First Financial Commercial Blvd, Lauderdale by the sea

I would like to thank Josephine Price and the team at First Financial for the amazing service they provided. Josephine helped me with one of the most important parts of starting my business. I had a dream of opening my own business and Josephine helped me get closer to that dream. She was patient and knowledgeable and on top of everything. I highly recommend their services you will not be disappointed.

I had a great experience working with Eddie Duncan at First Financial. He was very knowledgeable and was great at communication to keep me updated on the SBA loan process. I would recommend him and his company to anyone who needs assistance with the SBA Loan process.

Josephine was extremely helpful with guiding me through the SBA loan process. Dealing with lenders is a very meticulous process, and I would have been very frustrated trying to do it all by myself. Her expertise expedited the entire process, and I'll forever be grateful to her for helping me start my new business!

Jonathon Kollra helped me through the SBA funding process like a boss! The process is intense and long, but he stuck with me the whole way. He saw my funding through from the beginning data gathering stages to the closing. He knew I wanted to move through the process as quickly as possible and he put in just as much effort to help make that happen. I appreciate his attention to detail, his quick response time, and his follow through. His responses to all of my questions were educated and insightful. Jonathon was dedicated and truly cared about me as a client.

I deal with SBA consistently in my line of work, and Eddie at First Financial is my go-to guy. Responsive, fast, and knowledgeable. If you want top notch service then give them a call.

Eddie was very helpful in navigating the sometimes rough waters of obtaining an SBA Loan. He always called back if I did not reach him the first time. Other communication was just as prompt. I would definitely use him again.

I would HIGHLY recommend First Financial for your borrowing needs. The SBA Loan is NOT an easy process but Aaron and Emily did a fantastic job of helping me navigate the waters and streamline it as much as possible so that I could open my new business quickly and efficiently. I plan to use them again for another loan when I need more operating capital.

I had the please of working with Eddie Duncan with First Financial while I was trying to secure my SBA Express loan. Eddie is easy to work with, answers all questions asked and keeps ahead of the process because he has a ton of experience helping people secure SBA loans. I highly recommend working with Eddie at First Financial if you are interested in opening your own business or if you need to secure funding for a current Business.

I was incredibly pleased with the support from Steve Bowles and Emily Edwards at First Financial! I can’t say enough about the level of communication that I received. Second to none throughout the whole process. Experience, transparency, responsive, thorough….these are the words that come to mind with this team. Thank you!!

First Financial is an amazing company and business partner. They have helped many of my clients realize their dream of business ownership. First Financial has incredible experience with SBA Loans and how to support clients. Karen Perkins is an incredible partner who gets the job done!

Cindy, Emily, and the First Financial team were instrumental in getting our SBA loan approved and a timely matter. I had heard from others that it could take up to 90-100 days to close our loan, but we were able to get closed in about a month and a half. They helped us extensively along the way and made our process much smoother than it otherwise would have been. Thank you!

Over my 27 years in business I have built relationships with companies that can give my clients the results they need and a world class experience as well. Choosing the company is a small part of my choice. The people I connect with my clients with at those companies is the most crucial. Karen Perkins is one of those people I chose. She has never let me or one single client down. I know that a real professional, that knows her craft and loves people is shepherding my clients through what can sometimes be a scary process. Thank you Karen !

Navigating your way through the SBA lending process is no easy task but First Financial makes it much easier. Not only do they understand SBA but they are franchise experts as well. They're very knowledgeable and professional. I highly recommend First Financial.

Direct, competent and organized. First Financial does exactly what they say--a rare commodity in any industry. Their in-depth understanding of the SBA process is applied in a no nonsense manner, enabling a timely (and far less frustrating) loan closing. We finished the process feeling that First Financial was definitely a value-add for the franchise investment.

Eddie Duncan made the process very easy, gave me all the information i needed to get funding as soon as possible. I highly recommend using First Financial for your funding needs.

First Financial is top rate! I had nothing but the best service from Edward "Eddie" Duncan! From day one, Eddie sat me down and gave me the complete rundown on the SBA loan process, from start to finish. I loved his straight forward, no nonsense approach and was completely confident that my SBA loan was in the best of hands. Eddie was with me every step of the way and returned my telephone calls and emails promptly and courteously. Throughout the loan process, Eddie never steered me wrong and I would definitely recommend Eddie and First Financial to help guide them through the process of obtaining an SBA loan. They did a fantastic job for me and my new franchise.

