Continental Credit W 121st Ave, Westminster

CUSTOMERS BEWARE!!!! We were referred to Continental by a loan advisor we trusted- and how I wish we WEREN’T. In Fall 2020, we had a single collections account and a credit account with multiple late payments. Continental Credit instructed us to stop paying the credit account, let it go to collections, so THEY could “challenge the late fees/late payments and settle the debt for less.” This implied they would be communicating with the debt collection agency. We did as instructed, and let the credit account go into collections. We received a few letters that our debt was sold, and we repeatedly called Continental and asked for further instructions- and were told to just “wait, we just sent out more letters so your credit should go up soon!” With no other explanation. It’s been nearly two years. That credit account-turned-collections? ITS NOW A JUDGEMENT ON OUR RECORD. OUR CREDIT NEVER IMPROVED We called Continental to ask (AGAIN) for a status update, and showed them the judgment papers, only to be told “I don’t know who advised you, but we only work with the credit reports, not the collection agencies… here’s a tip sheet on how to settle a debt- good luck!” WE FEEL ROBBED- the money we’ve paid into Continentals useless service could have settled the debt long ago. Maybe we were naive for listening to their BS- but hopefully this review will help others from making the same mistake.

if you need questions answered about how to build or sustain your credit, look no further. Karissa is a professional and has helped many of my clients build credit up and give definitive answers on how to help consistently. Thank you so much Karissa!

My personal experience with Continental Credit was amazing! The Brooker Relations Manager that help my Fiancé a I both was Crystal Valdez. She helped us determine our credit as sits and if hiring Continental Credit was the right decision for us. She did this at absolutely no cost to us. And after answering our questions and giving us the details we we're seeking. Crystal informed us we actually didn't need this service at this time and helped my Fiancé and I by letting us know what we should do to help improve our credit moving forward. I simply couldn't believe it was this easy and Crystal Valdez still been corresponding with us 2 weeks later. Answering all our annoying questions and she has just been super incredible. I would refer Crystal and Continental Credit to anyone who is interested in looking into making their credit better. Happy Customer - Tara Ducker

I removed more issues in my credit and corrected and closed more accounts using Truebill then this company did. I got no updates no changes . Just a monthly bill .. then Joe tried to argue with me when I wanted to cancel .. I’d give them less then 1 star if I could. They charged me $75 a month for over a year and didn’t change my score at all and only removed $1500 in credit issues .. they were worthless

SCAM!!! My husband had less then $5000 of debt that needed to be removed and here we are a year later and NOTHING has been done from their end. I did more disputing myself from credit karma on small things he has before we decided to deal with this company. Waste of money! and on top of that when we called to cancel Jake who we spoke to was very rude hung up the phone on us and was very disrespectful because we wanted to cancel after not seeing any results. Don't make the mistake of doing any business with this company because they don't care about your credit they only care to steal your money

When I was first referred to Crystal Valdez I explained to her I wanted to accomplish 800+ FICO scores. I thought I was doing all I needed to do in order to have a “good credit” score but after my initial consultation with Crystal I quickly realized there were additional strategies to be had. Crystal was amazing in all aspects of customers service and also explaining the program process . She was very knowledgeable, personable and very genuine. I was excited every time it was time to recap my monthly progress. The program was very straight forward, affordable and after just 4 months I was able to accomplish my goal! I highly recommend Continental Credit to anyone. They welcome all walks of life which include very challenged credit to good credit looking to be exceptional. Thank you for all your guidance Crystal!

I have been with Continental credit for over a year. They initially told me it would take 2 MONTHS to remove a medical collection from my credit report. In 14 months the collections was removed from only 1 of the 3 major reporting bureau. They claimed this helped my credit and it did not, what helped my credit was me paying down my credit cards. I only signed up for the service to remove the collections. I have had ZERO movement on my report resulting from their work for about 6 months now. I will absolutely be cancelling this service as the $1,000 in payment would have gone to better use in other avenues on my credit.

Continental Credit is the real deal! We personally work with Crystal Valdez and wouldn’t trade her for the world…she is awesome! She has really added value to our system and helped us change many lives. If you have challenged credit or need any credit advice I urge you to sign up for a free consultation today!

So I just got off the phone with a supervisor because I had an issue with their service. This supervisor remembered me from 2.5 years ago when I cancelled their service. He did offer a solution which I think was fair and I hope it goes well.

Reno answered all of my questions and was very proactive at helping me. He was very caring and professional. I feel like Reno made this service a really good value.

Potential customers beware as Continental Credit is merely a waste of money. Initially, when I signed up, the account representative promised they would do everything possible to improve my credit. As months and months went by as directed by the representative. Any investigations Continental was working on included zero communication about my account status or updates. However, Continental Credit never stopped accepting a nearly $100 monthly fee from my bank account during this time. Of course, apologies and free months only go so far as I still saw zero traction and promises to follow up communications from Continental Credit. The best thing you can do is avoid doing business with Continental Credit, do some research, save some money and work with a legit company. I’ve lost money and made a terrible mistake, so please learn from mine. Good luck in your research to source a reputable company.

I have been with continental credit for 2 years they have done so much for my credit! I didn’t know anything about credit and the importance of it unfortunately we are not taught these skills at school! Everyone there is so helpful and you can ask questions and get all the answers you need! Jad is very resourceful and helpful! I have gone from terrible credit to good credit In just a few years! I have read these comments about it taking long or being a waste of time and I have found that not to be true! Yes it doesn’t come off over night when things are disputed it could take months but it does work! They are relentless at making sure these companies are held accountable! Also, once you know how the system works you still need to be credit conscious and making the right choices on your finances and be responsible!

My husband, Mose Tolliver, and I were discussing buying our dream home. We were referred to Continental Credit by our financial officer. We contacted this agency and spoke with Ms. Crystal Valdez. Ms. Valdez was very accommodating, pleasant, understanding, and very compassionate in her assistance. Ms. Valdez was very patient and worked tirelessly to assist my husband and me through the credit building process. Ms. Valdez hand held my husband and I through the process and in less than 90 days, my husband and my credit score improved enough to be pre-approved for our dream home! My husband and I are so impressed with Ms. Valdez’s service that we had continued with this agency to continue the forward movement in having an exceptional credit score. Ms. Valdez has and is still continuing to be a blessing. Respectfully, Lori and Mose Tolliver

Just met with Zach A on the phone and he was AMAZINGLY helpful and supportive. He was able to walk through the different processes with me, develop a plan, and schedule a follow-up appointment to ensure I am on target. I have been with this agency for 5 years and he was the best person I have met with during my time. I definitely think I am closest I have ever been to purchasing a home because of this agency and people like Zach A. Thank you for all the help over the years. A couple of weeks later I met with Logan R telephonically and was able to get a hold of him on two occasions. Logan has been great as well. Not only did he finalize the plan with me, but when I hit a snag he helped me troubleshoot the plan make a contingency plan and walked me through the processes for achieving my credit goals. Logan is the person that got me to the finish line and for that I am eternally grateful! This place, apparently, has a great staff and I would highly recommend this company to anyone if the other employees are anything like Zach and Logan.

