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Mortgage lender

Prime Choice Funding, Inc. | NMLS 117375 17th St, Tustin

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4.7
Closed
Tuesday8AM–5PM

(877) 787-7463

https://www.primechoicefunding.com/

17852 17th St #107, Tustin, CA 92780

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    Services

    • Adjustable Rate Mortgage
    • FHA Loan
    • Fixed Rate Loan
    • Flexible Choice℠ Loan
    • Home Affordable Refinance Program HARP
    • Home Equity Loan
    • Jumbo Loan
    • Refinance Cash Out Refinance
    • Reverse Mortgage
    • Veteran Loan VA

    Prime Choice Funding, Inc. | NMLS 117375 Reviews

    K

    Kevin Bachman
    5

    This is the third loan I have done with Scott and Prime Choice Funding. All i can say is, AMAZING. Every aspect of the process is handled with the utmost professionalism blended with real compassion. Scott never failed to listen to my need, concern or, even want. He was able to deliver on any he could...which was most of them. I am very grateful and will be back again for all my financing and refinancing needs.

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    Cynthia Bender
    5

    My husband and I were very impressed with the people we worked with at Prime Choice Funding, Inc., in refinancing our home at a lower interest rate. Elizabeth Zaragoza, our loan processor, was extremely professional and answered all our questions fully and to our complete satisfaction. She would always return our calls quickly and patiently provided us with the most up-to-date information. We had researched several different companies, but Prime Choice had the best rates and was the most helpful in completing all the necessary paperwork. I would highly recommend this company to anyone looking to refinance or to purchase a new home.

    C

    Charles Luzovich
    5

    It was a great experience working with Todd Needen and David Arnold. They are both very knowledgeable individuals and handled my loan with great professionalism. They both were very patient with my questions and always informing me of what was going on with my loan. I had some problems with my computer, now seven years old, and they both attempted to resolve my issues.

    D

    Danielle Libring
    5

    David and Brent are great to work with and super responsive. In fact, they went so fast (originally a record pace for buying a home), that I had to slow the loan process down for the sellers to catch up. They were great at matching rates with the industry. Would use again.

    M

    Michele Smith
    5

    If you are looking to refinance or purchase a home, I highly recommend Prime Choice Funding. The team made the process so seemless amd everyone that I've interacted with from this team has been outstanding. My loan officer Stephen Chiu has been exceptional! He's always easy to reach, responsive and always made me feel as though servicing my loan was a priority.

    A

    A R (AR)
    5

    It was a great pleasure been served by Prime Choice Prime. Elizabeth Zaragoza and her Loan Processing staff was an awesome team to work with.. This meant a lot for us because they made the process go smooth and answered all our questions before the closing date. Highly recommended and Hi5 to the team.

    B

    Bradford Phillips
    5

    As a Real Estate Broker & former loan originator I HIGHLY RECOMMEND MICHAEL & BOB FROM PRIME CHOICE FUNDING After spending 3 months with another lender to only learn that he didn't lock my rate & then he made all sorts of excuses. While listening to AM 1070 I learned of Prime Choice Funding & Michael Faley was on the other line of the call. Thank God as He is a Man of His Word and Character. Michael's communication was exceptional and He actually did what He said He would do! During the process Michaels processor Bob Lin had to deal with my attorney and Bob made sure that this deal got closed. I'm very Thankful to these 2 Gentlemen and I will definitely be referring friend's to these Professionals !

    S

    Seth Kerr
    5

    Benjamin Jenkins made it possible for my wife and I to get a loan for our home while several other lenders would not. He went above and beyond to get us pre-approved on a very tight timeline. I could not recommend him more. If you have a complicated financial situation, he is the right person to call.

    E

    Esteban K
    1

    Not what I expected. Company has been running TV advertisements for a no cost mortgage loan. Since the ad's fine print is difficult to read on the screen I froze the ad and took a photo of the small print. I met every single criteria so applied for a loan. The senior loan agent asked me to send sensitive financial information by email. A secure link for transmittal was only sent when I asked for it. When the estimated closing cost information was finally sent, fees were attached not making this a no cost loan and changing the advertised APR. The loan agent said the company was not required to list in the ad all the no cost requirements but indicated he would do what he could to reduce the fees. The company never sent a revised closing cost sheet showing a reduced APR. Emailed the loan agent that I felt a bait and switch was taking place with the company not honoring the advertised rate. He never responded.

    Response from the owner

    Thank you for coming to us with this. Please call us at 1-877-787-7463 and ask to speak with a Manager. In regards to advertising, we do not practice "Bait and switch tactics." Mortgage rates and pricing are subject to various details such as when a rate lock commitment is secured, the clients credit profile, loan amounts and more. The disclaimer on our ads states all of this information and is based on a "As of date." Our "As of dates," are updated once per week, for the following week. We want to help make sure you are getting competitive pricing and what you are looking for. Please give us a call so we can review current options. Have a great day!

    F

    Firoozeh Vali
    5

    Prime Choice Funding's staff (loan officer, loan processor, and others) were extremely knowledgeable, professional and friendly. They provided me with factual information on the loan application and review process and answered my numerous questions meticulously and patiently. I was especially very impressed with my loan officer, Stephen Chiu, and his wealth of information and advising style. He offered me with all options I had and while helping me to make my own decisions, he was very careful trying not to influence my decision-making process. His routine follow up and ongoing additional Information supported and coached me in decision-making situations that I was not sure what would be the best options for me. Bob Lin, was also very helpful throughout my loan process. I also appreciated the clear and easy to understand loan application and loan review process of this mortgage funding agency. I am very grateful and owe a sincere thanks to Prime Choice Funding and all its staff for making my loan process easy, trustworthy and stress free. Firoozeh V

    S

    Sathish Sampath
    5

    Fantastic experience from start till the end on my refinance. Elizabeth Zaragoza is a fantastic person to work with, I really liked her clarity in explaining things and she deserved the best. Along with loan processor David this is really a nice choice.

    A

    Alison
    5

    I have been a homeowner for 10 years and I just refinanced with Michael Mina at Prime Choice Funding and it was by far the best experience I have ever had with any mortgage loan officer. From start to finish, Michael made this experience comfortable and easy. He was very attentive any time I had questions. I think he really went above and beyond to make sure I got the best rate possible (which is also the lowest rate I have ever had with any of my loans), and made me feel like I was top priority as his client the entire time. Thank you Michael for your outstanding service.

    J

    Jinu Kamdar
    5

    I recently completed a VA mortgage refinancing with Prime Choice Funding. It ended up being a great experience. I shopped around to find the best deal that I could. Prime Choice and another company were giving me fairly similar packages, but the other company had lower fees. I decided to go with them. About a week into the process, red flags started going up in that different people were giving me different numbers for the closing costs. When I tried to get clarification, then it became difficult to get a hold of anyone to help. This made me nervous. What if something more serious occurs and I can't get anyone to help me??? So, I decided to go back to Prime Choice. Even though more than a week had passed and interests rates had gone up, they were still willing to honor the initial quote they gave me. They were prompt with responses to my questions and had a package ready very quickly. They kept me regularly informed along the way in the process and we closed a few days ago without one single problem! I was very pleased with my whole Prime Choice Funding experience. Jessica, Aaron, and Michelle were great. I will definitely go to them first in the future if I need another mortgage.

    K

    Keegan Renick
    5

    Sydney Hahn and David Arnold were awesome. They were both very organized and good at giving updates. It was an overall great loan experience. Would recommend Prime Choice Funding to anyone needing a home loan.

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    Julie Schisler
    5

    I refinanced my mortgage and things went very smoothly. Jack Bati explained everything along the way and always answered my phone calls and questions. Rachel McKeeman was the loan processor and she was great to work with. I refinanced several years ago and I felt rushed and under pressure with a previous company. Prime Choice Funding made the process very easy to understand and they never rushed me or made me feel like they were too busy to help me. I got a great interest rate and the fees were what I expected.

    I

    Iffat Sameer
    5

    Thank you so much for helping us refinance our home loan at a great rate, in a record time. Jack was knowledgeable, professional and thorough. He answered all our questions and guided us through the entire process. Both Jack and Rachel were amazingly great to work with. We will recommend you and your company to all our friends and family.

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    Thamizhselvan M
    5

    I was recommended to Prime Choice Funding by Credit Karma. I worked with Lisa Cervantes & Jimmy Pang. Lisa was very great to work with She helped to cut down a couple of thousand by beating the competitor price. And able to get it closed in 4 weeks time. David Arnold who is Jimmy's manager was kind enough to follow-up and correct a mistake in the vesting after closing. Overall very nice experience with Prime Choice Funding. The only thing I would like to see with PCF is to make their website a bit more usable and transparent like better.com mortgage.

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    Deborah DiGirolamo
    5

    We had an excellent experience working with SYDNEY Hahn and Prime Choice. We literally started this process on the beach on vacation. Sydney worked very hard to get us a rate we were comfortable with the very same day we started. She continued to be responsive to every question or need throughout the process. Because of her excellent, friendly, professional,and light hearted handling of the entire process I would would recommend Prime Choice to anyone looking for a mortgage. Thank you SYDNEY!

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    Brandon Pogue
    5

    Recently closed on a standard refinance with Robert and Lorenzo, and it was a great experience. I did not make it easy for them, as I had a very competitive situation with several competing bids, and they were very quick to respond, helpful and ultimately gave me the best rate. Got to the point where the other lender told me they couldn't match the rate/terms/etc and that I should go with Prime Choice (always a funny thing when a company tells you to go with another company) I was very pleased with my experience with Robert and Lorenzo, and highly recommend giving them a shot if you are looking for a mortgage or refinance.

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    Olga P
    5

    Lorenzo Kyritsis and his team from Prime Choice Funding were a pleasure to work with and helped us to acquire exactly the mortgage we were looking for at an amazing rate! We were very happy with the service provided us by Michelle Panno as a loan processor in refinancing our house. She was always prompted to answer our questions, explain why certain documents were needed, and kept us posted with loan application status. We would certainly recommend Michelle and Lorenzo as a loan team and the Prime Choice Funding for the management of the mortgage. Great job!

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    Jeff Cormier
    5

    Sydney and Annie could not have been better! We had several properties and HELOC's. They got is better rates and terms than anyone, including friends of mine that are in the business. I was initially hesitant to refi online, but I am so glad I did. These two are the best we have ever dealt with and i cannot recommend them enough. I wish there was a 6 star option. Jeff C MA

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    Laura Cluff
    5

    Excellent experience. Quick service & great rates. The longest part was waiting for the appraisal which was expected in this economy. I can’t say enough good things about Scott Twombly or Dave Arnold. Both were very easy to talk to & quick to respond. Would refinance with them again in a heartbeat.

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    Christopher Payne
    5

    Brandi Yates-Wojtiuk was my processor for my Prime Choice loan. She was incredible and made the refinance seamless and enjoyable. I was constantly updated and she served as a go between on my questions and concerns with the processors. I've done 6 or 7 mortgages in my life and Brandi made this the best. I highly recommend her.

