Homeowners First Mortgage Pacifica, Irvine

I have the pleasure to work with Ciresica twice, when I first bought my house and in a current refinance. I had great experiences both times, she was very knowledgeable of the VA loan process, diligent throughout both processes, quickly answered any questions we had and ensured all paperwork moved along the channels to be able to close in the original date given. We wholeheartedly recommend her and her team.

Best in the Business!!! Bill Rayman and James Barton are men of their word!  Bill and James know lending inside and out and how to help their clients navigate the sometimes tricky waters of mortgage lending.  If you give them 100% they give 200% back and will go the extra mile for you.  Their teammate Marissa Carlson is extremely efficient and responsive. They know underwriting and processing procedures like the back of their hands. Bill, James, and Marissa are always accessible, professional, friendly, knowledgeable, and patient. You will not be disappointed if you are looking to work with a top-notch team!

Ciresica possesses all the qualities of a very good Mortgage Loan Officer. She is professional, responsible, patient, thorough, trustworthy, and tenacious. Ciresica went above and beyond to get us the best deal and she made us feel comfortable throughout the entire process of buying our first home. Thank you and keep up the good work!

Purchasing a home is the biggest Investment in anyone’s life. Having a trusted partner in the process is extremely important. HomeOwners First Mortgage helped us through our home purchase and kept us on the loop of information daily. My wife and I needed that daily reassurance and their team was always pleasant and ready to answer any questions. We are happy with their service and they got us an incredible rate. They were suggested to us by our Realtor and we highly recommend their lending services.

Ciresica Lasc, helped my family with our refinance and I can’t thank her enough. She was beyond helpful in every step of the way. I started the process the week before being induced to have my baby. Being a mom (herself), she knows the extra money would help our household and family. Therefore, she really went above and beyond to help me with anything I needed or any questions I had. Not to mention, I would text her at very odd hours of the night when I was available. She always responded quickly and didn’t mind the weird hours of communicating. Ciresica is very friendly, professional, and knowledgeable. I would highly recommend her to anyone I know; family or friends.

Cole David at Homeowners First Mortgage is an amazing and easy going person to work with. He is not only responsive to his fellow Real Estate Agent peers but very responsive to the clients which in turn makes me look great as an agent. I definitely recommend him hands down for purchases and refinances. Especially if you are looking for a down to earth. Reasonable, straight forward go to guy for mortgages!

Ofelia Tellez is by far one of the most outstanding loan officers I’ve had the privilege of working with. She is a seasoned professional officer, very thoughtful and understanding towards each individual client’s needs and situation. I have never had brought a client to her that we did not walk away very content with the best possible loan for that particular client. She is meticulous and pays detail attention to everything that matters from day one so there is never a negative surprise along the way. She is a joy to interact and work with.

Bill and James have an incredible team that delivers results. I couldn't be more happy with their process and their professionalism. Their entire team worked tirelessly and around the clock to get our deal done. I would highly highly recommend them. They have a wide understanding of various financial situations and are transparent and patient, through out the process. You can't go wrong with them! Give them a call, you won't regret it, especially on something that is going to be the biggest purchase of your lifetime. You want their team to support you in this process. LOVE THEM!

Bill Raymond and Keith Moore were so great to work with at Homeowners First. They were very responsive and got our loan approved in days with a fantastic rate. I would recommend them for a loan 100%!

Katherine Alves of Homeowners First Mortgage was a dream to work with. She is a great communicator and was very responsive. Our Refi loan was approved and processed so quickly and we got a fantastic rate. I would recommend Katherine Alves and her Team anytime.