How Can I Get $800 Loans Without Credit Checks?

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Chibuzor UjunwaFinancial Writer

Posted on Sep 25, 2025

You can easily borrow 800-dollar loans through iPaydayLoans and WeLoans. Although they won’t lend to you directly, these online loan brokers will link you to their network of trusted and reliable lenders who can give you an $800 loan with easy requirements. The best part? You can get approved despite your poor credit history as most of the lenders within their network will not perform hard credit checks!

If you are thinking about credit checks, here is everything you need to know. You are not able to get loans within the US without going through credit checks, even soft checks count. Most “no credit check loans” are actually loans with soft credit checks, which will not impact your credit profile at all. Soft checks make it easier for borrowers to get the financial support they need the most, and level up the efficiency for lenders to make approval decisions.

However, there are no guarantees you’ll be approved for a loan even with soft credit checks. When you submit a loan request, lenders must be sure that you can repay the loan by reviewing your income and employment status. With a reasonable and consistent financial status, you stand a good chance of getting an $800 loan without credit checks and with favorable conditions.

Where To Get $800 At Speed Without Credit Checks

  • iPaydayLoans: iPaydayLoans is the best site to get easy $800 dollar payday loans with no credit hard pulls.
  • WeLoans: Accept loan requests amounting up to $5,000 for instant payday loans with no credit verification process.
  • US Bad Credit Loans: Work with professional bad credit lenders to provide no hard credit check loan services for as much as $5,000.

These are some of the best online loan marketplaces to access hundreds of various direct no-credit-check lenders, and they will instantly send you offers with excellent terms and friendly requirements. You can pick the offer that best suits your specific circumstance and get funds quickly.

While these online platforms make it easy to get bad credit payday loans without credit verification, not everyone will consider getting loans online. For those who are looking for alternative ways to get $800 loans, we listed some tips for you to consider.

Alternative Ways To Get A $800 Loan Without Credit Checks

Friends and family: If you have a trusted friend or family member willing to loan you some funds to cover an emergency expense, you can get the financial support you need without going through any form of verification. Even better, they might not charge you any fees or interest. But you must keep to the repayment term to avoid ruining the relationship.

Pawnshops: Pawn Shops will quickly give you $800 loans, based on the value of your collateral, and they won’t pull any credit checks on you at all. However, they can be expensive, and you could lose the asset you deposited as security if you default.

Car title lenders: Car title lenders will take your car title as collateral and will usually offer you loans up to 50% of the market value of your car. The best part of getting a car title loan is that you can still drive your vehicle while putting your car as the security deposit. The downside is that title loans can be expensive, and you could lose your vehicle if you default on your loans.

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