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    Lorena Lopez
    5

    Everyone that has bought a house or refinance can relate at how tedious, and somewhat painful, the process can be. But I have to report that with Prime Choice Funding that was not the case at all. From the very beginning, Michael showed me that I wasn’t just another number to them. He treated me with the upmost respect and service. He walked me thru the whole process and made it so easy for me to go thru. He treated me like I would treat a friend of mine. I had a very complex case with my cash-out refinance due to having my ex on the previous loan. I worked with Michael Bruner and Chrystal Mayhugh the whole time and I’m so so happy I decided to go with them. They were very easy to reach to, and answered all my questions. They also had so much patience with me as I was all over the place with my documents. Overall, I am highly satisfied with the experience and the quality of the service I received. Definitely recommend them!

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    Mike4339
    5

    We just did a VA refi with Prime Choice Funding. Dealing with them makes the loan process simple and painless. Keith McKay, Bob, Britton, and everyone else on the team all worked hard to get our loan done as quickly as possible. We highly recommend Prime Choice Funding to everyone, and will use them again in the future.

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    V BG
    5

    This was my second time working with Prime Choice Funding on a home refinance and both times were successful! Adam Cox and Julie Woodhouse were extremely helpful in getting this last refi completed and working through the challenges that popped up in the process! I highly recommend them and thank them for the continued professionalism and hard work!

    M

    Martin Tremblay
    5

    Refinancing with Prime Choice Funding was a breeze. Much easier and quicker than our original mortgage loan. We closed and got the funds in less than 30 days without any problem. Annie our loan processor and Alex our loan officer were fantastic, pleasant to work with and responded very quickly to our questions. I highly recommend this company. Much better service than any bank we had to deal with before.

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    gaurang patel
    5

    I had a best people of Prime funding to help my refinance. Michael and Annie were great, they help me throughout my refinance process. I will definitely recommend Prime Choice Funding to my friends and family member for their need. Thanks again Michael and Annie.

    S

    Shannon Glidwell
    5

    Very smooth, simple, and easy process from start to finish! Kara Rumage, our initial contact and loan officer, provided us with several options. We chose the best option for our needs and the time from start to funding was faster than we expected. All questions were answered in a timely, professional manner. The loan process, underwriting, and paperwork was a snap. Uploading the necessary docs for the loan was quite simple. After that, the best part was the closing. A notary came to our house for closing, and in about an hour the process was complete. If you want a professional group to lead you through the mortgage process, Kara and the people at Prime Choice Funding are the ones you need.

    N

    NAPA 29
    5

    Steven Sher was GREAT to work with on my loan! He is very knowledgable and passionate about what he does. He's warm, personable, and very caring towards his clients. He helped me feel comfortable and confident with my decision to refinance and cash out. I was honest and delivered where he promised. I would rate 10/5 if I could. Thank you for helping me do this !

    d

    dan walker
    5

    I just completed a refi with Prime choice funding. Special thanks to Jessica Lopez, and David Arnold. It was at a steady pace throughout the process even though i was out of the country at the starting stage of the refi. Again big thanks for the fast turn around.

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    JoAnna Cockrell
    5

    Prime Choice Funding made the refinance process simple and hassle free. We were able to complete the entire process in a matter of days and completely electronically. If you get a choice of associates to work with, I highly recommend Lisa Cervantes and Amberr Johnson. They were both responsive, professional, and quick to respond to any question that I had. I would recommend Prime Choice to anyone considering refinancing a mortgage loan.

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    Lee Ann Do
    5

    Todd and Rachel McKeeman were helping us with our mortgage refinancing with Prime Choice Funding Inc. They were both very professional, quick, easy to work with, and caring. Because of them, it was an easy process for us. Rachel even gave us her personal cell phone number and answered all of our questions, even after work, while she was sitting at a restaurant having a dinner with her family. She was absolutely amazing!!! A 5 stars in my book, DEFINITELY!!!

    S

    Straight Shooter 77
    5

    I've bought and refinanced many homes over the past 40 years. For my current refi, no other bank or company came close to the loan rate I got from Prime Choice Funding. This experience has been the best and most efficient ever. Ben and his team were in touch frequently and easily reachable to provide updates and status etc. Also, the start to finish process was shorter than expected. I highly recommend this company.

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    Yvette Llerena
    5

    I do not have sufficient words to express my gratitude to Prime Choice Funding – specifically Shaun Panochit, Melany Younathan and Lisa Cervantes who provided absolutely stellar service every step of the way. Shaun and his team are very knowledgeable, professional, friendly, beyond attentive and sincerely caring. They provided lightning-fast turnaround time, kept me abreast of every detail, patiently answered all my questions, consistently focusing on my needs and treating me like a high value client. Not only did Shaun secure an exceptional interest rate, he and his team ensured the entire process was seamless and incredibly fast – the loan funded in less than 4 weeks. Owning several properties, I have had the opportunity to work with many Loan Officers and Lending Teams, and I have never had such a positive, effortless and stress-free experience. I wholeheartedly and unequivocally recommend Shaun Panochit to anyone in need of financing or refinancing. Thank you for providing benchmark service.

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    virginio thomas cavallini
    5

    Want To Thank Scott Wwombly, Bob Lin, Karen Garrot, Carlyb Lynch, for all thier help, with my Mortgage. Great service always following thru, on all the details. Although I live three thousand miles away on Cape Cod. No Problem. Thank from a Veteran on Memorial Day.

    D

    Dionne Smith
    4

    So I wasn’t sure how to rate them. In my opinion they were a 3.75, if that exists. I recently closed with them on 5/4/2021. The process started out amazing. I had Jose Morales as my loan processor and he was attentive and communicated frequently. He got me a great rate right up front when we started the process in February. Agreed on the rate and then out of nowhere I could not get in contact with him. Called his number and it was out of service, no response to my texts etc. that was for about 2.5 weeks when I finally called the main office, just to find out he left the company. My file hasn’t been transferred and the rate wasn’t locked and now the rates had gone up. My new loan processor Brandon Pratt was also amazing and at first was saying I needed to pay for the rate and I refused and because they had no idea what Jose was/had done, it was a mess. He was very calm the whole time even though I wasn’t and in the end the company came through and honored the rate! They get a 5 for that!! Few more weeks and I get a message from a new loan processor, Aaron. I guess Brandon now owns his own BBQ business and was no longer with the company so Aaron was getting me through the end, which he did. Moral of the story, they are extremely busy as all banks are with refinances right now. If you want something quickly closed, May not be for you. However if you can lock your rate and hold tight for a bit they will come through. Honoring their word and backing their business is A+, being understaffed and the staff turnover and length of time to close were not optimal and causes anxiety just not knowing what’s next. But they keep getting pretty good processors to work there. My advice is to understand the climate of where we are in real estate and refinances and have realistic expectations. If you are patient, clear with what you want, and have the time to wait to close, PCF may work well for you. Overall I could have done without the frustrations along the way but it actually only took 2/3 months to close for me, which isn’t bad at all.

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    Juan Fernandez
    5

    Professional and excellent service. During my life I bought several properties and refinance a few times for that reason I can tell the difference by far the best experience was at Prime Choice Funding Inc. with Brent Morris-Cain and his team. Since the first call Brent gave me very specific numbers (loan amount, interest rate, term, etc.) and at the end of the process I received the same numbers: no games, no excuses or second stories. He is a person with high integrity, very honest, clean, efficient and won my trust from now on for his professionalism. Along the process when I had an emerging question he was always available with the answer right away. Also I'm delighted with the work done by my loan processor Ana Chavez and her team, Bob Lin extremely efficient. With gratitude my recommendation is for these outstanding people at Prime Choice Funding Inc.

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    Lisa Kawai Marcos
    5

    I had the best experience working with Prime Choice Funding, specifically Benjamin Mines! Prior to finding them on one of those websites (nerdwallet or bankrate), I was working with a big reputable bank. However, I realized it was important to "shop around" for the best rate. Long story short, Prime Choice Funding was able to provide a lower rate for my mortgage. However, I think their support and customer service was the highlight of my experience. Ben was able to answer my questions as a first-time homebuyer...and he was always quick to respond to my emails or answer my calls. At the end of the process when I went to sign my closing documents, my escrow officer mentioned that some loan officers are not as helpful and shared how lucky I was!

    S

    Steven Kadzielawa
    5

    I wish that I had been aware of Prime Choice Funding earlier. After three months of poor service and a failure to complete my mortgage refinance with one of the other large online mortgage companies, I contacted Prime Choice Funding. The entire process from application to document preparation and loan funding was completed in an astounding 18 days! From the onset it was obvious I was now dealing with qualified professionals and not the amateurs I was frustrated by with the previous lender. My loan officer, Alan Barbour was sympathetic to my prior experience. He thoroughly reviewed my situation and qualifications with me over the phone prior to initiating the application process. He was certain that he and his team could accomplish this mortgage refinance without difficulty and he was right. Alan was eager to provide the highest level of customer service. His experience along with the expertise of loan processor Brandy Bandolas exceeded all expectations and completed the process in record time. For that I am more than grateful and above all, would use Prime Choice Funding for any future mortgage needs and recommend Alan and his team without hesitation.

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    mary kay mcpherson
    5

    We originally started our refinance with our current Mortgage lender. I couldn’t get the information/interest rate that I wanted even though we have great credit and perfect payment history. I reached out to Prime Choice Funding to see if we could get what we were looking for with them. Our loan officer Richard Ruhl was very attentive. All our questions were answered in a timely fashion and thanks to our loan processor David Limas, we closed within the allotted time frame. We are very pleased with our new loan terms and the loan process!

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    Rajesh Mittal
    5

    I had a great experience working with Jack Bati @Prime Choice Funding on refinance of my house. He is great to work with and ensured I get the best rate. The refinance was closed in 3 weeks which is unheard of these days. Thanks Jack and Prime Choice Funding

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    jackjack2660
    5

    Hello I want to take this time to let anyone wanting to refinance their home or qualify to buy a home, Prime Choice Funding helped me in refinancing at a very good rate I highly recommend Prime Choice in all of your needs for refinancing and I have a friend that I recommended Prime Choice and he contacted them and to his amaze he has been approved for double to the mortgage company he had been working with so on that note give Prime Choice Funding a call and ask for Michael Bruner in the California office he or any other person can help you with you refi needs. Thank You Jack

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    Xarvel Yabur
    5

    Amazing staff at Prime Choice funding. I especially would like give special recognition to Stephen Chiu and Julie Woodhouse. The combination of both of these individuals working together to get my refinance submitted and funded so quickly was amazing. This is the 2nd time I've used Prime Choice funding for my refinancing needs and they do not know how to fail. The experience was great. Very communicative when I needed answers to my questions and re-assured me through the whole process. It's staff like this that makes Prime Choice Funding a fantastic company to go through for your mortgage needs. Thank you Very much Stephen and Julie!!!

    s

    sean gawne
    5

    I just refinanced my home loan with Prime Choice Lending and I highly recommend this company. My agent was Sy Hewitt and my loan processer was Bob Lin, these guys did an amazing job. I got a cash out refi at a low 3% rate and the fees are very reasonable. I've dealt with other companies over the past 30 years and nobody pays more attention to the customer.

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    nina jerome
    5

    Third times a charm right? This is my third company I’ve worked with to refinance my house and let me tell you, Prime Choice Funding was the best. I’ve been working with Lorenzo & Chrystal for these past few months and they’ve made refinancing a walk in the park. Crazy to say, but I cant ever thank Lorenzo & Chrystal enough for always being 1 call, 1 text, 1 email away. If I ever had to refinance again, I would 1000% choose Prime Choice Funding again.