I spoke with Mark Barrera about cancelling my payment and services with the company. He was able to get the payment refunded the same day. He explained to me that my credit score has increased significantly since I started the program. I've noticed items being closed and removed from my credit report. His help is leading us in the right direction to buy a house. Thank you Mark for all your concern and assistance.

Omg where do I begin. I signed up with this company because a mortgage lender recommended them to me to help my become eligible to purchase a home. I signed up with them in May 2020 and have paid them on time monthly ever since. Things got horrible around August 2020 when it was time to review my account and see if I was ready to apply for a home loan. I was promised call backs and never received them. I was told basic information about my account and didn’t see any more items being removed despite being told they were being disputed. I called Continental in October to cancel service and was ensured that things were moving and to give them more time. I was also promised a call that I never received. On November 18 I called and spoke to a Noah who was beyond disrespectful to me. He argued me down about cancelling my services and had the nerve to tell me I will be billed again in December. He argued with me, cut me off with every word I spoke and was using items on my credit as a tool against me!!! Like throwing them in my face almost! I told him I was not authorizing any additional money to be deducted from my account and he told me yea we will see. At this point I am about to file a fraud claim against these people. I hope this review helps someone stay away from this company!!!!

We have had great success using this company to help us get a lot of old derogatory credit removed. Highly recommend them for anyone looking to build your credit score. The prospect of reviewing our credit reports from each agency to then be able to submit inquiries requesting verification, removal, etc, was a bit overwhelming. Continental Credit knows everything needed to make quick work of reaching these creditors & getting items removed and/or updated accurately. The wait to get someone on the phone can be a bit long, but you generally always get someone who knows what they're doing once you get connected to someone. I spoke with Hugh today, who provided great information to assist in further boosting our credit score.

I’ve been using this company since September when the mortgage lender told me how good they are since I was not approved for a home loan. At first I saw a few point increase. But since November I have had my score drop even lower. Ive called several times and when I finally got ahold of someone they convinced me to stay but since then my score has dropped 37 points but there is no changes to my report according to credit karma. My husband is also in the same boat. He has called 3 times and no answer left messages and no one has returned his call. I’m very disappointed with the customer service of this company. When you talk to them they are polite but they offer very minimal help or guidance. I asked for an action item list to help and they seem to not have a solution, they just tell me to be patient and let them send disputes. The problem is I’m paying a ton of money for something I can do with the credit company’s myself or with an app called upturn. So if a lender refers you her beware it may work at first but is it worth the hassle and money when you can do it yourself. Worst part is I just want to cancel and I think that’s why they won’t return my call.

I am a very picky person and very cautious about who I give my personal information to, to have my credit cleared up and I have to say that continental credit is by far the best company that I have done business with and instantly seeing positive results, and my credit has improved by a lot! If I have a missed payment they contact me directly! You guys are awesome!

I could not be happier with the service that I am receiving from Continental Credit. Logan Robbins has been an enormous help in walking me through this process. The results are undeniable! I highly recommend this team to anyone that finds themselves in need of a professional team that delivers on their promises!

It was a pleasure speaking with Nelly Lopez. She was very polite and sweet! My husband and I have been working on getting our credit scores back up where they should be since March! Continental Credit keeps us up to date and informed of anything that might come along that we need to know about. Great company!!! I would highly recommend them!!! Thank you, Tom and Jody Anderson referral code NellyC194218

Started the process back in December 2020 after I purchased my home, they withdrew $79 every month and within the 4 months nothing changed on my credit and not once did I get a call from them for any updates. They are a big rip off and will take your money and do nothing for you. Stay away from this company at all cost.

I absolutely love Continental Credit! I was in a crises situation when trying to close on my house. Continental helped improve my credit score 70 points in just 90 days! I huge thank you to Marissa who helped me every step of the way! Marissa was so kind and a pleasure to work with. I would recommend Continental to anyone who is looking to cleanup their credit!

Continental Credit has been doing an amazing job so far! In only months they helped increase my credit score by 68 points. There is more work to be done and I am sure that they will help get where I need to be to in order to apply for home loan. My personal rep Jazmin Aragon is great! If I need to talk to her all I have to do is send her an email and she calls me back in a day. Also she listens to my concerns and takes an immediate action. Thank you CC and Jazmin Aragon for helping get my credit health back on track!

I would like to thank advisor Hugh M, he really helped me to identify areas where I needed to make improvements and also offered solutions to me when I could not afford my initial payment amount. He is very customer service oriented and quick with solutions. I can attest to improvements with my credit in the past three months including credit debt deletions, derogatory late payment comments and accounts from my report. Although you will need to be patient through the investigation process in the beginning it is worth it to stick it out to see the benefit of your credit score increasing. Thanks again to continental credit and Hugh M !!

This company has been a great help. Everyone that I have talked to have been extremely helpful and courteous. My last call Denine Lopez went out of her way to explain everything to me in detail and give me advice on helping my credit and improving my score. I recommend this company to anyone who needs a little help getting their credit on track. Plus they give you referral codes so you can help your friends and family save money too! Referral code: SF430100

Continental Credit is an amazing company that helps people not only fix their credit, but also how to maintain positive credit scores. They helped me with making cognitive behavior changes in they way I think about money and credit, how to have more conducive conversations and communication with credit companies/vendors. Further in their work with me, they helped my dreams come true. As a result of their work with me, I and my family were able to buy the house of our dreams, refinancing the family car, managing monthly budget and making wise monetary decisions. I and my family are leading healthier lives both physically and mentally. I just can't say enough positive things about this company and I encourage each and every one of you (if you have not already) to contact them and get your services started. Amazing Amazing Amazing company. Continental credit YOU ROCK!!!!!!! should you decide to make the best decision of you life please use this referral code: MARKC83715 for discounted enrollment!!!!!!