The patience, guidance and professionalism that Eddie Duncan provided for me while going through the loan process was amazing. I had a lot of questions and it did not matter what time of day I contacted him, he would always respond. He made sure I was prepared from the beginning of the loan process and helped navigate me through to the end of the process. I would highly recommend using Eddie.

I worked with Karen on a loan and from start to finish her support and guidance was consistently personal and professional. The process can be long and at times stressful and through it all, I knew that she was in my corner and that made a such a big difference. Karen is a true expert and knows the financial details that you'd want in a consultant. I'll recommend First Financial and Karen to family, friends and colleagues in the future.

Choosing to use First Financial was the best decision I made in purchasing my business. They guided me through every step of the way with patience and superb customer service. A team of smart and very efficient professionals got me funded and off to a great start.

First Financial was a God send. Jonathon Kollra, Business Finance Consultant, was extremely professional, superbly knowledgeable, attentive, he followed up and followed through. He guided me through the process with ease and a great attitude. I am confident that I wouldn't have made it through this process, with this amount of ease, without Jonathon and First Financial. I highly, highly recommend First Financial and specifically Jonathon Kollra. He'll get you to the finish line. I couldn't be more pleased.

I couldn't have asked for a better experience from Emily and Cindy. Their expertise was clear from day 1 and they helped me navigate the SBA Loan process that many deem overwhelming seamlessly. Without them, this never would have been possible. If you need assistance working through this very complex, yet rewarding process, seriously consider First Financial.

First Financial did their job to perfection. Anytime I had a question, I easily scheduled time with Wade for a brief call typically the same day. I greatly appreciate Wade's assistance through out the SBA loan process. If you are looking to get your business up and running I highly recommend First Financial.

I represent one of the "problem clients" for First Financial, it didn't start out like that but due to my own business mistakes I caused a complicated mess for FF. How did they respond? Absolutely amazingly and thoroughly, in fact their Sr. Administrator, Emily, was my key savior, keeping me off the ledge and focused on what they needed, making it easy and staying with me. It got so bad for me on my side (nothing to do with FF), that the FF CEO herself stepped in and took control, networked me through the matters well beyond my ability and actually ended up being responsible for the final technical push to the successful SBA funding, with Emily of course closely tracking and confirming with the SBA underwriter. I'll simply say, if you're dealing with the SBA Funding pursuit or process, you need First Financial in your wheelhouse without question. Thank you, First Financial, funding is secured and my business is now alive!

I'm going to begin this review by mentioning my phenomenal finance consultant, Karen Perkins. I can not say enough about her expertise, experience, and professionalism. Due to the covid pandemic, as well as several other issues which were beyond my (or Karen's) control, my SBA loan process ended up taking far longer than expected. But through Karen's diligence, her advocating on my behalf, and her all around excellent work, I was finally able to get my loan funded. I would recommend Karen as a consultant without hesitation. She is, quite simply the best.

First Financial did a great job helping with our SBA loan. Starting a new business has many challenges and letting First Financial handle the application process was an excellent way to reduce the burden. Eddie Duncan was very knowledgeable and prompt with his responses and kept everything tracking on schedule. We were funded exactly on schedule. All in all, a great experience; I certainly recommend First Financial and Eddie!

I had the pleasure of working with both Cindy and Emily. They were very professional, informative and just amazing to work with. They were both very knowledgeable and provided excellent guidance. They kept me well informed and prepared me for every step along the process. I would recommend First Financial for all your Financing needs. It was as easily a 5 star experience!!!

I had wonderful experience getting my SBA loan with First Financial. I worked with Aaron Slattery and Josephine Price who were quite attentive and really helpful guiding me through the experience. They went as far as to help with forms whenever able to help reduce the amount of time I needed to spend to pull together documents. Rarely have I seen this type of involvement. I definitely recommend First Financial as well as Aaron and Josephine if you're looking for an SBA loan.

Overall, very pleased with the professionals at First Financial in particular with Josephine. Josephine was extremely helpful in making sure that all the details of my application met the SBA and Bank standards. She also provided an excellent level of customer service and was always readily available. I highly recommend her.

I want to take a moment to let you know that it was a pleasure working with your team and getting through the process of our business loan. Wade was excellent to work with, always professional, and cooperative to help me gather all of the information need it to secure the financing, "which was a lot." Thank you! Ruben

Mike Allen at First Financial did a great job to help us secure the SBA loan. He is very knowledgeable with SBA process, fast turnaround, and courteous. Thank you Mike!

