Zinch Beach Blvd, Huntington Beach

This company has amazing products and even more amazing employees that stand behind the products. They are intelligent, honest, and consistent--in short, I've worked with this company for 7 years and save the occasional maternity leave, I've only spoken with the same people each time! If you are as good as they are and as honest as they are you should reach out. They only deal with honest good companies which is how they keep their rates so low.

Our experience with Zinch was second to none. From point of contact to finalizing our transaction, the process was simply and quick moving. The timing of Zinch was perfect and we are very grateful. Thank you!

This company is fantastic. I'm on my 4th loan with them. Funding is very quick and easy. The payments are very responsible.

Awesome Company. Easy to do business with, responsive and do what they say, when they say. I highly recommend them.

Zinch has helped our business several times. It’s so easy! I would recommend them to anyone.

I have been using Zinch for the last 8 years. My restaurant is in a tourist community, are sales are very seasonal, as is our cash flow. Zinch makes it very easy to get working capital with very little paperwork, in a short period of time. They can usually have my requests funded in just 2 days. Jeff

respond. They consider credit rating as opposed to just business revenue.When asked directly about credit considerations, the account manager Mark did not answer my question but instead encouraged me to apply. That should have been a tell. I submitted all my information, they pulled my credit and there was a preliminary offer and then no reply on 3 separate occasions over the course of several weeks. After calling what sounded like someone's house, I got a declination email from someone else even though Mark was confirmed to have been in office. Purely unprofessional. All they want to do is run credit and get whatever money they make baiting business owners to apply. They have no real interest in the clients. Never again. If zero stars was a thing, they would get a zero.

Mike, Mark, and Sydney all were incredible to work with made the entire process so easy. I couldn't have asked for better help. Your missing out if you don't speak with them.

This is my third loan with Zinch. Super quick and easy. Reasonable rates and great customer service.

Great service! Needed to replace an oven and freezer that was damaged in a flood and Merchant Capital got me the funds in quickly. Thank you so much Ryan and Sydney!