The Ruhland Team - LendSmart Mortgage, LLC. 86th Ave N, Maple Grove

I can’t say enough positive things about Michael Ruhland and his team! Michael gave the best advice and stayed in constant contact throughout the entire process. I felt like Michael had our best interest in mind and truly advocated for us as clients. I was able to learn more about the building/home construction process from Michael in 15 min than our building representative over 6 months. Michael and his entire team were relentless in helping us secure our mortgage. If you are buying or refinancing-contact him now!

Mike Ruhland was recommended to us after a different lending company couldn’t help us. He and his team did an amazing job! Because we were short on time, we were in contact with him daily and he was always very nice, calm and reassuring. I also liked that everything was signed electronically until closing, I recommend this company for your needs. They always find the best rate for you! They are THE BEST!

Michael Ruhland was great to work with. Professional, timely, informative, and personable. Highly recommended team all around.

From start in late August of 2020 to finish the day before closing late May 2021, after viewing approximately 10 to 12 residential properties with our realtor, and making several offers in a very competitive market, Mike and his team stuck with us and our realtor and helped shape and finalize an offer that was finally accepted by the sellers. I am a Navy Veteran and Mike was familiar with this type of financing. Despite being a challenge in a "cash offer'" environment, he and his team worked with me, my wife, and our realtor to fashion an offer that was competitive and still allowed us to exercise our earned VA mortgage benefit. Thanks to Mike and his team, especially for all the paperwork! It worked.

We just bought our second house with Mike. He made everything easy and painless!

We had the pleasure of working with Michael Ruhland and his fantastic team at Lend Smart on the refinance of our newly remodeled home. Despite the unexpected hiccups resulting from converting a construction loan to an ARM, Michael and his team worked diligently to get us the best rate for a Fixed loan to maximize our savings long-term. Additionally, their app and website made for an effortless experience managing documents to expedite the process efficiently. While there are many mortgage lenders you could work with, partnering with someone you trust who is professional, experienced, and has a customer-first mindset made for a stress-free, seamless experience.

Mike definitely had my best interest in mind. He was good at sharing what he would do if he was in my situation. Gave me a good rate to refinance and ended up not having to pay anything out of pocket. They have a good team with good communication.

We have used Michael for multiple loans. He's always been great and works hard to find the best rate. Our last refinancing with Michael was 6/2021 so the tail end of Covid and he had easy online e-documents so it was even easier. Highly recommend giving him a try.

Mike was great to work with on our transaction in regards to timely communication and taking care of the details!

Michael and team are amazing! If I could rate them higher than 5 stars I would. Mike looked at everything creatively to get us into our new house - he is very knowledgeable. Amy was great to work with when collecting all documents for loan processing. She was clear in her communication and quick to respond. Thank you both for guiding us through this process.