AltoCredit Carpenter Ave, Bronx

Professional - Polite - Well Informed - and a Class Act !!!! Alto Credit is an outstanding company. Randy is out here doing meaningful work the way it should be done, and then some. Him and his team are changing peoples lives for the better. From start to finish, I received white glove client treatment from him and everyone on his team. The price point is a bargain considering the amount of value you receive in return. They delivered as promised and then exceed my expectation by always sharing their credit related information, knowledge, and insights. My scores and reports are where they need to be and then some.

Randy Peralta is amazing !!! I highly recommend going to him. I thought I needed credit repair ... but I didn’t just had some bad debts I needed to clear , his advice was beyond the experience I had imagined to receive. I took his advice and started working on it for a few months and since then it has increased significantly. Superb professionalism and patience.

First of all, I no longer live in NYC. But I met Erica way before this company began and once it started I knew I would go with her company if I ever needed credit help. I am very paranoid when it comes to giving out my information (which I'm sure we all are) so I know I needed someone who was trustworthy and direct. Working with this team has been seamlessly easy and I am carefree with the knowledge that me and my husband are being taken care of. I cannot wait to buy my house. I know I am in the right hands. It was a no brainer when it came down to which company to turn to when it came to fixing my credit. I am just grateful that they are available. The fact that they can give me this service and I am a 6 hour drive away is phenomenal as well. Thank you AltoCredit for all your hard work!! Once I buy my house I'll update my post with my pics 😁 ****UPDATE**** WE BOUGHT OUR HOUSE !!!

I have experienced the best services with AltoCredit. I have been working with Randy and the way everything was broken down and explained made it easy to understand what needed to be done. I wasn't very credit savvy but working with Randy made things easy. Yes, you have to put in some work to help the process but you will have the help. Any questions, they will answer and explain in a way you can understand. If you are anything like me and do not understand the ins and outs of credit, AltoCredit is there to help. I would recommend anyone to this company !

I started with a 500 credit score. Now I am way above that in such little time with the help of these professionals at Alto Credit! They are very attentive and answer all your questions with honesty and openness. The individuals that have helped me so much I want to also honor on here; Randy, Beatrice, and Carrie! Very down to earth yet to the point! Can’t wait to see how I end up when it’s all said and done!

The entire AltoCredit Team is exceptional at what they do. Their tactics in disputes worked extremely well for me and the way they help break the complexities of credit down into an elementary level is what allowed me to understand credit far more than ever before. Randy, Amus, Erica & Beatriz has been extremely helpful. They are they definition of "Team Work". My credit score started at a 583 and now im at a 698 which is extremely wonderful. It did take a little bit because now ive been with them for 10 months but like Randy told me on the recent call "its a faster turn around option than waiting 7 years for the information to fall off on its own" and its true, going with a reputable credit repair company that can explain the steps and helps you along the way while they work hard is something to admire from a company. I still have some things affecting my credit score but I trust in their ability to help me with them. Thank you AltoCredit for everything you have done for me. My current goal is to purchase a home and so far im on track for it through patience. Sincerely , A Very Happy Client of Yours.

Highly recommended. When it comes to getting it right, they definitely do. With any process that requires time based goals and patience, you can rest assure they will steer you the right direction every step of the way. Thanks to the diligent assistance of Erica and the team at AltoCredit for their amazing perseverance, I was able to attain a status at a much higher level than expected. Certainly a well deserved 5 out of 5 stars rating.

Randy is just amazing! He is very knowledgeable and has very good customer service skills.. Looking forward to doing more business with him. Thanks a million Randy!

Since filing bankruptcy, I had been meaning to work on my credit. Randy was so helpful in educating me on how Alto Credit can help build my credit back. The customer service is spectacular and Randy is always available to answer all my questions. Since beginning their credit repair program, my credit score has gone up 45 points. I’m so happy with their service.

Alto credit repair specialist is a very good company that I would highly recommend to anyone that is trying to repair their credit. They were able to get 5 deletions removed from my credit report which help my credit score improve. With their help and professionalism I was able to reach the 800 club. Thank you Alto credit. Thank You!

I couldn't ask for better help and advice on fixing my credit! The whole team is knowledgable and dedicated to helping their clients. Advisor Randy is exceptional and patient. He explains everything and always makes sure I understand what is being done to repair my credit. I have seen so much improvements on my score and accounts! My advice, give them a try!

Alto credit employs expert staff, anyone who I catch on the phone is always ready with helpful information, and they seem to really care about providing the best service possible. Boosting your credit score is tedious and irritating... usually. Thanks to Alto, I am watching my score go up without needing to worry, plan, or really think at all. They make it so easy, I feel like I'm seriously underpaying for the service (yes, their prices are that good too!).

I really love the way I have been treated as a customer for AltoCredit. Randy takes excellent care of me and walks me though the process on what accounts I should pay off and what I should open to obtain better credit. He answers any question I have and never makes me feel like I'm out of the loop with what's happening with my credit history. Even when I didn't understand something, he will explain things to me in different ways to make sure I see the bigger picture. I honestly wouldn't be able to keep up with all of this myself. Would recommend a thousand times over.