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    Peter Kodzis
    5

    I contacted Prime Choice online when I was shopping for a refinance rate for two of my properties. Lorenzo Kyritsis was my loan consultant and he did incredible job finding me really good refinance terms that no other lender was even close to match. Lorenzo was always very courteous and professional and doing business with him was a true pleasure. Melany Younathan was my loan processor and she did an exceptional job putting the loan package/documents together and leading the process all the way to closing and funding. She communicated well what was needed to complete the paperwork and was always very friendly and professional. I highly recommend Prime Choice Funding for your next mortgage lender.

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    Andy McNeil
    5

    I refinanced my mortgage with Prime Choice Funding and was extremely happy with the service and support I received from everyone that worked on my loan. They responded quickly to emails and phone calls and made sure everything moved along smoothly. The whole process was quick thanks to the knowledgeable and friendly team including Brian Vuong, Julie Woodhouse, Amy Thi, and John Loata. I can't recommend this team and company enough! Thank you!

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    Jesus Romero
    5

    My first time home buying experience was amazing. Mike Faley helped throughout the whole process. He was very patient and always got back to me. Bob Lin is the best processor in the game. Both Mike and Bob are amazing and would strongly recommend. They made the mortgage process very easy and painless. Thanks to Prime Choice for an exceptional experience.

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    Dhanasekar Elumalai
    5

    I refinanced my home via prime choice funding, it was friendly experience. Chad and Julie were Nice working with and helped me through the entire journey. I will recommend for any mortgage needs.

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    Tony Padilla
    5

    Lisa Cervantes and Rachel McKeeman did a fantastic job of helping my wife and I refinance our home mortgage. They were both quick to respond to all our questions and in a very consultative manner to ensure our best interest was met. I highly recommend them and in fact I did - my aunt just closed a loan with them too!

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    T M
    5

    I was already in the refinance process with another lender when I got a mailer from Prime Choice, the advertised rate was too good to be true so I called to see if it was real and it was. My loan officer Alan worked with me to immediately hammer out all the details and numbers for my loan. It made a bunch of sense to proceed so Alan helped advise me on how to cancel the loan I was working on with another lender. Alan was also able to get me approved without an appraisal, saving me over $500 and a whole lot of hassle. Once things started humming along Brandy worked tirelessly to get everything in order for the underwriter. She kept me up to date at every step of the process and was always friendly, witty, and helpful. I never felt alone or out of the loop at any point. Through the whole process I was treated like a human and not just another stack of papers, I was never lied to or overpromised, I found that my expectations were always exceeded. Thanks again for a fantastic experience and an excellent rate!!

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    Natali Schmitz
    5

    Michael Mina helped us with our loan. He was efficient and knowledgeable, helped bring down costs for fees and closing costs. He always communicated every step of the way and made us feel comfortable. It was a great experience because of him!

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    Dean Takiguchi
    5

    The people who worked on my refinance loan were excellent and professional from start to finish. They responded in a very timely manner to all of my inquiries and told me specifically what I needed to furnish to keep the loan process moving along smoothly. Specific shout outs go to members on Team Keith including Michael Mina, Bob Lin and Britton Hennessey. They did a terrific job in getting my loan completed and I am very pleased with the rate and terms that I got. I would not hesitate to refer them to anyone interested in doing a refinance on their existing mortgage.

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    Rhonda Holmes
    5

    This was our 3rd time we have used Brandi Yates-Wojtiuk to refinance our home over the years. She is truly outstanding at her job. Brandi is extremely thorough at her job, making sure we understood all our different options and guided us through the process, stress free. I appreciate her always responding to me immediately and always following through with the entire process. Rock start at her job!

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    William Mathews
    5

    These 5-Stars are mainly to express my gratitude to Alex Namazi and Bob Lin and to thank them for the outstanding work they put into getting my loan completed. Their patience and courtesy to me and my wife as well as their persistence in keeping us informed at every step of the process was very professional and encouraging.

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    Michelle Brown
    5

    From start to finish Sydney made my refinancing a lot easier than I expected. I had a few hiccups with the title but Sydney and Rachel talked me through everything. When signing the contract with the notary, I had a question and was able to reach Sydney right away. I have already recommended Sydney to my friends.

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    Joseph Ruiz
    5

    I want to say that my experience with Prime Choice was awesome! Thanks to Lisa Cervantes who took care of me real well. She's so sweet and a respectful woman with a nice personality. Shes always happy, always in a good mood, she cares about the customers and if you have any questions she will answer them with no attitude; regardless if you don't understand it!. She will explain to you over and over until you get it!. Another thing is that she doesn't pressure you on moving forward if you dont feel comfortable on the price or/and the interest rate but she did say this; that if someone can beat the price that she gave me! That she will beat it! And that's what exactly happen! The closing cost was less and the interest rate was low compare to others. It was already low to begin with but I did find someone lower; the problem I didn't feel comfortable with the person so that's when I told Lisa and she's was able to talk to their manager to get it lower. Working with her made me feel comfortable and I'm satisfied on the work that she did! Shes a real good person to do business with! If you ever want to do business on refinance your house! I totally recommend her!!!! 👌

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    Dustin Miller
    5

    Just completed a 15 year VA Refinance with Michael Faley and David Arnold. Kudos to these 2 guys, made it easy and painless and were always available and returned emails and phone calls within minutes!!

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    Gloria Torres
    5

    Prime Choice Funding is amazing!! We have refinanced with them multiple times now and Terry Weiler and Chrystal Mayhugh have been extremely helpful, professional and worked hard to get us the best deal and we were able to close in a timely manner. We explored other options just to compare, but Prime Choice has the best rates and deal by far. We highly recommend Terry and his team at Prime Choice funding and will continue to do business with them in the future!

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    Donna Huff
    5

    We have had a wonderful experience refinancing with Prime Choice Funding, Inc. Our Senior Loan Specialist, Gary Rachner, was polite, responsive, articulate, and professional. We learned that he has been working at his profession for over 20 years, and it showed in the fact that his word was reliable. Our Loan Processor, Darryl Smith, was also conscientious and responsive. Based on our experience with these 2 professionals and the efficiency of the underwriting, closing, and funding teams, we highly recommend them as a Company and these 2 individuals in particular.

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    Scuba Steve
    5

    With mortgage rates so low, my wife and I decided to refinance our home loan. By far, Prime Choice Funding had the best rate and options for us. With this awful virus affecting everything, the refinance process was a little different and there were some confusing moments, but our lender representative, David Arnold, walked us through every step. I was actually really impressed by how fast David responded to all of my emails and questions… even when it was late at night. David, and our other Prime Choice representative, Brian Vuong, certainly worked hard to pull everything together and make sure we had a positive experience. I am happy to recommend them! Definitely 5 Star service. -Steve

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    Jennifer Daniel
    5

    Ask for Michael Mina by name! He is your guy! We had a mixed experience to start here, but I have to give a huge shout out to mortgage officer Michael Mina. He recognized we were having trouble with our original loan officer, and he went above and beyond to make sure all of our concerns were addressed. He immediately got several people on board to help us out, and they got our refinance done very quickly after that! He, Anthony, and Bob were professional, caring, and prompt with their communication. Mikey is a really great guy, and I would highly recommend asking for him by name! If you value a personal experience and someone who cares, he is your guy!

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    Lydia Mcgrath
    5

    Well what can i say expect, that we had the best experience overall working with Ben and his team. I was referred to Ben by my realtor of 20 yrs. Ben Britton Bob and the notary were excellent!!!!! What an easy transaction it was. They always kept us in the loop and were always 10 steps ahead of yhe process. I was never worried about how my loan was coming along. Absolutely the easiest refi we have ever done. Thank you to the team Especially to the ones mentioned above!!!!!!!

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    Bob Bojorquez
    5

    David Arnold was great -- he handled every step of the process and kept us informed of status of our loan. Lorenzo Kyritsis started the process and was very good up to the hand off of our loan to the Loan Processor David Arnold. Prime Choice Funding has great rates and lowest fees we found anywhere. Once process picked up by Mr. Arnold he had us funded in 30 days. Excellent.

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    Sandeep Ramesh
    5

    Prime Choice Funding is the best mortgage company that I have dealt with. I have looked around and got quotes from many lenders for our home refinance but Prime choice gave the best rate. All this was possible coz of my agent Lori Mason she is absolutely amazing and handled our case very professionally. Lori, always made sure that we get the best deal and good rate she even worked on repairing our credit score by giving us important information on how to increase the score and waited until the score went up (unlike other lenders who would simply close with what they have) due to which we finally got an awesome rate. Lori, was with us throughout the end and made sure we close it in time. David Arnold, from the processing team got our loan processed from the underwriting team as quickly as possible and made sure we stayed with the rate that was quoted initially. David, always stayed on top of things and wrapped up the final processing very quickly. All in all the entire team of Prime Choice did an awesome job. Happy with their service. Thank you!!

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    Sally Gorelick
    5

    As a long customer at a major bank I was so disappointed to hear that they were not able to offer any refinance options for me. Prime Choice and everyone involved in my refinance was prompt in responding, clear in expectations, professional and supportive towards accomplishing my goals. I especially want to shout out Michael Mina - a Great representative of this company. I am grateful beyond measure

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    N. Park
    5

    It was such a great experience refinancing my mortgage with Prime Choice Funding. Kristina Bruno, who was my loan originator listened to my needs and got me the best rate in the market. After the rate lock, Lana Kim, who took care of the loan processing made it super easy and seamless. They were both very responsive in answering my questions and concerns as well. It is amazing that I was able to finish the refinance from start to finish within a month in this challenged period with COVID-19. I am very happy that I chose Prime Choice Funding for my refinance. Highly recommend this company and thank you Kristina and Lana!

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    Sandra Roberts
    5

    I have refinanced my home several times over the years but my best experience was the last one with Prime Choice Funding. Kenneth Lim and Amy Thi were honest, transparent, responsive and patient. If you are looking for a mortgage company with exceptional customer service I highly recommend selecting Prime Choice Funding .

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    N G
    4

    Big thank you to the team at Prime Choice! Adam and Michelle worked with me step by step to ensure my refinance loan had the lowest rate and least amount of money out of pocket. They closed my loan in a reasonable time period 2 months before the first payment was due. Thanks for all the hard work !

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    Steve Martinez
    5

    Hello, I just want to thank you for your very effective an professional service in processing my Re-Fi loan application. it was a pleasure working with you, the turn around time was better then I expected. This is my first time working with Prime Choice funding, and I would highly recommend Sydney Hahn to all my family and friends.

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    Chris G
    4

    The process was straightforward and relatively painless. Took a little longer than expected, but was worth the effort. Jason B was great to work with. He talked to me like a person and not a number. He even called me after business hours, just to answer my questions. We need more like him! Monique was our loan officer and, while she did her job, she seemed less enthusiastic than Jason. I took her for being a little green. Overall, I would recommend Prime Choice to other Veterans looking to refinance.

    Response from the owner

    Chris, Thank you so much for the wonderful review!!! We appreciate your business and will make sure credit is given to those who deserve it. Have a great week!

    S

    Soummya Datta
    5

    Julie and David N did a good job for my 2nd home refinance. It was a great rate and will save me a lot of money. With the current landscape they knew it would take a few months and were patient through the whole process. Julie always answered the phone, and followed up, and efficiently closed our loan for us.

