Sprout Financial E High St, Phoenix

Roseanna Diaz was a pleasure to work with. I was kept up to date regularly and the whole process worked flawlessly and quickly.

Absolutely one of the worst company's I have ever dealt with. They will mislead you and then never call you back. Started a loan in Early Feb and now in May we get notice that they declined us after approving us and charging our Credit card for an appraisal. Stay Clear of this company.

I worked with Scott Shaw at Spout and he provided amazing customer service. Not only was Scott extremely informative, he provided insight on why Sprout is head and soldiers above their peers. Sprout allowed me to fund my real estate deals quickly which provided a peace of mind to my sellers. I'll definitely be contacting Scott Shaw at Sprout again in the future!

I worked with Chris Delgado, I was not aware that the funding they offered was through credit cards until the very end of the process. I was not able to get the number that we had set out upon, but I was aware that that might be the case. Also my credit score, which I worked very hard to get to 800, was trashed because of all the hard pulls and is now under 630. The funds are very hard to access and require fees every time you want to access them. It is 0% interest and they do keep track of the funds in a very organized fashion which is nice.

I dealt with Sprout Financial to get some funding. I didn't understand the process and that funding would be coming from credit cards (I was under the impress that they were loans). Once I found out I immediately stopped all dealing with Sprout and canceled and revoked credit cards and applications for more credit cards. I asked for the fees to be waived and was denied until I filed a complaint with the BBB. Then Sprout contacted me and waived all fees and told me that they apologized for any miscommunication and that they would take this feed back and make sure that people understand the process of them applying for credit cards in your name. Make sure you understand the entire process and that you are comfortable with the terms. I was not, but am glad to have the issue resolved. If you go into the process knowing that they will charge you 9.99% of the total credit card amounts you are approved for and are ok with this process, you can get the funding you need I am sure. If you are not ok with this process, I would look for other avenues for funding.

I cannot believe that I let Sprout Financial MISLEAD ME and offered me multiple forms of financing for real estate investing and ended up in debt. I had to pay $4,268.44 for a company to impersonate me to apply for credit cards and the experience left me in debt, during the time I was in an out of a hospital due to a serious illness, it did not meet my expectation of getting cash/funds to flip houses. Over multiple conversations, Sprout’s CSR told me they would reach out to banks about loans and let me know how much I would be approved for and I would have to pay 11% of interest rates AFTER using the funds. In multiple conversations, I confirmed they were applying for loans and that I would have to pay 11% IF I USE THE FUNDS. I remember during one of my last conversation, that Sprout’s CSR told me that my "cards" were in the mail. At that point, I found out that they had applied for several credit cards in my name. I still remember that they were applying for LOANS not credit cards. In recorded phone conversations I was initially told that loan would be exactly like home equity line of credit and that is how it was explained, NOT CREDIT CARD. They then state that they liquidate credit cards to make line of credit. When asked about the liquidation process, they told me to pay them first and they could give me more information of how transforming the credit cards into cash. WHAT A SCAM! I still don’t know what I was thinking when I gave permission to Sprout Financial create a fake email and use my personal information to apply for credit cards and charge me 11% of the approved amount. After all, I had numerous inquiries into my credit score, approved for 5 credit cards and not close to the amount I qualified for/requested. It was a waste of time and money working with this company. Some cards were as low as $2,000, which provides no help when trying to flip homes. I have cancelled those credit card applications myself and called Sprout requesting my money back, but I got no response from them. After 2 weeks of no return from them, I am here to let everyone know what kind of service they offer. If I wanted credit cards, I would have done myself.

I have been working with Sprout Financial for the last two years and they have helped so many investors realize their dream of flipping houses with their financing. I have been working directly with Melissa and her team which provides quick solutions, and a professionalism in the industry. I highly recommend using Sprout Financial and especially Melissa if you are looking for funding for your business.

Sprout did get me the credit I applied for, but yes all in credit cards which wasn't my preference and did effect my FICO scores. But I've tried to call Sprout to discuss my account and I can't get anyone to answer. Automation puts me on hold for almost 30 mins each time then voice mail. I need to ask a question but no accessibility after my loan funded. Eventually on my 3rd attempt someone answered and agreed to send me the info I requested. Will check to see if received.

I was helped by Melissa Abela from Sprout Financial for obtaining credit from various different companies. She was very knowledgeable about the products her company was offering. I found her to be very prompt with her communication. Her company delivered the proposed credit as promised and on a timely manner. I would definitely do business with her and the firm in future and would highly recommend her to anyone seeking financial services.