I can’t say enough good things about this company. Alto credit is the best in the city. Randy and his team are easy to talk to, full of knowledge and guide you in the direction that is best for your credit needs. Run don’t walk and get started today! Do not let this opportunity pass you by.

I need to give this company their flowers, they literally changed my life. AltoCredit helped me bring my credit score from the low 500s to over 750 (note this was over the course of years, budgeting and being strategic/consistent). I did it first in 2014/2015 to remove some inaccuracies after I was denied a job due to low credit in finance. I re-enrolled in 2017/2018 to push my score even more, in 2019 I was able to get my own apartment in my own name thanks to them, I worked with predominate with Erica and Randy. Erica gave me phenomenal advice (whatever she says just DO IT, she knows her stuff). I still occasionally reach out for advice or to ask questions as a former client and they treat me like family, arms wide open and always giving me gems to improve my credit/finances. I recommend ANYONE trying to move up in life to work with them, they have services for everyone. Since I have enrolled I had two tax liens removed, the increase over 200 pts, was able to get my first AMEX, able to get a preapproval for a home (still shopping for that) and purchased my first car. Since I have left they have introduced an app and even offer services one of which includes student loans (next on my agenda). You cannot go wrong with them, just be consistent, listen and plan accordingly. It was challenging for me in the beginning because I had over 14K in debit but with their coaching I was able to become debt free as well and apply their advice to the point it is now a lifestyle and not just a chore to get to my next goal. Credit is needed for so much nowadays and Altocredit has and will continue to help me achieve my goals of being fiscally responsible and building generational wealth.

Randy with Alto credit has been phenomenal with helping me with my credit. This company and the employee’s are honest and trustworthy. Randy has helped remove 9 accounts from my credit in a matter of few months & my score has gone up over 100 points. If you’re looking to improve your credit; use Alto credit they are the best in the business, you won’t regret it!!

Thank you guys for your help since the beginning of my process fixing my credit, I have been an Alto Credit customer since June 2019, and now December 2020, I have 95% of all my accounts deleted. When I started with Randy my credit score was 549 and now it is 670 and I was able to get my car on September of the current year. I very appreciate how Amus has been handling my case, how patient he is when I call and his professionalism when he has to make a decision and solve any issues related to my credit. I really recommend Alto Credit’s services and encourage anyone with credit issues, to go to them, be patient and you will get the best results. Alto Credit 💯%

I was helped Randy Peralta. I am extremely happy with my experience. Not only was he professional but also very knowledgable. The consultation was free and he went over every single thing in my credit report in detail and gave me free tips and advice on how to clean up my report. He was patient in answering all of my questions and listened to all of my concerns. I am very excited to embark on this new journey with him. It truly feels like a team effort and with his expertise and advise I am looking forward to seeing my credit improve in a short-period of time since my goal is to become a home-owner within the next 2 years. The company charges a reasonable monthly fee and does all of the work for you, you don't have to do anything other than follow the advice they give you when it comes to opening accounts or certain dates they advice to pay your cards so you get more bang for you buck. They follow-up with you to go over all the progress again every few weeks and provide you with credit monitoring services, calendar invites, all very user friendly, streamlined and accessible. I highly recommend.

I just started the process to get my credit repaired. I founded AltoCredit on IG and talked to Randy. I'm just starting my process, but it been a very great and humble experience talking to Randy and Beatriz about what they can do to help me achieve my goals. I am looking forward to working with them and getting my credit back on track. If you are think of working with them you will not be disappointed. Best, Curtis

Alto credit has been phenomenal with helping me with my credit. They have help me raise my score over 150 points in a matter of months and we are still not done. They are the real deal Ericka and her team are the best out there. They are sincere, loyal, and trustworthy. If anyone is looking to better there future while improving your credit go see Alto credit the best in the business.

Randy has been such a big help with helping me fix my credit! This is the second time using them and both times he was able to get multiple items removed from my credit. Beatriz is also amazing! I had my coaching call with her this evening and she was so helpful and informative! Definitely recommend them if you need help fixing your credit

I have been looking for credit advice for quite sometime. Randy was previously my banker & I made sure to follow him wherever his career lead him. Randy is thorough, knowledgeable & friendly. He answered all my questions & put my mind at ease. I don’t trust anyone with my financial advice especially when it comes to my credit except him. Because of Randy my credit score is stable & really good. Do yourself a favor & make an appointment with him immediately, you get a financial professional & a really cool person to know!

Working with Randy has been great! He really has helped me work towards many of financial goals. My credit score has increased and I can move forward on purchasing my dream home. If you want to work on building your credit, I definitely recommend working with Alto Credit and make sure to ask for Randy, he's the best!

This business has been nothing but professional and always available. I was able to do a whole 360 and fix my credit. I recommend this business to anyone who is trying to fix their credit.

AltoCredit is one of the best repair credit company ever, for they have done a wonderful job helping me repairing my credit. When I started out I got a collection on my account and within couple months it got deleted. Within those months, I learned a lot about credit and how to monitor and maintain a good credit. I would strongly recommend AltoCredit if you want your credit repair.