Home > Payday Loans > California > Los Angeles > Seek Business Capital
Financial institution

Seek Business Capital Wilshire Blvd, Los Angeles

default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
default img
3.1
Closed
SundayClosed

+1 866-217-2375

https://www.seekcapital.com/

6420 Wilshire Blvd #500, Los Angeles, CA 90048, United States

Apply Online

    Seek Business Capital Reviews

    N

    Nilma Elias
    1

    I tried to apply for a SBA loan in the SBA website and they sent me to three "lenders", one of them being Seek Business Capital. Because SBA "recommended" them, I contacted them. My mistake was that I called them without looking at these reviews first. They seemed they were working on my best interest when they told me that because my business was new, no bank would loan me capital and so the only way was applying for credit cards. I should have stopped the process right there but because of gullibleness, stupidity and ignorance I signed the contract. They applied to so many credit cards on my behalf that my credit score went down 18 points in just a couple of weeks. I needed $20,000 for payroll and marketing and they got me $26,000 on personal credit cards, only one business card. These cards will be cancelled because I don't want to incur in more debt. I paid for the liquidation but when I got the cards and read the contracts, I said "Heck no" because the banks will charge 3%. I ended up paying them almost $6,000 that I did not have from a credit card that I did not want. Now I am $6,000 more in personal debt and I could not get the actual capital I needed for payroll. My recommendations, do not use this company. The employees were nice and polite but I think their business model is very unscrupulous preying on new business owners when they know you need capital. This practice should be regulated to protect the consumer. No one needs a third party opening credit cards on your behalf and charging them ridiculous amounts of money for it, when applying for a credit card is free. I take full responsibility for the stupid mistake of using this company, but they are no fools knowing that when people are desperate, they'll fall into the trap.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service; thank you very much for the kind compliment on politeness. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Upon review of your recorded calls, it was found that all fees—including those from the banks—were fully disclosed during your verification and compliance call. With regards to credit scores--all clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for the remaining 90%. I would further add that it is unreasonable to expect that anyone or anything will secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Another little-known fact it that closing accounts could potentially cause your score to decline; we’re hopeful you haven’t cancelled the accounts as you mentioned in your review. If you’ve followed through with your plans to cancel, you might expect an adverse reaction. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. While it is true that anyone can indeed apply for credit cards on their accord, by utilizing our propriety technique we’re able to ascertain which banks will deny, approve, and for how much. Taking responsibility is very noble of you; but describing yourself with adjectives such as “gullibleness, stupidity and ignorance“ are antithetical to the fact that you actually employed a creative business financing strategy that’s touted by one of the world’s preeminent business minds of our time, Brian Tracy, who funded his 1st business with credit cards and even still advises that business-up starts do so, as well. In this spirit, Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy.

    E

    Eric Gonya
    1

    This company was connected to me through Lending Tree based on my request for a loan for a new business. They will not stop harassing me multiple times a day via email, text, and calls. Many. Every day. I tried to unsubscribe via all 3 forms of communication and hasn't seemed to do anything. After I asked to not be called anymore when they called me just now, she said, "okay, bye for now!" and hung up. This company alone may give me the final push to change my phone number. Do not use Lending Tree or Seek Business Capital.

    Response from the owner

    Thank you for reaching out. As always, our goal is to provide amazing service to each-and-every client. We reached out in an effort to assist you in receiving business funding, as you requested. Upon review of your file, it shows that your number was placed on the “Do Not Call” list, per your request—after only 3 additional attempts. Please reach out to us directly so that we may improve your experience.

    T

    Tiana Wierman
    1

    During my experience trying to get a loan through Seek Capital at no time did they say they were not a loan company. I truly thought it was legit. I had everything lined up for getting a loan but due to my honest brother I got transferred (for the 3rd time) to Lexington law. After that I just felt as though they were a sales company for Lexington law. Extremely frustrating but very happy this fell through. Should have read the reviews first.

    Response from the owner

    Thank you for reaching out. Unfortunately, we are unable review your file, as we could not find a match for your name within our company’s database. We can, however, safely state that your statement is demonstrably incorrect. It is very obvious that—based on your comments-- your credit profile fell below the minimum standards of our own in-house underwriting staff, as well as 2 others. Our main objective is to assist in obtaining funding. The purpose of referring you to Lexington Law is for your own benefit, for the opportunity to qualify for funding in the future. The general idea is that Seek will subsequently assist in funding your business once the credit repair program has been completed. Seek takes pride in our initiative to extend the courtesy of a referral for credit repair at a discount based on our association. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Please reach out to us directly in 6 months so that we may improve your experience. Thanks, again.

    J

    J L
    1

    If I could give zero stars, I would. They call, email, and text you constantly after inquiring about funding information. The constant bombardment was enough to put me off using them as a lender. Looks like I dodged a bullet. Do yourself a favor, don't bother with this company. The proof is in the reviews. Edit: For context, I received a total of 4 emails, 6 text messages, and 6 phone calls total within the span of 8hrs. I was initially interested in funding until I learned it was through credit cards and not through term loans or similar financing. I stand by my statement.

    Response from the owner

    Thank you for reaching out. However, your statements lack merit. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Upon your inquiry, we were eager to assist and believed you were serious about obtaining business funding and genuinely needed our help. For that reason, we were diligent about making contact; no successful business would abandon a potential client after only a few communication attempts. Please reach us to directly so that we may improve your experience.

