage Experts Home Loans Are Our Specialty
    • Price Speed Are Where We Thrive

    Summit Home Loans Reviews

    P

    Phil Lewis
    5

    Mitch Wilkes and Ridge Lewis provided a great service for my recent home purchase in Kaysville. They have helped many friends and businesses associates in the past couple years. I would highly recommend them to anyone in Utah. Dillan and his team are outstanding

    Response from the owner

    Thank you Phil! We appreciate you letting our team help you but your beautiful new home.

    K

    Kailey Rae Photography
    5

    We loved working the Summit Home Loans! After getting quotes from our previous loan officer and others, their rates were far lower. I also appreciated that they actually knew how to look at our taxes! Being self-employed, that was an issue we ran into time and time again. We saved hundreds of dollars a month by refinancing with them and I would use them again if we moved or added on. A few of the loan officers have even supported my business in return which is always appreciated. They are prompt, answer all your questions, and treat you like a friend! Highly recommend.

    Response from the owner

    Thank you Kailey! We appreciate you referring your friends as well.

    B

    Brady Smith
    5

    Summit Home Loans is a great place to go if you’re wanting to get prequalified, purchase a home, refinance a loan, or use any of their other services. They provide a high quality experience when working with them and they are all very down to earth people. I’ve had awesome experiences working with Hunter who just recently started working at Summit and I would recommend him to anyone. You won’t regret choosing Summit!

    Response from the owner

    Thank you Brady. Hunter is an excellent loan officer, thank you for trusting him and our team with your home loan needs.

    K

    Kim Haggarton
    5

    We have done many loans throughout the years for several homes and Brayden by far was the best and easiest loan officer to work with! He was extremely organized, thorough, and meticulous. Everything went very smoothly and there was no stress or concerns involved at all throughout the process. We highly recommend him and will definitely use his services again!

    M

    Megan Van Brocklin
    5

    Summit made it super easy and convenient to refinance our home. Our loan officer was awesome at explaining everything we needed to know and took his time to make sure we were happy. We checked around and we definitely got the best rate through them. Will definitely use again in the future.

    M

    Misty Dawn Bentz
    5

    Summit Home Loans is one of the best companies I have worked with in mortgages. Ridge and his team run a tight ship - they are responsive, accountable and most of all knowledge about their products and services. Highly recommend this company as they will get you into your home while offering you peace of mind.

    J

    Josiah Scheid
    5

    This was the easiest home loan I have ever done. Any mortgage loan company can get you a great rate, but the customer service at Summit is top notch. That is why I will definitely be using them again in the future.

    Response from the owner

    Thank you Josiah. The Summit Home Loans family all greatly appreciate you trusting us with your mortgage needs.

    K

    Kenzie Chilcote
    5

    Brayden at summit home loans is amazing to work with. He is a good listener, dependable, and thorough, assuring nothing will be overlooked. He’s honest and will surely get you the best deal. I highly recommend working with him. You won’t be disappointed!

    Response from the owner

    Thank you Kenzie! Brayden is the best.

    D

    Davis Owen
    5

    Like most, I like to “shop around” to make sure I get the best deals and services- Mitch Wilkes was hands down the best I could ever have found. He was able to get my little family into our dream home and made the process so smooth and quick. We were very fortunate to find such a great guy like him to me the exact payment I was looking for. I would highly recommend anyone to him.

    J

    Josh Moore
    5

    Finally decided to do a refinance on our home in Eagle Mountain and we were told good things about Summit Home Loans since it is local to Utah. We originally had our mortgage through Rocket Mortgage, but our experience with them seemed to lack that "real-person" relationship. We ended up working with Hunter Roybal who was able to take our rate of 4.25% down to 3.5%. It saved us about $140 a month which was nice. Hunter was very professional and cordial throughout the entire process.

    B

    Brian Wilkes
    5

    Thoroughly enjoyed using Summit Home Loans for my mortgages. I've used them on my primary residence as well as investment properties and have had nothing but positive experiences. Mitch did a great job keeping me in the loop, and helping me with all my questions.

    H

    Hayden Fredrickson
    5

    If you need a loan, Summit Home Loans is the place for you. These guys are great to work with, super responsive and really take care of their clients. It’s nice to deal with a company full of great employees. I highly recommend giving Kenzie a call!

    H

    Hannu Willey
    5

    The team at Summit Home Loans is phenomenal. They helped us get together our documents on a tight timeline resulting in an ultra smooth closing. Kate was amazing at fielding our questions, connecting us with Dillan, and making sure our needs and wants were met!