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    Humberto Santacruz
    5

    Excellent service from everyone in the Prime Choice Funding. Robert Portal and Rachel McKeeman were super helpful and answer all our questions. They made our refinance extremely easy.

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    Kate Heinrich
    5

    I recently completed a mortgage refinance through Prime Choice Funding. The agent I primarily worked with, Adam Cox, was very communicative and helpful. I actually ended up going with Prime Choice because as I reached out to multiple different companies, Adam was the one that was willing to do work on the front end to crunch numbers, explain details, and answer questions. Some other lenders I sought out requested me to fill out and submit lots of detailed paperwork before they would even provide estimates. A couple lenders just kept calling multiple times a day with no other contact. Adam reached out to me professionally in email and text to give me flexibility to reply on my schedule and set up a call with him at my convenience. Part way through the process I had already given his information to some friends of mine, and they are now halfway through their refi process with Adam at Prime Choice as well. When it came time to sign documents they arranged for a notary with the title company to come to my house around my work schedule. It doesn't get much more convenient than that! I didn't think the process would be as smooth and easy as it was, and I'm very happy with my decision.

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    Mike Gillespie
    5

    I couldn't be happier with Prime Choice and the ease at which they handled my refinance! Gary was the agent that handled my refinance and he did an outstanding job. He provided me with a direct line to him and answered the phone every time I called and that is an unusual and very welcome quality these days. Gary and I established a friendship early and I felt that he genuinely cared about making sure I got the best outcome possible. Prime choice is certainly my go to choice for all of my future home financing needs, thanks Gary and company!

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    Julio Corral
    5

    Prime Choice was an absolute pleasure to work with from beginning to end. Shaun Panochit was very professional and had great communication when I had ANY questions. This is what you want when you are dealing with finances. Other companies liked to play games. Prime Choice was business. To make it even sweeter Shaun was personable. It was smooth sailing until we accomplished my goal. I would highly recommend Prime Choice. Shaun Panochit is a great employee that they have.

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    Rick Duran
    5

    I would highly recommend Prime Choice Funding if you are looking to refi your home. Lorenzo Kyritsis and Chrystal Mayhugh were very knowledgeable, professional and provided great customer service. Although our refi took place online and over the phone, Lorenzo keep tabs with us during the entire process. He is easy to speak with and answers timely and in laypersons terms. He is considerate of your time and the need to refi. We ended up getting a lower interest refinancing but more importantly we had a great experience primarily because of Lorenzo and Chrystal's customer service. The are great at what they do and My wife and I would definitely recommend Prime Choice Funding because of their customer services. Exceptional!

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    roberto velez
    5

    I never thought that applying for a re finance loan online would be handled so easy and professionally. That is exactly what I experienced when working with Julie Woodhouse and RoseMarie Malijen from Prime Choice Funding, Inc. They worked with me to make sure I got the best possible interest rate, and guided me through the whole process so I was well informed and comfortable with the paperwork processing. Even after the loan closed, they called to make sure everything went in a satisfactory manner. Congratulations to the company for hiring such excellent professionals as Julie and RoseMarie.

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    Nicholas Mraovich
    5

    I would like to take this opportunity to acknowledge a Prime Choice Funding "Super-Star" who provided me with a low mortgage interest rate with outstanding customer service that was accurate, timely and exceeded all customer expectations. His name is John Briggs ([email protected]). John was absolutely wonderful to work with as he clearly guided me through each step of the lending process and kept me informed along the way. John was always available and responsive to answer all of my questions and concerns via phone, text and/or email. I appreciated his incredible mortgage knowledge and expertise as he quickly and seamlessly navigated me through the process from pre-approval to loan closeout. Also, I would like to acknowledge the valuable assistance of loan processor Ana Chavez, who assisted John with the processing of my loan and kept me organized with the additional items required for submission. Both John and Ana are great assets to the Prime Choice Funding Team! In summary, I recommend John Briggs ([email protected]) to anyone who is looking for a simple, quick, streamlined, and customer-service experience with the #1 mortgage lender Prime Choice Funding to meet their low interest mortgage needs.

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    Mark Cano
    5

    Rachel McKeeman and Shaun Panochit did a fantastic job with our refi. My wife and I have worked with Prime Choice Funding on prior refis and we will certainly work with them again and recommend them to all our friends and family. Thanks, Rachel and Shaun!

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    Brett Kernen
    5

    I recently refinanced my home loan with Prime Choice Funding. Working with Lorenzo and Lisette was great. They explained everything to me about the process. It was easy and painless. I got a great deal on my rate and nothing out of pocket. I’m saving hundreds of dollars every month. I highly recommend choosing Prime Choice and have done so to family and friends.

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    Frank Knapp
    5

    I highly recommend Prime Choice Funding to anyone looking to refinance. This is the 2nd time I used them and both times were great. Shaun Spanochit was in constant contact with me the entire time which put me at ease, to say the least. Melany Younathan was also awesome and a real pleasure to deal with!

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    Ross Trimmer
    5

    Adam Cox and Lana Kim did an excellent job. They were knowledgeable, professional, and friendly. They made the process smooth, quick, and easy and kept my best interest in mind. I was able to get a great new rate and save some good money on my mortgage payment by refinancing. I would recommend them and work with them again. Thanks!

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    Chanphen O. Portugal
    5

    I was thinking about refinancing my condo during the pandemic because of the low rate interest. I got huge help from Shaun. He is honest and fast response to me. He selected the best plan for our financing situation. The loan process was quick and clear. I am very happy with my new mortgage payment and will refer my friends to him.

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    John Sarakatsannis
    5

    I want to take this opportunity to let Lorenzo, Loan Officer, know of my satisfaction with his impeccable & world-class customer service. Throughout the loan process he was most professional, proactive, competent, and responsive to all of my concerns. Over the years I worked with many loan officers and can honestly say he is the best of the best!! A stellar and blue-chip performer!! Under his leadership and guidance, the loan process was very smooth and executed according to plan. Lorenzo delivered on his promises.

    K

    Katie Gerber
    5

    We just completed a refinance of our home and would like to highly recommend Prime Choice Funding, Inc. Our initial conversation with their loan officer, Kristina Bruno, was very informative with the process clearly spelled out including estimated loan costs and potential savings. These estimates proved extremely accurate and, in fact, loan costs were actually lower at closing. We especially appreciated how responsive and professional Kristina and the loan processor, Pamela Nisbet, were throughout the entire process. Prime Choice will definitely be our go to lender in the future.

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    Moustapha Diaby
    5

    With mortgage rates so low, my wife and I decided to refinance our home loan. By far, Prime Choice Funding had the best rate and options for us. At first, we were a little bit skeptical because it was our first time to refinance a home and go through a mortgage loan process via email and phone. However, Steven Chiu walked us through every step and responded to all of our emails and questions. Thank you, Stephen for giving us confidence. We also want to take this opportunity to let Bob Lin, senior loan officer, know of our satisfaction with his impeccable customer service. Throughout the loan process, he was most professional, proactive, competent, and responsive to all of our concerns. Bob Lin and our other Prime Choice representatives, Stephen Chiu and Britton Hennessey, certainly worked hard to pull everything together and make sure we had a positive experience. We are honestly happy to recommend them!

    Response from the owner

    Thank you for trusting us with your first refi, Moustapha! We'll make sure Steven, Bob, and Britton get this feedback. Happy Holidays!

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    William Briley II
    5

    Shaun Panochit and the loan processor Amy Thi, both with Prime Choise Funding did an outstanding job working with me to refinance my VA home loan. Both of them were very patient and very professional with me and I would recommend them to anyone looking into a home loan or a refinance. They were able to complete everything within the timetable that I was given and I would most definitely work with them again!

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    Proud American
    5

    I was inundated with offers to refinance my home due to an interest rate drop after my purchase in 2018. I was fairly skeptical of many of the companies, but wound up going with Prime Choice. I was shocked at how easy the process was, we worked with Scott Twombley, who was fantastic. They had the best rate available to us in their initial offer, but offered a rate match if we could find better, they were extremely fast and responsive and I could not have asked for a smoother experience. I highly recommend them for any VA purchases, and I would trust them with any conventional loans as well. I have absolutely nothing negative to say about the company, they were far superior to the other two mortgage companies I have gone through in the past.

    Response from the owner

    Thank you so much for the wonderful review!!! We appreciate your business and will make sure credit is given to those who deserve it. Have a great week!

    J

    Jon Cook
    5

    I am all about shopping around and not only finding the best deal but a reputable company to support. In this case I checked both boxes. I had 4 other companies to refi with but when with PrimeChoice for the main fact that Nick Morlok knew his stuff and didn't need to push to make the deal as the facts he provided were more than enough. He displayed great knowledge in the world of refi and made me feel comfortable by taking time to explain the methods. Everything was achieved which we sought after in regards to timelines, skipped payments and the rate lock I wanted. During such a time when everyone is refinancing Kim Lana and Nick Morlok were able to complete the refi in a timely manner with no surprises. Thanks to this team this process went smooth from start to finish and I was able to learn a few things along they way. I have already recommended these folks and plan to continue sharing their contact info in the future.

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    Lee Carr
    5

    We were very pleased with our experience with Prime Choice Funding, especially with the volume of refi’s in the past year. Lorenzo Kyritsis was our rep, he was extremely easy to work with and was in constant communication as our loans worked through the process. The rates were so competitive we refinanced both our primary residence and also a second home. I would like to also thank Brandy Bandolas our loan processor. Whenever additional information was required she was very helpful in guiding us as to the easiest way to respond and make important timelines. Lee & Kathleen

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    D MOORE
    5

    We have worked with Shaun Panochit (prime choice funding) on two refinance loans now. He is great! We always have a ton of questions and a ton of worry and he always takes the time to explain everything!

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    DrKenRichmond
    5

    My decision to contact Todd when my refinance opportunity came up was an easy one. He maintained a relationship with me as a potential customer which I appreciated. Working with his dynamic, highly communicative duo, Julie, was an added touch. I enjoyed working with both of them. You will too!

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    Richard Jones Jr.
    5

    My Prime Funding experience was fantastic!! Having gone through the loan application and processing experience at least six times before, this by far was the best experience I’ve had! David and Sam Arnold were great to work with. Everything they did was done in a timely and professional manner. I am very pleased with the service they gave and highly recommend them to anyone seeking mortgage financing.

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    Dexter Villanueva
    5

    It has been an absolute WONDER working with Prime Choice Funding!!! It is always my pleasure working with the TEAM… if i can remember they were my LENDER OF CHOICE dating back since 2016. Special thanks to Bob, Stephen and to TeamKeith as a whole!!!!! Even though this entire process i was on the other side of the world the TeamKeith got it done as if it were like i am applying in person!!! I will definitely RECOMMEND Prime Choice Funding to anyone who seeks residential mortgage needs. Their rate is very COMPETITIVE! Looking forward to work with you again, rental property is my next thing. THANK YOU SO MUCH!!!

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    Bethann Cormier
    5

    Syd Hahn was outstanding to work with. She was polite, friendly, informative, and extremely helpful. She worked diligently to ensure that we had the documents to her on time, and processed our loan without a hitch. I would highly recommend her and her team, including Annie, when you consider refinancing.

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    Laurel Shea
    5

    Sydney H and Michelle have been a pleasure to work with and have made my refinance a breeze. Sydney kept me informed every step of the way and made sure I understood everything. I will definitely be using them in the near future. Thanks again.