I am writing this review on Mr. Daniel (Danny) Shaw (Sprout Financial). Danny helped us through the process of educating us about different types of loans that would work best for me and my family. He was upfront and brutality honest through the entire process. I really appreciated this, because I knew what to expect and there were absolutely no surprises. Thank you Danny for all of your help, thank you for being a friend to me and my family. Charles

Sunny from Sprout is a true consummate professional. She has been incredibly friendly, thorough, persistent and quick with her knowledge and service. I will *definitely* return to her in the future when her products fit my financing needs and recommend working with her without hesitation.

Sprout Financial has great services, they did exactly what they said they were going to do. They got my credit score up to 700 and help me with funding. I was updated every step of the way and never left in the dark about anything. I had a great experience with Sprout Financial.

I just want to start by saying that I've been in the finance and real estate business for 17 years. Sadly, I got unlucky, and got paired up with Chris Delgado. He was cold, unresponsive, and always seemed bothered by having to do any work or communication. He's the single worst financial related unprofessional I've worked with in stocks, real estate, finance, banking, etc in two decades. Although I'm "Approved" for financing, I'm declining moving forward because the process seems profoundly shady. I proactively asked what are the fees for each loan? I got a vague answer and Chris refused to communicate clearly, or proactively. I finally asked for it in writing. He never would send anything in writing that disclosed the fees, which feels deceptive & fraudulent. Also, his exact last words to me were that now "I had to accept their mandatory credit repair process before I can proceed", despite the fact that I had removed, and had, and provided proof, that there were ZERO collections or late payments on my account. He had the same amount of information with the first pull of my credit, but the narrative kept changing. When he clarified that I "Had to use their credit restoration services in order to get approved" I was done. Sometimes you experience companies where you can just feel like you were treated poorly, disrespected, and ignored. Sorry Sprout Financial, you should have called me back. I tried to let an execute know about my concerns, or a manager, but no one called me back. I should have expected that I guess. It all starts at the top.

To start, Sprout was able to help me find financial access that I didn't know I had. I needed to be able to learn how to move money around so that I could find a way to build my company and achieve my dreams. They walked me through the whole process, even when I doubted it and wanted to give up. When I had questions, they were more than willing to help me address them and guide me to understand the use of leveraging my credit score as well as gain access to higher credit lines. Even after my official process was complete and I ran into some questions as to how to pay off my lines of credit best, they were still responsive and helpful! I would highly recommend them to anyone who needed some financial help to build their business or reach their financial investment dreams. Thank you so much Sprout!

I'm posting this review because Zach was diligent in following up with my small business needs. In fact, due to his consistent communication with me, I was able to qualify for a business line of credit within a couple of hours to motivate my small business as we move forward! Thank you Zach and I'm very grateful to have come across Sprout Financial : )

Sprout financial has excellent service. They made the process of securing a line of credit simple and painless! I appreciate the professionalism, insights and expertise they have. They directed me every step of the way. I highly recommend their services!

My experience with Sprout Financial has been wonderful. I was able to get the funding I wanted and more. My funding specialist Mike Duhaney was very professional and compassionate to my funding needs. He checked in with me daily to see how things were coming along. I highly recommend them and for Mike Duhaney to be your specialist.

the team at sprout financial has been so great. They have help with my bussiness credit kept me upto date on changes including business credit and personal credit so if anyone is trying to go into business this is the place to go to . as for getting a small business start up loan or lines of credit do not be discouraged it does take time . but it is so worth it .

Chris, Ashley, Reid, and Mariah are the best to work with. The whole team at Sprout was very responsive and on the ball throughout the whole process. The process was streamlined and required very little effort on my part. I would highly recommend using Sprout for your financial needs!

DON'T DO BUSINESS WITH THEM! I also wish there was a zero star rating! I explained to them my entire situation of how I wanted to move to the south and start a business or two. They 1st DID NOT reccomend opening business lines under an LLC. Instead they said sure, we can help you get up to $50-$100k. So I took the shiny glittery thing hanging off of the fish pole and said yay. They 2nd DID about 10- 12 hard inquiries just to get me $12,000 approved. So I then move to the south and start a few businesses with the $12,000. 6 months later I used the whole $12,000 and have business income comming from it. Low an behold my scredit score tanked! The purchases were not recognized as business purchases and my personal credit now has 100% utilization! Of course I shoulda learned that before doing business with them. But they could have educated me instead of taking easy bait for their 10% ($1,200) paycheck. Smfh! I highly reccomend that you avoid them at all cost!

The Senior Account Manager of Sprout Financial, Danny Shaw has been taken outstanding care of us in our funding process. Throughout the entire time we felt well informed and notified about the ongoing process. Danny went above and beyond to get us situated and helped us even beyond his jurisdiction. A true role model.