OneMain Financial Lakeside Plaza Dr, Sugar Land

I really would want to leave these guys a great review except for one little slip up that they made. That made me waste two weeks of my life on trying to get a loan from this company. So i originally applied online and got pre-approved. After that i called in and went forth with the process. After like the first week of sending personal info and papers through emails to this company and handeling phone calls I’m thinking I had already got approved for a car loan i rquested for. They told me they would be able to approve me for so and so amount. Which was less than what I requested but I said it’s fine I can pay the difference. Im being told to get in contact of the private seller trying to sell the car to me and to arrange a time both of us can come in and transfer the title of the car from his name to under my name. So i arrange this all and tell them the date and they are all ok with this. The day before i was suppose to come in this company last minute tells me my loan request was denied. WHAT?! Why are the employees telling me to arrange a time to come in and close the deal before they even know if my loan was accepted or not?! To me if someone is telling me to come in and close the deal seems like everything is approved. Idk if the deny was some fishy stuff going on or if this company is actually stupid and likes to make people think they are approved. That was a wast of my time and also the persons time im trying to buy the car from!! This was so frustrating because i had to tell the car owner oh nvm loan isnt approaved last min. So we both are thinking everything is going smootly, the car will be traded. Nope. HORRIBLE ORDER OF OPERATIONS. MAKES NO SENSE.

With a credit score of 653 and a lot of debts that I was in need of consolidating. One Main financial did an outstanding job on getting me the loan I needed in order to consolidate almost 10k dollars in debt into 1 payment that would save me 150 a month in interest fees and be fully paid off with in 4 years cutting my old plans by 10 years

Good service and professional people

Do not believe anything these people say, said I was pre-approved for the loan for a certain amount filled out the paperwork they check my credit, now they're telling me the only loan that I qualify is for a secure loan. When they sent me the pre-approval it did not say anything about a secured loan had I known that I would never have let them run my credit please save yourself the trouble and go someplace else.

It was quick, easy and very helpful