Continental Credit was referred to us by our mortgage company to augment issues on our credit report that should not have been there in the first place. Through out the process all agents were professional and communicated well what were the challenges and our options. Marissa B took strong charge and delivered resolution just in time for us to obtain favorable mortgage. Jeremiah H and Tyler B were very helpful in the end of process and to close any outstanding issues. Based on my experience, would highly recommend as a company who can deliver results in time frame to make tangible difference.

I have been doing business with Continental Credit for the past 6 months and not only have the results they have achieved to date been more than expected, but the service I have received from the representatives there has been some of the best I have ever had the pleasure of receiving anywhere!! Most of my interactions have been with Tommy Ferguson - who I can't say enough great things about!! He is so pleasant, courteous, professional and well informed. As well as being amazingly patient when I ask what I consider "dumb" questions. :) Can't recommend this company highly enough!! So, I recommended this company a year ago and now I can only add even MORE good things about them!! I continue to get the best people and best service every time I have contact with them. Yesterday I spoke with Tomas Pilius for quite some time. He is so patient, detail oriented and professional, and makes you feel like you are the most important person he has to talk to!! These guys could write a book about "how to give the best customer service possible!". My credit score has improved SO much since I have started working with them and I will hopefully be closing a mortgage soon with a very low interest rate! They've helped me with that process too and been terrific.

I just got off the phone with Kayla. She was the best customer service employee I have ever had to deal with. Very nice and most importantly, she was informative. Continental Credit has raised my credit score 120 points in the last 6 months! That's BIG! Thank you Kayla for your assistance!

I am currently a member at Continental Credit and for the most part I am satisfied with my results. At first I signed up through my realtor with one of their representatives. They were kind and very helpful. But as of late I have spoke with Matt Stoch who is one of the Credit Restoration Specialists for the company, and he is great! He answered all of my questions and helped me with all my documents. My score has seen a huge boost so far only after 60 days. Keep up the good work!

I have just canceled my membership after a year and a half. I went from a 625 Credit Score to an 813 score. Continental Credit are Bulldogs when it comes to getting negative things removed from your credit report. We all fall on hard times once in awhile, it shouldn't take us many years to recover. Thank you Nelly Lopez and the other wonderful folks that I had the pleasure to work with.

I have had nothing but positive experiences with Continental Credit. I was referred here by my mortgage broker to help improve my credit score back in January. They have been able to improve my score by almost 150 points since then! I would recommend them to anyone in need of assistance. Today I spoke with Bridgette who was able to address my concerns with no problem. I appreciate everything Continental Credit has been able to do for me and my family.

Continental did an amazing job helping me both fix and monitor my credit. The credit specialists, especially Jordan Tate, were very professional and provided me with great customer service. I had a good experience and definitely recommend.

I highly recommend Continental Credit for credit repair services. I was referred over to them by Colorado First Time Home Buyer and admittedly, apprehensive at first, there were no reviews for them. My first phone call went very well, Dennis was informative and thorough with how the process will take place and what to expect. With my ever inquisitive nature I continue to call them often, however, their patience never strains. They are always kind, informative, and thorough about any topic relating to my credit. It has been 2 months and my credit has already improved by 60 points. I'm not sure if this is a typical result or not, but I am very thrilled with how everything is going thus far. If I had to recommend a particular agent, I would recommend Aaron Mittskus, as he is the most down to earth agent I've had the pleasure of speaking with thus far. Very well informed about credit and how to improve it, as well as what provides a minute or major negative impact on it. If you need assistance with credit repair, Continental Credit is definitely the company to turn to.

Austin helped me out and did a fantastic job!! I have been with continental credit for about 4 months now and my credit has improved so much. They have deleted 5 out of 10 negative items on my credit. I’m extremely grateful for this company. If you don’t understand the creditors and how they work then you need to contact these guys. When you challenge frivolous accounts, the creditors will do what they can to get money out of you so if you don’t understand that concept then you should probably read up before blaming a credit repair company for your problems. Thanks for the support Austin!

I spoke to Kayla about my payment and she was very sweet and assisted me and answered all my questions. She also gave me information on how to save and enter into raffle for a free month. I recommend using Continental Credit repair. Always fast and friendly service.

Jennifer Thompson was incredibly knowledgeable and great in her communication of what can be a tricky subject to understand. I would highly recommend her when needing the services Continental Credit offers.

I just started using Continental Credit and after speaking with Doni and recently Justin . I feel so much at ease knowing that there is a team working to help me , the advice for the plan to fix my credit nightmare is an aggressive one due to the time frame I need. I am confident that the team will do its best to get me on the right track, it was a relief talking to both of them, I am looking forward to the results, I would recommend Continental Credit to anyone who needs the attention to repair their credit. Thank You to the entire team. Nick Lepore

They've been helping me for a couple years now, I called to check up and Kayla was super helpful. She answered all of my many questions and didn't make feel dumb for asking them. My credit has gone up a lot since I've started using Continental Credit and I appreciate everything they're doing to help get me on track.

I was trying to buy a new home last year but ran into issues with my credit scores. My mortgage agent recommended Continental Credit to help get my credit repaired. While it took about 6 months, the results we got were pretty amazing. One of my credit scores went from 602 to 690 while all of the others increased significantly. I am very happy with the work these guys did for me. However, they are very aggressive when it comes to keeping you on as a client once you have determined that their services are no longer needed. They will offer to lower payments, suspend payments, and more to keep you on board and only seem to take the 5th or 6th "No" before they will let you cancel services. Also, while their services were great for the most part, it would have been nice to get regular reporting detailing what they were doing. In almost 8 months of service, I only once received a detailed report of what was completed and it was only after I called them to ask for one. Overall, I would recommend Continental Credit to anybody who needs to repair their credit. They do what they say they will do. It may take about 6 months before real results are realized, but it was totally worth the wait. Just be sure to let them know up front that you'd like regular reporting and, once you reach your goal, to let you out of services without hassle.

Reno Trujillo was so knowledgable and patient he explained things to me and showed how much CC had done to improve my credit! He's a blessing

I've just started using Continental Credits services. Everyone has been very helpful. Today, I spoke with Aaron M. He was sincere, knowledgeable, listened, and provided some more tips to get me on my way to improving my credit scores. There's never any pressure - just friendly reminders of what needs to be done each step of the way. At last, I don't feel like I'm being shamed. Great people at Continental Credit.