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    Jean-Pierre Katz
    5

    Spencer Bauman at Prime Choice Funding is an exceptionally great loan officer and the best I have ever did a loan with. He has handled over 20 emails and as many phone calls. Always he is 100% positive and ready to help. I also recommend Chrsytal Mayhugh the underwriter.

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    Izabela Milanov
    1

    THIS IS BY FAR THE MOST DECEITFUL COMPANY I HAVE EVER DELT WITH IN MY LIFE! I decided to apply for a bank statement loan and filled out their online form. I immediately got a call from Todd Nedden. He asked me how much I had in deposits in 2021, I told him around $70k and that we wanted to make a down payment of around $200k. Based on this, he issued a prequalification letter for a PURCHASE PRICE OF $600K BASED ON MY INCOME ONLY. We used this to submit several offers up to $550k. When our offer was accepted, I contacted Todd to proceed. He asked me for my business bank statements and we decided to add my husband’s income just in case. The underwriter issued conditional approval a few days later. In the meantime, the appraisal came in low at $490k, so the loan processor, Bob Linn wanted us to renegotiate the price, otherwise we would need additional $55k for closing. Since we were making a large down payment, I did not understand why we would need an additional $55k, so I asked him to break it down for me. His response was beyond ridiculous (quoting below): • How the loan is currently set up: o Purchase price: $545,000 o Loan amount: $381,500 o Gross down payment: $166,000 o Appraisal shortage: $55,000 o Net down payment: $221,000 Even a third grader can see that based on this calculation, we would be paying $602,500 for a purchase price of $545,000! I don’t know how someone who lacks basic math skills can work as a loan processor, but that was far from the biggest issue. I spoke with Todd, he assured me that we would have enough cash even if the seller refuses to renegotiate the price. We did renegotiate the price, and the seller agreed to reduce the price to $525k. I informed Todd, he restructured the loan, assuring me once again that we would move in shortly to our new home (his exact words). Closing was scheduled for March 18, so on March 15 I contacted them to see if we were clear to close. Todd said he would contact the underwriter for an update. He got back to me saying that the underwriter claims that my husband did not have any deposits since August, so his income cannot be included. That is absolutely not true, I downloaded my husband’s statements and highlighted all the deposits he had since August, proving that the underwriter is clearly wrong. Once this was received, they asked me for a letter from our CPA confirming that he has been self-employed as a driver for at least two years, which I promptly provided. Later that day, Todd informed me that the underwriter rejected my husband’s income. However, he told me not to worry because we can still do the loan based on my income only. The whole process was becoming very ridiculous, but I decided to go through with it because we had already spent thousands of dollars on inspections and appraisals. I asked him for the exact numbers they were using because I wanted to double check the math. It checked out and I was convinced the loan will be approved. The seller refused to extend the closing date, so I asked Todd to issue full approval by March 18, otherwise I would have to walk away. Even at this point, he was trying to convince both me and the LA that we can close next week. On March 18 (closing date), he waited until the last moment to tell me that the underwriter denied the loan because we did not have enough income and reserves! All bank statements were submitted at the very beginning and it should have been clear whether the income is sufficient or not! There have been no changes in our situation since the start of the process, so there is absolutely no justification for the denial after conditional approval! THE WORST THING IS THAT THE SELLER IS NOW REFUSING TO RELEASE OUR ESCROW MONEY ($15K) BECAUSE SHE CLAIMS WE HAVE BEEN MISLEADING HER THE ENTIRE TIME! THESE PEOPLE ARE EITHER ABSOLUTE AMATEURS OR THEY ARE INTENTIONALLY LYING, BUT TRUST ME, THIS COMPANY DOES NOT DESERVE A SINGLE MINUTE OF YOUR TIME, LET ALONE YOUR BUSINESS!

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    Grant Speer
    5

    I had an amazing experience with Kara Ramage as my loan officer and David Arnold as my processor. I notified them that my offer to buy a home got accepted because of the rapid timeline I offered the seller and the PCF team gave me the clear to close in 20 days! Kara and David utilized communication and experience to give me insight to the buying process as a first time home buyer. Kara coordinated the necessary steps, timelines, and transaction documents while David coordinated the key, nitty-gritty, details during the underwriting process. Since I was new to the buying process, I had many mistakes. Kara and David worked with me to get the job done right. 10 out of 10 service from PCF. I am going to recommend them to my friends and family.

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    Wilawan Evans
    5

    I was working the whole process with Adam Cox and team. Adam is very proactive and has customer focus oriented. He always respond to my inquiries within 24 hours and had the answers and solutions. He was also effectively advocating for me to get some of fees waived or even late fee coverage. I could not thank you enough to his best in class of service that he provided to me and my family. I highly recommended him!! Finally, the prime choice funding loan process is pretty straight forward as long as you have the required document ready for them. The approval process may take longer which is understandable. Overall the loan process is seamless and efficient!

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    Michelle Henry-Ellis
    5

    I am just completing my 2nd refi with Shaun Panochit and his teams. The reason that I return to them is because of my complete satisfaction with my first experience. Frankly, Shaun is the only name that I remember from the first refi because I truly didn't understand the process and the COVID shut-downs hits about a week or so after we had begun the process. Shut down is an understatement. For a while it seemed as if the process came to a screeching halt. Maybe it did I don't remember. What I do remember is Shaun staying in routine communications with me, reaching out and or responding immediately when I reached out to him. And I was totally satisfied with the outcome. Hence my second go round. This time not only will I remember Shaun but now Darryl Smith who was amazing, from the time Shaun intro. him as a part of the team, was also very attentive and sensitive to my hectic schedule and time constraints. And I understand that Lorenzo Kyritsis, was also an important part of the team. I may not remember all of the players, but I truly appreciate the experiences. Thank you all for your bold and effective help. MH-E

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    Joe Shank
    5

    Lisa and Julie were absolutely a delight to deal with. The loan was fast and efficient and she made it almost effortless on my part. Normally, obtaining a loan is very painful with unknown issues. Lisa made it very easy and understandable. Great job Lisa and Julie!!

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    Daniel Beck
    5

    I recently closed on a cash out refinance with Prime Choice Funding. Sydney Hahn and Carlos Cervantes were great people to work with. The process could not have gone any smoother. The line of communication was open the entire time and Sydney and Carlos always responded immediately whenever I had ANY questions. I'm glad I gave Sydney a chance to work up the numbers and she gained my trust with her openness. I truly recommend Sydney and Carlos for any of your mortgage needs. Thank you!

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    Aiko Callahan
    5

    We had a great experience with Prime Choice Funding for our refinancing. Both Robert and Lorenzo were incredibly responsive and catered to us throughout the whole process. It was clear that they cared about how we were doing, and they answered our questions thoroughly and quickly. Robert checked in weekly via text to see if we had any questions as we went through the process and was so easy to talk to and Lorenzo kept the ball moving, which was key! Afterwards, we got letters in the mail about our first new mortgage payment and everything was spelled out very clearly (that’s the part that I had been concerned about.) All in all, a great experience. You’ll be in excellent hands with Robert and Lorenzo!

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    Frank Bond
    5

    The refinancing process with Prime Choice Funding was a breeze and very easy to complete. Julie Woodhouse along with Gary Rachner are both very professional and stay in constant contact throughout the process. I would highly recommend this company to anyone looking to refinance their home. Thank you again for all the help!

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    steven carter
    5

    Jessica Lopez and Julie Woodhouse were amazing to work with! They offered competitive rates and assisted through the process. They were professional and ensured our needs were met. Thank you.

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    Sushma satyajit
    5

    My husband and I had a wonderful experience working with Prime Choice Funding. We got our home refinanced through Prime Choice Funding and we had an amazing experience. It was so wonderful working with Shaun Panochit and Rachel McKeeman of Prime Choice Funding who guided us through out the process. They are very professional, Knowledgeable, capable and very friendly. They answered all our questions and they were available to help us at anytime we needed them. Overall, great mortgage lender and great team to work with. we would recommend Prime Choice Funding to everyone looking for home purchase or refinance.

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    Zachary Powell
    5

    Adam Cox and David Arnold were fantastic and very thorough, the whole process was "painless". They were very efficient with communication and quick to respond to any questions. I would 10/10 recommend to anyone seeking financing (in fact we will likely use them for investment properties in the near future).

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    Nima Azad
    5

    Julie Woodhouse and Lorenzo Kyritsis were so supportive and prompt to respond. Although I had ratio issue and my refinance seemed improbable, they stood by my side all the way and made it happen! They could further get me the lowest rate possible. If you want the lowest rate and constant support, I strongly recommend these enterprising agents to you.

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    Allek S
    5

    Refinance was much easier than envisioned. The process took about 2 to 3 weeks and was very straight forward. I was able to negotiate a great rate at a price lower than all competitors I compare it to. Chad Weiser was responsive when I had questions (first time refinancing) and Michelle Panno kept me in the loop on underwriting and moved diligently. Great experience!

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    Debbie McDaniel
    5

    Working with Angelo Nario and David Arnold was super easy. They kept me informed as the process progressed. They were very clear in listing the documents I needed to submit and kept me informed as the documents were processed. They were very helpful in answering any questions I had. I would recommend this organization for anyone wishing to refinance.

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    Collene Libbers
    5

    My husband and I had the pleasure of working with some of the greatest people at PCF! Kara Ramage was so great and kept us in the loop no matter what was going on, good or bad. Michelle Panno was also a pleasure and so helpful through this process! We are so grateful to be done and had such a great experience.

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    Glenn Baskin
    5

    I would like to thank Prime Choice Funding Ben Jenkins and team for helping me qualify to get my home equity loan and interest rate. They were very easy to work with and helped me qualify for the amount that I needed when others could not. I highly recommend. Thank,s to all!!!! Glenn

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    B P
    5

    Short Version: PCF and Loan Officer Sydney Hahn are absolutely amazing! Long Version: My wife and I did a cash-out refinance to a great low rate and dropped our HELOC. We’ve owned several properties and have been through the ringer with similar processes. This experience was far and away the best we’ve ever had. Our Loan Officer, Sydney Hahn, was top notch. Her timely communication, professionalism, and attention to detail were only outmatched by her awesome personality! She took care of everything, start to finish, and ensured we will be her clients for life. If you’ve read this far, you’re wasting time; call Sydney now!

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    David Park
    5

    I had nothing but a great experience with Prime Choice! Kara was the lead agent and she was very communicative, responsive, courteous and professional the whole way. Annie was the processor and she was always on top of it and explained everything clearly. A very smooth experience the whole way and I give them a hearty recommendation!

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    Byron Nicholas
    5

    It was an absolute pleasure working with Prime Choice Funding on my refinance. Shaun Panochit and Rachel McKeeman were both very professional, realistic and timely. I want to particularly shout-out Shaun for working with me from start to finish. Shaun's diligence, knowledge with the loan process, personality, and communication, (especially communication) allowed me to trust him from the start and throughout the process to successfully close on my new refinanced loan. I highly recommend Prime Choice Funding, especially, both Shaun Panochit and Rachel McKeeman for your mortgage/refinance needs. Again, thank you both for a streamlined process, I am truly grateful. I hope to work with them again in the future!

