Expert Mortgage, LLC N 40th Pl, Phoenix

Ryan did an outstanding job. An almost impossible job really, I think I would have lost our dream home without his quick turnaround and ability to make the impossible possible.

Ryan has been excellent throughout the loan process. Great communicator and follow through. I highly recommend Expert Mortgage and Ryan Cramer

Highly recommended! He was a huge help to guide our first home buying experience. He got us unmatchable rates anywhere else and closed faster than we could have asked for. I can’t recommend Ryan enough!

Ryan is a dream, super smart and VERY helpful. I used Ryan to purchase my first house, so I was a bit nervous going in. He's kind and gave me all the tips I needed to get into my new house. He reassured me and showed me all my different options. I'd highly recommend him!

Very impressed with Ryan as a professional. Ryan and the staff at Expert Morgage worked closely with me through every step. This being my first time refinancing, Ryan made the process quick and painless. Plus - the savings I'm making on a monthly basis is more than I could have imagined. I highly recommend Expert Morgage.

Jacquie Vasicek is amazing. Always on top of all the documents that needed to be sign. Very informative and helpful and easy to work with. I recommend her to all future homeowners.

We have twice had the pleasure of working with Ryan to address our changing mortgage environment. We follow mortgage rates and treasury markets and know now is a great opportunity for refinancing. The first time we needed someone who could tell us how to use available funds to squeeze a better credit score to get us into a better rate, which Ryan promptly accomplished. This time we were hoping someone could beat a great 'insider' deal to consolidate our first with a HELOC and, of course, Ryan exceeded our expectations. His efforts are helping us save $7,000 next year alone. That's what I'm talking about!

I have never had a mortgage experience as good as this one with Ryan Cramer. We started the process on a Friday. By the following Friday we had complete final loan approval. By the following Thursday we closed! I was shocked that my rate was well under 3% and that’s even after pulling out some cash. Ryan has his processes and procedures down to a T. Some issues came up from the lender regarding my source of income and Ryan had it resolved within hours. I recommend to all my friends and family to use Ryan Cramer atExpert mortgage!!

We have been through several loan experiences with primary residences, rental properties and refinances. Our experience with Ryan Cramer and the Expert Mortgage team was by far the best! Their use of technology streamlined the process and made a complicated process seem super easy!

Thank you to Ryan and whole Team for making our dream home happen! It's because of them we are in, approved and happy with our rate. Couldn't have done it without you! Call Ryan- he and his people are incredible, fast, and actually care.