    K

    Kailey Baird
    5

    These guys are top of the line and very fast! They made my refinancing process so super easy! They answered all my questions and helped with all my needs! Very professional and ALL are extremely kind! I highly recommend this team to get the job done and done effectively! Thank you Summit, you guys are truly appreciated!

    X

    Xavier Carden
    5

    Summit home loans was an unforgettable experience in a great way! I'd highly recommend anyone use them for all housing needs. From start to finish and everywhere in between all questions and expectations were answered and met!

    A

    Abby Roberts
    5

    The experience with summit was phenomenal! Mitch Wilkes was thorough, caring, and answered all of our questions so that we felt completely comfortable during the process. They were able to get me the best rates and make the experience super enjoyable. Would highly recommend to anyone!

    D

    Danny East
    5

    I couldn’t say enough about the positive experience I had with Summit Home Loans. Ladd was great to work with and made the home loan process seamless. I have suggested these guys to co-workers, friends and family. Top tier company.

    M

    Mackenzie Kariya
    5

    We have worked with summit for a few years now and have loved every minute! Best employees, and such great interactions with everyone! I feel like we get honest answers and they really care about you! Definitely recommend to anyone.

    J

    Jaci Dandos
    5

    These guys are so good at their job; Ridge Lewis made my experience with them awesome. He was fast but thorough and knew exactly how to save me the most money. Will definitely be buying a home through him again!

    P

    Paige Lewis
    5

    My husband and I where stressed about the home buying process and our Loan Officer Mitch Wilkes made the process as painless and smooth as possible. He answered our texts and calls late at night and on weekends and was patient enough to educate us all throughout the process. Definitely recommend Summit Home Loans and HIGHLY recommend Mitch Wilkes.

    J

    Joe Ford
    5

    We would love to tell you how amazing our experience was with Brayden . He helped us refinance our house and received an amazing service.His attention to detail was incredible. We would recommend him to anyone that is thinking about needing this type of service as we are sure he will provide the same care to you that he did for us!

    R

    Rachel Roybal
    5

    We went through Summit Home Loans when purchasing our house recently and they were so great to work with. Hunter was so kind and helpful! The process went smooth and we are so happy we went through them! Would recommend to anyone!!

    R

    Rebecca Santiago
    5

    We have been renting since we got married (5 years ago) and we were quickly out growing our small 2 bedroom apartment. We didn’t know anything about buying a house or how to even get pre-approved. We were apprehensive but decided to take the leap anyway and we are so glad we did! Mitch made the whole process easy for us and answered any questions we had. Thank you Mitch and the whole Summit Home Loans Team!

    R

    Ryan Flint
    5

    I had an amazing experience with Summit Home Loans and Ladd VanBrocklin. I have a lot of experience in doing real estate transactions and Ladd made the process so simple and easy for me. I recommend anyone, whether a first-time mortgage, new mortgage, or refinance, to not even think twice and call Ladd to help. He is honest, hard working, and had great customer service and communication throughout the entire process.

    R

    Rylee Chilcote
    5

    I did my first mortgage loan with summit home through Brayden and had a great experience. I checked out multiple mortgage companies and summit had the best rates by far. They were very open with their rates, fees, and processes. The whole process felt to be more educational focused rather than sales focused which I appreciated. I never felt uncomfortable and if I had any questions I was always treated with patience and respect. Closing was a breeze and went through quickly without any hiccups. If you need a loan, refinance, or just have any Q’s hit Brayden up and he’ll take good care of you!

    F

    Falyn Waters
    5

    Kenzie at Summit was the best to work with to refinance our loan. She was very knowledgeable, helpful, and easy to work with. Highly recommend for anyone buying a new home or refinancing

    K

    Kylie Helgesen
    5

    I had a great experience with Summit Home Loans! Sage was so great to work with, and not to mention made sure to get me the best pricing! I highly recommend working with them.

    S

    Sumner Peterson
    5

    We worked with Mitch Wilkes at Summit and we had a great experience! Very fast turn around time throughout every step of the process and we got a great deal! Wish I could add more than 5 stars since they over exceeded our expectations from start to finish.

    h

    heg marrison
    5

    summit home loans is perfect for all of your financing needs! they were very helpful and easy to work with! i highly recommend them to everyone!

    c

    cari harrison
    5

    Summit Home Loans is such a great company to work with. They are so professional and willing to help with any concerns you might have. Highly recommend working with their friendly and attentive staff!

