Zoe Wimmers, California Mortgage Loan Broker Advisor NMLS 1580515 S Main St, Soquel

Zoe was everything we could ask for and more from a professional Mortgage Advisor. She was so patient and always available when we had questions. I felt like she gave us undivided attention, and I never felt rushed with her. A lot of things with the housing market are kind of difficult to understand if you're not used to working with numbers, figures, and percentages. She broke down the real estate lingo into layman's terms that were a lot easier for me to understand. She was always so pleasant and upbeat. I've recommended Zoe to all of my family members who are home owners. I will continue to recommend her to anyone who is looking to purchase or refinance their home. Thanks again Zoe!

We absolutely loved working with Zoe to refinance our mortgage. She was very professional, knew her stuff -- and explained the legalese stuff clearly. She was clear with all of the paper work and with her messaging. We never had to wait long to hear back from her, whether it was by text, email, or over the phone. Zoe was a pleasant presence when a (masked)face-to-(masked)face meeting was called for. Smile inducing banter when the work was out of the way. All in all, Zoe was the perfect match for us to work with -- an absolute delight!

Awesome lender and great to work with. Communication is key, especially these days, and Zoe is always available when I need her. And that is truly important in this industry. The clients we have worked with together always comment on that professional level she provides and clear communication. Buying a home can be challenging and hard to navigate, so it is important that you feel comfortable with your team of professionals. Education during this process is also key, so Zoe has a Mortgage Monday video educating home buyers and sellers every week, which I find helpful as well to understand what your clients are going through in a real estate transaction. Thank you, Zoe, at All Cal Financial! It is always a pleasure working with you.

I had a wonderful experience refinancing our home with Zoe’s help. She made me feel at ease and answered my questions and guided me every step of the way. She made an otherwise complicated and stressful process easier to understand. I highly recommend her to anyone who is looking into refinancing or buying a home.She puts in her own personal touch and a 100% effort in getting the best results for her clients. Thanks to her, we are eagerly looking forward to getting a larger home for our family! Thank you so much Zoe!

Zoe made the entire process effortless. I get anxious about all the paperwork and she walked me through it all with ease. She kept me updated so I wasn’t wondering what was next. She was available if I had questions and was gracious answering all of them. I would highly recommend Zoe as an experienced, knowledgeable and reliable person to refinance with.

Zoe is an absolute superstar. We refinanced our home loan through her and she was extremely proactive, highly responsive, and basically everything you want and need in a loan broker. She cared deeply about educating me on the details of the refinance process, and was primarily concerned with my comfort and understanding. While she is friendly and laid back, Zoe takes her job very seriously and is a consummate professional.

We could not have gotten through our home buying process without Zoe!!! As first time home buyers, we asked a lot of questions and Zoe was able to clearly walk us through each step and ensure we were prepared for everything making the process as quick and seamless as possible. She is extremely knowledgeable, responsive and walked us through our many options to make sure we felt as comfortable as possible with our offer and final decision. Giant cherry on top that our rates with her were better than anyone else we looked into. If you're looking for a fantastic advisor she's your gal!

Zoe is a great professional mortgage advisor. She walked me through my home loan, and explained well and clearly each step and all my questions in the whole process. You can feel safe and assured with her hard work. She is also really responsive and friendly. I highly recommend her to anyone with loan needs.

Zoe is amazing! I cannot stress enough how helpful she was through the entire process. From day one, Zoe was polite and concise over the phone. She is personable, and I felt like she was genuinely excited for me and my new house. I would absolutely recommend Zoe to anyone looking to purchase or refinance! 10/10

Zoe came to us recommended by my wife's financial advisor, and she provided wonderful service as she guided us through the process of refinancing our home. Professional, responsive to our questions, and very helpful as we just squeaked in before rates started to rise again. Recommended wholeheartedly.