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United Consumers Credit Union East 23rd St, Independence

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3.2
Closed
Thursday9:30AM–5:30PM

+1 816-325-6900

https://www.uccumo.com/

1111 East 23rd St S, Independence, MO 64055, United States

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    United Consumers Credit Union Reviews

    A

    Amanda Bowers
    1

    We have been members at this Credit Union for over 25 years. My husband's company banks here as has its many employees over the years. A few weeks ago my husband stress levels were through the roof and so he just kind of detached from everything including our accounts but wasn't really concerned with our accounts because he knew we had overdraft protection. BE WARNED overdraft protection and transfers you make from your savings account are connected and you will lose money. That's what happened to us to the tune of $200. Now I realize that customer service isn't what it used to be(which is sad) but I now know that neither is customer loyalty. I contacted this bank about my $200 in fees and spoke with Monica and she could have cared less that I was out this $200 for accessing my OWN money. Federal guidelines changed in 2020 allowing consumers to withdrawl money from their savings accounts more than 6 times in a month but now banks have the right to charge you fees for going over the 6 number limit. Were we as loyal customers informed of this? Were we as loyal customers told that their so called overdraft protection included this 6 number limit? NO WE WEREN'T. I had hoped that due to the state of our economy and our loyalty that I could get some of those charges reversed when I called this bank, but was only treated like I was just some pathetic loser looking for a handout. TO REITERATE I WAS CHARGED $200 FOR ACCESSING MY OWN MONEY. Because of this we will be closing our accounts with UNITED CONSUMERS CREDIT UNION IN INDEPENDENCE and so will my husband's employer and all of their past and present employees. It's time to take a stand for all Consumers and fight for a change. This bank could care less about their customers and I for one feel like I just got robbed.

    Response from the owner

    Amanda, thank you for taking the time to provide feedback. We sincerely apologize for your poor experience with us. Our Solutions Team Supervisor is happy to reverse a portion of the fees incurred, but the call this morning ended before she could offer. If you and your husband decide to remain members with us, you can always visit our website for the latest information regarding our fees (https://www.uccumo.com/services-tools/tools/fee-schedule.html) and overdraft protection (https://www.uccumo.com/services-tools/account-services/overdraft-protection.html).

    o

    olive allee
    1

    Don't use this bank. My mom died and they were rude and hung up phone on me and held on to her money like they owned it. They released it to only one sibling without the other when both were in charge of estate. This bank is to big for their britches. I am seeking a atteroney for this. Rude obnoxious behavior!!! Any bank in Missouri can do better then this one. No manners or sympathy for your loss. They straight up are mean, cruel!

    Response from the owner

    Olive, thank you for taking the time to provide feedback. We sincerely apologize for your poor experience with us. We're unable to go into account specifics, since this is a public forum, but we can only legally share account information with accountholders, joint accountholders and any listed beneficiaries. Kind regards, United Consumers Credit Union

    T

    Tim Orner
    1

    I wouldnt trust this bank. They allowed an OBVIOUS Fake check I mean like really bad completely obvious fake to be accepted through there bank, a bank I don't have an account with, And they allowed the check to be processed through to my bank. That's either negligence or collusion. If you bank with them beware they are either knowing allowing fraud yo happen. Or there staff isn't knowledgeable or trained to stop simple fraud. When I called to contact there fraud office no one was there. I called again and was told they weren't available. Don't trust them them your money.

    Response from the owner

    Tim, thank you for taking the time to provide feedback. We sincerely apologize this has happened to you, and we can assure you that we do everything in our power to prevent fraud from occurring. To resolve this issue, you will need to file a dispute through your financial institution. Kind regards, United Consumers Credit Union

    N

    Nicole Ritter
    5

    Got an excellent rate as a first time buyer on my car loan, with my limited credit history on file they were able to give me a loan under 5% with no co-applicant.. The next best option I was able to find was in the 12% range!! Online payments have been easy to manage and they have always been cordial and professional to deal with.

    Response from the owner

    Thanks for the positive feedback, Nicole! We love having you as a member.

