Rick Smith Loans Chuckwagon Rd, Colorado Springs

I have used Rick Smith twice now to refinance my mortgage. The process was flawless and efficient! I have known him for many years and he is absolutely the best mortgage guy in all of Colorado Springs. Now that my children are young adults, I make them talk to Rick about their home buying choices and making sure they're ready and able. He really knows about real estate investing and has a very high level of integrity!

As a mortgage lender, I know Rick to be a source you can go to for approvals, even in the late hours! Rick goes out of his way to get his clients into homes and home loans. I've worked closely with Rick over the last year and have seen him stay focused on individuals looking for a home loan or to refinance. Are you looking for pre approval on a loan? Be sure to talk with Rick and bring him on as your mortgage broker.

Rick is GREAT!!! I have been working with many lenders over the past 18 years but he is everything you are looking for in a lender. He is answering his phone, text or email day and night! Rick is helping buyers with conventional loans, VA loans, FHA loans and CFHA loans. The loan application is easy and quick. He keeps his clients and us Realtors updated at all times. If I could give 10 stars I would do so! Thank you Rick for all you do - you are truly the best!!!

Rick Smith is The Guy you want! I never new what "above and beyond" was until I met Rick. He takes his time to explain all the questions regarding VA Loans, FHA Loans and CHFA Loans. He helps with every step in the Mortgage Lender and Mortgage Broker process. He can guide and advise with Pre-Approval and Pre-Qualify Home Loans process to make sure you get the right one for you.

Rick Smith is an awesome lender! He can help you with VA Loans, FHA Loans, Conventional Loans, or Refinancing. If you are thinking about buying a home, contact Rick for a preapproval and guidance about what loan program is the best for you! I highly recommend him!

If you are looking for an experienced, knowledgeable mortgage lender who provides amazing customer service, you need to meet Rick Smith. Rick can work with you in the pre-approval and pre-qualifying process for a new or 2nd home. He can guide you through the refinance process with your current home loan. Rick knows all the ins and outs with VA, FHA, CFHA, and conventional mortgage loans and will go the extra mile for any of his clients. He once purchased a plane ticket to fly to Oklahoma to get a needed signature so everything could close on time.

If you’re looking to purchase a home using a mortgage or refinance an existing mortgage, Rick Smith is your man! Before starting a mortgage or refinancing an existing loan, it’s important to understand how mortgage loans work and the different options and features offered that suit you. Rick is the expert you need to get you in front of the best options available.

If you're looking for a mortgage broker in Colorado Springs, look no further. I've heard story after story about people who requested a loan, but Rick advised they make changes like paying off old bad debt, decreasing debt-to-income ratios, or just waiting a little while until their financial situation changes before pulling the trigger. Whether you're looking to refinance, pre-qualify, or just get a plain old home loan, Rick will always try to save you money and put you in the best financial position possible. Rick's expertise extends far beyond conventional loan buying practices. He tends to function more like an adviser to help leverage the most valuable asset you'll ever own. He's the only lender I trust to continually steer me in the right direction.

I referred Rick to my best friend when her and her husband moved to town and were finally looking to purchase their own home. As their mortgage broker, Rick guided them in the pre-qualifying process, and finding the best mortgage loan program for them - not the one that would make him the most money. They were easily pre-approved and having him on board early made the purchase phase of the process so much easier and less stressful by being on top of what he needed before he needed, from documents to inspections, all the way until closing. He treated my best friend like they were his best friend, now they too are some of his biggest fans! I will gladly recommend him again and often!

I highly recommend working with Rick Smith if you are looking for a mortgage broker. He has extensive knowledge in VA, FHA and CFHA loans and most importantly he cares about the people he works with. I was most satisfied in how easy the process was to get pre-qualified when working with Rick.