Tidewater Mortgage Services, Inc. Freneau Ave, Matawan

Joe was very helpful and supportive through the process of refinancing which was intimidating to me. He was patient with my initial hesitations and my poor follow up, and once we started the process it felt simple and seamless. He was always available when I had questions and I felt very taken care of. Thank you Joe! I will definitely recommend you to any friend looking to refinance.

We could not have pulled off what we did without Tidewater Mortgage and Joe Lombardi! We closed on 4 properties and purchased our dream home all in 60 days, All in part due to Joe’s effort!

John Macchiarelli is the best! I've worked with him a few times now and every time he exceeds expectations. He's knowledgeable, friendly, honest, and responsive. I highly recommend him and 100% will work with him again in the future.

Ken Ruggirello understood my need for a quick closing before year end for my investment property. He got right to work and kept me on Track. Communication with the whole Tidewater team was seamless and we closed right on time. Ken and team will not disappoint. Who you work with matters.

John Macchiarelli is a true professional. He made me feel like I was his #1 priority client at all times. When I called, he picked up (every single time). We ran into a few snags, and he handled each and every situation with swiftness and professionalism. He always went the extra mile to do what was best for me and my mortgage. He is the top business professional I’ve ever worked with in any aspect of business. Aside from the mortgage, John is just a truly down-to-earth person who cares about the people around him. I HIGHLY RECOMMEND John - you will be extremely happy with his services!

I had a great experience working with Joe. It was a difficult and strange time to get a mortgage with everything going on in the world and Joe did everything he could to help me get the best rate available. Joe worked with me through all of my frustrations and we ended up getting a great rate amongst pretty extreme volatility.

The best of the best. John made what is a really stressful process a seamless and easy one. He's professional, knowledgeable, kind, was always available even for stupid questions or just to talk me off a ledge. Tidewater Mortgage (and John Macchiarelli) will be my go-to forever and who I will recommend to everyone. I can't thank them enough for everything. I truly felt so taken care of and protected by you guys.

Johns commitment to service was by far, the best I have seen. He was always there, always helping, and made funding our beautiful new home as painless as it could be. Thank you John!!! You are a true superstar.

Joe was fantastic from beginning to end. My refinance was a very very unique situation that requires a lot of additional research and on going communication from front to end. Joe helped plot the course over 6 months out from the time we were going to do the loan to make sure we would be fully prepared. Joe puts in 110% effort into everything. He gets ahead of all obstacles, and navigated some tricky circumstances on my refinance flawlessly. 11/10. Well done.

John makes the process so easy. He kept us up to date every step of the way. John keeps you informed with excellent communication. He will reach out with a call or a text so you never miss an action due on your part. The communication was excellent and flawless. Thank you John for making this process so easy.