The Jeff Gay Team Barrett Dr, Raleigh

Jeff and his team are truly excellent. My wife and I were first time homebuyers and came by Jeff through a referral by our real estate agent. Not only was he patient with the innumerable questions that we had for him throughout the process, he was incredibly informative and educated us about the ins and outs of the home loan process. In addition, Jeff saved us approximately $8,000 in up front closing costs. We were amazed at the loan he was able to secure for us. Jeff recently contacted us, as interest have dropped since our original loan, and informed us he believed he could get us a better rate, lower payment, and taxes and insurance paid for for the year by refinancing our loan. We decided to go ahead with the refinance and Jeff was correct. We even got money back from the closing of our refinance. He’d and his team have been an unbelievable blessing to our family. It’s been a pleasure working with them in addition to being a great financial decision. I have recommended him to friends and colleagues on numerous occasions and will continue to do so with anyone I know who is interested in buying a home.

Jeff came in late when our RE agency finance team dropped the ball. With days left in DD and only a few weeks to close, Jeff got us a BETTER rate than we had from the previous provider by .15 or so. PLUS he got us "negative points", in the form of $3K toward closing costs. If you need a mortgage, go to Jeff. You will not be disappointed.

Jeff and his team were great! We started out with a larger bank, but after shopping it around a bit, Jeff was able to significantly save on closing costs. And very easy and professional to work with. Highly recommend!

Jeff and his team are great to work with. He makes the process as easy as possible. Jeff has closed two loans for me and has used his knowledge of the financial markets to find the best terms possible. I would use Jeff again in the future.

Jeff Gay in my opinion went above and beyond to process my home mortgage. He kept me informed every step of the way. I would highly recommend him to anyone shopping mortgages or refinance.

It was a pleasure to work with Jeff Gay and his staff at Integrated Funding. Mr. Gay was responsive to all questions, dependable, and reliable in accomplishing a successful and errorless home purchase. I was most impressed with the turnaround and how quickly the purchase date was scheduled. After our closure and everything was complete, Jeff contacted me personally when rates lowered. Along with his team Jeff was able to save me money monthly, lock in a lower interest rate, and allowed money back in my account by refinancing! If you are looking for a honest and trustworthy person to work with in purchasing your home... look no further.. Jeff Gaye Mortgage at Integrating Funding is the way to go. Jeff thank you for all you have done for our family. Sincerely- The Jones

Jeff Gay is the easiest Mortgage broker I have ever worked with. He took the time to listen to my needs to determine what will work best for me and communicated throughout the process. I highly recommend him for any mortgage needs and will use him again.

This was my first time buying my own home. It was filled with excitement and anxiety of what was to come because of all of the horror stories I have heard. Not for me! Jeff was so accommodating to my schedule, my time, the fact I needed him to hold my hand through this entire process... this man has so much patience! It was such an easy and exciting process, not one negative aspect to my experience. I highly recommend working with Jeff. Thank you!

I’m a first time home buyer using a VA loan and Jeff made everything as easy as could be, I didn’t have a single issue whatsoever. I heard how stressful buying a house could be from other homebuyers, and I can honestly say, Jeff made it a phenomenal experience. I will 1,000% be returning to Jeff for my next home purchase.