    P

    Paul Pedler
    5

    Jill was amazing and helped us every step off the process. She made it non stressful and got us an incredible rate. I highly recommend Summit Home Loans!

    T

    Tanner Pointer
    5

    Summit gave me a great experience. Ridge was informative, kind, and attentive. A mortgage can often be intimidating but they made the process so much easier. Thanks again!

    R

    Randon Gruninger
    5

    I couldn’t be happier with the experience I had with these guys. They were incredibly helpful, knowledgeable, and professional. They helped me with some of the concerns I had with doing a cash out refinance and walked me through all my different options. I have already recommended them to friends and family and will continue to do so!!

    R

    Robert Olson
    5

    We recently bought a house and it was one of the worst experiences ever in this housing market but luckily we used Ladd at summit home loans. His team made everything super streamlined and shockingly easy! Hopefully we never have to buy a house again....ever. But if so we'll definitely use Ladd and summit!

    K

    Karlee Young
    5

    We’ve used Summit Home Loans twice now to refinance our home and save us money on our monthly payment. Jill was quick to answer any questions I had with detail and expertise. We will continue to use them for any future needs!

    E

    Emily Anderson
    5

    Summit Home Loans makes it easy and fun. Hunter is the absolute best. he is so outgoing and helpful, he is able to easily give anyone options in order to find the perfect home. We HIGHLY recommend calling Hunter because he's amazing at what he does, and very fast, and the best to work with! GO WITH HUNTER!!!! Call him!

    J

    Jameson Smith
    5

    I had a great experience working with Summit Home Loans. They not only got us a great rate on our loan, but the service was great! I would recommend to anyone, especially first time buyers.

    J

    Jason Hansen
    5

    We all want the best rate and most favorable terms when we finance. With Ladd Van Brocklin at Summit Home Loans you’re guaranteed to get both. He makes the entire process easy and stress free, and I feel like I made a new lifelong friend in the process.

    C

    Cass Graham
    5

    I had such a great experience. I was able to get into a FHA 4 years after a foreclosure. The summit team was great! Shout out to Sage she found papers for underwriting that I was unable to find. I got a great rate! Being a women buying a home alone is stressful enough, but they were flaw less. Helped me every step of the way.

    Response from the owner

    Thank you Caas! We're grateful you let us be your local mortgage experts. We agree Sage is great.

    B

    Brenan Corbin
    5

    I’ve been buying homes for years. Nobody is better at getting loans than this company. On top of that, I’ve never met a loan officer as good as Mitch Wilkes. He took care of all of my needs and was quick to respond. He has also gotten me several amazing deals on multiple rental and commercial properties. He knows his stuff and is always looking for new ways to improve your experience. I wouldn’t use anyone else.

    J

    Josh Roberts
    5

    I’m not a ‘reviewer’ normally but I have to say, I’ve not sure I have ever been through a home loan process with anyone else and has such a great experience. Mitch Wilkes is incredible at what he does and needs to be recognized for it. Mitch is honest, and real. Hard to find that now a days. It’s always nice to find someone out there who truly wants the best for his/her clients and Mitch went above and beyond and showed how this process should be done. Kudos Mitch. I’ll be back and if anyone asks, you’re the only guy to see when buying a home. Thank you!

    Response from the owner

    Thanks Josh!

    L

    Laisa Gillies
    5

    Amazing experience working with Summit home loans but MITCH WILKES is your guy! His knowledge & professionalism is second to none! He did everything on and off the clock for us to ensure we were always informed & getting the best possible mortgage/interest rate! You can count on him to get the job done RIGHT!

    T

    Tiff E
    5

    We had a great experience refinancing through Summit Home Loans! Jill, our Loan Officer, was knowledgeable, she was attentive and answered ALL our questions (we had a lot), and helped us get a great rate! The process was painless and pretty quick! Highly recommend this team!

    N

    Navy Paul
    5

    Summit Home Loans has been so helpful in getting me started into real estate. I will go through Summit with all my transactions and real estate advice. Sage was quick to respond and help with any questions I had. :) I highly recommend this team. All of them are pleasure to work with through a stressful process.

    J

    Juliana Roybal
    5

    We had the best experience with Summit Home Loans. We worked with Hunter and he was so outgoing and helpful, he was able to easily give us options in order to find what we wanted for our house. We recommend calling Hunter because he's awesome and very fast and easy to work with! Call Hunter today!!

    S

    Sindy Carlos
    5

    Sage was so great to work with. Summit Home Loans made sure to get me the best pricing. I highly recommend working with them. This process can be very intimidating so trusting I had someone looking out for my best interest made my experience great.

