The Mike Hardy & Rick Mount Team – A Professional Mortgage Practice S Cataract Ave, San Dimas

Had a great time working with company. Is Kevin with the extra mile to get us into our home. Even called the selling agent with out us asking . He made us look really good and ending escrow really fast . They were always on top of it .

Hands down the most amazing Mortgage/Refinance Team, period. My husband and I have refinanced with Mike and his amazingly stellar team (Emily, Kevin, Isabel) a few times and each time we are MORE and more impressed and thankful to work with such an honest and thorough company. Mike has guided us through what can be such a intimidating process and he's helped us realize a debt free life and put us on a path for paying off our home earlier than expected. We trust VIP 100% and would never go anywhere else. Thank you so much to Mike and his amazing Team!

WOW! If ever there was a better team of mortgage pros I would be amazed! The group over here, led by Mike Hardy and Rick Mount, is simply the best. As an attorney that deals in estate planning and business law, I frequently run into homeowners fresh off of buying a home or other real estate. Needless to say, my clients are not always thrilled with their mortgage lender. But, 100% of my clients that use Mike and Rick are not only happy, but rave about their experience. I am so confident in their expertise I routinely refer my clients, friends, and family members. Again, all have been incredibly satisfied. If you know anything about the mortgage industry, you’ll know just how rare it is to find this kind of service. The team is just that good. More than that, they’re all great people.

As a first time home buyer, it was a pleasure to work with Mike and his great team in financing my mortgage. So good in fact, I returned years later to take advantage of the better rates for a re-fi. I was most impressed with his approach as an adviser, not a salesman, providing options, walking you though and explaining the numbers and how they play out in the long and short term. On top of that, competitive rates and a highly communicative staff, its an easy choice.

This will be the third transaction with Mike Hardy and the team at VIP. Every time I go in or talk on the phone I am alway treated with great respect. When going over the loan details Mike and Kevin took the time to go step by step to ensure all understanding. Mike takes time to ensure his clients understand their Loan process and to ensure comfort, there is no agenda other than great service. Mike really has the heart of a teacher not a salesman. Communication with the team is a breeze. I have recommended family, friends and coworkers to Mike and Rick and will continue to do so. Thank you for a great experience!

Mike, Rick and Team are excellent to work with. I have been lucky enough to help many of their clients with their insurance needs and all of them have nothing but the best things to say about their loan experience. You will be in great hands and be completely satisfied working with them on your purchase, refinance or reverse mortgage transaction.

Our office has been working with Mike and his team at VIP Mortgage for over 3 years and they consistently stand head and shoulders above their competition! We appreciate their comprehensive approach to lending by not only looking at "what's possible" but more importantly "what's best for the client." We will continue to send all of our mortgage referrals to Mike and his team!

The team lead by Mike Hardy and Rick Mount are absolutely phenomenal! They are the consummate professionals with the best follow up I've encountered in the mortgage industry. Kevin, in particular, was extremely patient and always available to answer my questions and address any concerns. If you are looking for a good mortgage professional, you don't need to look any further. You will not be disappointed with the VIP Mortgage Group.

VIP Independent Mortgage is professional, sincere and knowledgeable, they genuinely care about their clients and the people in their industry. They are active in giving back to others who are in need and love the people around them, and the people in their community. Mike Hardy will take the time to talk to you about what they offer and how they can best meet your needs. Highly respected and trusted among his clients and peers.

I''m a realtor in the area, and I've worked with Mike Hardy and his team for about 3 years now. When I set my clients up to talk with them, I always know my clients will be greatly taken care of. Buyers using Mike and his team are able to make stronger offers than other financed buyers because his no surprises pre-approval allowing for faster escrows and a fast track closing. His financial advisor approach to lending allows buyers a peace of mind that they are making the right decision for their family. I would recommend anyone thinking about buying a home to talk to Mike Hardy and his team.

Mike Hardy and his team at VIP are simply THE BEST! Their ability to solidly crunch numbers and professionally explain their "proven processes" is extraordinary. Best of all, the way they personally relate to their clients is so very welcoming. I confidently refer all my friends and business clients to VIP Independent Mortgage.

I Have been working with Mike Hardy at VIP Mortgage for several years.. class act! Cares more about the clients than his commission. After 32 years in business at Century 21's oldest established Real estate office (Century 21 Citrus Realty in San Dimas), I can say with Confidence, I have found very few that have his integrity in the industry. His staff is incredible as well. Keep up the great work and Thanks for always taking great care of my clients! Dug Mitchell

We have had our loans serviced with Mike and Rick for several years. Due to their hard work and constant monitoring we've been able to refi our home with fantastic loans saving us thousands each time. They are trustworthy and reliable mortgage lenders with stand up integrity!!

VIP Independent Mortgage is, quite simply, the best. Mike and Rick have built a great team of professionals who can guide you through every step of the process when it comes to refinancing your home. Unlike a lot of other providers, these guys will take the time to sit down with you and provide you with insights and advice that can truly help you out.

