Where to Get a $100k Personal Loan?

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Matthew DuFinancial Writer

Posted on Sep 25, 2025

You can get a $100k personal loan at LightStream. With a good credit score, you can access a $100k loan with a competitive APR and a repayment period of up to 144 months. LightStream has a fast loan approval and funding process. They operate a straightforward loan process with no hidden costs or charges.

Companies That Provide $100K Personal Loans

Company

APR

Repayment period

LightStream

3.99% - 17.24%

24 – 144 months

SoFi

5.99% - 17.69%

12 – 84 months

Wells Fargo

5.24% - 22.99%

12 – 60 months

Other Companies That Can Help You Get Fast Personal Loans

Getting personal loans of up to $100k can be challenging because many lenders don't fund such an amount. However, there are companies like iPaydayLoans that can help borrowers get fast personal loans of lower amounts, which are worth considering.

iPaydayLoan, WeLoans, and CocoLoan are online brokers that can find you an installment or personal loan of up to $35,000 even if you have bad credit. They work with a wide variety of lenders, improving your chances of obtaining an affordable loan.

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iPaydayLoans is honest and transparent with our users. We partner with many reputable lenders and receive commissions from them to keep our team running. However, our services are free to use and there is no upcharge to you. Our content is the result of in-depth research done by our team independently. We're determined to become the trusted source for unbiased and accurate loan information.

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