    A

    Ashli Dodd
    5

    McKenzie at Summit Home Loans was awesome to work with. She was super knowledgeable about what would be the best option for us with our mortgage. She was also very responsive and made a normally painstaking process super easy. Highly recommend

    A

    Alexi Hinds
    5

    Working with Summit for our loan was a great experience. Working with Ladd Van Brocklin was great, he helped us with everything we needed start to finish and made the process seamless. He made everything quick and easy! Highly recommend Summit and will use them again for sure.

    J

    Jarran Scheid
    5

    I used Jill Hardman on my new build and I cannot be more grateful for all the work she and her team did. After comparing rates and fees with three different lenders, none of them came close to beating Jill’s. She has her client’s best interest and I would highly recommend Jill if you’re buying a home or refinancing.

    D

    Dan Henry
    5

    I have worked with Summit Home Loans twice now and I've been overly impressed each time. I have had complicated situations each time and they have worked diligently to get me through to the end. Ridge, Sage and Ladd were all incredible to work with and on top of every situation. I would recommend using them for any type of mortgages.

    S

    Stevie Safley
    5

    This was our first time working with Summit Home Loans. We had the pleasure of working with Dillan and Sage. They were both phenomenal. Sage made the process especially easy for us and was always one-step ahead. Each time we spoke with her, she offered solutions and answers. She was very kind and always had a smile in her voice. Thank you for your help!

    S

    Sophie Ferrante
    5

    Sage was so great to work with. Summit Home Loans made sure to get me the best pricing. I highly recommend working with them. Made sure I understand every little thing and was very helpful especially if you are new at this

    A

    Allyson Van Brocklin
    5

    We loved working with Summit Home Loans! Ladd and Dillan answered all our questions and made the process so quick and easy! I highly recommend them to everyone. They made sure we got the best rate on our refinance and it saved us lots of money.

    G

    G Cook
    5

    Summit Home Loans is a great place to go if you’re wanting to get prequalified, purchase a home, refinance a loan, etc. Everyone there is very down to earth and they always have your best interests in mind. Major shoutout to Mitch Wilkes for his diligence and professionalism! He’s an awesome dude to work with! You won’t regret choosing Summit!

    M

    Megan McCleary
    5

    Would highly recommend Summit Home Loans to anybody. Sage was such a dream to work with & made the whole process a lot easier than I could have imagined! They did their best to get me the best pricing possible.

    B

    Briant Harrison
    5

    Summit Home Loans was amazing to work with! They made this process so easy and stress-free. Super thankful for the friendly employees and all of their hard work. I highly suggest working with Summit Home Loans!

    l

    leslie potter
    5

    I wanted to thank Summit Home loans for doing our refinance. McKenzie and Sage especially went above and beyond what I expected. There were so many details that they took care of when I ran into issues. I always felt that I was a priority to them. So happy with the whole team and the experience. Wish I would have done it sooner!

    E

    Eric Williams
    5

    We had an amazing experience with the Summit Home Loans team when we refinanced our home. It was such a good experience that we are coming back to work with Ladd and the team again as we are looking to do some major home improvements. Ladd has been extremely helpful and very patient to do things on our timeline while making sure that all perspectives are considered. I know that Ladd is ensuring that what is best for us gets done.

    J

    James Markrow
    5

    I don’t know much about buying homes and taking out loans, but Matthew was very clear and straightforward in showing me the best next steps to take.

    J

    Jessica Fox
    5

    Hunter is the BEST!! He really is so helpful and hardworking! He is happy to answer any question and find the information you need! He makes you feel like you have been friends forever! So easy to talk to and fun to be around! It is always a great experience when working or being with Hunter! HIGHLY recommend Hunter for your needs! 1000%

    P

    Paula Munizaga
    5

    Brayden is a true mortgage professional of integrity who we can trust when making any decision. Always willing to listen, offer ideas, and help in any way he can. It is very nice to meet professionals who are dedicated to their work, incredible experience!

    M

    Matt Seely
    5

    These guys worked day and night to get the job done during a CRAZY time in the world of finance. Really appreciate how hard the team worked and thrilled with the outcome. We worked with Jill Hardman. While we were still shopping around she hands down worked the hardest for our business and that work did not stop once she'd won it. Highly recommend working with Jill and the Summit Home Loans team.

    J

    Jourdan Tidwell
    5

    Summit Home Loans is an excellent company. I definitely recommend working with them when it comes to home loans. Dillan and Brayden have been so helpful and knowledgeable and you can't beat their rates!

