First Heritage Mortgage Peter Jefferson Pkwy, Charlottesville

Seamless and stress free experience. Working with Troy Lane was the best home building/ refinance process we have endured in our real estate journeys. From being ahead of the process to help us make wise financial moves to changing the term a dozen times while we constantly flip flopped on the decision. Troy never seemed annoyed or showed any sense of it. He just simply and quickly adjusted the structure to customize our needs. A big thank you for being available at all times and treating us like royalty, look forward to working with you again soon. The Paynes

Troy Lane and First Heritage consistently provide a high level of service for my clients. Troy communicates every step along the way to closing and works tirelessly to make sure the clients are informed and have a successful and stress free lending experience!

My wife and I cannot say enough about this team, and in particular, Chris Spano. The market is very challenging right now and he guided us through every obstacle with precision, professionalism and with a personal touch. He is a man of his word and I am so happy we chose this group as our lender!

Dealing with Troy Lane at First Heritage was great! He listened to our situation and provided us with several options. He also guided us on a few decisions along the way. He also kept us informed as the application process proceeded. In the end, we ended up with a great rate and are happy with the loan that we ended up with. Thanks!!

Love to work with Lindsay. She is trustful,and returned our phone calls in the timely manner, and also helped us to get the best mortgage rate

Mike is great! We were first time homebuyers and were looking for a local lender. Shortly after we contacted Mike’s office he brought us in and explained everything in great detail. Thanks to Mike we felt more comfortable with taking that leap into buying a home. 8 months later we are in our new construction home and this couldn’t have been possible without Mike and his team! Would highly recommend :)

Troy at First Heritage Mortgage made the financing of our new home extremely easy and stress free. He is based in VA and we purchased our home in SC but he was by our sides the entire time.

Our experience dealing with First Heritage Mortgage, and Troy Lane specifically was great. He was always responsive when we had questions and kept us informed every step of the way. I highly recommend First Heritage!

I loved working with Lee! He is knowledgeable of the home buying process and works to get the best loan to fit your needs. Lee always answered my calls in a timely manner, no matter what time of day. I couldn’t have asked for a better lender to meet my needs.

Lee and his team were helpful and very responsive. When I had questions, I could call him up and get a quick response. Lee was also helpful in identifying and assessing loan alternatives that might work for us. I recommend Lee and his team and would use them again!