    D

    DeShaun McCoy
    2

    The good- The funding aspect is good since I knew what I needed (only credit cards, no liquidity). I’m satisfied with this experience. The bad- Seeks business model can be somewhat predatory due to the debt you will acquire from the charges. If you have the funds for startup or not in a rush to start your business, it would be best to avoid using this service.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks again.

    B

    Bre Starr
    1

    Do NOT use this company. All they do is sign you up for a bunch of credit cards and say you can liquidate them. However they don't show you how to or tell you that you will have to pay a fee to do so. I paid their fee after what they called "successful funding" which came to approximately $8,000. I am now in debt because of their fee and still was unable to start my business.

    Response from the owner

    Thank you for reaching out. Unfortunately, I am unable review your file, as I could not find a match for your name within our company’s database. I can safely add that your statement, however, is demonstrably false; as a company policy, Seek Business Capital offers a funding estimate agreement which is signed in 2 separate locations and initialed 22 times alongside each of the terms. The words "credit cards" appears 4 times on the first page of the agreement and several times on the following pages. The agreement also clearly states the fee structure in detail on the first page of the agreement. If a client is unhappy with the fee structure, there is no obligation to sign the initial agreement and/or move forward with our services. Finally, Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of. In closing we’ve processed close to half a Billion in credit cards because we know what works and what doesn’t work; we know which banks will decline, approve, and for how much and which offers the best interest rates. Clients pay to avoid guessing and hoping and to get result. Thanks again.

    B

    Bougie Shisha
    1

    Fraud company*** they are a lead generator company for other service they provide. They connected me through a credit repair company because they only approve 700+ credit score (which I doubt). They are selling credit repair company my information and get them on the phone. They have connections with all types of dealers. They judged this company because everyone needs capital. Easy way to make money one way or other.

    Response from the owner

    Thank you for reaching out; however, your statement is demonstrably incorrect. I can assure you that our minimum credit criteria is well over 700. Our main objective is to assist in obtaining funding. For that reason, the general idea is that Seek will subsequently assist in funding the business once the credit repair program has been completed. Seek takes pride in our initiative to extend the courtesy of a referral for credit repair at a discount based on our association. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks, again.

    T

    That one guy Zak
    4

    There were a few bumps along the way, and funding took just a little longer than I’d like, but the people were pleasant and worked well with me and my business partner. Kelly Arenas was particularly helpful and prompt with her responses.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by aiding new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Kelly has many years of experience in the finance; she’s a true shining star. Thank you again for your kind words.

    m

    machi vell
    5

    Britney Laborde is the deal!!! She's very patient,calm and EXTREMELY HELPFUL.If anyone looking to do business with Seek Business Capital, don't be hesitate to ask for Bribri.The amount of PATIENCE she put in to make sure I understood everything she explained to me was just WOW! She deserves an INCREASE.THANK YOU Ms Laborde for making me happy that I chose your company to do business with.

    J

    Joshua Moon
    1

    AVOID. SCAM. Seek Capital is not a bank and it cannot issue loans. They work by opening as many personal credit cards in your name as possible, then paying themselves more than 10% of the credit they opened for you. They will pressure you into signing contracts immediately over the phone, which will cost hundreds to back out of after signing. What you sign is a contract and power of attorney. The power of attorney enables them to apply for credit cards in your name. The more money you ask for, the more applications they have to put in. Seek will claim they use soft credit checks, but each bank they apply to will do a separate hard credit check which will impact your credit score severely. You do not get cash upfront, unless you pay hundreds extra for their "Credit Liquidation Plan". This is basically them running your credit cards, paying themselves their 10% finder's fee, and then giving you the leftovers of your own credit line as cash - the same as maxing out your credit cards. Doing this sinks your credit utilization, which is one of the most important factors in determining your credit score. Their sales people are very aggressive and will never use email (paper trails are bad). Since they deliberately find companies looking for loans who do not qualify for loans, they know they will be the first and only people contacting you. I currently live overseas. When they arranged their phone call with me, they insisted that the call would have to take place the same day after midnight where I lived because they would not have time to call the next morning PST, due to COVID massively increasing demands for business loans. The next morning, I get a call from a different sales person who had no idea that I already talked to another sales rep and who apparently didn't know they were supposed to be too busy to call me at a reasonable hour. I read over the contracts and realized that they were perhaps the biggest financial mistake I had ever made and immediately cancelled by email. They called me a dozen times and never replied by email. Their fees are outrageous. If they get you $39,999 in credit cards, Seek will charge $4,799 just for the credit. Their underwriting fee is $995 (sometimes waived). They can charge a $795 handling fee. To liquidate, they charge another $595. Banks will charge on average 3% to liquidate. If you ask for $40k, you will get many credit cards and $31,615 by the end of it. With their Complete Package, you finish with only $28,230. The difference ($11,769) goes to Seek. That difference is money you now owe the banks as compounding, unsecured consumer credit with a high interest APR. My Yelp review was hidden and Trustpilot demanded I de-anonymize my review to keep it up. As they have my SSN on file, I consider this an intimidation tactic. I've given them my information anyways and am now creating this review because they deserve to go bankrupt and nobody should do business with these charlatans.