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    John DeFoe
    5

    I just finished re-financing with Prime Choice and I couldn't be happier, everyone there went far out of their way to make sure this was the easiest process possible, especially the two people that worked directly with us; Alex Namazi and David Arnold. In fact I even called David during the signing to go over details I wasn't sure about and he graciously walked us through them. It doesn't get any better than that. Great rates and all the direct and personal assistance we could ever need. The wife and I could not be happier. Thanks Prime!

    M

    Melissa Bourgault
    5

    Shaun is the most amazing professional to work with!! He was there for me throughout the entire process, morning, evening, weekends, holidays... My house buying experience could not have been a more smooth and easy process. Melany was also a super pleasure to work with! Prime choice funding is a great company and I would work with them again in the future and recommend them to my friends and family.

    n

    neosha Jones
    5

    I had check my mailbox and my husband and I at the time had been going through different refinances option and everyone keep telling us the same thing but just not what we were looking for to refinance our home. So came across a paper in the mailbox and it had Sal Cervantes name on it and what he could offer. Came him a call and he did an amazing deal for us. We refinance with Prime Choice Funding and the loan processor were awesome as well that it went so smoothly that everything is close and we are done. I will recommend family and friend or just whoever looking to refinance. Thank you Sal for everything. Sal was always available when I need him and that what we love and always answering all our questions.

    K

    Kenneth Mitoma
    5

    These folks have done a fantastic job on my refi. Zack Seither got things going in an excellent manner. He kept me informed and kept the process rolling. Great guy!!

    M

    Melanie Hodkinson
    5

    Prime Choice Funding is by far the best! Team Kieth did an amazing job working with my husband and I. We’re extremely pleased with Prime Choice Funding and highly recommend them to anyone who is refinancing their home. The process was quick and everyone I communicated with was professional, kind, and most importantly helpful.

    A

    Allyson McGee
    5

    We recently had our home refinanced with Prime Choice Funding. Lisa Cervantes was incredibly helpful and knowledgeable. This was our first time refinancing, so we had quite a few questions. Throughout the entire process, Lisa was patient with us and always went out of her way to make herself available. She was able to explain everything in a clear and concise manner, which was greatly appreciated. Michelle Panno also played a key role in making sure that everything went smoothly during the process. We are so thankful for the entire team and would highly recommend Prime Choice Funding!

    J

    Jeff Ball
    5

    My name is Jeff Ball and my wife and I just recently refinanced with Lorenzo. I just wanted to commend Lorenzo and his team for making this process as absolutely painless as possible. We live in Michigan, so coming across your company, I was hesitant at first. I spoke with Lorenzo at length at what I was looking for and what kind of situation we were in. Not only did he listen to what I was saying, but he understood. He talked me through the entire process and gave me personal advice on what to do. As we moved through the process, he was there every step of the way. From texting, to calling on the phone and communicating through email he was always there to respond. We thought it was going to be a pain because of the time differences, but to be honest it was actually much better. While I was ending my day, Lorenzo was still in the office and I could get items to the team as needed. My home is not a million dollar home and this deal was all done below 200K. And at no time did we ever feel like we were not important. He never treated us like we were a waste of time. I know for a fact he has completed deals and worked with people who have homes that are worth well into the millions. And for him to treat us just as he would anyone else was amazing. We purchased our home and went through a local credit union to get our mortgage. We used the same company to refinance previously. Both processes were an absolute pain. No one responded, things took forever, and we were so stressed out. We had so many things to be hesitant about while doing this process, and Lorenzo talked me through everything and made this super simple. I still can't believe we completed the refinance. We got a great rate and we couldn't be happier.

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    Tamara Muse
    5

    My husband and I were searching for a lender with the lowest points without having to spend too much out-of-pocket buying down points. We applied with several lenders and was able to receive an unbelievable offer... and then there was Prime Choice Funding. Not only did they match the offer, but they also propose a better loan agreement. Shaun Panochit is an amazing loan officer and made the entire process quick and easy. He went above and beyond our expectations. Answered every question and always returned phone calls and emails. Highly recommend Prime Choice Funding, Inc.

    A

    Anna Solis
    5

    My experience was prime choice funding was great. They kept me in the loop throughout the entire process, my emails were answered in a timely manner and everything was submitted Hassel free. They are truly professional and their customer service is excellent. They made me feel very confident in the process and they gave me the best Rate. Steven Sher was awesome. He didn't pressure me into anything and anytime I had a question he explained the best options for. Melany was great too. She answered all my emails and made sure everything was taken care of until the completion of the loan. Truly, a great company!

    k

    kim wescott
    5

    Prime Choice Funding did an excellent job helping us refi our home mortgage. It took some time for me to gather the paperwork, but they assisted and answered every phone call and question I had quickly and professionally. I would highly recommend them. We had a great experience and now have a better mortgage rate, too!

    H

    Harold Stone
    5

    My experience with Prime Choice Funding was exceptional and I would recommend them highly. We initially spoke with Ryan Williams who directed us to Sr. Loan Officer Aaron Bailey. After really listening to what my wife and I were trying to accomplish, Mr. Bailey subsequently provided us with a very simple, almost effortless, non-threatening experience. We also appreciated the efforts of Michelle Panno in processing our loan in such a timely manner.

    C

    Chris Neighbor
    5

    As busy as the housing market is Benjamin Jenkins and the entire team at Prime Choice exceeded all expectations. They were prompt, did everything they said they would do, and gave me time to make decisions at a pace I was comfortable with. First contact to successful closing was barely three weeks. Great experience all around.

    A

    Adrian Teng-Amnuay
    5

    I shopped around and got quotes from several lenders for a 30-year fixed conventional refinance. Not a single one was able to beat Prime Choice Funding (2.5% interest, roughly 2.56% APR). Of course the other lenders offered to "match" the rate but I went with Prime Choice out of principle since they offered me the best deal first and I think all lenders should be putting their best foot forward. The process took extra long due to all time low rates and backed up volume of applications. I worked closely with Steven Sherr (my loan officer) who was very down to earth, transparent, and supportive throughout this stressful experience. I would highly recommend Steve and Prime Choice Funding.

    L

    Laura Murphy
    5

    We refinanced our home for a lower interest rate and Prime Choice Funding was terrific to deal with. Mark Snow was my contact and he was AMAZING! Very knowledgeable about the process and always on top of it. If I had a question during the process he was quick to respond and always got me the answer I needed within the same day. Kristian Young was our loan processor and he went above and beyond to make sure we were taken care of and everything was in order. THANK YOU for making this a seamless process.

    R

    Richard Aaron
    5

    Just finished refinancing two properties with Prime Choice Funding. I did a fair amount of researching on mortgage companies. I went with Prime Choice Funding based on the reviews from several sites & after working with Brighton Truax for several months. Brighton won my trust by not pushing a refinance early (wasn't a big enough change from my recent rate). After several months the rates had dropped further and I went forward with the refi. Brighton Truax and Bob Lin at Prime Choice were great. They kept me informed along the process and responded within hours (usually minutes) from any questions I had. I was very impressed with their professionalism & responsiveness. I would recommend Prime Choice Funding to anyone.

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    John Bryant
    5

    Ms. Cervantes was extremely helpful and, unlike several mortgage brokers I have dealt with, took full responsibility for smoothing our application's way through the underwriting process. Our credit scores were OK but not stellar, even so she helped structure an agreement where we could pay off high-rate debt, NOT pay off low-rate debt, and save on mortgage interest. We went back and forth with another lender and Prime Choice was willing to compete and wound up beating them soundly. Ms. Woodhouse, our loan process, was also very helpful. THANKS!!

    H

    Harry Chou
    5

    I worked with Chrystal Mayhugh, Senior Loan Processor, and Gil Kadosh, Senior Mortgage Loan Originator, at Prime Choice Funding to refinance my mortgage. Chrystal was excellent at her job: she was responsive, meticulous, courteous, and really kept her eyes on the ball. Gil was also very helpful in helping me overcome some obstacles during the approval process.

    G

    Goldia Vue
    5

    I like to give a big shout out to Lori and David for their great work that they did to assist me with my refinance of my house. They always respond to my calls and emails promptly. I really appreciate it. They make this transaction smooth and easy. They are great at their jobs. I would definitely recommend them to anyone who wants to refinance through Prime choice funding.

    Response from the owner

    Thank you for the wonderful feedback, Goldia! We'll make sure Lori and David see this as well. Happy Holidays!

    T

    Tracy Kincaid
    5

    I have refinanced with Prime Choice Funding 2 years a row because they keep getting me better and better rates! I want to share what a pleasure it is to work with both Dave and Michelle Pano. They are both professionals who know what they are doing and stay on top things to make sure everything goes as smoothly as possible. They stayed in contact with me and I felt confident in knowing they had my best interest at heart. Very personable and kind and I can’t thank them enough!

    L

    Lanice Shaw
    5

    I refinanced my home early June 2021 I closed June 24, 2021! The process went very smooth. Zack and Anna were on top of everything! All of my concerns and needs were met with care and patience. The level of professionalism is by far a cut above. I would whole heartily recommend this company and definitely ask for Zack and Anna!!! Thank- you for making my experience stress free. Lanice Ferguson.. Happy Customer!!!!

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    james russo
    5

    I would highly recommend Prime Choice Funding for your refinancing needs. Many thanks to Todd Nedden and Bob Lin for their courtesy and professionalism throughout the process.

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    mary evans
    5

    Awesome company, and would absolutely recommend them to family and friends (you know, the ones I like). we were treated with respect and our personal needs and interests were considered and supported. when we ran into challenges from another agency that submitted reports incorrectly, the people at Prime Choice stepped in and intervened to help us resolve everything in order to get funding on time!

    S

    Sergio Diaz Sandoval
    5

    Overall great experience. Worked on refinancing my load with Sydney Hahn! She is very attentive and professional person to work with. I highly recommend working with her and with Prime Choice Funding they are competitive and good at what they do.

    A

    Ahmed Alsanabani
    5

    Prime Choice Funding is the best Bank to work with. I worked with Brandi Yates-Wojtiuk the was really the best loan Originator I have ever worked with she made the process really clear and she answered all my questions she used to answer my phone calls even at night. She was always there when I have a question I would recommend Prime Choice Funding and I would Highly recommend everybody to Work with Brandi Yates-Wojtiuk and more than sure that you will thank me Ahmed

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    Ryan Finnegan
    5

    Great experience refinancing through Prime Choice Funding. Stephen, Britton, and Bob with TeamKeith were very helpful throughout the process. I submitted the loan application on 8/3/21, and the entire process was completed by 8/30/21. My main goal was just to lower my rate (lowered from 4.75 to 2.75) and to reduce monthly payments (reduced by over $300/month). I would recommend Prime Choice Funding to others looking to refinance.

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    Miriam Obenaus
    5

    A BIG thank you to David who did an awesome job assisting me with my refi from start to finish. I was hesitant at first to call Prime Choice funding to inquire but after talking to David with the initiate call and his prompt follow up he gained my trust and confidence. He was thorough, professional and really made the process easy along with his colleague Bob who was also very efficient and professional and answered all of my questions promptly. I really highly recommend Prime Choice funding for your mortgage needs. Thank you again David and Bob!

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    Willis Biles
    5

    Thank you Shaun Panochit and Rachel McKeeman for your wonderful work with my family to secure a refinance. They were very friendly and quick to respond to all my needs. The website was incredible. I downloaded to it and they immediately received the proper documents. Awesome job and I look forward to working with PCF.