    L

    Larry Hilt
    5

    I love the place. Everything was made so easy. Much better than dealing with my bank.

    Response from the owner

    Thanks for the positive feedback, Larry! We love having you as a member.

    K

    Kimberley Tullis
    5

    I have banked with UCCU since 1989 and have always appreciated their kindness and services.

    Response from the owner

    Thanks for the positive feedback, Kimberley! We love having you as a member.

    R

    Rick Smith
    5

    An awesome place to do busy. The staff is always friendly and willing to assist. Great rate on auto loans and they are offering a promotion of a $100.00 cash back for every 10,000 financed, That's free money! I suggest that you check it out!

    Response from the owner

    Thanks for the positive feedback, Rick! We love having you as a member.

    C

    Cloretta Lewis
    5

    Stephanie called to let me know that my debit card was returned to their office due to an incorrect address. She was very kind and helpful and is mailing it to my correct address. I’m new to UCCU yet loving it already!😀

    Response from the owner

    Thanks for the positive feedback, Cloretta! We're glad Stephanie was able to help, and we love having you as a member.

    D

    Dustin Nold
    1

    Poor security. Went to deposit a check and they put it in the wrong account and then blamed me since they misread the number. I have an idea, maybe verify my name is on the account. Cheryl was very rude, I never recieved an apology for the matter.

    Response from the owner

    Dustin, thank you for taking the time to provide feedback. We sincerely apologize for your poor experience with us. Our tellers are trained to check the name on the account, but mistakes sometimes happen. We will continue to stress the importance of this step in our ongoing staff training. Kind regards, United Consumers Credit Union

    V

    Victoria Arnold
    5

    This bank has been a wonderful place to call home, we have been banking here for over 20 years and could not ask for better service, rates its like they are family!

    Response from the owner

    Thanks for the positive feedback, Victoria! We love having you as a member.

    a

    abby pritchard
    1

    I’d be Much happier if I didn’t hear this government run establishment was so unprofessional as to have one of the middle aged staffed comment so much on how “cute” my Fiancé was to the degree it made him uncomfortable. He went to the bank to deposit a check, not be harassed. A blonde haired Older women would not stop commenting on his looks and was discussing inappropriate topics such as what “buns” were considered to be with a coworker while asking his opinion on the matter. Even the other worker playfully said to her “oh stop flirting”. I was so appalled and disgusted When heard this, thankfully at least he was respectful enough to tell her she needed to stop and let me know as well. This is ridiculous of a bank to act so unprofessionally, makes us not want to visit again.

    Response from the owner

    Abby, thank you for taking the time to provide feedback. We sincerely apologize for your fiancé’s discomfort while completing a transaction and are investigating the situation. We always want to ensure our members feel safe in an environment free from harassment. Kind regards, United Consumers Credit Union

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    FAQs

    • 1. How to Get Access With United Consumers Credit Union?

      You can make them a phone call through this phone number +1 816-325-6900. Or you can go to their website and fill in the request form online.
    • 3. How Can I Apply for Loans at United Consumers Credit Union?

      You can go to their website and fill in the request form online. If you are looking for payday cash loans, you can turn to our website for more details.
    • 5. What Should I Do if I Can Not Repay My Loan?

      Kindly communicate with your lender if you have difficulty making the payments. Different lenders have different solutions to late payment. Please always check the terms before signing the loan agreement.
    • 2. Where Is United Consumers Credit Union? How Can I Find It?

      United Consumers Credit Union is located at 1111 East 23rd St S, Independence, MO 64055, United States. You may simply check the map and find the most convenient way to access it.
    • 4. Is United Consumers Credit Union an Agency or a Lender?

      United Consumers Credit Union is a Credit union. To make things easier, iPaydayLoans can link you with a wide range of reputed lenders over the internet. You can visit our website to secure a small personal loan with no credit check.
    • 6. Does United Consumers Credit Union Offer Loans for Bad Credit?

      Yes, but if you want to higher your chances of getting a bad credit loan, we can help you out! Just turn to our online service to get an online installment loan even with your low credit scores.