Level One Financial Mill Rock Way, Bakersfield

I am so happy my husband and I chose to use Level One Financial to sell our previous home and buy our new one. Our experience with Josh-our realtor was great. He listened to us and was a great teammate throughout the process. We really enjoyed everyone on our team Nick-loan officer, Monica-production assistant, and Colby-pre-underwriter. Everyone kept us informed throughout the process, answered questions, and was overall organized. I would highly recommend Level One!

After having a terrible experience with another financial company, I was very grateful to have landed with Level One Financial. They were quick, organized, very responsive, got me the best rate possible, and my loan closed on time with no hiccups or issues. They patiently explained every part of the process to me. I am very appreciative of Courtney, Monica, and everyone else on their team. A special thank you to Nicholas, who was the absolute best loan officer that I could possibly have!

Nick and his team were amazing in helping us with purchasing our first home! The entire process was so easy and stress free. Nick was always available and had answers to any questions we had. Would definitely recommend this team to any future home buyers!

My boyfriend and i started our pre-approval journey in January not knowing if we would qualify, since the minute we walked in and spoke to Emmanuel and Scott they were really helpful. The original plan we had didn't go as we planned but Emmanuel had another idea and another idea. He never left us to the side like others would. I am so grateful we met Emmanuel because nothing would be possible without him. He even helped us find our home. Such a honest and responsible person, he got the job done no matter the time. Thank you for everything Manny. Highly recommended.

The LevelOne financial team is truly one of the best Lenders to work with. My clients value and respect their professionalism, fast timelines, and quick responsiveness. Nick Cushman is highly knowledgeable and genuinely enjoys helping my clients and most importantly, getting the deal done. LevelOne will always get a 5star review from us!

Level One Financial’s team worked very fast and efficiently to get our home loan. They explained everything to us and kept us informed about the complete process . We were very please with the excellent service and results .

I’ve used Nick Cushman at Level One Financial for two mortgages and a refinance. Nick and his team are very responsive to any and all questions I had and great at communicating every step of the process. Thanks again Nick and team!

We used Nick at Level One to purchase our home, as well as for a refinance, and couldn’t have been more pleased with the ease at which he was able to accomplish the transactions!!! From start to finish it was a wonderful experience!! He was very professional and reliable, our options were thoroughly explained and laid out. What could have been a difficult and painful process was easy, quick, and frankly, nearly effortless on our part! Thank you Nick Cushman and Level One Financial we couldn’t have experienced a more seamless process!

Originally, I began my refinance process using a large online lending company. The process was not as efficient as they claimed, and the service was mediocre. In addition, they were not giving me the low interest rate that my husband and I deserved, as we have excellent credit. I was recommended to give Nick, at Level One Financial, the opportunity to run an estimate and see if he could beat the “other” offer. I am so pleased that we did because he not only beat their offer, but he also beat the offer we received from our own local credit union! Nick Cushman was patient with me when I needed clarification with paperwork, and he treated me with respect, regardless of my many questions and concerns. We are old school and like to have one-on-service when doing business of any kind. We find that is a quality that is null and void in our current world, however, we were extremely satisfied with the service we received from Level One. I would absolutely use them again and I would without hesitation recommend them. We recently were surprised to receive a lovely Christmas gift from them, even though we refinanced several months ago!!! I honestly can’t imagine any other lender providing the same quality and care, as did Nick, along with the entire team at Level One Financial!

I’m so impressed with the team at Level One. I got my pre approval in record time, had a one on one meeting to discuss numbers and was in escrow in less than a week. Courtney, Nick, Monica and Colby were incredible to work with and made sure I was informed every step of the way. It was easy to get a hold of them when I had questions, I’ve purchased 3 houses and this was the smoothest transaction by far. Highly recommend

Nick, Courtney, and Monica are top notch. Hands down they make the loan process the smoothest and easiest on you as possible. I was updated appropriately and their timeliness eased the stress of the process of getting and securing my loan. I have used them in the past and will always recommend Level One to my friends and family.

I am a Realtor myself and Nick has been the best lender that I’ve ever worked with. He did a great job on a refinance for me and is currently helping me with my next purchase. Nick is by far the best in town!

We truly couldn't be happier with the services we received with Level One Financial. They were there for us during the entire process which made things very easy. Nick Cushman is very good at what he does and Courtney went above and beyond for us. Highly recommend Level One Financial.

Amazing job and very quick! Manny is an example of what an amazing employee is, very astute and attentive when it came to helping us get our home! If you are looking for someone to help Manny is your guy! Till the start to the end of our process he will consistently check on us and make sure everything was done correctly and quickly! Thank you Manny for your help you deserve a PROMOTION!!!

We've worked with Nick Cushman and Level One Financial three times to date and have experienced excellent customer care and the most comprehensive service you could ever hope for. Level One Financial has walked us through two loans plus a refinance and has been very thorough and crystal clear on what is expected every step of the way. The whole team including Colby and Monica have been helpful and responsive to all of our needs. If you want quality, knowledge, and dependability delivered in a friendly, professional manner just call Nick at Level One Financial.

I highly recommend Level one Financial for a home loan or refinance. They are extremely professional, good at what they do, and knowledgeable. My you for making my loan process a breeze !