    B

    Beto Barboza
    5

    We just had our loan refinanced through Prime Choice we had a vey good experience thanks to the whole team effort that work hard to make the refinance happen Zack Seither, David Arnold and Xuam Pham we appreciate the hard work and excellent results throughout the process, my wife and myself are very satisfied, Thank You!

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    Elsie Foster
    5

    The team was wonderful! Gil was always there to answer any questions I have promptly. On occasions when he was not available and I leave a voice message Gil would return my calls within minutes for example when I called with any (What if's, about, Should I's, I’m not sure, etc.). Thank you so much for all your support and offering a wonderful service experience. I would highly recommend Prime Choice Funding to friends and family for their mortgage needs. Thanks again Elsie

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    Thomas Nguyen
    5

    Lori and Julie with Prime Choice Funding was wonderful work with. Any question I had they was quick respond, clear in their answers, and overall made me feel comfortable throughout the loan process. I’m highly recommend Prime Choice Funding to my friends and who needs refinance their mortgage in the future.

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    Chris Kim
    5

    Really good people to work with. Stephen spent a lot of time with me to go over every option that other lenders didn't bother offering. And the follow up from Bob and Britton was very professional. Always received answers quickly, and all of them were professional and courteous. I will go back to them for my future needs.

    B

    Beverly Maglente
    5

    It was a very very good experience and I would recommend Gary Rachner to anyone out there who is looking for a very professional, very experienced and and also very friendly, easy to talk to person. He and Julie Woodhouse, loan processor, did an amazing job to make sure the process was smooth and fast. They were easy to talk to and get a hold of at all times, very supportive when I was having a hard time getting all the paperwork organized. Best of all, they gave me a very good interest rate and a no cost loan, not even a dime!!! I'm going to be able to save a lot of money and they made it happen!!! Thank you so very much Gary Rachner and Julie Woodhouse!!

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    millicent byass
    5

    This has been an easy and stress free refinance. The team at Prime Choice finding really worked with me and around my schedule to make sure that the refinancing of my mortgage was as seamless as possible. They provided regularly updates and made providing required documents as convenient as possible. The customer service was fantastic as usual. Special thanks to loan processor Tami Nguyen for her follow up and exceptional follow up on details after loan closing.

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    Scott Gilbert
    5

    I’ve bought several houses, refinanced many times, this one was the best experience of all. It was entirely because of SYDNEY. Honestly this Refi was the most difficult, weirdest requirements from the underwriter, (ie we want a copy of your adult son’s special needs trust!), but through it all SYDNEY was amazing. Exceptional customer service beyond what anyone would expect. Once in awhile you find someone truly moving in their gifting, SYDNEY is! And she got me a 15 year Refi at 1.87%!!! I would recommend her (and Prime Choice, because of her) to anyone. Hand on the heart—You won’t get better service, with an impressive work ethic, from a kinder person.

    S

    Steven White
    5

    Prime choice funding did an excellent job funding my home loan. Julie W did an outstanding job organizing the process and communicating to me what i needed to accomplish in a timely manner for the loan to go thru. Bradley M was my contact person as well. he did an outstanding job keeping me informed of the process and giving me heads ups on the items i would need to make the process faster and easier. .

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    Dave Y
    1

    Deceitful and dishonest lender. Stay away. Was lied to from Day 1. I specifically asked if there are any origination charges and was told no several times. Then I get the loan estimate and I see $1,500 worth of origination charges. Original lender credits were over $3K. On the Friday before Labor day weekend at 8PM I get an email that I have a new loan estimate. In this new estimate the lender credits were CUT IN HALF. This happened even after I had in writing that the original lender credits would be honored. This company could care less about the mortgagers. All they care about is how much money they are making on your loan. They will lie to you straight in the face - and then even when you have it in writing tell you they never lied to you. Complete disgrace.

    Response from the owner

    Hi Dave, We apologize for the frustrating experience. Providing excellent customer service is one of our top priorities. If you are willing, we would like an opportunity to review what happened with you and find a resolution if possible. Please call us at (877) 787-7463 and ask for a Sr. Sales Manager.

    R

    Royanne White
    5

    Michael was amazing to work with. He was the ultimate professional and made things happen when I had doubts. 😃 Special shout out to Michelle! Thank you for getting me to the finish line. Closing couldn’t have been smoother!

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    Jean Fong
    5

    In 40 years of purchasing property and refinancing them so I am very familiar with the process. Prime Choice Funding is by far the best experience I've had. Their agents, in this case, Tim Cook and Melany Younathan, were knowledgeable, available throughout the process, and efficient. My financial profile was complicated with multiple properties and loans, which cause many lenders to decline and take more straightforward cases. Tim found a way and Melany made sure the documentation was clear. I always felt they were working on my behalf and not trying to eliminate my application. Tim described the steps and timeline and it unfolded exactly as he said. I recommend them to my family and friends and will use them again in the future.

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    Ed Peterson
    5

    Prime Choice Funding is amazing!.Got a great interest rate and their people remained on top of the refi and kept me up to date on everything. Sydney and Annie were great and stayed on top of every move. Never had this much interaction to get the best rate ever! They are the BEST!!!

    K

    Kyle Quinn
    4

    I just finished working with Scott Twombley and Chrystal Mayhugh to refinance the mortgage on my primary residence. The rate was the best I could find, I appreciated that Scott was a straight shooter. I would give 5 stars if it wasn't for the fact that multiple Loan Estimates and even the final Loan Disclosure failed to include an important lender credit. This topic had been discussed several times, and I felt it was fair to expect that the broker would check the forms for accuracy before asking me to sign. To their credit, the error was quickly resoled each time it was found. That all said, I'm not shocked to have encountered some errors during a time when so many mortgages are being refinanced due to the low interest rate environment. With so many loans to close, humans are bound to make some errors. As long as you do your homework and understand what you're signing, I see no problems working with this broker. I would definitely recommend them to a friend given their responsiveness and flexibility. Their rates were fantastic too!

    Response from the owner

    Hi Kyle, thank you so much for trusting us with your refinance. Even with the current situation, we strive to make the process easy, transparent, and accurate. We appreciate the feedback!

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    Tim Gancy
    5

    In the last year, we've had THREE refinances with Prime Choice (two for our home, one an investment ppty), and all were positive experiences. We compared rates with other lenders and Prime Choice was always very competitive. Our Loan officer at Prime Choice, Lorenzo Kyritsis, is very professional and knowledgeable about the entire loan process. He gave us all the info we needed to lock in the rate and fees up front, so we knew exactly what our loan closing would look like. Even though our loans seemed to take a while to get done, Lorenzo never failed to get back to me quickly on any questions, or the status of our loan. And most importantly, we always closed at the rate/fees that Lorenzo promised up front. Also very helpful were the Loan Processors team - especially Chrystal Mayhugh. She is friendly and efficient at letting us know exactly what she needed to get the loan through underwriting and throughout the process she answered our questions and kept us aware of the loan status. And when it's time for the closing/signing, Prime Choice sends the Notary to your house whenever it's convenient for you - couldn't be easier! Overall great experience working with Lorenzo, Chrystal, and Prime Choice! Definitely recommend

    Q

    Quyen D
    5

    Kenny and Melany did a great job of helping us refinance our mortgage recently. We’re very satisfied with their service. The process went smoothly and they both made it easy by being so efficient, organized, and very responsive to emails or phone calls.

    Response from the owner

    Thank you for the wonderful feedback. Happy Holidays!

    Y

    Yvette Clubb
    5

    Prime Choice Funding was absolutely the best way to go. I did my research and found them to be truthful in their offerings as well as, and most importantly, they had the best APR. Which is essentially what really matters. My loan rep John Briggs was great to work with. He was easily accessible when needed and very knowledgeable. He was on top of things every step of the way and I never had to wait on him to get back to me. Which made our process so much smoother. My loan processor Ana Chavez was an absolute perfect doll. She was there for me every time I needed clarification on what was being requested. She provided me with her personal cell number so I could easily reach her. She truly went above and beyond for us and I couldn’t be more grateful. Thank you to everyone involved in getting us refinanced in under 45 days.

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    Deidra Turner
    5

    I just closed on my refinance yesterday and the process was quick and easy with this company. Julie and Todd were professional and prompt with answering all my questions, Julie was even available to communicate with me through text which was much more convenient for me. They were able to get me a much better rate than my initial mortgage company!

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    Josh Hare
    5

    Lorenzo and Brittany we’re amazing to work with and moved my application along at lightning speed. I was recommended by a work friend and was happy I called. The system they use online for the upload of documents is secure and easy to use. I used them for a refi from a FHA to VA and couldn’t be happier with the rate I received. Highly recommend!

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    Wa Go
    5

    Very good experience. Worked with Mike Faley (and his support staff pre & post close). It was the 4th or 5th mortgage lender I'd worked with over 3 or 4 months and the first and only with whom I closed on the refi. All the others fell thru in process for one reason or another, but no show-stopping impediments with PCF, no penalties for declining escrow on property taxes and/or insurance, no upfront "lock" fee, and the lowest title related fees going using large reputable title agencies and insurers. Pretty seamless, very economical. I do recommend.

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    Reto Brun
    1

    WORST EXPERIENCE EVER! They never gave me a good overview of the process, taking a really long time, asking for additional documents every once in a while. I had to contact them repeatedly to understand where we are in the process and if they now had everything that was required. I started getting worried, if I would still get the rate they had locked in, but they assured me that it was all on track. They told me not to pay my old mortgage for March, as they were covering two months payment during the switch over. Even into March, there seemed to be no more progress and finally I got a call from debt collectors. Clearly this was not working! When I called Prime Choice, they told me that my loan officer had left the company and that they would assign a new loan officer who would call me. Never did. Meanwhile I was informed that my loan lock had expired. So I would not get the rate that we had locked in. I gave it one more try and called the company. Again they told me that a loan officer would call me back. Again that didn't happen. So thanks Prime Choice funding for: - Not delivering on what you said you would provide - Making me waste a whole bunch of time providing documents to you - Making me pay my current mortgage late, resulting in late fees and a lowering of my credit score - Wasting so much time that now I missed the window to take advantage of the good rates (they have gone up considerably since)

    Response from the owner

    Hello Reto, We are sorry we could not meet your financing needs. The loan originator who was originally assisting with your file had left the company. We apologize for any misinformation he had provided to you.

    A

    Afra Nabaggala
    5

    Brent Morris Cane was my loan officer at prime choice funding and he was incredibly amenable to helping me get the best loan offer possible. I had some reservations about moving forward in the process since my co-borrower had not yet finished filing taxes for this year and Brent was patient and knowledgeable and highlighted all the options that Prime choice provided so I can take advantage of the low rates they were offering! He was always willing to answer my questions and offer help. He was easy to reach and always got back to me in timely manner. He has excellent customer service skills and even though our interactions were through email and phone, it easily resonated that he was a good person that cared about helping his clients. He is clearly an asset at Prime choice funding.

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    Tony rosenfeld
    1

    Going through the loan process whether it's for a refinance or new loan is stressful. When you look at these reviews and see a few bad ones you think that it won't happen to you. Be aware that Prime Choice Funding will tell you anything to get your business, and will treat you like cattle once they do. I went with this company because they said the loan would close in under 30 days, I wanted to close before Christmas. Today is 3 months, and they keep finding ways to add charges here and they're. Getting answers is like pulling teeth, but when they do, we're always closing soon. They have broken everything they said to get me to sign. I've already paid for an appraisal so I have been hanging on to get this done. After checking quite a few places everyone has pretty close to the same deals, do yourself a favor and avoid Prime Choice Funding for your own sanity. If I can help one person not go through what I'm going through writing this review was worth it.