    Response from the owner

    Thank you for reaching out and for providing so many details within your statement—albeit out of context--it exemplifies the full disclosure that remains a source of pride for Seek Business Capital. Please allow me to clarify. You are correct; as is customary--at no time did Seek promise a “loan” as we are not and do not claim that we are a “bank”. Moreover, the urgency of funding is dictated by the funding goals our clients including any pending or previously attempted acquisitions of equipment, office space, inventory, etc. and no one at Seek Capital has even the slightest disinclination to communicating via email. Your statement: “Small start-ups with no credit cannot take business loans, so they will take your application and immediately tell you that your business doesn't qualify” is partially correct but a bit out of context. The majority of our clients are business start-ups or small businesses which are unable to secure funding for failure to meet traditional lending criteria and guidelines. In fact--potential clients are matched specifically to Seek as we secure millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. To that end, Seek Business Capital offers multi-level funding solutions. With regards to credit scores--all clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. I would further add that it is unreasonable to expect that anyone or anything could secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Also—not only were you advised of the fees—the termination (cancellation) clause is the only one which is printed in bright red font, directly underneath the funding estimate; it is in no way hidden. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement. Yes, we have fees for successful funding; we are a success-oriented business. We are a “for-profit” business; if we did everything for free, we would be out of business by the end of the day. As a courtesy, Seek takes pride in our initiative to suspend invoicing until AFTER our clients receive attained funding so that there’s not a penny out-of-pocket before funding is received; we allow for the receipt of the credit cards we assist in attaining to be used as payment. If I may--with the exception of a mortgage—I cannot think of any transaction more deserving or fitting of absorbing a small decline in credit scoring if not to start or save ones’ business. Additionally, each program is predicated on projected revenue which is a sound basis upon which to estimate funding. Our business model is in support of businesses that –at the very least--have projections to support a modest 2-3% repayment of “funds used” with the majority understanding that while holding onto a few thousands they are undoubtedly missing out on tens or even hundreds of thousands of dollars. The idea of paying Yelp is absolutely absurd.

    M

    M Hamilton
    1

    They open credit cards in your personal name and charge you a fee for something you could of done yourself. Be wary of third party financial lenders. Also many people from email to text to call will reach out even after you unsubscribed multiple times

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    A

    Arlin Strickler
    1

    Do not use this company, I have wasted close to $4000 to received credit cards that i could have applied for free. I was looking for a Business Credit account, Instead i received personal Credit cards. They are very smooth with switching from Giving you a credit account to getting you credit cards. They document and authorize everything to make it legally binding. I was very unhappy with their service! In a phone call i recollect that they told me there would be no more charges since i was extremely unhappy with their company. So i was totally shocked when i received a bill for $1100 2 months later. Oh They never said that in a phone call. they haven't sent me the phone call recordings to prove that they never said it. Oh yeah and they also where over charging me. it took 1.5 weeks of standing on my head till they finally corrected the bill to what they said is the correct amount, but i haven't received any recordings yet. They are also threatened to charge me an overdue Fee, since i haven't paid the higher wrong amount. I have never dealt with a company that cared so little about what I wanted or what is good for my company!!!!!

    Response from the owner

    Thank you for reaching out. Our Staff works diligently to provide each-and-every client an 11-star experience. As always, our goal is to provide amazing service to each-and-every client. Seek management is currently in the process of researching this matter. Thank you in advance for your patience.

    K

    Kelsey Marbach
    1

    Update: I'm really happy to see that their ratings have gone down. Guess you can't pay enough people to write fake 5 star reviews.. Before you get sucked into a contract with Seek Capital, consider the fact that you can apply for credit cards on your own. I think all the 5 start reviews are paid for. They use business tactics to get you into a contract. Once youre signed up, the only way you can get ahold of someone on your "team" is by making an appointment, which is sometimes missed. When I cancelled, they first told me that I couldn't cancel. The contract I signed clearly had a cancelation policy. I insisted. They then tried to charge me more than the cancelation fee that is clearly stated in the contract. After about 3 hours of calling, insistently, and arguing about the cancelation policy, I was able to cancel. Save yourself the time, headache, and money and just apply for credit yourself

    Response from the owner

    Thank you for reaching out. Your statement, however, is demonstrably false. We’re EXTREMELY happy to report that in the last 2 years, Seek capital has secured over 104 million for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Also—not only were you advised of the fees—the termination clause is the only one which is printed in bright red font. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement, the first of which you’d held over 90 minutes before signing; that hardly qualifies as being “sucked in”. We would respectfully ask that you refrain from making such insulting comments, as this couldn't be further from the truth. Our staff are of the highest caliber, receive extensive training and monitoring to continually improve in their respective role. I would add that the cancellation clause no longer applies once an account goes into funding; once applications have been submitted they cannot be withdrawn. In your case, a sudden self-imposed change to your profile prevented you from entering funding--on schedule. In fact, yours wasn’t a cancellation; but more a case of changes that resulted in an inability to meet our minimum standards. Thanks again.

    D

    Don Smith
    1

    Just read the other reviews. SORT THE REVIEWS BY DATE "NEWEST"! This place is the worst thing that ever happened to me or my business. They are predatory lenders in disguise. I wouldn't be surprised if all the good reviews are fake. You don't need to pay this company to submit credit applications for you. That is the ONLY service they offer and they charge you thousands of dollars for it. I got two credit cards through this company. One personal card and one business card. The total credit between the two cards is $5,000. Somehow I now owe them $1,394.50. If you do business with this company you'll end up with lots of credit cards with 2 to 3 thousand dollars limits each. That plus a lot more inquiries on your credit report. Then they'll offer to help you liquidate the cards for another fee. Please stay away from this company for your own good and the good of your business.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    J

    Jeff Fulkerson
    4

    Kelly Arenas at Seek Business Capital was very helpful and took the time to explain everything in detail. I gave four stars instead of five because even though I asked them to prefer business card applications, I still ended up with three new personal credit cards (on top of the business ones).

