Tonya Gibbs | Intercap Lending, Inc. S River Rd, St. George

Tonya is the best, we have now used her 3 times! We had a rare situation when we were trying to refinance our current home, and Tonya was an expert! She helped us every step and kept us informed so we didn't feel out of the loop. We are grateful for her experience and knowledge in this field. She is a pleasure to work with! Thank you Tonya!!

Tonya was amazing to work with. She shared multiple options that might work for me, helped me choose the right loan, and the paperwork was so organized it took just a few minutes to complete. I have never heard of a mortgage process so fast and painless, much less experienced it directly. I am wildly impressed and will be a faithful customer forever. I highly recommend Tonya and Intercap Lending.

Tonya was fantastic to work with! She was professional, comforting and friendly. She closely shepherded us through the process thereby enabling us to close in a timely manner and at a very reasonable interest rate. We highly recommend her!!

Tonya is EXCELLENT to work with and very diligent with her work. She was well organized and truly cared about making sure I was taken care of throughout the whole loan process. Also the process was very quick and easy, I would highly recommend choosing Tonya Gibbs as your preferred loan officer!

Tonya and team were great to work with; comprehensive, efficient and fun. Intercap’s document receiving website is very sharp and easy to use. I highly recommend Tonya, she is an expert in the field and will get the job done.

Tonya is the ONLY person I will ever use for my loans. She is incredibly hard working, works fast and is always straight forward in all of her dealings. She is ALWAYS willing to go the extra mile and we are incredibly grateful for all she has done for us!

Tonya is fabulous! We worked with her on our first home purchase and again for our refinance. She’s all about the relationship and her dedication is evident every step of the way. She has become a great friend and we will recommend her to everyone we know!

The refinance process was a breeze for us. Using the secure portal to submit documents was very convenient and allowed me to see a checklist of items submitted and pending. Tonya was great at helping us determine how to accomplish what we wanted our refi to do. Super happy with the entire experience! Oh - and it was all completed very quickly. Intercap and Tonya were the perfect match for us.

Our lender from a “Big Bank” dropped the ball and didn’t have an appraiser within one week of scheduled closing. We loved the house and with the real estate market hot we were afraid the seller would cancel on us. On recommendation of my realtor I switched to Intercap Lending. Tonya and team quickly jumped into action that day. Myself and the seller was constantly updated throughout the whole process sometimes several times a day. The team made the seller conferrable with a speedy closing and put myself at ease. The lending team worked what seemed 24/7 including weekends and late hours. Oh, and the rate was on par with the Big Banks. I can’t say enough on the service and due diligence the team put in to our closing. Thank you very much.

We recently refinanced our mortgage Tonya & she did a fabulous job getting us the best possible rate plus closing quickly within the month, which saved us money. She was proactive with keeping us informed as to how the process was going.