Brad Toland | Intercap Lending Inc. E 6600 S, Salt Lake City

Brad guided us through the confusing process of buying our FIRST home this winter. He was extremely helpful, answering our million questions and being sure to explain everything carefully. Brad also went above and beyond to ensure we locked in at the right rate, which is critical in this market. Thank you, Brad! I’ve already recommended a few fellow first-time home buyers, and encourage anyone else to connect with Brad. Also - shout out to Suzanne! Brad has an excellent team.

Brad was a fantastic partner work with throughout the process of buying my home. His experience is proven and he was able help navigate us through the entire lending process with ease. He worked together with my realtor to ensure all bases were covered and that we were well prepared for anything. He was very tentative, communicative and patient in what can be a very stressful time for a buyer. Would highly recommend working with Brad and his team.

This is our second transaction with Brad. Our first was a refi. Brad and his team made getting the financing for our new home effortless. He explained the process and answered all our questions without any pressure. He followed up during the process to making sure we understood what was coming up next. Brad and team were always available for questions and answered phone calls, texts and email promptly. We are very happy with their professionalism and first rate customer service! We will absolutely go to him again for any future financing needs.

Brad and the team at Intercap lending made it so easy to refinance our house. We took two years off our old mortgage and still had a lower payment due to the interest rate they got us. They were helping us threw every step of the way and we closed within a couple weeks. Thank you Brad and Intercap for all you do. Awesome people and very professional.

Brad is a very knowledgeable and warm hearted guy. He helped my wife and I 6 months prior to looking for a house. We were very uneasy due to being inexperienced, but he walked us though the process from start to finish. His team are experts in their field and it showed the entire time we worked together!

I have worked with Brad Toland and his team twice now. Brad originally earned my business because he was so responsive, took the time to talk to me and fought for the best rates possible. Brad and team took the time to answer our questions and provide more information every time we needed it. They are very helpful, friendly and professional. I will be sending family and friends to the Intercap team because they really do care about their customers. Thank you so much Brad and team!

Brad has helped me through multiple loans. He is very knowledgeable and provides fantastic customer service. Not only the rates I got were amazing, but he made it super easy. Every time things got done faster than expected. Highly recommended.

Brad was very helpful, he helped us secure a loan so my wife and I could move into a beautiful new home. Brad helped make the process smooth and straightforward, which we appreciated especially because the process of buying a home can sometimes be complicated. I would absolutely recommend Brad and Intercap lending. No complaints here!

Brad is a fantastic loan officer. He has helped us with two loans so far and has always bent over backwards in service. We highly recommend him. He is quick to respond and makes the refinancing or new home buying experience great. Thanks Brad we appreciate you!

I am a new home buyer and Brad was great to work with during this new and exciting process. He was very responsive with all questions, worked well around my schedule and was easily available via phone or email. Brad made all information easy to understand and guided me in the right direction so I was able to "lock" in a very low interest rate. I would recommend Brad to all of my family and friends because he is down to earth, easy to communicate with and makes the home buying process easy and less cumbersome.

We have worked with Brad on multiple loans. He has a great personality, always explains the options in a honest and clear manner. He is very knowledgeable and took the time to explain everything. We highly recommend using Brad Toland!

Brad and his team were exceptional. They got me a great rate on my refinance and make the process effortless. He and his team were responsive throughout the process and, from initial contact to closing, the entire process took only about three weeks. Great lender; highly recommend.

Working with Brad and team was a simple and smooth process. Brad is extremely knowledgeable, prompt, and professional. The team’s market knowledge helped to ensure I made the right decision teaming with Brad, and moving forward I’ll quickly recommend the Intercap team to anyone in the market!

Working with Brad was a great experience. This was my first time buying a home and he was very patient with all my questions and went out of his way to make sure I understood everything with the process and was getting a good rate. I appreciated how straight forward and realistic he was when discussing my options too, it made for a smooth process without any unwanted surprises. Brad and the team are great, I’d definitely work with them again.

Brad Toland is not only a savvy, smart, caring, and highly competent Sr. Loan Officer – he is also a highly ethical and wonderful human! Brad was referred to me for my home financing by my older brother who has been working with him for over a decade. When I returned to Utah after 25 years in the PNW and decided to settle in and buy a home, my brother told me that there was only one person to contact regarding the financials: Brad Toland. As always, my brother was right on! As a first-time home buyer, I had a lot of questions and really needed someone to walk me through the process in a supportive and directive way. Brad was patient, informative, kind, and took all the necessary time to provide me with the information I needed to make good financial decisions throughout the home-buying process. He made it a point to make himself readily available, and prioritized being timely and thorough in his responses throughout our communications. My experience was so positive that I now refer all my friends, acquaintances, and colleagues to him for home financing support. And I tell them exactly what my brother told me when he referred me to Brad, “there’s only one person to contact regarding the financials of buying a home”: Brad Toland. Superior service and a heckofa guy!

Brad was very easy to work with! We had tried Better.com at first and had a horrible experience getting refinanced. Then we found Brad and his team… they made the process so much more manageable! Happy to have our refinance finalized!

Brad and his team are the best and easiest to work with! We've done two purchases and now a refinance. Brad is so knowledgeable. Everything went smoothly, and he found us the lowest possible interest rate. We couldn't have asked for a better experience.

Brad is always a pleasure to work with. My husband and I worked with him to set up a loan for our first home, and just finished refinancing with him as well. He makes it easy to understand the process of getting a home loan and refinancing both. He’s very knowledgeable in his field, and he and his team are all very trustworthy, friendly and helpful. We would definitely recommend him to anyone looking to do a home loan/ refinancing.

Brad made the entire refinance process simple and straightforward. He was always available for questions and explained the entire process in a way that was easy for my wife and I to understand. We trusted him completely and will definitely recommend his services to our friends and family. Thanks Brad!!

We were not the easiest people to get qualified for a loan but Brad worked hard and got it done for us :). Thanks Brad. Also really enjoyed working with Suzanne! She was quick to respond, easy to talk to, and very helpful explaining answers to some of my questions. Thanks Suzanne!

Brad and his team did an awesome job helping me get my hands on my first property in a timely manner. All the info along the processing time was readily available for me to review thus ensuring I get the most of what I needed at end of the day. Will touch base with him for the next property for sure !

Brad did an excellent job getting me prequalified for a mortgage and was able to hit a rushed closing deadline. He knew all the documentation that would possibly be requested and made sure we had it early in the game so the process went very smoothly.

I am completely satisfied with Brad Toland’s processing of my mortgage loan! He was very fast and accurate in this. He found a very competitive interest rate for my loan, and the entire process from my initial contact with him through closing of the loan took only 3 weeks. I am totally happy with the whole process. Very professional!