Steve and Emily couldn't have been more helpful in helping us navigate the SBA loan process. They were incredibly patient explaining the process and provided clear guidance on what we needed provide.

Great experience working with First Financial! I had the pleasure of working with Aaron and Josephine. They provided excellent customer service! They were quick to respond to emails! They would find the correct answer to all of my million questions. They gave great advice and reassured me through the tough SBA loan process. Without their service, I doubt the loan would have closed as fast as it did. Heck, I don’t know if I could have done it without them! They stuck with me till the end. Josephine and Aaron, thank you for caring for you customers.

From the start, working with Mary at First Financial put my mind at ease. I had never applied for an SBA Loan before and her calming manner was so helpful. it seemed like it took forever, however, it really only took 27 business days to get my loan funded once approved. I am so thankful I was referred to First Financial and had the opportunity to work with Mary Sweeney. I realize her job is to help customers get loans approved but I know for certain she took a personal interest in helping me and went beyond the normal effort in assisting with my loan documentation. I strongly recommend working with the First Financial Team when it comes to you financial needs.

Great experience and help getting me through the SBA loan process. Despite how I probably could have done some of the work myself, the guidance through the process and linking me with lenders was worth the cost. I was able to apply for my loan and get it funded in about 45 days!

I have nothing but positive things to say about First Financial and Edward Duncan. They helped us navigate the long task of obtaining an SBA loan for our new business. Edward was very responsive and attentive throughout the process. We greatly appreciate the help. Thanks again FF and Edward!

First Financial was fantastic throughout the entire SBA financing process. Mary S who was my point person was excellent to work with and very customer friendly. Mary is extremely knowledgeable about financing process and all of the documentation requirements. Mary made the process simple, speedy, and efficient. Cindy M provided all of the up front information about the SBA loan process. The early conversations with her made me comfortable in committing to First Financial and working with her organization for my SBA financing needs. Thanks to the entire First Financial team for supporting my financial needs and moving my business venture from a dream to reality. I would highly recommend First Financial if you are looking for fast, professional, & knowledgeable business financing.

Aaron and Emily made the process of applying for my SBA loan as easy as it could be. Aaron explained the service and how it would work. Emily followed through and was right on top of things, as well as a pleasure to deal with. I can't imagine how painful it would have been and how long it would have taken to try to apply for this SBA loan without the help of the First Financial team !! In my opinion, the cost of the service was money well spent.

I had a great experience with First Financial. Getting a SBA loan (or any loan for that matter!) can be laborious and complicated. Lots of documents, lots of process to follow. They were responsive and helped me each step of the way. I'd recommend them to anybody who needs any of the services they offer. A helpful, knowledgeable, and kind group of professionals. If I ever need their services again, I wouldn't hesitate to use them again, and wouldn't hesitate to recommend them to friends or family.

First Financial and Michael Allen made the process of getting an SBA loan an incredible experience. My family and I thank them for their professionalism and sound advice and guidance in this process. Thank you and God Bless

I have worked with Dan Pace and Susan Goss at First Financial on many deals now. The best part about working with them is how responsive they are questions and concerns. Dan does not just get your client a loan he helps you with the franchisor directly by helping them understand the process as well. I send all my funding referrals to Dan and Susan. The feedback I get is that they are excellent at helping clients understand the lending process. Keep up the good work Dan and Susan.

First off, Eddie Duncan was awesome. He is really a professional and he knows the processes inside and out. SBA loans can be a daunting task, but Eddie explained the procedures and kept me on target to fund as quickly as possible. I could go on but in short...I am very impressed with Eddie and First Financial. It was a great experience!!

I had never done an SBA loan before and was overwhelmed when I first looked at everything that needed to be done. The team at First Financial was recommended to me by a business associate - what a valuable referral that was! First Financial did a great job of explaining the process to me, and then Wade Snyder worked with me regularly throughout the process to let me know what was required, what specific information was needed and by when, and where I could find it. This included explaining to me along the way what mandatory information needed to be included to meet SBA standards the first time so we could streamline the process. As a result, my application sailed through the process and I was funded without a lot of extra questions from the Loan team. Thank you to First Financial and especially Wade Snyder for helping me through this process. I recommend them highly.

