Bell Bank Mortgage, Nick Kalkman Sibley Memorial Hwy, Lilydale

Second time we have collaborated with Nick Kalkman to take care of our mortgage needs. He is a savvy professional, an excellent communicator, timely and expedient with necessary paperwork and utilizes technology in making the process flow smoothly. We feel blessed and fortunate to have been referred to him by our financial advisor Mark Josephs. A perfect example that Nick’s sphere of influence includes like-minded, focused, family-oriented business professionals. Surrounding oneself with experts in their field makes doing business such a pleasure and almost effortless. While the addition of Deanna to Nick’s team was new to this transaction, she most certainly enhanced the delivery of services allowing his team to operate like a well-tuned machine. We would heartily recommend Nick Kalkman and his team for your future mortgage needs.

We refinanced through Nick at Bell Bank Mortgage on the recommendation of our financial advisor. Nick and Deanna communicated promptly at each step, made sure that all of our questions were answered, and ensured that everything went smoothly even though we had to delay closing by a day. This was by far the easiest mortgage process we have been through. To add further credibility, our closer at the title company said that Bell was one of the very best to work with, as they are organized, efficient, and complete in their work. I highly recommend Nick, Deanna, and Bell Bank.

We had a very positive experience with Nick both times we have bought homes.

We had a terrific experience working with Nick and Deanna on securing our loan for our new home. All of our questions were answered immediately and explained clearly which really helped make the entire process a lot less stressful than it could have been. We are so thankful we chose to work with Nick and Deanna at Bell Bank and would recommend anyone else to do the same.

Nick and the people at Bell Bank were absolutely fantastic. They were always available to answer any questions and as first time home buyers we had plenty. They made the whole process effortless and were able to work with our time frame and we couldn’t be happier with the service they provided. Recommend 10 times out of 10.

Nick and Deanna were very thorough and communicative through out the whole process. They were very knowledgeable and helped us navigate some difficult decisions.