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    D

    Darin D Tellis
    1

    Please please DO NOT use this company! I ignored all the negative reviews and now I’m $11,000 in debt! The simply apply for credit cards in your name/company and charge you 10% of on all cards you receive. So if you are approve for $100,000 in credit cards you’ll have to pay $10,000. Please don’t make this costly mistake!

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    A

    Ajay Pandey
    1

    I was matched with Seek Capital via Lantern Credit from SOFI for a startup funding. The first representative I spoke to could barely speak English and make coherent sentences. Instead of pulling my credit profile directly, he asked my scores verbally, which I proved. That was the first red flag. He then tried to sign me up with Lexington Law firm for credit repair to remove esiting hard inquiries on credit profile before I could even apply for the loan, which in my opinion is a complete nonsense so I declined the offer. Another representative reached out to me, later in the evening and they try to sell me the same credit repair program and connected me on a call with Lexington Law firm representative. After providing all the information, the representative on the other side told me that he is not authorized to work with me due to the state of residence. He connected me to another representative who finally admitted that Seek Capital is known for such shady practices, to drive business to their new credit repair program. In my opinion Seek Capital is a complete waste of time and new entrepreneurs shall be beware of dealing with them.

    Response from the owner

    Thank you for sharing your experiences as we continually look to improve the quality of our services. Upon receiving your comments an internal investigation was opened which including reviewing the call recordings and call transcripts to better understand the issues, please see the findings below: To say our representative barely spoke English is simply not true. They may have an accent but to say they barely speak English is simply not true. You are correct in that the agent did NOT do a credit pull on your profile. Our lenders only work with credit profiles that are 700+ and obviously the higher the better. By simply verbally asking you where your credit score is, they were able to save you significant time and heartbreak. Since you responded that your score is below 700, they immediately knew they were not able to assist and shared this simple and honest feedback. At no time did the agent try to sign you up with Lexington Law, this is simply false. They clearly explained that as a new business with minimal-no revenue and a credit score below 700, your business lending options are very limited. They offered you the opportunity to speak to a Lexington Law agent to evaluate if they could help your credit score, you agreed and you were connected with a Lexington Law agent. Regarding your State, yes, you are correct, the Lexington Law agent explained that due to State restrictions, their company was no longer able to work with folks from NC. At no time did any agent from Lexington Law say, elude to, hint at or anything else that resembles such a statement of "Seek Capital is known for such shady practices, to drive business to their new credit repair program." This is factually untrue. For clarification, Seek Capital does NOT have a new or old credit repair program. Our agent simply explained that since your credit score was below 700 and you are a new business, there are limited business lending options. They offered you a potential solution to which you had the option to choose or not choose. To say that Seek Capital is "a complete waste of time" is unfortunate. You are absolutely entitled to your opinion and we are sorry you feel this way. For perspective, we have helped fund several hundred million dollars for entrepreneurs. There is simply not a one size fits all when it comes to business funding. We wish you all the success in the world with your new business.

    L

    Lester Pedre
    1

    Everything you read about this being a waist of resources is correct. What a waist of money. They don't even help you with liquidating the cards. They send you to this 3rd party company called PLASTIQ, that don't help you out at all. Don't waist your time or your money with this company.

    Response from the owner

    Hello Lester, I would like to personally thank you for your feedback as Seek Capital strives to deliver an 11 Star Experience. We do send a customized step by step power point to all clients who purchased the liquidation service with detailed instructions on how to liquidate their funds. We also provide instructions on how to use Plastiq as an alternative to help maximize the amount liquidated. Please keep in mind this additional step is optional in the liquidation process. Please feel free to reach out to us directly if you require any further assistance. Thank you!

    D

    Dairius Watson
    1

    I am currently in process of the business loan process. They are very shady here and lied about the process. Last week I was told I had a new fee that was not discussed at the start and that fee is 4000 dollars. They got me a lot of credit cards 2 of them are personal and they all was suppose to be business also refuse to tell me about the cash liquidation process until pay this new fee. They don't tell you about the credit cards until you start but instead said it would be under o checking line of credit when they really want to do a balance transfer to one card and have you maxed out bringing your score down. Definitely not worth it. I worked wit susie, Gabriel and Mark so far all have lied to me on the phone and refuse to give me information unless I pay a invoice of fees that was added after we started the process.

    Response from the owner

    Thank you for reaching out. However, your statements demonstrably false. Upon review of your account, I did confirm that you were informed of the process, including what your funding would consist of, prior to signing your Funding Estimate Agreement. We do fully disclose to every client that there will be business and personal credit cards as stated on all 3 contracts and further confirmed during your verification call before you agreed to move forward with funding. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Ideally, since we do extend to all clients the courtesy of waiting until funding is received to prevent out-of-pocket payments before funding is received, it is our policy to receive payment for the initial primary services rendered before moving on to perform any ancillary services; it’s just good business and only fair. As always, our goal is to provide amazing service to each-and-every client with a focus of providing funding to new and early-stage business owners to assist them in growing their startups. We appreciate feedback as we strive to continually improve the quality of our customer service. Please reach out to us directly if you would like to review your recorded call. Thanks, again.

    N

    Nael
    1

    Terrible company practices. They obtained my information from a third party as I did not apply with them and they have been harassing me with calls and emails even after I repeatedly informed them that I received funding elsewhere and that I am not interested in them. This experience has cemented my feeling about their shady practices and terrible regard for customers.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every client beginning with transparency. Although it takes time for a client to be removed from the call que once the file is closed; in this case your file wasn't dispositioned in a timely manner, per our usual process. For that you have our deepest and most sincere apologies. Thank you again for your input and for initiating a coachable moment. Best of luck with your business endeavor.

