Vault Mortgage Group W Olympic Blvd, Los Angeles

Richmond and his team provided top of the line service throughout our entire process! They were always very responsive, getting back to us, at the most, within 15 minutes. They really worked hard for us to make sure everything went smoothly. I worked with them to refinance my first house and was so pleased that I worked with them again to purchase my second house. We’re family now! My husband and I are thrilled in our new beautiful home and have made them our forever lender!

David Garcia was so fantastic to work with. He went above and beyond to help me understand the whole process as I'm a first time home buyer. Anyone looking to apply for a mortgage should consider going with Vault Mortgage Group. You will get the personalized service that you just can get from a big box lender.

Mr Dean was amazing, from the start my husband and I were informed on what to expect and we were told beforehand what was needed which was very helpful because who really have all their ducks in a row. Once we got started Mr Dean set us up with an animated email reminder that made understanding the process that much more easy. The animation listed our next steps out plain and simple. I really recommend that for all clients. Thank you so much for being knowledgeable and consistent. Will definitely recommend your services as well as use your services again in the future.

I had the pleasure of working with Victor Dean (whom I highly recommend). He was extremely professional, responsive, knowledgeable and efficient. His goal was to ensure that my family and I got into our dream home and we did! He was also a great mentor in this process as I was a first time home buyer. He is definitely our lender for life!

This is my second transaction with Vault Mortgage/Richmond Kodua, and I must say that I am very pleased and satisfied for the second time. Richmond‘s team was very professional, efficient, and always willing to answer questions and walk me through the process. I worked with Erica Siler, and she was very knowledgeable, professional and always responded to my emails or text messages in a timely manner. I look forward to doing business with Richmond Kodua and his team again in the future, and I highly recommend them.

I had a very good experience with Vault and Victor Dean. Being a first time buyer it was awesome to have the process explained throughly and the constant support was incredibly helpful. I would recommend Vault and especially Victor Dean to anyone beginning the home buying and lending process !

Richmond and Josh helped go make our dream of buying a home a reality. They were very communicative throughout the process and were always accessible. They made miracles happen with our very short escrow process.

If you have not had the opportunity to speak with David Garcia about getting a mortgage loan for the purchase of your home or to refinance, you simply are just settling for 2nd best. David Garcia is one of the hardest working lenders that I know. He puts the time, effort, and sacrifice in to ensure the Clients feel comfortable and confident. Many lenders have moved to automated systems and not engaging with the consumer base. However, David still makes the call and makes the drive to add that extra level of service. He has met my clients both late in the evening as late as midnight and as early as 4 am in the morning to fulfill his obligations and certain requirements. that were vital to the success of the loan. There Keys-On-Time program is a Gold Medal Winner in my book. If you are buying a home and you have not heard of a Keys-On-Time, stop what you are doing and call to ask for David Garcia. Our clients have saved thousands of dollars by having this product. More important than the financial savings is the ability to acquire your dream home. I heard so many cries from the buyer, real estate agent, and lending community when everyone was submitting against multiple offers. That wasn't the case for me and my team. In working with David, it feels good to know there are people still out there that care. How do you not love this guy? He's been nothing short of amazing. Let me know forget his staff and his leadership. Eric Handler has always been an incredible resource in complex situations delivering time and time again. David Garcia, Eric Handler, and Vault Mortgage have delivered for me 1000% of the time. Throwing out a challenge is fun, especially the ones where you find yourself saying "there is no way he will be able to pull this one off", and sure enough David Garcia and the Vault Mortgage / American Pacific Team made it happen! We had a client that opened escrow on a 17 day escrow, that filed their income taxes the same day we opened...not only did David meet the timelines but was ready to close in 14 days (our client was an actress that won an Emmy the week of closing so the 17 days worked out )

Working with Victor Dean was a refreshing experience. He exceeded our expectations on professionalism, knowledge, and efficiency and we closed very quickly. We are looking forward to working with him again soon.

My experience with David Garcia was truly an outstanding one. David was very professional and he always was available to answer questions. He went above and beyond to make sure we were very satisfied clients. David also knew a lot about veterans loans which we were applying for because my husband had never used his veterans loan that was available to him. I would recommend David Garcia without hesitation to anyone seeking to refinance their home. He did a truly remarkable job for us in every way. Thank you David.......Blessings to you, Anita Burch David also helped us a second time to lower our payment and lower our interest rate to a much lower rate. He is a very professional and wonderful person to work with. He went above and beyond in every way. He was always there to answer any question that I had. I appreciate so very much his respectful manner and I would not hesitate to recommend him to anyone who needs help with their mortgage. Sincerely, Anita Burch

One of my friends recommended Vault Mortgage Group in particular he gave us name of David Garcia. He was very informative, thoughtful and answered all our questions regarding refinancing. This is a second time that David helped us lower our mortgage rate. He helped us secure great rate and we are looking forward to saving big amount of interest over the life of our loan will recommend David Garcia and Vault Mortgage Group to everyone I know without hesitation. This company is honest and very efficient. Thank you so much! You are awesome!

Mr. Lawrence provided me with a very professional and informative refinance process. He was always available to answer all my questions and walk me through any forms that required extra attention. He also kept me updated as I moved through the various stages of the loan process. If the opportunity arises I will definitely work with him again. I highly recommend his services to future home buyers. Mr. Lawrence provided me with a very professional and informative refinance process. He was always available to answer all my questions and walk me through any forms that required extra attention. He also kept me updated as I moved through the various stages of the loan process. If the opportunity arises I will definitely work with him again. I highly recommend his services to future home buyers.

