White Oak Financial Corp Lake Forrest Dr, Atlanta

Nicole is amazing to work with. She is very thorough answering all of our questions and guiding first-time homeowners through the mortgage process. I really appreciate the time an effort she dedicated to us and making this possible. I would gladly work with her again.

Nicole’s wealth of knowledge with home financing is astonishing. She aided me with the purchase of my first home and my second. She goes above and beyond to ensure all of her clients regards of income bracket have a positive home buying experience. I would recommend Nicole w/ White Oak Financial to anyone!

I have worked with Nicole Ward on my last 3 house purchases and I can't say enough about her. She is extremely helpful, detailed, friendly and knowledgeable. No matter the question I have or the time of day I need her she is always reachable and always has the answer. I truly don't know how I would get through the process without her!

Working with Nicole was great. We were first time home buyers and she took time to answer all our questions about the process. She is really helpful and super responsive at all hours.

Nicole is a 5 star… I have worked with Nicole over the last 18 years and she has always done an amazing job.

Nicole was very helpful when I was purchasing my first home. She was able to distill the nuances of the mortgage market into terms that I could understand and make decisions with. My purchase was a new build, and the process was full of delays at a time when interest rates were volatile. When timing was critical, Nicole helped us secure our best financing option by communicating regularly and alerting me to relevant changes in the market.

Nicole has been instrumental in all my mortgages and refi’s. She has guided my every step and I have wholeheartedly relied on her for everything. She is intelligent, acts with urgency, has great follow-up and I could not image ever using anyone else to be my mortgage partner. Thanks for all the great service Nicole, you are so very appreciated. Lori Perrotti

If you are considering a mortgage re-finance, look no further than Nicole @ White Oak. She led us through a complex thicket of paperwork, requirements, approvals, etc., and fought hard for us when our initial appraisal came in under market value expectations. We would recommend her to anyone!

I have used Nicole for over 15 years on several occasions and I will keep coming back to her. The loan process is more difficult these days but she always makes it easy and less painful.

This was our second time leveraging White Oak Financial, and Nicole and team were great to work with getting the best rate and services.