Where Can I Get Personal Loans with a Credit Score of 500?

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Tom MuemaPersonal Finance Writer

Posted on Sep 25, 2025

A personal loan allows you to borrow money for any purpose like paying for emergency expenses. However, getting these loans from traditional lenders can be difficult if you have a bad credit score of 500 or lower. But at iPaydayLoans, Weloans, Fast Title Loans, and Cash Advance, you can secure a personal loan even with a very low credit score.

Best Places to Get Personal Loans with a Credit Score of 500

Here are four aforementioned companies where you can get personal loans with a 500 credit score and lower:

iPaydayLoans

If you're unemployed or denied a loan elsewhere as a result of a bad credit score, then you should try out iPaydayLoans. The company has a wide network of lenders which you can get different offers from. The process of obtaining personal loans on iPaydayLoans website is swift and easy, and you can quickly get funds within a day without much paperwork.

WeLoans

WeLoans connects you directly with trustworthy lenders who offer personal loans at very competitive rates. You can get offers easily from different lenders and receive funds promptly with no hassle. And you do not need to put up any collateral to get personal loans.

Fast Title Loans

If you want to get in contact with credible lenders, then think of Fast Title Loans. With an easy-to-navigate website, you can quickly find any information you need to fast-track your loans.

CashAdvance

CashAdvance can help you get personal loans within the shortest time. You just need to fill out an easy application form on the website, then you will quickly get various offers from reliable lenders. The funds will be transferred into your bank account as soon as the same day.

Alternatives to Personal Loans

The following are alternatives to personal loans:

Credit card: This is issued by a financial institution and allows cardholders to borrow money with which to pay for goods and services to merchants that accept cards for payment.

Credit union: If you have a poor credit rating and you need a loan urgently, then consider a credit union. To qualify for a credit union loan, however, you will have to be a member of a union where the loans are being offered.

Pay advance: Pay advance serves as a good alternative to a personal loan. You can secure a pay advance from your boss.

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iPaydayLoans Transparency

iPaydayLoans is honest and transparent with our users. We partner with many reputable lenders and receive commissions from them to keep our team running. However, our services are free to use and there is no upcharge to you. Our content is the result of in-depth research done by our team independently. We're determined to become the trusted source for unbiased and accurate loan information.

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