Michael Bencks NMLS 1202417, Guaranteed Rate NMLS 2611 IL, Chicago

Michael and his team were incredibly helpful to me when finding a loan for my first home purchase. I was definitely nervous and a little clueless as to how the loan process worked, and Michael took the time to explain everything to me, including different payment options. He really was available at any time and worked with my schedule to touch base whenever I had questions. Communication is key with a home purchase, and I felt totally safe and informed with Michael and his team. I would recommend him to anyone!

Michael and his team at Neighborhood Loans are exceptional. Michael walked me through the entire application and did a great job of thoroughly explaining everything. The locked rate Michael was able to obtain was, by far, the best rate I could find. Throughout the process, Michael did a great job of keeping me up to date on the application and provided very detailed information. Michael and Neighborhood Loans strive to maintain a great experience for all of their clients and he certainly delivered from beginning to end. I would highly recommend Michael and his team and there is no question I would use Neighborhood Loans again in the future. Thank you again for making our purchase a great experience!

My husband and I were first time home-buyers and we loved working with Michael. He helped us navigate the home-buying process and took time to ensure that all of our questions were answered. Michael is fast-paced and data-driven – two essential attributes for a mortgage broker. From the first time we spoke, through the closing process, I knew we were in good hands. I cannot recommend Michael enough, and would not hesitate to work with him again in the future!

The home search process was fun in the beginning, but after awhile it becomes daunting. Michael and his team were outstanding to work with. Whenever we found a home we wanted to make an offer on, Michael’s turnaround time for the offer letter was within the hour. I’m pretty sure he brings his laptop with him everywhere he goes just for his clients. We highly recommend him and we’re certain his quick turnaround helped us get our dream home.

Neighborhood Loans was efficient, honest and reliable. Michael and his team were great! They guided my wife and I aptly through the re-finance process, and worked hard to make it as painless as possible. Micheal listened to our objectives and concerns and was easily reachable throughout any point in the process. We are glad to highly recommend Michael and his team. You would be in great hands, from our experience. David P.

Commitment + Consistency = Confidence! When, a couple of years ago, Michael helped us purchase our first home, we knew right away that it is he we want to partner with for our future lending needs. His patience, commitment and quality output ensured that we go back to him. And, go back to him we did! We recently purchased our first rental property, and Michael again delivered a quality outcome for us. He kept a close eye on where the market was moving, and helped us secure a fantastic rate in time. With two back to back successes via working with Michael, I know for a fact that his commitment to quality results is consistent. And that guarantees that Natasha & I are going to work with him again for our next purchase as well!

We really enjoyed working with Michael! At first, we were on the fence about the process and even if we should make an offer. Michael not only took the time to meet us in the city, but he spent time explaining the process and reassuring us about the approval process. That same day, we were approved and were able to make an offer on a wonderful condo in the city thanks to Michael's support. From there, he made everything seamless and easy. From the online portal, to his videos explaining the process, to his willingness to jump on a call over the weekend or while he was on vacation to provide clarity, Michael was always available with truthful and transparent information and energy to make us excited and comfortable with the process. Because of him, we were able to buy our first home and we couldn't thank him enough! I would highly recommend working with him and his team and if we were to sell/buy another home, I will definitely reach out to him and work with him again. He made what should have been a stressful process easy and fun! Thank you, Michael, for all you have done for us :). ~Danielle and Ross G.

Michael and his team were incredibly kind and generous with their time throughout every step of the lending process. My husband and I were very green to home-buying and lending. Michael spoke with us often late into the evenings helping us understand the decision making points and giving us genuine, human guidance. We felt well-supported with expert information and navigation - which increased our confidence in this big financial and life step. Moreover, as professionals with hectic work schedules, Michael and his team provided superior project management to make sure that we were meeting our milestones and had all of our ducks in a row. We highly recommend Michael and his team. Look no further!

Michael and his team at Neighborhood Loans were fantastic! Everyone was always so friendly and knowledgeable. Any questions I had were always answered within a few hours, if not minutes! Michael took the time to speak to me personally to explain the loan process. He even got me a lower interest rate than what my bank could offer - so that's an obvious win! He's very personable and made the daunting mortgage process much less overwhelming. I would HIGHLY recommend this company!

Being a young first time homebuyer, I had no idea what I was doing. My realtor recommended Michael and his team at Neighborhood Loans, and it was one of the best decisions I made. From the very start Michael was available to answer my questions or concerns whether through e-mail or making time to call and chat with me. He was flexible and worked around my crazy schedule to be able to answer any and all questions. His team was also on top of things once I finally found a condo and started the process of purchasing. They helped me navigate my way through each step of the process and were always ready to help when needed. Michael and his team were even on top of things as some things changed the day of my closing. They kept it all running smooth and the closing went through as planned. I would definitely recommend Michael, Ashley, and Donna from Neighborhood Loans for anyone looking to buy a place. Thank you all so much!