Continental credit and Ara have been fabulous at helping my clients improve their credit! They are very easy to work with, and they explain everything they are doing. If you want to improve your credit score I highly recommend them!

My fiance and I have been using Continental Credit for many months now, trying to fix our credit so we are able to get a home loan. Feeling discouraged that results weren't happening fast enough, we literally called last night to opt out. That was until we spoke with Hugh McDougal. He is absolutely amazing. After speaking with him and receiving his undivided attention we decided we will continue with our credit repairs. I have dealt with several different people at continental credit which left my fiance and I with a sour taste. I asked Hugh if we could work with him directly from now on and he was more than thrilled with that. My feelings of discouragement are gone, and that was because Hugh was extremely polite, informative and actually caring to our needs as we go through this very frustrating time. Thank You Hugh, for the first time in a year we actually feel positive on our quest to home ownership. HughC186342

My experience with Continental Credit to date is phenomenal! I have never felt so relieved to look at my husbands credit report and see that we can qualify for a house for our family now. Thank You so much Continental Credit for you help and a big shout out to my main case worker Dan Schaller! You have done so great with my account, it's almost unbelievable that it has come this far in this little amount of time! You rock!

I would recommend Continental credit to anyone. They have most definitely assisted me in raising my credit score. I am a person that is very skeptical of companies and I have been extremely impressed with the improvement Continental Credit has made to both me and my husbands scores. Amber Heath is an awesome rep and answered all my questions and concerns. I really appreciate her assistance!

Continental Credit is such an amazing and easy company to deal with. They are professional and accurate in their work. They are very knowledgeable when it comes to how credit is reported and how the 3 credit bureaus operate. My experience with them has been nothing short of fantastic. If you are on the fence and trying to decide whether or not they are worth the money, then let me assure you that they are worth every single penny. I asked a lot of questions when getting started and they had every answer that I was looking for. I have appreciated their attention to detail as well as their amazing team that has worked so hard on my behalf. I highly recommend them!! Trust me, you won’t regret it!

I've been a customer since August 2019 and although financially I'm struggling. Tyler and his crew advised that they are making great headway with restoring my credit. In speaking with Tyler, he puts things into perspective and helped me see the long term benefits off staying with the program. I found Tyler to be very informative and patient. Great Job Tyler and Thank You!1 Anela LoGiudice

This company is the best!!! I hired them about 3 months ago to help get my Husband's and my own credit report in a better position and score up so we can buy a house. With in this time my score has jumped 80 points, and still climbing!!! Natasha Landis is wonderful, and very helpful with great customer service! I have recommended this company to my friends and family, and are worth every penny!

David Benge was very professional and customer service-focused. He took the time to explain detailed information regarding my account and made sure I will receive a follow up call very soon. His professional manner and attention to detail made my interaction very pleasant!

I have been a customer for over a year and I admit I was skeptical at first honestly but glad I signed up. Not only do they assist you in reaching your credit goals but educate you along the way. Recently due to family problems I thought I had to part ways due to financial issues. Mark was amazing and understanding and took the time to come up with a plan to help me continue reaching my goal!

I was referred to Continental Credit to clean up my credit a bit so that I could purchase a home in the coming year. Franklin & Jeremiah have been so helpful and so hard working. They called when things were stressful for me. They have helped me understand each and every point on my credit, how it works, and how to keep it clean. These people actually care about me, my family and my goals. My credit score has improved almost 180 points in just 4 months! My credit is now good enough that I could qualify for a home loan! I can't thank them enough!

I have been with CC now for 6 months and called today and cancelled services. I spoke with Kayla Madrid. She was rude not helpful. I was told to call back in 6 months for review. She advised I would need to pay $15 additional fee to pull credit report bc they are no longer providing it free as of March. This company lies and wants more money from you everytime you call they want to upsell you other services. A collection came off and was put back on by another collection company. I asked to speak to manager, and she puts me on hold over 15 mins. I called back and decided to cancel with this company bc they ask me to have 20% settlement for all my collections to settle and asked me that last month when I called. They also told me to just give them more time to send more dispute letters. They are a waste of time and keep you dragging along. Stay away from this credit repair! Waste of time and money!

I have been a customer with CC since 1/28/19, and since then they have worked diligently to clean up my reports which had raised my credit offer 100 points, so far. Today I was going to cancel my services due to being laid off last week but MARK was able to help me out which had lead me to continuing service with them! THANKS, MARK! AND THANK YOU CONTINENTAL CREDIT!! 5 stars and recommendations from me!

I was referred to this company by a realtor. The sales rep was super nice very informative. The first two months my husband and credit score went up a couple of points. Each month after that our credit score crashed! Each time I called I got no answer and the employees where extremely unprofessional! I called to cancel my account I waited on hold for 45 minuets and it took three phone calls. I am still receiving phone calls to comeback to the company with no answers to why my credit went negative! I lost the closing to my house due to this! I hope this review saves another hard working person looking to buy a home! This company is the worse I spent six months to start all over again!

I was told when i signed up with Continental Credit that they would have my score up within 90 days. They told me they would be working on my CREDIT. (Keep that in mind) The next 90 days destroyed my credit. They lit a fire under creditors that hadn't bugged me in 6 years and i started getting calls about stuff that was about to fall off my credit. My credit score DROPPED about 80 points. When I confronted them about it they said just to pay the creditors and told me they had never said they would work on my credit score. (What??) After a few more months i found out i was having another baby and needed to cut costs and i decided this needed to go. I paid my last bill and told them to close my case. They waited a few weeks and then proceeded to call me EVERYDAY saying that they bill AFTER they do the work and that i owed another month. (Keep in mind i had to pay AHEAD of time to even get them started on my case???) It doesn't matter how many times you tell them they've been paid and tell them to close the case, they still call everyday trying to weasel one more payment out of you. They will destroy your credit and steal your money and lie to you. Oh also, good luck getting a hold of them. You'll sit on busy for an hour. I'll be reporting them for breaking consumer laws and harassment. Don't waste your time and money. they don't care. **Edit** I had a manager call me yesterday. She explained a lot of things to me and still seemed interested in helping with my credit oddly enough. She removed the remaining balance, closed the account, and gave me 2 months of continued service for the trouble. So I'll add one star for now.

