Carolina Farm Credit Bethania-rural Hall Rd, Rural Hall

My husband and I thoroughly enjoyed working with Farm Credit & Ellie (Loan Officer) during the process of our land closing this month. The process from the start to completion went so smoothly compared to what we had previously anticipated with any closing. A big thanks for the help & kindness, you made the task easy & enjoyable!

I recently purchased some land in Stokes County and worked with Ellie Kotrady at Carolina Farm Credit in Rural Hall, NC. Ms. Kotrady was professional, supportive, communicative, efficient, organized and provided me with all information and education I needed to procure a land loan and close on the loan promptly. I'm very appreciative of her assistance with the loan process and highly recommend Carolina Farm Credit, and specifically Ms. Kotrady.

Had a very unprofessional experience from one of the agents. She was incredibly rude to me. I will take my business elsewhere.

Carolina Farm Credit is by far, hands down, the best lender I have ever worked with. Ellie is extremely professional and has always provided quick responses. Submitted on behalf of my boss, Kevin Simmons.

Service is horrible. I tried to use this company to purchase some land my wife and I fell in love with. For starters, If you want a company that will make you feel like your a broke POS, then this is the place for you. My Agent i was paired with was apparently brand new, every time I called she was away a training, I would leave messages, but no one ever called me back. I would ask questions to the people working and would never get the same answer. Usually by the end the day I would get an email from my agent contradicting everything I was told by the people in the office. When I first started he Loan process, they stated I would need 25% down and closing cost would be around $500-$600 for attorney fees, as I was paying my own Perk test, survey. I explained I was still waiting for some fees to be returned from me from builders I had worked with on quotes and had to shift some funds around but I would definitely have he 25% down. In the coarse of a week, Closing cost went from $500 to $3000 with all these hidden fees. Within a day of being told about the 3k closing cost, the figure had changed yet again to $3600. After this, I asked for the distract manager to call me back, would you imagine he never did return my call. I have since moved on to a new company. On more then one occasion the comment "if you cant afford this" was stated to me, a comment in my opinion should never be said to a customer. Not one time was money an issue on my part. It was that they kept hitting me with hidden fees left and right and the price to close kept changing and going up. Beware, Luckily I was able to back out in time. I can only imagine what happens to the ones who get down to closing and get hit with all these fees.