    W

    Wake Co
    1

    This company must be predatory and subprime to the fore for very unintelligent and gullible people who have their desperation exploited by basic rhetoric and social engineering exploits: every time I forget that lending tree is garbage I apply for loans and get seek business capital and other similar middle men credit companies whose practices are atrocious for those of us who obsessively maintain our credit scores. I get a message one after the other about how I am approved for zero percent interest for 12 months…. Oh yeah? Once I let them know I am looking for loans, they don’t respond because I know their game. The owner of this profile will make a generic response about fraud: they would know all about it… talk about projection. I am an audio recording equipment and electronic components manufacturer and designer. Shut up, dolt

    Response from the owner

    Hi, we'd love to be able to assist but based on the profile name, we are unable to identify you in our system. Feel free to respond to any of the messages and we'd be happy to assist. For clarity, Seek Capital is not 'predatory and subprime' in fact, our credit minimum is 700. If you applied with Lending Tree and they matched you to Seek Capital, it is because, based on the information you provided, you meet our core criteria for startup business funding. Feel free to reach out if you would like to know what you qualify for. Wishing you all the success in the world!

    C

    Craig Frazier
    1

    Would give ZERO starts if I could. We went to them seeking capital to grow our business. They knew our intent for what we needed the money for. They then proceeded to feed us numbers on the terms of the funding. We asked a ton of questions. Then once we signed the contract, another person re-explained the terms, and the fees and the type of funding was totally different from what was explained at first and what we expected. They wanted to give us a bunch of personal credit cards and charge us a fee for doing so. The structure they set up for our business would not work at all for us for what we were trying to accomplish. When we backed out of it, less than 48 hours later, they charged us a $495 fee. DO NOT SEEK FUNDING WITH THIS COMPANY if you know what's good for you. I hate that I didn't read the reviews first.

    Response from the owner

    As always, our goal is to provide amazing service to each and every client. Please reach us to directly so that we may improve your experience.

    M

    Michael Lipzen
    1

    Absolutely the worst small business funding company you can work with. And if you are reading this before retaining their services, I hope this stops you in your tracks and prevents you from making a huge mistake. This company does not deliver as promised. If I could give 0 stars, I would. All they do is apply for credit cards on your behalf and charge you a steep fee for doing so. There is nothing this company does that you cannot do yourself, saving you a substantial amount of money. You will wind up owing this company more money then they get for you in their "efforts." It's a fraudulent scam and a government entity should be investigating their business practices. If you have already engaged this company's services, may God have mercy on your soul. Make sure you do not work with Bryant Washington, Jayme Carreon, or Zacky Hamraz. None of them will tell you the truth or deliver as promised. And none of them will respond to your emails or return your phone calls when they have failed to deliver. When you report the issue to management, management is utterly useless. I have received about half a dozen credit cards, with no information about their terms, making them utterly useless. And Seek Capital, despite their claim that they work with these banks regularly, will only tell you to contact the bank yourself as they have no idea what the terms are for the credit cards that they have applied for on your behalf. Please heed this warning and look elsewhere for small business funding.

    G

    Gabriela Orellana
    1

    Definitely read all the reviews before hire this company. They just charge you for opening a bunch of credit cards in your name. The worst part is that your credit is severely damage. My husband's credit score was above 800 and now is 630 because all the inquiries. And no, even if you pay on time every single month, this is not something that can be "fix" after six months of "good payments". Also, they promised amounts that are not realistic, and the funny thing is that you are the one that need to call the banks every single time they denied credit cards due to the massive requests they put on your name. Not worthy 👎

    Response from the owner

    Thank you for reaching out. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. We do fully disclose to every client that there will be inquires to their consumer credit reports as we are seeking funding on their behalf through our process as stated on all 3 contracts. It was further explained during your hour-long Verification and Compliance call, during which you acknowledged, confirmed your understanding, and accepted that your funding would consist of multiple credit cards with fees assessed according to approval amounts; you affirmed your understanding and agreed to these two points along with 20 additional key clauses. All clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. I would further add that it is unreasonable to expect that anyone or anything will secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. We appreciate feedback as we strive to continually improve the quality of our customer service.

    S

    Shirley Wong
    1

    I received a call from them in regards to getting some funding. They explained they could not get me a loan but would be able to get me a business line of credit. This was deceiving because a business line of credit is different than a business credit card. When I was finally going over the funding agreement, I realized they were going to open up 4-6 credit cards for me and not opening up a business line of credit as they had stated on the phone. They also did not mention that they would charge a consultation fee of 9.99%-11.99% of the credit that we get approved for. This is an absurd amount, but I understand a company needs to make money, however my problem with this is that the advisor NEVER mentioned this to us on the phone. They were not transparent about anything. It wasn't until they sent me the agreement and I was reading it that I realized how deceiving it was. If you are going to do business, please just be transparent and upfront about everything right from the beginning.