Kevin and Mike did a amazing job throughout our mortgage refinancing process. They took the time to answer all of our questions and advise us about our options. It was obvious that Kevin and Mike are experts in their field as they guided us to the best solution for our needs which provided cash for some home improvements while ensuring that we didn't jeopardize our future financial goals. We were able to refinance and get a home equity line of credit at the same time but Kevin and Mike arranged it so we only had had to submit our info for underwriting once. The system for submitting documentation was convenient and user friendly. Kevin and Mike were always accessible when we had questions and kept us thoroughly informed throughout the process. I 100 percent recommend this team to anyone looking for mortgage, HELOC and refinancing options.

The team at Churchill Mortgage are awesome. Kevin Sprague took great care of us from start to finish and every second in between. It was our first time buying a house and we had a lot of questions, we never felt like they were trivial or not welcome. Kevin and Chase talked us through every step of the process, twice when we needed it! This team really cares, they had our best interests at heart, they are building long term relationships on trust, integrity and honesty. I would not hesitate to recommend - it was a fantastic experience.

I am a broker that recommends The Mike and Rick Team at VIP Mortgage regularly. Not just to my clients, but to my family as well. I have had the pleasure of using them for my own purchase and refinance. Their team is knowledgeable, trust worthy and HONEST. I have not heard one discouraging word from my family or clients who have used VIP Mortgage. The best part as a real estate professional when using Mike and Rick's team is that I know I will be kept informed regularly as the loan package progresses. There is nothing worse than being days away from closing and having a lender inform you of something needed to fund. This has never happened with VIP. Keep up the good work guys. I feel blessed to have you representing my clients and family.

This is the 2nd time I've had the opportunity to work with Mike and his Team for my mortgage needs. His team has always helped us out in a timely fashion and has made us feel like we were their top priority. Communication was excellent and we felt really comfortable working with VIP Independent Mortgage. I would definitely work with them again and you should too!

I'm a Realtor in Southern California and there's nothing I hate more than when my clients are working with a cut-rate lender who isn't doing their job. Whenever possible I recommend that my clients talk with VIP Mortgage about their lending needs. Over the years they have delivered high-quality, attentive, and informative service to clients of mine. I love it when my clients choose to work with VIP because I know that means my job will be easier and that I won't have to field any questions about their loan. That's how I know how great VIP is at their job. They've got a great team and it really does show.

VIP Independent Mortgage is, quite simply, the best. Mike and Rick have built a top-notch team of professionals who can guide you through every step of the process when it comes to refinancing your home. More importantly, they take the time to go through your particular situation and figure out what solutions are available, and what the pros and cons are for each option. If you are looking to refinance your home, or obtain financing for a new home purchase, I would highly recommend Mike and Rick (and any of their employees). You won’t be sorry!

I'm always a little hesitant in giving a 5 star review, but VIP has earned every one of those stars. Mike and his team helped us finance our home. Recently, we asked Mike for some advice in regards to refinancing and he advised us NOT to do so at this time since it wouldn't be in our best interest. Mike and his team have been open and trustworthy and super responsive to every question we had along the way. If you're looking for a team that is focused on providing quality service and with your best interest in mind, then this is the team for you.

Mike and his Team are amazing. They are true to their word that they look out for their clients. I have met several of his members and they all have the same core ethical work values. VIP Mortgage is my go to for my mortgage need because I know the advise they give is what's best for me. Thank you VIP Mortgage for your hard work and contribution to the community.

I’m a loan officer that specializes in mobile/manufactured home loans for homes on leased land and I personally referred my clients that are looking for a traditional Mortgage to Mike and Rick. They do the right things the right way. They care about our clients every step of the way. Mike and Rick also give back to our local community by supporting charities through their mixers “networking for a cause”. Mike and Rick are great people, who make our industry better. Give them a call and be impressed.

I’ve used Mike Hardy and his team for many years for several of my mortgages. He and his team have consistently provided the highest in service and integrity. My wife and I will use them for our next mortgage. I highly recommend Mike and his team for anyone looking for great service with professionalism and integrity. I especially appreciate the breakdown he provides with the various options and the impact each would have on our overall financial picture.

Both professionally and personally VIP Independent Mortgage has help me and my clients! Remarkable Customer Service and very progressive thinking. Very responsive and pro-active in correspondence and activity. Having helped me as a Realtor (Broker-Associate) and with my family, I would highly recommend Mike Hardy and his Team.

Mike Hardy and his whole team was fantastic!!! I would recommend them to anyone and everyone I know. Kevin Sprague is the best home loan specialist! He truly cares and is 100% available whenever you need him. He puts financial decisions in a language that helps you understand and makes you feel comfortable.

I have had the experience of working with Mike and his team at Churchill Mortgage. I found them quite knowledgeable, extremely helpful and easy to work with. Mike takes a financial planning approach when trying to design a mortgage plan for his clients. Without hesitation, I highly recommend Churchill Mortgage to my family, friends and clients.