State Bank of Fairmont E Blue Earth Ave, Fairmont

I received a check drawn on an account at their Bank. I wanted to cash the check and turn it into a cashier's check to pay a contractor I hired directly. This check required multiple signatures which I had gotten in person, to avoid any issues or loss in USPS delivery. When I approached the bank to cash the check & turn it into a cashier's check, this bank accused me of committing forgery and insurance fraud with no evidence to suggest any wrongdoing on my part. This bank demanded that I provide proof that the co-signers on the check had actually signed off on the check, which is accusing me of forgery and insurance fraud. They want the names & numbers of the co signers, so they could call & verify. FYI, my bank didn't want me to run the check through my account, explaining that if there was a problem with this bank excepting the signatures it would cost me money ( clearly my banks way of telling me this bank has a history of rejecting checks that require multiple signatures drawn on there clients account.). My advices take your money and your business to another bank as this bank operates unethically. I contacted the accounting office of the company whose account the check belonged to and they claim this is the first time they had heard that this bank was doing this to its customers. ( & To contact them back if the bank doesn't cash the check & if they receive repeated complaints about this bank they'd take their banking to another bank.) , So clearly the account holder didn't suggest to this bank it accuses its customers a fraud and forgery. This bank was acting under its own accord and believes it is above the law and can accuse (without evidence or charges) people of fraud and forgery to get out of payment on a check written by it's account holders. My advice remains the same take your business to another bank because this Bank is falsely accusing people of fraud and forgery without any evidence of wrong doing. No legal charge's were written up, they were just harassing a customer of one of their account holders. Had this bank actually believed I was committed insurance fraud and forgery it should have pursued legal action through proper channels and processes, that included law enforcement or it's account holders knowledge of their actions.

Great Bank. Always treated me well.