    Response from the owner

    Thank you so much for reaching out. One of our core values at Seek Business Capital requires that our entire team strive to provide an 11-star experience for every client; which is why everything that you read was also verbalized before sending you the document. Although I was unable to locate a file that matches your name, I still am confident in my reply as your comments all happen to relate to general mandatory disclosures, which have been scripted—in order to maintain consistency. It is true; we do take care to explain client qualifications, lack thereof, as well as any limitations and conditions—in an effort to fully disclose how our program can assist in meeting business funding goals through “business credit cards with line of credit capabilities”—not a business line of credit. It is also “explained” by our Sr. Funding Advisors that we use a combination of 4-6 Unsecured business credit card and Standard Credit Cards that have a line of credit capability—on average. It was further explained that your invoice would include an app fee and a “success fee” of 9.99%-11.99% depending upon total funding attained. All clients are further advised to expect a slight reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. A little-known fact is that inquires only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. It is unclear whether there was a faulty phone connection or some other reason why you did not hear any of the details that you later read in the agreement, but I can assure you that they were most definitely recited during the pre-qualification process; as I mentioned before, is all scripted. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that an informed and sound decision has been made; if any client is unhappy with the fee structure, they do not have to sign the agreement and/or move forward with our services. As a precaution and because, we are well aware that details can be missed or misconstrued because of intermittent phone static or even clients who multi-task while communicating with our staff, Seek Capital conducts an hour-long Verification and Compliance call, during which each client must acknowledge and confirm understanding--including acceptance that funding will consist of multiple credit cards as well as affirmation of an understanding and agreement to this clause along with 21 additional key clauses. For these reasons, Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    B

    Barbra Natali
    1

    Went to Seek Capital for a small business loan - cash to purchase a house to flip. Spoke to quite a few different people who assured us we would be able to get financing no problem. Also, each team member mentioned discounts to their rates and fees. What actually happened was they applied for multiple credit cards in my name and would have kept going after 17 hits on my credit report which dropped my score from over 800 to in the 600's. Never got cash or loan only credit - which to get cash would have taken bank transfers and such to the tune of following a detailed script over 12 pages long. So now we have credit cards but no cash for the flip. Like car salesmen - told us one thing and did something completely different. NOT HAPPY at all - and the fees were over $6500 - which they made me pay before they would advise on how to get cash. NOT professional. Do not let them bully you into signing and then tell you it will all work out - not to worry. Called for hours in the first few days and pressured us to continue. Go somewhere for hard lending money if cash is what you need. Apply for your own credit - this was a scam.

    J

    Jessie Ereddia
    5

    I am so impressed by how thorough and quickly Seek Capital was able to help me! I had the pleasure of working with Kelly Arenas from Seek, and I not only got the funding I needed in a timely manner, but I felt comfortable throughout the whole process and had all of my questions answered. It made a huge difference to have somebody walking me through the process from start to finish.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    E

    Emily Semmelrock
    1

    Deceitful company that misleads you into believing they can provide a service that you cannot do on your own. Their underwriters said my estimated funding amount would be $20K-$40K. In total, I received $5500. I would be fine paying the fees if I received anywhere near the amount that was estimated. However, all Seek Capital did was ruin my credit by applying to multiple credit cards in one day. This is why I was denied for most of the cards. You would think a company providing financial services would understand how bad of an idea this is. I was not aware that they would do this upon signing agreement with them. This company needs to be held accountable for the deceitful business practices. I wasted two months of my time with them to not even have a solid amount of funding. However their "estimate" was calculated, the method needs to be fixed. There is no reason I should have only gotten as much as I did when estimate was more than 2x higher.

    Response from the owner

    Thank you so much for reaching out. However, your statement is demonstrably incorrect. Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement—which included the terms “credit card” in bold print within your actual estimated dollars at the very top of page one. I would add that the document is labeled “Estimate”—not “guarantee”. It was further explained during your hour-long Verification and Compliance call, during which you acknowledged, confirmed your understanding, and accepted that your funding would consist of multiple credit cards with fees assessed according to approval amounts; you affirmed your understanding and agreed to these two points along with 20 additional key clauses. You also signed the document twice. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy.

    E

    EVI MORRISON
    1

    They deserve negative stars if you could do it. They are a scam at best. All they do is take your information and send it to a ton of credit cards that you could do your self then expect to be paid a huge about of money for doing it. Take the ten extra minutes and apply to them your self if you need them. They also promise certain things and clearly don't deliver. Lending Tree should be ashamed of partnering with these crooks. Please don't make the same mistakes I did. Stay as far away as you can from these folks.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. While it is true that anyone can indeed apply for credit cards on their accord, by utilizing our proprietary technique we’re able to ascertain which banks will deny, approve, and for how much. This creative business financing strategy is touted by one of the world’s preeminent business minds of our time, Brian Tracy, who funded his 1st business with credit cards and even still advises that business-up starts do so, as well. In this spirit, Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy.

    L

    Life of Daddy
    1

    Scam. Called to get a loan. Decided to cancel the next day. Call 5 times and spoke to 5 people telling me they will transfer me to the person to cancel and never do they also said they will make a note of it and make sure I am called back, that never happen. Everytime I called each person said there was no note ever entered. This place refuses to cancel anything within their 48 hour time period, to force people to pay the $500 cancelation fee. I implore you to find another option before you credit score is ruin and you are out $500 in only a 2 day time span.

    Response from the owner

    Thank you for reaching out. However, I am unable to review your file; we do not have a client with a name that matches the one you've listed here. Also, your statements demonstrably false. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. We appreciate feedback as we strive to continually improve the quality of our customer service. Please reach out to us directly so that we may improve your experience. Thank you.

    V

    Vicken Nanansingh
    5

    My experience with Seek Business Capital was exceptional from start to finish. Kelly Arenas was awesome and was able to get me funding beyond what I asked. She was prompt and responsive through the whole process! Great experience.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    A

    Anniston Contracting
    1

    Anniston Contracting Services is a general contracting company which practice real estate investing, flips, renos, and portfolio growth. I applied through LendingPilot and was re-directed to Seek Capital. My credit score is 740+ but my debt ratio is considered high because proof of income. Traditional payrolls and banking have change over the years and I really suggest to all lenders to adjust according. BestEgg funded me $30,000 and I recommend them. I sent BestEgg docs of my business checking account and my funds were deposited within 3 days. Thanks BestEgg!