    Response from the owner

    Hi Tony, thank you for taking the time to provide your feedback. We apologize for the negative experience you had with your refinance, and would like an opportunity to review what happened. Please call us at 877-787-7463 and ask for a Sr. Sales Manager.

    D

    David Huie
    5

    I would like to thank Tim Cook, our loan officer and his loan processor, Melany Younathan, for working diligently to get our loan funded and closed at a time when there was a huge volume of loan applications due to all-time low mortgage rates. My sister and I were trying to pay off the loan on a vacation home that we had purchased together by taking out individual loans on our primary residences. We had already gone through four different lenders who denied my sister's application due to the unique financial circumstances around her ownership of multiple properties. We were fortunate to come into contact with Tim who made the effort to consult with his underwriters to define the requirements for her application to be approved. I highly recommend Tim and Prime Choice Funding for your loan needs.

    J

    Josh Holcombe
    5

    These guys were outstanding! They gt me the best rate and it was a very quick process. Saving me hundreds a month on my refinance, plus they got me great rates. Arghavan (Argie) Ebadat and Randy Competnte walked me through the process and answered any and all questions I had. This was the best decision I made this year. Thank you guys for making this happen.

    R

    Ron Coupland
    5

    Sydney Hahn was great to work with! She really loves her job and it shows.

    S

    Steele Magarian
    5

    Keith and his team at Prime Choice Funding have been great to work with. We first heard about Prime Choice Funding several years ago with a solicitation mailer. With some hesitation I decided to give them a call and look into what they had to offer. I'm a veteran which can complicate things a bit if someone isn't familiar with the VA process. Keith and his team were very well versed in VA which was a pleasant surprise when my bank, Wells Fargo, was "not able" to do the refinance for one reason or another. We have now done 3 different refinances with Prime Choice over the past 5 years for two of our properties. Each time has been great. If you're looking for a lender, I recommend giving Prime Choice Funding a call/email.

    Response from the owner

    Steele, you are the man!! Thank you for the tremendous feedback. We are very grateful for you sir. Have a great week

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    Elias Bermudez Jr
    5

    I just closed my refi at an awesome rate that other loan agencies told me I didn't qualify for so I'm extremely happy that what Prime Choice Funding advertises, they can actually do and I did get the low rate they were advertising on the TV. I worked with Scott Twombley, loan officer who was great and extremely professional during the entire process. Laura Rosen was the loan processor and she is just awesome! Laura responds to any emails immediately, and keeps your loan moving forward as well as keeping me in the loop as things are happening. I couldn't be more happy with Scott, Laura and Prime Choice Funding, they are truly awesome at what they do!

    M

    Monica Levack
    5

    My recent re-fi with Prime Choice Funding has not only been the easiest re-fi I've ever done, but I have NEVER met a group of people so responsive to my needs. First and foremost, this has been, by far, the most professional group of individuals I have ever dealt with in the mortgage industry. So many times people in this industry will tell you what you want to hear in an effort to obtain your business. This was not the case with Prime Choice. Every bit of communication with Prime Choice was via email, with the exception of the first contact. After that, all of my emails were answered within the same day, usually within 2-3 hours. At the onset of my loan process, I was promised that the loan would close prior to the end of January and it did. Documents were exchanged via email and, with the exception of a notary at the final document signing, there was no physical contact with any of the loan officers. Given the current pandemic, this was especially important to me. There had been some speculation that interest rates may change. Bit. because of the speed with which this team worked, my interest did not change and I was able to obtain my percentage amount goal. Overall, I felt that I (and my financial information) were treated with the utmost respect. I was not oversold on loan products and I was not dragged through the mud in an effort to meet some loan processor's "pie in the sky" loan amount for me. I completely and unequivocally 100% recommend Prime Choice Funding. They are the gold standard in the mortgage business.

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    Deborah Young
    5

    I give props to prime choice funding for a five-star experience. I give them five stars for their quickness and professional way they processed my loan. The loan processor Nancy Karvounis of Prime Choice Funding, Inc,was excellent. I loved the professional and thorough way she kepted me up to date every step of the way. If I found something challenging she was there to help me through that process. The refinancing was not a long or tedious process because of Nancy. I am totally satisfied with the process and the great interest rate I received from Prime Choice Funding I would recommend Prime Choice Funding for your next refinancing needs they are always available for any questions. D young

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    Peter Allan Borja
    5

    Nancy is very pleasant and awesome to work with. Because of her expertise in her job, she made our refinancing process go on smoothly. She always keeps us updated with our application and provides any assistance we needed. We definitely had great experience working with her. Highly recommended...Prime Choice Funding.

    A

    ANIBAL COLON
    5

    Prime Choice is such a five stars company that I keep using them for all of my mortgage needs. Their whole staff team can be credit as an outstanding people to work with. Especial thanks to Mr. Stephen Chiu and Bob Lin and their processor team for their contribution of the speed and in the manner they handled my loan process.

    Response from the owner

    Anibal, Thank you so much for the wonderful review!!! We appreciate your business and will make sure credit is given to those who deserve it. Have a great week!

    R

    Roger Chikhani
    5

    I just completed refinancing my house with Prime Choice Funding and I strongly recommend them for their Professionalism in approving and processing my loan application. My special thanks to their staff Argie Ebadat and Kristian Young for their excellent service. They were very polite, they responded promptly to my phone calls and emails, and followed-up on any question I had. Thanks again to Prime Choice Funding and their staff.

    Response from the owner

    Thank you for trusting us with your refi, Roger. We'll make sure Argie and Kristian get this feedback - Happy Holidays!

    J

    Justin Turner
    5

    I have nothing but positive things to say about Prime Choice Funding. They made our refinance process super easy and efficient. I would receive responses to all of my inquiries within 30 minutes or less which is outstanding considering I am on the east coast and would send emails early in the morning. Loan Officer Shaun Panochit has been the best loan officer I have had the pleasure to work with. Senior Loan Processor Chrystal Mayhugh is very diligent and also super responsive. I couldn't be happier!! My parents are also in the process of refinancing their mortgage as well. Thank you!!

    K

    Kelly Taylor
    5

    I had a great experience with Prime Choice Funding. My first contact was Frank Ortiz who was very helping and answered all my questions all the way through the process. I would definitely recommend Frank and his team. Melany Younathan was very good at what she does and was very helpful as well as Hailey Nguyen. Thank you to everyone who helped get our amazing new interest rate and payment. Thanks again 😊 Kelly Bryant

    Z

    Zoila R
    5

    I was a little anxious when I started the process of refinancing my properties and Frank was always there to put me at ease. Throughout the whole process between Frank Ortiz and Melany Younathan they kept me informed and answered all my questions. I highly recommend Prime Choice Funding to take care of all your financing needs.

    f

    fei shi
    5

    I’d like to say my loan officer David Nguyen is really very nicely patiently professional to me. Because for my experience , I have to be deployed for the military exercise. During that period, David tried his best to lock the low interest rate for me for 30 days, even the rate is up a lot when I come back. I really appreciate David as my loan officer let me get so low rate.

    L

    Linda Pryor
    5

    I highly recommend choosing Prime Choice for your mortgage needs. Zack Seither and Trianda Migenes who processed the loan were so easy to work with as we refinanced our home. Zack provided options for various interest rates to reduce our monthly payment and which rates were best for our timeline for owning our home. The application was all digital, quick and simple. Trianda worked through the underwriting process and the notary came to our home for closing. There are a lot of firms offering to refinance but I found Prime had the best rates, least intrusive approach, highly capable team and super simple closing.

    d

    david kayde
    5

    I had a great experience working with Zack Seither, the Loan Officer and Ana Chavez, the Loan Processor on my Mortgage Refinance transaction. The team of Zack and Ana made my loan process seamless. I will definitely use Prime Choice Funding again and will recommend Prime Choice Funding to others.

    m

    michael m
    1

    Please stay away from these people. They called me every day to get my business. Once I sent them the documents and signed the form for credit, I never heard from them. Don't get me wrong, my credit score is above 800. These people have absolutely no ethical values. I will complain to the real estate department. I'm suspicious that they may sell my personal information to take advantage of my good credit. We will see!!! And this is what I received from them 4 days after requesting to lock the rate: "your loan is currently not locked. The Friday call you made did not reach me in time to lock on Friday. I was out of the office by 1:00 on Friday and did not receive your request. The market is currently higher so we will need to wait for the rates to settle. "

    Response from the owner

    Hello Michael, Thank you for taking the time to provide feedback, and we apologize for the frustrating experience. Please call us at 1-877-787-7463, and ask to speak with a Sr. Sales Manager. We would appreciate an opportunity to discuss what happened and how we can address it.

    J

    Joone Pajar
    5

    Kristina Bruno and David Arnold made the refinance process easy from start to finish. The initial contact was very informative and based on our conversation they were able to quickly understand my needs and provide a rate offer that was extremely competitive. The process was smooth and efficient and we were able to close quickly. They are both very helpful and responsive throughout and I would not hesitate to recommend them to anyone who's in the market for a home mortgage.

    Nearby Loan Stores in Tustin

    FAQs

    • 1. What Is the Phone Number of Prime Choice Funding, Inc. | NMLS 117375?

      You can call Prime Choice Funding, Inc. | NMLS 117375 via (877) 787-7463. You can fill in our easy-to-use online form to submit your loan application as well.
    • 3. What Kind Of Services Can I Get From Prime Choice Funding, Inc. | NMLS 117375?

      Prime Choice Funding, Inc. | NMLS 117375 offers various loan services: '
      • Adjustable Rate Mortgage
      • FHA Loan
      • Fixed Rate Loan
      • Flexible Choice℠ Loan
      • Home Affordable Refinance Program (HARP)
      ' See more service details of Prime Choice Funding, Inc. | NMLS 117375.
    • 5. Is Prime Choice Funding, Inc. | NMLS 117375 An Agency Or A Lender?

      Prime Choice Funding, Inc. | NMLS 117375 is a Mortgage lender that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan broker, can connect you with our online partner lenders to get reliable loan services.
    • 2. What Is the Location Information of Prime Choice Funding, Inc. | NMLS 117375?

      Prime Choice Funding, Inc. | NMLS 117375 is located at 17852 17th St #107, Tustin, CA 92780. You can search the address on the map software and get the support you need from them without any hassles.
    • 4. How Can I Apply For A Loan At Prime Choice Funding, Inc. | NMLS 117375?

      You can submit your loan request on their website. If you need further assistance, you can always visit iPaydayLoans to see what's available for you.
    • 6. What Will Happen If I Am Not Able To Pay Back My Loan?

      You should discuss the issue with your lender if you are not able to repay your loans. Your lender may adjust the repayment due dates for you to cope with your current financial status. Click here to learn more information if, for example, you defaulted on your online title loans.
    • 7. Can I Get Loans With Bad Credit from Prime Choice Funding, Inc. | NMLS 117375?

      Yes, it is possible to get loans with bad credit such as online personal loans from them. You can contact the lenders for detailed information regarding loan requirements. You can also check out our website to get instant loan quotes with bad to no credit.