Bad Credit Loans Guaranteed Approval

A bad credit score doesn’t have to hold you back. Get started now and submit your information today and we’ll connect you with a trusted lender.

$2,500
Want to borrow more than $5,000? Click here!

Bad Credit Loans Guaranteed Approval: Do They Really Exist?

The simple answer to this question is no. A “guaranteed approval” is a gimmick used by irresponsible lenders as a way to sway the unsuspecting. Expecting a lender to guarantee any type of loan, no matter how large or small, without so much as conducting a credit check is unrealistic.

That does not mean that someone with no credit score, or a lower one, cannot take out a loan. Some lenders partner with individuals who find themselves in such a situation, though they are not attached with a “guaranteed approval.”

Can I Get Guaranteed Approval Loans With No Credit Check?

No matter the type of loan you are applying for, a lender will have to perform a credit check before providing any approval. Some lenders work with individuals who don’t have a credit score or have a bad one. So rather than performing a hard credit check, they do a soft credit pull.

Payday loans are the easiest to obtain in such a situation. This short-term solution is the most common type of loan where the lender doesn’t perform a hard credit check. A lender might also be inclined to make a fast decision rather than make the borrower wait weeks, such as with a regular bank.

How to Get Loans for Bad Credit With Instant Approval?

The process for obtaining a loan approval through iPaydayLoans is simple and easy. Start by filling out the loan application form, which will navigate to the next pages asking you to provide financial and personal information lenders use to make a decision on whether to approve the loan.

iPaydayLoans helps connect you with a lender, where an expert panel will review the submitted information. Multiple offers might start coming in with a description of the loan, terms, and conditions, as well as the interest rate. With the terms and conditions signed, the funds will be transferred to you within a short amount of time.

How much would you like?

$2,500

Types of Loans With Instant Approvals

Some loans on the market come with an almost instant decision. But, for most, lenders are even partially toward providing the loan with a low credit score.

1. Personal Loans

Personal loans, sometimes called installment loans, these loans are typically provided in amounts up to $35,000. As the second name suggests, they are repaid in equal monthly payments. Though lenders also approve these types of loans for individuals with bad credit, they typically have lower interest rates than payday loans.

2. Payday Loans

A payday loan is a short-term loan typically taken out by an individual with a bad credit score. The amounts usually don’t exceed $1,500 as they are supposed to be repaid quickly. When approving this type of loan, a lender will evaluate the individuals’ ability to repay, such as their income amount, rather than their credit score.

3. Car Title Loans

A title loan involves putting up a car title as collateral for loans of up to $25,000. The decision to approve this type of loan doesn’t rest solely on a credit score, though a soft one is taken, but on the individual’s ability to pay and of course, the confiscation of the title if the loan remains unpaid.

Advantages of Bad Credit Loans at iPaydayLoans

iPaydayLoans is there to support you in time of need. When you find yourself strapped for cash due to an emergency, iPaydayLoans works to match with lenders so you can get the funds you need as soon as possible. Take a look at some of these benefits of using iPaydayLoans:

Convenient 24/7 service

iPaydayLoans is there any time day or night. From the convenience of your home, get started with the process by submitting a few key pieces of information and wait while we match you with a lender.

Credit score improvement

Paying monthly and on time will only help improve your score. If you’re burdened with a hard credit score, use the opportunity for such a loan as a way to rebuild your score with on-time payments.

Fast decision in most cases

The road toward obtaining a loan approval could be as quick as a couple of hours. Once you submit your information, some approvals come through even as quickly as a couple of minutes, so you’re not left wondering.

Fast funding

Secured funding makes it to your pocket fast! Any loans approved through a lender can be sent as quickly as the next business day.

Up to $35,000 in Personal Loans

Compared to other companies, iPaydayLoans will have you partnered with a lender despite a bad credit score. Get help finding a lender to partner with to fund a loan of up to $35,000.

default imgWhy Us
How much can I borrow?$50-$35,000No hidden fees or charges
I have bad credit. Can I apply?YesBad credit is considered
Over how long can I spread the repayments?1-36 monthsFast decisions
Are credit checks involved?YesSoft credit checks only
Chances of getting approvalsGood256-bit encryption protocol
How to apply?Apply onlineEasy application
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What Are the Eligibility Requirements for Bad Credit Loans With Instant Approval?

The process toward approval always starts with supplying the required information. Obtaining a loan with the help of iPaydayLoans means meeting some general eligibility requirements:

  • At least 18 years old
  • A United States Citizen or Permanent Resident
  • Provide demographic information such as date of birth and address
  • A valid form of identification
  • Proof of stable income
  • An active bank account

Even if you find yourself in a bad credit situation, you’ll still have the opportunity to reach out for funding. The outcome will focus on your ability to repay the loan, such as with a steady income, rather than on the credit score.

How Fast Can I Get the Money If I Am Approved?

Once the loan has approval from a lender, they will supply the terms and conditions. This information should be read carefully as it will detail the repayment plan and interest rate. With the paperwork signed and out of the way, the loan can be funded as quickly as the next business day.

Get Cash When You Need It Most

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Does It Matter If My Credit Is Bad if I Want to Borrow $5000?

A bad credit score does not mean that you won’t get approval from a lender immediately. Rather, the road to borrowing $5,000 will be based on your ability to repay the loan, rather than on your past credit history. A bad credit score will likely result in a higher interest rate, which is something to keep in mind.

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No matter the credit score, reach out to iPaydayLoans!

Bad credit scores don’t mean it’s the end of the road. Work with iPaydayLoans and connect with a trusted lender.

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iPaydayLoans is a company committed to connecting borrowers to hundreds of reputable online lenders to apply and get small-dollar payday loans quickly, easily, and securely, helping cope with life emergencies like paying medical bills, home, or car repairs, and so on.

Customer Note: A payday loan is traditionally used to help people borrow a small sum of money until the next upcoming payday. It's a short-term solution to cover unexpected expenses when people have no savings or deep pockets. Those who find themselves in a bind with their budget and want to refill it with credits should seek the advice of a professional financial assistant. A borrower also has to peruse local regulations related to a payday loan.

Availability: The service of this platform may not be accessible to people based in restricted states. Please check the local regulations to find out its availability in the area. Rules of this website are subject to change without notifications.

NOT A LENDER Disclosure: iPaydayLoans is not a lender but a broker and does not charge you any fees for our broker services. The lenders or other broker services we introduce to our customers through this website may pay us commissions if customers enter into a credit agreement with them.

Disclaimer: iPaydayLoans is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.