Cambria Mortgage, Joe Metzler Wentworth Ave E, West St Paul

Joe and Eric were a real pleasure to work with. "Down to earth" conversations, patience in the process, and detailed information are just a few of their qualities. As a veteran, I greatly appreciate how they made the VA loan process painless. Thank-you. If you are looking for a honest loan processing experience, here it is.

I highly recommend Joe and Eric, they made the process simple and quick! Joe is highly knowledgeable and can get the job done.

I would highly recommend Joe and his team to anyone seeking a mortgage loan. Very competitive rates and closing costs. More importantly, very clear and upfront about loan rates and closing costs from the outset. Very knowledgeable about mortgage business, as well as friendly and attentive to their customers. Overall a great experience!

I highly reccomend Joe and his team. We had a great experience with them and the entire mortgage process went smoothly from start to finish.

Joe and Eric Metzler were great to work with. They are super organized and right on top of everything that needed to be ready for our closing. I would highly recommend their services for anyone going through the home buying process and would use them again for our family! Thank you both for all of your hard work. K and G

Joe was great to work with. Doing all the paperwork electronically made the process very easy. Ron

As a first time homebuyer, Joe spent a large amount of time making sure I understood the process and answered any questions I had clearly and promptly. The rest of the team was quick to respond to any questions I had as well. Overall, they made a daunting process for a first timer painless. I feel as though I knew what to expect along the way thanks to how clearly everything was explained to me. Amazing service. I highly recommend Joe and his team!

Joe and Eric were great to work with! They made our home buying process extremely easy. They were able to answer every question I had and were extremely prompt. I would recommend Mortgages Unlimited to anyone! Thanks again for helping us get into our new home, we truly appreciate everything you did for us!

Joe made the entire experience very straightforward. The numerous questions I had were always answered forthrightly and expertly with a very clear skill and expertise underlying the answers. He simplified the process to the point where I had complete peace of mind going into the largest financial transaction of my life - for which I am immeasurably grateful.

After losing my home and forced into bankruptcy after a divorce, the dream of ever owning a home again seemed unattainable; that is until I made a call to Joe. I knew after my first conversation with him that this man was experienced, knowledgeable, genuine, honest, and a straight shooter. He assured me that my situation was not hopeless as I had thought, but qualifying me for a mortgage was not going to be easy. I followed his advise and a few months later we began the loan application process. To my surprise, I qualified! Joe, Eric and his team were very clear about what documentation they needed and it was all sent to the office electronically which saved a lot of time. I had a ton of questions and they responded to all of my emails and calls (no matter how silly) in a timely manner. Joe, Eric, and his team kept me informed of the progress through the entire process. I was notified by my realtor two days before closing that the title company I was using refused to close my loan. I was absolutely devastated! I don't know what Joe did or said, but he because of him, the closing happened as scheduled. Joe's service doesn't stop after closing. I've been in my home now for nearly 2 months and still call/email with questions. As always, he responds quickly with exactly what I need to know. I will forever be grateful to Joe for everything he did for me to make my dream of owning a home a reality. I'm also grateful to my friend for referring me to Joe. I will return that favor and refer him to everyone I know looking for a lender. He truly is the best!