    Response from the owner

    Thank you for reaching out. While it is wonderful that you were able to find financing; I believe you’re comparing apples to oranges. Ours is a program dedicated to the GROWTH OF SMALL BUSINESS—not just financing by any means and any costs necessary. As with all clients, there was never any question whether you could secure funding in your name. However, with the traditional funding you’ve secured with only your personal credit profile, you are now fully liable for the debt and essentially tethered to it for the duration of your loan; while Anniston Contracting is still left with an undeveloped credit profile. I would add that with a mixture of business and personal credit cards and multiple banks to pay, we’re able to spread the financial responsibility—leaving some of it to the business. In contrast, your personal loan at 9.9% plus origination fees comes at a much higher cost than our proposed 0% financing for 9-24 months. As you can see, Seek Capital has—in fact—adjusted accordingly, offering creative financing options to small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started, at all; which is why your application was referred to us. For these reasons, Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Please feel free to reach out directly if you would like to get started organically growing the credit profile of Anniston Contracting.

    w

    webdesign woman
    1

    I don't know how I fell into trap. Usually I'm a person, who think carefully when seeking capital. When startup requested capital you need to provide capital or just say you can't. We can seek LOC with credit card companies ourselves. Stop praying on startups. Before I respond, agreement is withdrawn. Score above 700 has gone drastically. I don't know when I can recover back. Take the name "capital" away. It is just misleading.

    Response from the owner

    Thank you for reaching out. However, your statements demonstrably false. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. While it is true that anyone can apply for credit cards, if you consider the fact that not everyone has partnerships with banks and most business owners can’t afford the time to sift through hundreds of banks and even more credit cards to find the best offer to meet their funding goals, you may realize what an arduous service Seek Capital provides. For this reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses. We do fully disclose to every client that there will be inquires to their consumer credit reports as we are seeking funding on their behalf through our process as stated on all 3 contracts. All clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and feel honored for the chance at providing our services which results in injecting millions in funding every month into the U.S. economy. Thanks, again.

    j

    jay Gee tv
    1

    Seek Capital is very deceptive when signing clients up...they're not in your best interest if they were upfront and transparent explaining that only thing they do is blitz your credit wouldve never signed up...they also dont explain upfront with by them doing 7-10 credit pulls that you can do yourself, you'll not have any buying power for at least a year once inquiries start dropping off..somebody needs to really look into there business practice, will be looking into legal action.. its been almost two years im amazed on all of all the negative reviews. It has to be some truth to these reviews. Its almost two years and excited about the 10 inquiries officially dropping off..Seek business owner also is oninstagram need to flood his message for some results. Response to owner!! there is no technique applying to random banks i.e bank of america, td bank, suntust and American express all at the same time then after so many hard pulls start getting denials !! I guess thats when you'll say, oops i guess thats it for this customer

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. We do fully disclose to every client that there will be inquires to their consumer credit reports as we are seeking funding on their behalf through our process as stated on all 3 contracts. All clients are advised to expect a reduction in credit scores. We do fully disclose to every client that there will be inquires to their consumer credit reports as we are seeking funding on their behalf through our process as stated on all 3 contracts. With regards to credit scores--all clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. I would further add that it is unreasonable to expect that anyone or anything will secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Additionally, while it is true that anyone can indeed apply for credit cards on their accord, by utilizing our proprietary technique we’re able to ascertain which banks will deny, approve, and for how much.

    J

    Jacob Ryan
    1

    Just like all the other reviews here state, Seek Capital is a scam. Their objective is not to provide capital in the form of a loan or line of credit, it’s to apply to credit cards for you. When you call, they use social engineering tactics to make you think that your business is a great idea and then immediately pressure you into signing a contract while still on the phone with them. This contract says they can charge you hefty cancellation fees if you decide to back out of the discussion any point. All they ever end up doing is apply for credit cards in your name. Then charge you a 12% fee for whatever limit you were approved for. You can do this on your own for free! Their entire business is predicated upon the fact that most people are too flustered/don’t under the legal jargon of what they’re signing. Luckily I read the reviews before I signed anything, I hope you are too!

    R

    Ryan Faulkner
    1

    Failed to provide customer oriented assistance. Charles Clint Saavedra was robotic over the phone, blunt, and rushed communication with me as a customer. Sent a automatic email that was broad in response to the call we had and it is entirely illogical. The only criteria I met was “Other,” and that my friend is broad. I will not tolerate this waste of time and poor service. He still hasn’t replied half an hour after the call. As a customer you want options not poor service. I have no idea how Seek Business Capital is still running as a business. For me it is no big deal as I’ve found an outstanding lender that reached out before this lot. The lender I found and is much more credible and trustworthy. Don’t waste your time! Remember, you have options, it’s not life or death.

    Response from the owner

    Thank you for reaching out. Unfortunately, your statement is demonstrably incorrect. It is very obvious that yours fell far short of the 11-star experience that Seek strives to provide every client. For that we apologize. After careful review of your file, it appears that at that time, your credit profile fell below the minimum standards of our own in-house underwriting staff. Since, our main objective is to assist in obtaining funding, the obvious course of actions would’ve been to refer you to Lexington Law for the benefit of building your credit profile and for the opportunity to qualify for funding in the future. Seek takes pride in our initiative to extend the courtesy of a referral for credit repair at a discount based on our association. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Please reach out to us directly so that we may improve your experience. Thanks, again.

