Home State Bank Grant St, Crystal Lake

Barb Kelly made the home buying/mortgage process so seamless!! Barb was so easy to work with, professional, but also enthusiastic about this process for us. I highly recommend Home State Bank!!

When it seems like banks are not in the mood to fund your project, Home State to the rescue! If they say they are going to do a thing, Home state will do exactly that thing. Forget corporate retail banking. Put Brad at Home State in your corner and give the competition a standing knockout.

My wife and I just completed a re-finance on our second home in Florida. Barb Kelly was awesome to work with, which did not surprise us since she has handled several mortgages for us in the past at HSB, always with great enthusiasm, professionalism, and communication. Excellence in action.

It has been an incredible customer stewardness that I received from the Home State bank and my loan officer Barb Kelly for the loan refinance of my mortgage. The vitality of market dynamics, promptness in any questions that I had during the process and a smooth loan closure that I experienced, left me feel so satisfied and a happy customer. Thanks for all the support and an excellent customer service.

We started off working with Anna for a construction loan and turned that into buying a home 2 weeks later. Anna was the most helpful with her knowledge of the construction loans and in the mortgage loans to have a smooth enough transition we didn't skip a beat in meeting the sellers wishes of closing 4 weeks later. Can't thank Anna and the Home State Bank group with all of their professionalism and quick turn around to complete our home purchase. I would highly recommend the Home State Bank for all future loans.

Our experience with Bob Gouwens was top notch! His knowledge, expertise and professionalism was so appreciated and helpful that it made our transaction so smooth! Thank you Home State Bank and Bob for all your exceptional service! I will be referring as many people as possible to him! Job well done!

Home State Bank was a great selection for me as a mortgage loan provider. An overall smooth experience. Thanks again Nancy H.

Home state bank was wonderful to work with. I was able to purchase a new house before selling my old one because they allow you to do a one time recast of the loan. This saves me a lot of stress because I didn’t have to worry about selling my home when I found one I wanted. Bob Gouwens was fantastic. Explained every step thoroughly and allowed me to contact him at any time if I had questions.

Nancy was a true trusted advisor to us during the process of purchasing our new home. She took the time to walk us through all of our options to ensure we were securing the best path forward. We had a number of unique situations pop up with the home we purchased and she helped us navigate the way ahead, keeping communication open along the way and making sure we understood each step and were comfortable with the direction before proceeding. We are so appreciative for all of her guidance. This is now the second time we’ve worked with her on a purchase and I would not hesitate to work with Nancy again and would absolutely recommend her for her expertise, overall service and genuine partnering approach to what can be an otherwise overwhelming and stressful process!

Home State Bank and Barb Kelly were amazing for me. They took my situation and went above and beyond what I even dream could happen. Barb was kind and understanding and very professional. I have told many people what a great bank Home State Bank is. I am so happy with this bank that I am going to move more of my banking to them and also do my next mortgage to them.

David Thomsen has handled my mortgage services of up to 10 properties over the last 10 years with the utmost care and direction. He made investing with these properties simple and gave concise direction and information on how to accomplish my goals... wouldn’t have done it without his great service and follow up!