Chad Baird Loan Officer Towne Centre Dr, San Diego

Chad and the team at JMJ represent what the loan process should look like for home buying. Fast, efficient, and professional. They made our process feel personal while also giving us a competitive edge in getting our offer accepted.

Chad, Elizabeth, and Erik were absolutely amazing to work with. I can not thank them enough for how FAST and easy they made buying a house. My realtor gave me a list of recommended lenders and Chad was the 3rd lender I spoke with. He was straight to the point and saved me the 30-minute long sales pitch the other lenders offered. I knew immediately I wanted to work with him. Chad and his team had me pre-approved within 24 hours of sending them the requested information. When my husband and I found the perfect house, Chad personally called the sellers’ realtor and convinced them to accept our offer. He promised to close in just 18 days and better yet, he met that promise! Chad & Elizabeth always responded to emails immediately and were so helpful throughout the entire process. All documents were provided electronically and I was able to sign everything, except the final loan documents, through DocuSign which made it so easy. I will absolutely use Chad & team for any future financing and have already recommended them to my closest friends that are considering buying a house in the near future. It takes a lot to impress me but these guys are the best at what they do!

Chad and JMJ Financial Group were amazing to work with! We were trying to close in less than 30 days (two of those weeks were Christmas and New Years) and they did everything they could possibly do to keep things moving despite it being the holiday season. We ended up closing five days earlier than expected which was great! Couldn't recommend Chad and his team enough!

JMJ and specifically Chad Baird were easy to work with. He explained all the processes involved in processing the loan. Very responsive, and things moved along smoothly. The deal was closed at the time it was set to close, there were no speed bumps along the way. This was my first home purchase, and I don't think it could have gone any smoother.

Exceptional! The loan process was organized and truly fast. Chad was amazing from start to finish. He helped me close my loan within 30 days. Would definitely recommend him to everyone.

I HIGHLY recommend Chad and his team! From the moment we inquired until the moment we got funded they were there all the way. Chad helped us to be competitive and worked day and night to get our loan approved with a very short turnaround! Chad and team helped us to make our dream come true and we felt supported, valued, and were treated with great professionalism and respect. If you are out there looking for a loan do not hesitate to contact Chad. He will make it happen! Natalia

Chad and the team at JMJ were fantastic to work with. Getting a mortgage is always a stressful proposition, but Chad, Erik and Elizabeth made the process as painless as possible. It was a major relief knowing I had a team of professionals working with me and advising me on how to close the loan as quickly as possible.. I highly recommend Chad and JMJ!

I just completed a new home purchase loan with Chad B and his team consisting of Elizabeth B., and Erik H. from JMJ Financial. This was the 4th time I have been through the mortgage process and JMJ was probably the easiest one. Initially, I applied for pre-approvals with two major banking institutions and after a week of no responses, I reached out to Chad and within a few hours, he had me pre-approved for a loan. He has a super efficient team who are always available to answer any questions. If you are buying a house and need a loan, please reach out to Chad and his team because working with him seems so much more personal than working with a Big Box Institution.

Chad and team were amazing throughout our home-buying experience. The process from beginning to end was painless, and anytime we had a question, Chad made sure to answer it ASAP. I'd highly recommend Chad and team, and without a doubt, would use them again.

Chad was attentive and patient with the plethora of questions we, as first time home buyers, brought to him, even when we asked the same things multiple times. The housing market in San Diego is crazy, and he helped make it easy for us!