Continental Credit acts like they care about their clients when they don’t! When me and my wife hired continental credit we explained to them that we were trying to buy a house for the first time on top of other things that were going on in our person life. And to get out business they gave us guarantees that they DID NOT fulfill! They gave me and my wife the wrong advice and they did not want to take responsibility for it. They were unethical poor service unprofessional and then dropped us when we let them know how we felt! I WOULD NOT RECOMMEND CONTINENTAL CREDIT TO NO ONE! My personal opinion

I started continental credit well over a year ago. No one would ever call me to let me know what was going on. Every time I would try to cancel they kept saying we only needed certain months so I would always keep it. I NEVER saw my credit go up. When I went on my online profile it said I needed to give permission for certain things. NO ONE called me to make sure I updated this. I literally am convinced that I paid for NOTHING. I’m going to look into suing because I can probably prove they didn’t. I have a letter from trans union saying they denied any request from them because of not having permission… then when I finally called to cancel this guy try’s to be empathetic and ask why and say he can cut the price in half. When I tell him no thank you just cancel was so rude just telling me they have to charge me this month and after it’s cancelled and clicked on me…. Beware.

I worked with Daniela Torres on my client's credit profile. Within a matter of just a couple of months, she and the team at Continental credit brought my buyer's scores up to the point where he is now qualified for a mortgage and is on the verge of closing on his new dream home. This would not have happened without their help and it is truly appreciated!

This place is an absolute scam. They will tell you what you want to hear each month to keep you paying. I did everything I was asked to do, paying all my open cards down below 30 % and my credit went down from the time I started with them. When I pressed for an explanation I was told I needed to pay off closed accounts. When we started I was told they could get them removed. So why did I pay every month and get no results. I also received letters from Trans Union stating it appears there is a third party workin on my behalf but they have not identified themselves in the correct manner and Trans Union will not perform any investigations for them. When I called they blew it off, said they follow all regulations and Trans Union was trying to scare me because they don’t want to remove items from my credit. Jake specifically is a liar!!

AVOID THIS COMPANY LIKE THE PLAGUE!!! The only way to get them to stop billing your bank account every month is to cancel your credit/debit cards and request new cards. I've never seen such blatant predatory practices. Buyer beware these guys are crooks and once they get your bank account information they will juice you for all you're worth. You've been warned!

I enlisted this company to help me accomplish my goal of buying a home, and they have been by far the best company to deal with my credit, I worked with Tyler Z today who was amazing, I mean he went above and beyond to connect, explain, and organize my information that he was getting to me, He didnt just tell it to me, he taught it to me. There wasnt a bit of information that wasnt discussed til i was comfortable, If your looking for someone who actually loves what they do, are confident in what they do, and can get you where you need to go then you need TYLER Z on speed dial!

Matt helped out wonderfully today. He went through and explained everything so thoroughly with me and made sure I understood the process! Super friendly and professional! Also help with a few pointers & tips, for the future.

Jeffery at Continental Credit is always very friendly and personable. He is very knowledgeable and gives excellent customer service. *****UPDATE***** I previously had posted only good things about this company. That has COMPLETELY changed. I called them because I had questions because there had been no movement on what they claimed to had been doing. After confirmation from all bureaus themselves, this company had not done anything. I told them that I was thinking about closing my account but not just yet. I found out that after I had provided them letters from company's that were not supposed to be on my credit that they had not even sent them to the credit bureaus. After asking them to show me what they sent over, they refused. They were too busy trying to get me to refer family and friends. They had completely stopped working on my file but continued to collect money. Every time I call them, they only want to argue and I end up hanging up with no resolution. I have spoken to Jeff, Jed, Jake and some other guy. They closed my account out of spite. And not to mention, everything that was removed was put right back on my credit when they closed my account DO NOT GIVE THEM YOUR MONEY!!!!!!

Marissa did a good job with my file, but now that I am wanting to cancel some guy named Jake is being very hostile towards me. Raising his voice and becoming angry. Won't even listen to what I have to say. Everyone is super nice and helpful except for him.

My husband and I benefited immensely from working with Continental Credit. We worked with Crystal's team and could not have been happier with our results. Crystal and her team were responsive, helpful, insightful, patient, and most of all they explained everything in a clear and understanding way. Thank you Crystal's Team!! Our credit is now in a much better place!!

I was with them for about 5 to 6 months, paying 79 dollars a month. In that time they managed to remove late payments and one collection account. My score did not improve and I was told I had to pay down my credit utilization ratio to see my scores go up which I understand. Only negative thing I can say about the program, is that they make it extremely difficult when you try to cancel. Their very aggressive and if you really want to hear about what they have done to your credit then try to cancel because that’s the time they really sell you on it. The way it works to my understanding is that they only send out investigations once a month only when they know your monthly payment has successfully processed.

Wish I read the reviews before paying this company. Worst mistake ever. After 120 days which is what they told me is all the time I needed with them.. Nothing in my scores has really changed. They do not communicate and will literally milk the process slowly, just to get your payment monthly. I was told by a certain time frame I would be in good standing to purchase a home. That was not the case. Everytime I called since they never reach out to you.. I was told to give them more time.. Please reconsider doing business with them. You will regret it. I had another company in mind but used this company because the lender recommended them. Boy was she wrong. Looking at the reviews they do a lot of people like this. Never again..

We worked with Crystal Valdez at Continental Credit and it was nothing but amazing. She helped us get our credit to the point of purchasing our new home that we just closed on after years of poor decisions. She did a great job helping us understand the whole process not just parts of it. She went above and beyond. The only thing I do recommend is your companies client portal. It is not very easy to understand. I felt it could be a little more user friendly for those that do not understand the legal verbiage very well.

I have been working with Continental Credit for roughly a year and half and in that time, not only have I seen drastic improvements in my credit score, but I've also had the opportunity to receive advice on how to continue pushing my credit forward and up. Had a bit of a miscommunication about some things and today I spoke with MARK in account management and for a solid 50 minutes to an hour, we had an in depth conversation about my current credit, as well as my credit potential and what I can do to keep increasing my credit score monthly. This entire experience has been overwhelming, due to the fact they're a company that actually cares. Brittany, the young lady I've spoken with on several occasions, has been absolutely phenomenal as a person and as a professional. Honestly, I'd give them more than 5 stars if I could, as I've had nothing but absolutely fantastic experiences with this group of people. Thank you all, so much for the work you're doing to help us get to our ultimate goal of owning a home. I appreciate you and everything you do for people like me.