Edward Duncan at First Financial was extremely helpful! He answered my calls promptly and quickly took care of all my questions. I would recommend him to anyone!! Great service, patience and professionalism!

Edward Duncan was extremely helpful throughout the process. My particular loan had so many twists and turns, but Edward was always there to help any way he could. I am very satisfied with all of the assistance he provided.....

Karen Perkins and First Financial were an absolute pleasure to work with. She was always quick to response and help give professional advance through the loan process. I would highly recommend Karen when considering an SBA loan.

I highly recommend Emily and Aaron with First Financial! This was the first time I was applying for any type of funding for my business. I appreciate their patience and guidance as they walked me through the various stages of the application and loan process all the way to the end. I have to say the SBA application process can be intimidating and it’s certainly something you shouldn’t do alone. I am happy to say that today I was funded, 36 business days from when I first started my application. Thank you both for helping me with an opportunity to get funding for my business, something that will have a positive impact on my family.

First Financial has always taken great care in helping my clients navigate the different funding options available to small business owners. They have been in constant communication, not only with myself, but also with my clients. I would (and have) highly recommend to them anyone needing to secure business capital. Eddie Duncan is a top notch advisor who truly cares for his clients and their situations!

We had the opportunity to work with Cindy and Emily at First Financial as we were applying for an SBA Express Loan to fund our new franchise. Both Cindy and Emily were very thorough and a pleasure to work with. Navigating the process can be arduous and frustrating but the team at First Financial has the experience and patience to help you through this detailed process. I am honestly unsure if we would have completed this loan successfully without their expertise, guidance and support. If you need this type of service I would highly recommend First Financial as the team to go to!

Eddie from First Financial helped me through every step of my loan process. He went above and beyond to offer advice and business referrals. I highly recommend First Financial to my colleagues.

Working with Eddie Duncan at First Financial for my SBA loan was absolutely invaluable. Eddie was extremely helpful and always very responsive. He made sure I understood everything and guided me through the whole process. He made a complicated process as painless as it could have been. Highly recommend!

Wow, what a nice easy experience with First Financial. The professionalism is second to none, from Cindy W., Millie, to Emily E. With the use of trusted professionals associated with First Financial the process with fairly straight forward. Emily was the superstar in this process for me, timely question answering, on top of needs, and where I needed to be. How she structured the document getting, yep, not too overwhelming, but very manageable and again, she made sure I was ahead on things. Which reduces the stress and pressure of the process. Thank-you all, great job!

My experience working with Eddie Duncan of First Financial as been top-notch. He was proactive, detailed oriented and professional throughout our whole business dealing. I would recommend anyone seeking funding assistance to give Eddie a call as you will quickly determine, like I did, that he is extremely knowledgeable and ready to provide a high level of customer service.

I was very pleased with the help I received at First Financial in helping me through the SBA loan process. My consultant, Edward Duncan, did a great job and helped keep the process moving and always provided me with timely updates. I recommend their services!

First Financial was fantastic to work with! Mike was always available to help with my lender and went to bat for me to ensure we were approved for the full amount needed.

First Financial was instrumental in helping me to secure an SBA loan for my start up business. Josie, in particular, was very helpful in guiding me through the process and ensuring that my experience was streamlined so that I could provide all documentation in an accurate and timely manner.

First Financial made the SBA Loan process 100% better than it would have been without their help. Josie worked with me every step of the way and had us prepared well in advance at every turn. I am confident I saved weeks of time in the process due to Josie's proactive nature, hard work and quick attention to detail. I will be looking forward to when I have a chance to work with them again!

Edward Duncan was very easy to work with and always kept me posted as to what was going on with my loan and what to expect as the process went further along.

If your in the market to purchase a franchise or business and need someone to trust, Eddie is your guy. I definitely recommend. Good job Eddie appreciate you! Thank you

Josephine Price, First Financial Business Finance Consultant, was phenomenal to work with throughout the entire funding process. She was well organized, communicating in a timely manor with very accurate information. All of this made it so much easier to navigate through the SBA loan processes, providing a great experience. Josie is an All-Star!

First Financial was an excellent guide through the entire SBA process.  They were meticulous in ensuring that the information I submitted was prepared for the bank in exactly the fashion the bank would accept.  I know we saved days of back and forth with the bank in formatting the information.  Wade always made himself available by phone or email and was especially tolerant of my lack of knowledge and nonstop questions. I would recommend this service for anyone working the SBA loan process.