    J

    Josh Gee
    5

    Me and my wife used Summit Home Loans for our first house. Everything was super fast and really simple. They helped us get an excellent rate, and their customer service is outstanding. Ask for Hunter or Mitch.

    S

    Sydney Hyde
    5

    Working with Summit Home Loans was an incredible experience. I felt super overwhelmed with the whole process at first, but they eased my stress and it ended up being a seamless process. I would recommend their services to anybody.

    K

    Katie Vandermeyden
    5

    We just bought our first home. We had a great experience with Ridge Lewis. He is very attentive and friendly. We had a great experience with him. If you ever are buying or refinancing I highly recommend using Ridge!

    S

    Sydney Robertson
    5

    Mitch Wilkes did an amazing job finding the best home loan! He was very professional, easy to work with, met all my expectations. I would highly recommend using him to get the best home loan.

    L

    Lisa Van Dyke
    5

    We have loved working with Brayden Chilcote for our new home loan. He has been very responsive with any questions we have had and has kept us updated throughout the process. He is amazing and I would highly recommend him for any mortgage needs!

    T

    Taetunaula Palau
    5

    We worked directly with Mitch Wilkes when we purchased our homes. Mitch did an amazing job walking us through all the speed bumps that we encountered along the way. I look forward to working with him again in the future. If you’re looking to buy a home call Mitch, I promise he will take care of you and will patiently walk you through all the things you need to do to purchase a home. Thank you Mitch.!!

    L

    Luke Taylor
    5

    Mitch did a great job helping us with our new home purchase. I'll use him for anything mortgage related. Saved us a bunch on closing costs and was priced better than anyone else out there.

    D

    David Greaves
    5

    I haven't used Summit Home Loans for a mortgage however I've recently learned that Brayden Chilcote has joined the team. I would definitely consider Summit Home Loans in the future because I believe in Brayden. Brayden is an outgoing person with amazing integrity. He is generous and always willing to help. I will definitely consider Brayden and Summit Home Loans for my future mortgage needs.

    J

    Jaylynn Mink
    5

    Summit Home Loans is a great place to go if you’re wanting to purchase a home! We had the opportunity to work with Mitch Wilkes, he was beyond helpful, and extremely knowledgeable.

    J

    Jayni Brenchley
    5

    Mitch Wilkes has been amazing to work with. The whole Summit team is the best in Utah! They were able to save us a ton of money. Can’t wait to use them in the future.

    C

    Christina Balls
    5

    We have known Brayden Chilcote and his family for ten plus years and have only good to say about him and his character! He is honest, trustworthy, kind, and I know would do all he could to make the loan process a smooth and positive experience! We would definitely call him when in need of a home mortgage for our family!

    M

    Makinsey C.
    5

    Brayden Chilcote is extremely thorough, pays close attention to every detail, and is very passionate about what he does. He will go above and beyond to get you into a home you love with the BEST rates and financial situation possible. I would highly recommend him to anyone I know looking to purchase a home, refinance, or anything mortgage related.

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    FAQs

    • 1. What Is the Phone Number of Summit Home Loans?

      You can call Summit Home Loans via +1 801-855-8535. You can access our online loan marketplace to submit your loan application as well.
    • 3. What Type Of Loans Can I Get From Summit Home Loans?

      Summit Home Loans provides following services: '
      • We are your local mortgage experts. Home Loans are our specialty
      • price speed are where we thrive.
      ' Check out more details about Summit Home Loans.
    • 5. Is Summit Home Loans An Agency Or A Lender?

      Summit Home Loans is a Mortgage lender that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan service platform, can connect our customers with our network of lenders to get reliable loan services.
    • 2. What Is the Address of Summit Home Loans?

      Summit Home Loans is located at 375 N Main Street, # 201, Kaysville, UT 84037, United States. Take a look at the map and pay them a visit right now.
    • 4. How Can I Request A Loan At Summit Home Loans?

      You can submit your loan request on their website. If you need further assistance, you can always visit iPaydayLoans to choose between various loan options.
    • 6. What Will Happen If I Can't Pay Back My Loan?

      You can always contact your lender if you have trouble repaying your loans. Your lender may adjust the loan plan for you to fit your financial situation at the moment. Visit our online platform to learn more information if, for example, you defaulted on your title loans online.
    • 7. Can I Get Loans With Bad Credit from Summit Home Loans?

      Yes, it is possible to get loans with a low credit score such as online personal loans from them. You can contact the lenders for detailed information regarding loan requirements. You can also check out our website to get instant loan quotes with easy conditions.