My husband and I recently applied for a mortgage. We thought our current credit would be acceptable even though I was stay at home mom with no income for almost two years. Our loan officer told us we needed to increase our score and the typical online credit reports where not full service. When we started an account with Continental Credit and the detail credit report information is always correct and accurate in a timely manner. I've been so pleased at the information and professionalism that Continental Credit has. It has been very secure for me to truly trust with my personal information and even alerting me when I was logging in through a different device to confirm that it was indeed me. I've also recommended it to close friends and family. You will be pleased.

Although my husband and I both saw small improvements with our credit, trying to cancel was an absolute nightmare. We were continuing my husbands repair and canceled mine back in December, only for them to continue to charge us monthly. We just noticed in April that we are still being charged twice a month and tried to call to resolve the issue, only to be told we were lying and the notes said differently. So we went ahead and canceled both of our accounts and made sure to get cancelation numbers so we don’t run into the same problem with them.

I just recently started using Continental Credit, and after speaking with Rachel Nelson for only several minutes I feel like so much weight has been lifted off my shoulders. I found myself in a credit nightmare recently, and I had almost given up until a friend advised me to reach out to Continental Credit. I already feel like it’s one of the best decisions I’ve made. Rachel was very professional and informative. I can tell that she loves helping people reach their credit/financial goals, and that gives me tons of confidence and comfort in my current situation. I can’t wait to see what the future holds after working with a professional of this caliber.

I am extremely upset with this company. They’ve taken $300 from me for what who knows. They stated that this was the perfect time to get things resolved due to covid making it an easier process to get things off your credit. Mind you the lady I just spoke with kept reassuring that it takes longer than 90 DAYS to see any changes and that’s it’s not as easy as it may seem. This company has never followed up with me since day one the only email I got was about getting a secured credit card that was it...it took me calling them 3 times for them to somewhat update me but the updates were useless. I never received any documentation from the credit bureaus NOT ONE and apparently on my profile it shows that things have been mailed out to where exactly?!! I told the lady I didn’t want to pay this month because I feel like they’ve done nothing for me and her response was “ well there’s some bills that I don’t want to pay but I have still have to pay them” honestly how unprofessional is that. I’m honestly upset I know it’s 300 and we had two marks on our credit that needed to be removed although I sent the documentation to help them expedite it and nothing was done. If you want to waste your money and wait 90 days to hear anything from this company while they’re taking your money then go for it!!!! I don’t typically leave reviews but I feel like I’ve been mislead by them!!!!!!

This company is great. Marisa is an absolute jewel. We worked with them for a year and they got us a great credit score. That in turn got us a great interest rate. We are closing on our brand new home a week from tomorrow. We could have purchased a older home and got in sooner but we decided on building. They stayed on top of everything and did a great job. Very pleased with them. If you need a boost to your credit score definitely call them. You won't be sorry.

My husband and I bought into this scam that promised us success within 4 to 6 months. Here we are 7 months later, and have nothing to be thrilled about. They promised alot with little to no result. They tell you the charges and charge offs will come off and you won't have to pay anything. Then they tell you that you should pay back. They also tell you scores and such on credit karma aren't accurate. They are pretty close! I can tell you that. My "collections" account online hasn't budged ones bit. I'm canceling before they charge me more money. UPDATE ON REVIEW!!!!....just got billed another month's fee!!! When I canceled Was told they bill like a cell phone company and that's their acceptable answer. So we are out another month's fee of $160, and they still aren't working or doing anything for us during the last month. Scam scam scam.save your money.

I had an excellent experience with the representative Kayla, she was very educated about the company products and services. Kayla was very professional and answered all of my questions and concerns, she's was very patient and went over my credit review, she provided me my updated credit scores. Kayla education me on my current credit card's account and inform me on how to bring them down to a 10% this was very helpful information that she provided to me, I would definitely recommend anyone who interested in having challenging credit to allow this company to repair it for you.

Great review of my account by Paul Josephs. He was very courteous, helpful, and all with a positive, enthusiastic attitude. I will definitely refer friends and family to Continental Credit as I have received great customer service from every member of their staff that I have come in contact within the past nearly three years as a client. I recently purchased a very nice house in Scottsdale, AZ due to their superb work on my severely damaged credit which included a bankruptcy just five years ago. There is no doubt that this organization has trained and hired the right people for the right job! Thanks for all the help. Sincerely, Eric Clethen

So impressed with Continental Credit. My score has already started improving and I always get top notch customer service. The agents are always willing to answer any of my questions, even if I feel silly asking them they always validate my concerns. Hugh specifically has been so helpful and always so wonderful and pleasant, going the extra mile! Thanks Hugh!

Used Continental Credit approximately 3 years ago to purchase my first home. I was referred to them by our realtor. I was VERY skeptical at first. They managed to dispute some of the things that made my score low. And was able to get my score up to qualify for a mortgage. I am using them again now to fix my credit again. Bruce Greene is the best! I have faith in them. Highly recommend!!!

It's been a experiences working with Continental Credit. We were in the market for a home loan but had some credit issues. We got in contact with Continental Credit and 5 months later we were able to get the home loan. I recommend Continental Credit if your having some credit issues. They are great. On my last call it was directed to karina, she was great in explaining ways we could improve the credit score even better.

Everything was fine until 60 days passed from the “first round of investigations” with no documents sent to me about the “investigations.” I cancelled, gave a good review because she was pretty reassuring that we would have results if we stayed. Called all 3 bureaus and not 1 investigation was sent to ANY of them on my behalf from CC. Pretty upsetting. No wonder why I never received any investigation results in the mail because they never happened! They got over $300 from me for absolutely no reason.

I love Continental Credit they have taken care of so much stuff it shouldn't have been on my credit report to begin with. They are knowledgeable they're carrying and I haven't even been with them a year yet and they've already taken so much stuff off. I would highly recommend them to anyone that wants to increase your credit score they're phenomenal people and what they do. Ara

I have been a member of Continental Credit for just about a year and I must say I am extremely pleased with not only how much they have helped me improve my credit but their customer service as well. Most recently my wife and I have been working with Cassandra, she is knowledgeable, personable, and really seems to care about helping us. She spent over an hour on the phone with my wife going over what all was removed, what they are still working on and what she could do with her current positive credit to improve her score even more. Very happy customer!!

