Steve Kaufman- PGS Home Loans S Rancho Santa Fe Rd, San Marcos

Steve is the best loan officer I have ever worked with. He's highly responsive, very knowledgeable, and he does everything he can to support the needs of his clients. I highly recommend him to anyone in need of a loan. You won't be disappointed at all!

Steve has helped my family and I through the years on home buying and multiple refinances. He is very professional and knowledgeable and is extremely quick to respond to calls and inquiries. Above and beyond we feel like we are treated very personally and at times have been advised to NOT move forward and I feel like Steve is interested in getting the best thing for my family rather than just his business. We are not a big client but I feel like he treats me like I am. I plan on using Steve for everything I can in the future and am a client for life.

Of the dozens and dozens of lenders, mortgage advisors, home loan specialists I work with in a given year Steve and his team are absolutely the best. No question about it. Steve cares about getting it right for my clients. And he's the best I've seen at finding creative solutions to complicated problems that my clients face every day in the process of selling and buying. I also use him personally for my RE purchases, and refer him to family and friends, not just clients and colleagues.

In the past five years, I have referred Steve to all my clients looking for a lender or to refinance. He is extremely easy to work with, always available to pick up a call and to assist with questions. And somehow has the best rates and deals in the industry. Every time a great experience!

Steve helped me with the financing of my first home and it was a great success because of him! Steve is very thoughtful, organized and honest and it shows when you work with him. He truly cares about his clients and i would recommend his services to all! thank you Steve!

To anyone reading this, do not hesitate to give Steve a call or trust him with your financing needs. Like many others, I found Steve through a referral from a great friend of mine. I gave Steve a call and within 15 minutes of speaking with him, I felt like I'd known him for years. I communicated to Steve that my refinancing goal was a specific rate/point structure. Steve knew this would complicate and extend the refinance process, but he didn't balk at the request or attempt to pressure me into locking in an already great rate. Steve and his team understood my goal, developed a plan and worked together to flawlessly execute the plan. Once the target rate was met, the rate was automatically locked and all the necessary documents, notifications and follow-ups needed to keep the process on track and moving forward were perfectly managed by Steve and his team. Steve's professional dedication to his clients didn't end once the ink was on the paper either. I had a few questions a couple of weeks after the loan closed and Steve was just as responsive and professional after the deal was done. Steve's professionalism, personality, and dedication to his client's satisfaction made the refinance process as easy as making a few phone calls and signing a few documents. Thanks Steve!

Steve was an absolute pleasure to work with. He helped me refinance my home in Orange County. This was my second experience with my home loan, and let me tell you, it was an amazing experience. Steve guided me the whole time and was always available to answer questions along the way. I would recommend anyone to Steve, and I plan on using him for all of my loan needs moving forward.

My wife and I worked with Steve Kaufman who helped us with the financing of our first home. The process was pretty smooth. Steve was always available and answered all of our questions. He negotiated us great terms on our loan. A few years after we purchased our home Steve also helped us refinance to a lower interest rate. If you’re looking to purchase or refinance your home with a local mortgage broker give Steve a call.

I am a realtor with Coldwell Banker. I have worked with dozens of lenders and have done over 70 transactions and I can say that Steve is the best lender I’ve worked with and is my go to lender when a client asks me for a recommendation. His customer service is second to none and what I like most is that he’s always available to take my calls and answer any questions. On top of that he’s able to get my clients the best deals and programs in the business. Steve goes above and beyond to make sure you have a great experience!

I have worked with Steve on many transactions. He is Amazing! Always does what he says he going to do. Smart, professional and incredibly knowledgeable about loans and the industry. I highly recommend using Steve for your next purchase or refinance.