Eddie Duncan was great to work with, very helpful in getting my initial funding for my business. Highly recommend.

The group at First Financial did an amazing job helping me through the long and painful process of securing an SBA loan. Our business financial consultant Emily Edwards was quick to respond to questions and gave great guidance throughout the process.

Aaron and Emily were fabulous to deal with. The process was laid out in a very ordered manner. The information I needed to gather was well described and clear. The means of sharing the various records and data were easy to use. And they managed the interaction with the bank professionally and efficiently. It was a pleasure to work with First Financial and particularly Aaron and Emily. Great job!

What a fantastic experience! I worked with Emily and she was amazing. She walked me thru the process and answered any and all questions I had. SBA Loans are convoluted and complex. She has it mastered. I have recommended her to friends and family. The whole process was amazing. Excellent all around!

Professionally completed process. Diligent in all actions. Great attention to detail and thorough knowledge of the loan process.

Highly recommended. Josie and Cindy were a tremendous help guiding me through the SBA application process. They were there to answer all my questions and keep me organized during the whole thing. Thanks to First Financial!

First Financial was very helpful in navigating through the SBA loan process. Josephine was on top of all the necessary paperwork and responsive to all my questions. They were very professional and I would definitely recommend their services to others.

It was a pleasure to work the the team at First Financial to apply and secure a business loan. Cindy & Emily were exceptional to work with and provided great customer service throughout the process. We highly recommend First Financial for all your business loan needs!

Karen is an amazing partner helping prospective franchisees attain funding for their business. She is very knowledgeable and addresses everyone’s situation independently to direct them through the lending process. I highly recommend Karen for any financing needs!

Josie and Aaron have both been a pleasure to work with on my sba loan. They made the loan process easy and were available any time I had questions. Highly recommend!

I recently purchase a franchise and wanted to apply for an SBA loan. Karen helped me through the long and arduous process from application, underwriting, closing and funding. I could have NEVER done this without her. She knows everything about the SBA process and is eager to help you get through it. Look no further than First Financial.

First Financial and in particular Edward Duncan did a great job through out the process of gathering needed documents an preparing me for my loan. Eddie was extremely knowledgeable and I felt like he was able to keep me one step ahead the whole time. I would highly recommend First Financial and Eddie Duncan for their thoughtfulness and thorough attention to detail making the process very easy.

Wade was wonderful to work with. Always available to answer questions and offer support through the process and I really appreciate all of his help. Definitely enjoyed working with First Financial!

Because of the chaos of 2020, I literally worked with First Financial (specifically Aaron Slattery & Josephine Price) for nearly 6 months. They were patient, unbelievably kind and most importantly- ALWAYS there for me. They put my needs, and there were plenty of them, first and made me feel like I had friends in what can be a very cold industry. I can’t recommend the team enough! Thank you Josie & Aaron- YOU truly are The Best.

The team at First Financial has been so helpful to us as we are starting a new business! Josie especially helped us with every detail so that the process could be as smooth and as fast as possible. 10/10 would recommend! I will be letting my fellow franchisees know who to call for financing!

A huge thank you to First Financial for helping me get my loan. But a bigger thanks to Josephine Price!! She was always available, attentive to my situation, and prepared. I highly recommend using First Financial and getting Josephine Price as your consultant!

I'm grateful for First Financial and Josephine Price's help walking me through their services. She was a wonderful help and helped me push through everything for a loan. Aaron Slattery also did a great job letting me know the services available and how the process works.

I went through a lengthy SBA 7(a) loan process and I could not have done it without First Financial's amazing service. Michael and Cindy were a pleasure to work with. Michael is very knowledgeable and was always available to answer the million questions that I had. I would definitely recommend First Financial to anyone who is looking to secure any business loan!

Mike Allen is to business finance, what Elvis Presley is to music. Understanding the intricacies of business valuation, Mike is a tremendous resource, always willing to teach, coach, and educate. In fact, this is one of the reasons I refer my candidates to First Financial. With hearts to serve well, financial education is in their DNA. Mike is an important part of a great team you need to build your business.

Thank you very much to Josephine and Aaron on assisting in so many ways in getting my SBA loan processed and approved. Dealing with delays after delays from the State of California releasing my business license, they had the patience I was greatly "lacking" to help me going through the various financial and application updates... Special appreciations goes to Josephine who was always available to assist me and kept a wonderful attitude. Happy Holidays!