They have been very helpful! They start work immediately to help you improve your credit. I'm having them help me briefly in order to get my score up enough to get approved for a home loan. I only need a few points. I had questions about how long it would take cause I'm on a time frame to get this all settled. Justin Ayling was very courteous and knowledgeable about what I needed to do on my end to help as well as getting in contact with my leander to determine what algorithm she uses to determine my score. That way they can use to same algorithm to know where I'm at so we can be ready to apply as soon as they know. I feel very relieved and excited to know I have such a great company helping me and my family to get into a better home! Thank you so much!

I have no words usually I don’t believe in these things but one thing I can tell you I gave them a chance and in Feb of 2020 I will be with them for 2 years and I cannot tell you how much my life have changed my credit it’s unexplainable what Continental Credit has done for me that I would not have been able to accomplish today my credit was so shot after my marriage and everything was left in my name I had about a total of 39 accounts and now I’m down to like 6 I would not have been able to do it without them they have changed my life. It’s real. It sucks for other companies scams that has ruined it for other people. They reach out they help you plan out your financials how to maintain your credit score as well as make them disappear. Again I want to thank the team for all the times I had questions troubles even financially they have been there for me like if they were my family again I can’t be more grateful and happy to be able to provide to my two children and give them a better life than what my parents could have given me ❤️

Couldn’t be more happy with Continental Credit! Megan Cole took really good care of me on my call today. She provided me with very detailed information about my credit file and on what to expect moving forward. If you need immediate assistance with your credit please give them a call! You will not be disappointed at all!!

Quite literally did nothing; besides collect my money. My credit actually declined when first paying them. After taking steps on my own (without their "help"), my credit began to improve. I contacted them about three times to get my money back. They finally called me about a week later to argue with me. The company was never able to susbtatiate any efforts on their part. Very poor experience. I wish that I had allocated the money I gave them towards paying down my debts instead.

Continental Credit was recommended to me by a friend, Cindy. I was a little hesitant at first, as I am not the type of person to share my personal or financial business. I was also very cautious about identity theft. If it wasn't for the high recommendation from a trusted friend who received results, I would not have tried this out. Continental Credit has definitely made an impression on me and my life. The customer service is excellent, everyone in their team is great! Randy Blea was one of the credit specialist that I was able to work with on my account. He was very kind, patient, understanding, professional, and extremely helpful in teaching me about my credit history and how to improve it. I commend the Continental Credit team on all the hard work they do to truly help people resolve their credit issues, for the education and tips they provide to their clients, for how they keep confidentiality, and for the professionalism they possess. I would highly recommend Continental Credit and Randy Blea to any of my friends and family who needs credit repair services! Way to go, Randy (and the Continental Team) for improving my credit report and scores! You have my Vote! :)

I'm fairly new to Continental Credit, just joined a few months ago. So far I have been pleased. I recently spoke with representative Charlie to discuss a couple of questions I had. Charlie was very professional and knowledgeable. Not only did he answer my questions but he looked over my file and discussed some other things as well. At the end of the conversation he made sure that he answered my questions and asked if I had any other concerns that we needed to address. So far I have had good interaction and have gained a lot of knowledge myself about dealing with credit. I am very pleased with this company.

I have been immensely satisfied with both the customer service and the education I have received from the folks at Continental, Specifically Joel and Devon. They have been patient, thorough, and encouraging through the entire process. Before working with CC I literally had no clue how the “credit game” (as I cal it) worked. But now thanks to them I have a more concrete understanding and together we’ve been able to bring my credit score from ‘fair’ to ‘good’ in a short matter of months. I recommend this company in the highest regard! Our country’s citizens need more companies like this helping them and less plunging them further down the rabbit hole of debt that consumes so many of us! Hats off to these guys.

I work with a mortgage company and have sent well over 100 client referrals to contential credit and have been extremely frustrated with there services. I have worked with several other credit repair companies and this one has got to be the worst out of all of them. Out of all my referrals, I believe only one completed with credit repair after it taking way longer than it should have. It makes me sick to think of the money my clients have wasted after trusting I was sending them to a place I thought I trusted. After almost two years of working with them, I think it’s safe to say there was pretty much no success with any of my poor clients. There are several other credit repair companies, save your money and go elsewhere.

Alexis, is wonderful - I called her this morning, after being in the program since November 2018, and it was truly a pleasure talking with her. Not only did she provide me an update on my file, but provided me with excellent advice on how to go about my accounts going forward. She provided the best customer service, answered all my questions, and displayed great professionalism and sensitivity to my situation. Through her, I felt very supported and not to mention, was happy to keep my membership for another month :) Thanks Alexis for all your help today!

My husband and I have been using this company for about 5 months now and have almost managed to get our credit where it needs to be. Everyone there is very knowlageable and willing to tell you quick ways to build positive credit as well. We did have a little hiccup with billing, but Joshua Smith was more than happy to rectify the situation for us as well as give us an update on our files. His customer service skills are immaculate, and I'll be contacting him directly for any further questions or updates on our file. Thanks Josh!

Larissa had Great customer service. I have been dealing with the company for about six months now and they have made tremendous change to my credit. Thanks Larissa for taking the time out and explain to me what was going on with my credit have a blessed day. I recommend anyone to use their service!!!!!!!!!!

This team is amazing!! I am beyond impressed with their service and help! Tom, Nate and Randy have been the most helpful. I honestly thought I had no hope of repairing my credit but with Continental Credit's team I have managed that AND in no time. I'm still in this program and have a few more things to take care of but I honestly don't know where I would be without their help. I feel the stress leaving me little by little and find myself enjoying life even more. I will recommend family and friends without a doubt.

I was getting frustrated with the lack of communication. I called to cancel and spoke to Desiree Dallas. Desiree was very knowledgeable and brought me up to speed with what was going on with my account. She also gave me a few more suggestions to help boost my credit and helped me out with a payment issue. She also let me know what was being worked on and when I should check in next. She then followed up with 2 emails detailing what we had discussed. She is the reason I did not cancel my service with this company. Thank You Desiree!

Continental Credit has been great. I have been with them for almost a year and my credit score has risen 60 to 70 points. They have been great in helping me every step of the way and I would recommend them to anyone. Tommy is who I work with most and he is awesome. If he says he is going to do something he gets it done. I have worked with others there as well and they all are great.