David went above and beyond in guiding us through the entire process of refinancing our first home & purchasing a second home (simultaneously). From the first call, David was able to assure us that we could achieve our goals. He met with us multiple times (working around our hectic schedule) and was always available to answer every question we had, not to mention breaking down every step of the process to ensure we understood. What we imagined would be a stressful/complex process, he made it easy to follows We really appreciated his guidance, strategy and clarity. He treated us like family and made our dreams a reality! We highly recommend David, he makes the process painless! Professional, trustworthy, and super attentive.

I was very pleased with the help Vault Mortgage Group gave me with refinance my home. They were able to help me and got me the best deal available. Joshua Willis was very helpful and patient. He worked with me through the whole process, calling me and letting me know how everything was going 'till our escrow closed. Thank you again Vault Mortgage Group and Joshua Willis for all your effort and the great job you did.

Our experience with Vault Mortgage group was amazing. Richmond actually came to our house and sat with us to encourage us to move forward in the home buying process despite our initial hesitations. The entire time he was there answering our questions every step of the way. I was really impressed with his availability, honesty and consistency... I don't think we could have done this without his help and encouragement. We are first time homeowner because he helped us believe we could do this... Thank you so much Vault Mortgage Group and more specifically Richmond Kodua

We had a wonderful experience working with Victor Dean and the team at Vault Mortgage Group. From beginning to end, they were transparent, honest, and efficient. No time wasted asking for documents over and over again. He gave us all of our options and got us a great rate on our re-fi. I highly recommend Victor and Vault Mortgage Group, and plan to use their services again in the near future.

David Garcia and his team were great to work with. As a FTHB, I thought the loan process was going to be complicated, but David made it feel seamless to us and was also incredibly responsive. He goes the extra mile to make sure you are taken care of throughout the process. I would highly recommend David and Vault Mortgage Group!

Richmond Kodua and his team were very helpful and knowledgeable in the refinance process. Joshua Willis and Richmond were both very accessible during the process and always willing to answer any questions we had. Will definitely continue to refer them to friends and family.

Richmond and his staff did a fantastic job! Owning a home was always an unattainable dream for me. But not for Richmond and his staff!!! The process was seamless. Richmond simply met up with my wife and I. Looked over our financials and then said we can get you in a home by next month! I had my doubts because my credit was not bad , but certainly not A+. Sure enough he got my wife and I into a multimillion dollar home! YOU CAN NOT GO WRONG WITH VALUT MORTAGAGE GROUP!!!! THANK YOU, Camara & Essence

The Vault Group was essential in helping me to get an investment property. Thankful for them helping to push through a complicated sale but they made it happen! They were responsive and available to every question and need.

Victor made the refinancing process for my mother and I really easy. He was always on top of things, and if there was ever a question I needed an answer to he was always there. I would definitely recommend him, no hesitation.

Lawrence was instrumental in the closing of our new home. Lawrence saved us days, if not weeks, on the closing date. He was thorough and detailed in every step of the process. We believe we have purchased our dream home but if we are to purchase again, it will definitely be through Vault Mortgage.

It is always a pleasure to work with David Garcia and his team! They are extremely professional, timely and enthusiastic. It is not the first time we do business together and it will definitely not be the last. Thank you! 🙏

My husband and I just got the keys to our new home! We used Vault Mortgage Group for our financing needs. The overall experience was phenomenal! From start to finish, Vault Mortgage made the home buying process feel virtually seamless and worry free. Not to mention, we were able to close escrow in less than three weeks (10 days early). I would recommend Vault Mortgage to my friends and family for all of their home loan needs. A special thank you to David Garcia, Regina Romero and Eric Handler. We couldn't have done it without you guys! Thank you times a million!! We are over the moon!

I am writing this letter to let your company know how appreciative and happy I am with the service your company has provided me. I started to refinance my home several months ago with a different company. Communications broke down with that company, as I felt like they were not working in my best interest only after a month. Then I received a call from Shannon from Vault Mortgage, she was very pleasant, courteous, and answered all my questions as we started the paper work for the refinance. Then i received a call from Joshua at Vault as well. He was also friendly, pleasant and courteous as he asked for clarification on a few items, and assured me everything looked great and the process would be over before I knew it. And it was. I felt as ease during the refinance with Vault mortgage. Even though they are located in Southern California and I am in Northern California it felt like they were down the street. That's how comfortable they made me feel. I will recommend this company to family, friends, strangers that are looking to finance their home. Thanks for making me feel like family. Very Appreciative and Thank You

Vault Mortgage - especially Joshua Willis - are an amazing team to work with. They recently helped us with our home refinance and it was a great experience. We initially worked with 3 lenders (one we had previously used) and not only did Joshua's rates come in the lowest but his team had far more integrity in how they represented options. They genuinely wanted us to have the best product for our family/lifestyle. We knew we were in great hands. They were always communicating, very supportive and made it a seamless process. They constantly went above and beyond, even having a notary bring our papers to us while on vacation in Hawaii to keep things moving! Outstanding service all around. If you are looking for a mortgage or refi then you want to work with Joshua and Vault!

My husband and I worked with David Garcia at Vault Mortgage Group. As this was the first home either of us had purchased, we had lots of questions. David was not only patient and thorough, he was also extremely professional. He made sure that we knew exactly what to expect and guided us through the process. Furthermore, we appreciated David's candor and honesty in regards to the buying experience. He navigated us through a stressful situation. We enjoyed our experience with David and would not hesitate to work with him again.

My experience working with the folks over at Vault mortgage was excellent. Shannon, David and Richmond made sure that I was happy with all of the terms and conditions of my refinance. I would recommend this group to anyone needing mortgage assistance. I've been around the block a few times on refinancing, so I could tell immediately that this crew knew their stuff. Thumbs Up!!