So far, I have had a great experience with the professionalism of Continental Credit and follow-ups. I signed up with them a bit over 2 months ago and they have already successfully removed over 20 derogatory items from my credit reports. They are very polite and a pleasure to speak with and have began to recommend them to other people I know. The latest kind person I have been in contact with and have been speaking with is Erika Spraker! Thanks, Bobby C

I have been with Continental Credit for a few months and I just spoke to Leon about my account and the progress on my credit. It is amazing what they have done. I used another Company a few years back and nothing changed on my credit. I am extremely happy with the progress with my credit, and am excited that in no time I will be able to qualify for my first home loan. Leon has been extremely helpful in explaining what has happened to my credit and what I need to do in order to keep it climbing. Thank you so much Leon!!

My wife and I have been working with Continental for 9 months now, as a suggestion by our mortgage loan officer. They have been great to work with in the pursuit of cleaning up our horrific credit report, and get closer to owning our first home. Each time i've called, i've been greeted, and helped by, knowledgeable and friendly staff. Bruce is the bees knees above all. He talked me through what we need to do next, and reassured me we're on the right path. I've recommended them to many friends, and wouldn't hesitate if I were you.

I'm writing this review to recommend the services offered at Continental Credit. I was a client with their company for a few months and they helped me to improve my credit score in a huge way. Errors and ridiculous derogatory remarks abounded my credit reports with all three credit bureaus, and CC helped resolve most, if not all of them. I would absolutely recommend their services for anyone that's looking to increase their score, as CC brings the understanding, thoroughness, and real results to the Credit Improvement process like no other, bar none. A special thank you to Dan at CC as well. Best regards.

Tyler Glasgow at Continental Credit is awesome. He truly was looking out for my best interest. I would recommend Continental Credit to anyone. Within 6 months of hiring Continental, I was able to buy a house with my credit score of 700. Thank you

I was in desperate need of some credit restoration in order to apply for a home loan. I have been a customer of Continental Credit for a couple months now. Continental credit is amazing! They give great customer service! And the results of their credit restoration process are amazing! Today I spoke with Matt Stoch and he was so helpful in explaining every detail of the process! I would recommend Continental Credit to all my friends and family!

I have had all positive experiences with them. We will be ready to buy our house in just about 6 weeks. Eric was super nice today and put me in a better mood. It is like the Chick-fil-A of credit help. Always polite, always friendly and always professional.

I have been working with Continental Credit since Feb 2016 to improve my credit score in the hopes that it would help me get approved for a home loan. I spoke with Alicia Armijo to get an update on the status of my account and to ask some general questions. She was extremely helpful and was able to answer all of my questions. Continental Credit has exceeded my expectations and have been instrumental in me improving my score. I highly recommend them to anyone looking to fix their credit.

It was great working with Rhonda today. I felt as if she really cared about the account and I appreciated her giving me information on the credit cards to help raise the credit score. All of information she gave was helpful and well as she updated the account and made sure everything was correct on the accounts. I feel like we can really accomplish correct the credit report now . Thanks Again, Rhonda

The Continental Credit team is amazing! Extremely important now more than ever to insure your credit report is in top shape. It is so difficult and frustrating to deal directly with credit bureaus to repair errors that I decided to enlist this team. Best decision I could have made. Continental's all-star team is attentive, responsive, patient and best of all - effective. I referred my son and daughter-in-law to their team as well to address any issues they have with their credit before purchasing their first home next year. Highly pleased with the success I've had over the past 45 days and looking forward to a continued relationship with this excellent company and staff.

Update to prior review in December. I had to call my bank to make sure this company could not continue to take more money from me after ignoring my written request to cancel my service. Contract states you must write your request to terminate but gives no address to send it. I sent to customer service email. Was replied to with a voicemail that everything is going great. (My score dropped 15 points in 30 days) Then an email that they need more info and I must sign into my still active account and give permission to them to act as power of attorney. Replied w email confirmation that they do not have permission to do any further 'service's on my behalf'. Finally reached a human who acted concerned and said that my account is cancelled. 3 months later, March 1st I am still receiving letters from all 3 credit bureaus that I have been disputing items that 1) have already been disputed 2) weren't supposed to be disputed to begin with when my account was active 3) they should not be doing this and are at this point just doing it to further harm my credit and or harass me as there is no payment and account has been legaly canceled. A complaint has been filed with the FTC. Please, anyone else with a negative experience file a complaint with the FTC. It takes only a few minutes and will hopefully bring upon a class action law suit against this company who preys upon those who are seeking help in an area of their life which is extremely important. I had to call and do a credit freeze with the credit bureaus and am now going to be going to speak with an attorney for advice as I do not want feel it is fair to need to keep my credit on freeze. Why do this to people? They are as bad as the phone scammers

I got a great discount to sign up with Dennis Miller! Now I've been a part of this company for almost 2 months and they're cleaning up my credit quickly and efficiently. I don't have any problems getting ahold of them and particularly Matt today was wonderful. He gave me a very detailed update and was personable, friendly and responsive. He took his time and gave me a specific relevant tip to not only help my Credit score starting today but something that would help me for several months in the future. MATT WAS SMART! I appreciated that tremendously. Overall, this is a trusted company. Dr Christine O'Brien

Randy was great. Although I was skeptical at first because my credit score was already considered "good", my mortgage broker recommended tighten up my credit history, Everything Continental said they would do was done and more. My credit score increased 30 points within a month!!! They were able to remove a derogatory acct. that had been dragging down my score within weeks of signing up! It's a bit pricey but worth every penny. Now I'll be saving literally tens thousands of interest on my mortgage ! Def worth a try even if you have good credit. Mike F.

I had the pleasure of chatting with a very knowledgeable counselor Mr. Matt Stoch. When I called him I was in need of help with my credit. To my surprise continental credit and those who work with people like myself in need of help was the FIRST AND BEST investment to repair my credit. The initial fee and monthly cost is nothing compared to the knowledge Matt has shared with me about credit bureaus and how the banking industry works and how it affects the consumer's credit. Most of this "CLOAKED" information the average consumer has no knowledge of and written to confuse the consumer which is unfair. Matt explained what he would do and how the process will work over the next 90 days. I was told about Continental Credit by word of mouth through a co-worker in 6/16. I wish i called back then. Matt's efforts along with the team of counselors helping will have given me a HUGE second chance and I am so thankful for Matt and Continental credit. I am very satisfied with my experience with this company and will tell and in fact have told my friends about Continental Credit. I will write another review in about 90 days from now so.... to be continued! Thanks again.