    J

    Jimmy Farhat
    5

    Excellent service by Hector Quiambao really awesome. I was not approved by the machine that decides if I can pay back the virtual credit they were trying to assign for my social #. It was odd my Social # with Bank of America gave me a different score then Seek Business Capital meaning? It is awkward so I am reliable with some banks more than others because a system stated such? Or is the system possibly at fault, maybe we will never know.....

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by aiding new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Hector always gives 110%; he’s a shooting star. Thank you again for your kind words.

    J

    Jon Spaugy
    1

    BUyer be WARE Worse Decision I have ever MADE The worst. I saw this post from someone else and it is pretty much what will happen. Seek Capital is not a bank and it cannot issue loans. They work by opening as many personal credit cards in your name as possible, then paying themselves more than 10% of the credit they opened for you. They will pressure you into signing contracts immediately over the phone, which will cost hundreds to back out of after signing. What you sign is a contract and power of attorney. The power of attorney enables them to apply for credit cards in your name. The more money you ask for, the more applications they have to put in. Seek will claim they use soft credit checks, but each bank they apply to will do a separate hard credit check which will impact your credit score severely. You do not get cash upfront, unless you pay hundreds extra for their "Credit Liquidation Plan". This is basically them running your credit cards, paying themselves their 10% finder's fee, and then giving you the leftovers of your own credit line as cash - the same as maxing out your credit cards. Doing this sinks your credit utilization, which is one of the most important factors in determining your credit score. Their sales people are very aggressive and will never use email (paper trails are bad). Since they deliberately find companies looking for loans who do not qualify for loans, they know they will be the first and only people contacting you. I currently live overseas. When they arranged their phone call with me, they insisted that the call would have to take place the same day after midnight where I lived because they would not have time to call the next morning PST, due to COVID massively increasing demands for business loans. The next morning, I get a call from a different sales person who had no idea that I already talked to another sales rep and who apparently didn't know they were supposed to be too busy to call me at a reasonable hour. I read over the contracts and realized that they were perhaps the biggest financial mistake I had ever made and immediately cancelled by email. They called me a dozen times and never replied by email. Their fees are outrageous. If they get you $39,999 in credit cards, Seek will charge $4,799 just for the credit. Their underwriting fee is $995 (sometimes waived). They can charge a $795 handling fee. To liquidate, they charge another $595. Banks will charge on average 3% to liquidate. If you ask for $40k, you will get many credit cards and $31,615 by the end of it. With their Complete Package, you finish with only $28,230. The difference ($11,769) goes to Seek. That difference is money you now owe the banks as compounding, unsecured consumer credit with a high interest APR. My Yelp review was hidden and Trustpilot demanded I de-anonymize my review to keep it up. As they have my SSN on file, I consider this an intimidation tactic. I've given them my information anyways and am now creating this review because they deserve to go bankrupt and nobody should do business with these charlatans.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. In fact, our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement that you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Also—not only were you advised of the fees, but it is also unreasonable to expect that anyone or anything could secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Moreover, your statement regarding inquires is demonstrably false. A little-known fact is that inquiries only comprise 10% of credit scoring, while payment history and debt to limit ratios are the basis for the remaining 90%. I would add that the LPOA is an extra measure of security that requires a notary to authenticate and certify that our clients are who they claim to be; it protects Seek Capital from liability as well as prevents identity theft. Also, our records show only state-side addresses within your account, and because your file was processed for an entire month-- twice as long as what is customary-- the time frame doesn’t seem reflective of aggression, nor was any aggressive conversations found—upon review of your file. Our focus is to provide funding to new and early-stage business owners to assist them in growing their businesses. Since your funding yielded well over your ideal funding amount request and just under your stated maximum requested, Seek Business Capital is proud to have successfully provided a very valuable niche service for your business. Please reach out to us directly so that we may improve your service.

    A

    Adriane Hudson
    1

    While they are extremely helpful paying someone $10000 to open up credit cards for me is crazy. I can't believe how much it cost and there was no guarantee that I was going to ever get out of debt again when I'm not in debt now. They try and push you really hard to sign the doc you signed before you read it all the way and understand what it says.

    Response from the owner

    Thank you for reaching out; however, your statement is demonstrably incorrect. Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement—which included the terms including our success fee, at the very top of page one. Yes, we have fees for successful funding; we’re a success-oriented business. We are a “for-profit” business; if we did everything for free, we’d be out of business by the end of the day. Seek takes pride in our initiative to extend the courtesy of suspending invoicing until AFTER our clients receive attained funding so that there’s not a penny out-of-pocket before funding is received; we allow for the receipt of the credit cards we assist in attaining to be used as payment. Absolutely you can do this all by yourself; there’s NOTHING stopping you. However, since different banks have different approval criteria, placing applications without complete knowledge of the deciding factors is comparable to rolling the dice and taking a chance. On the other hand, Seek Capital’s proprietary system analyzes these important factors. We’ve processed close to half a Billion in credit cards, because we know the approval criteria to get the highest limits and best interest rates. This is what you and every other savvy business owner has paid us for. So, while it is true that anyone can apply for credit cards, if you consider the fact that not everyone has partnerships with banks and most business owners can’t afford the time to sift through hundreds of banks and even more credit cards to find the best offer to meet their funding goals, you may realize what an arduous service Seek Capital provides. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks, again.

    S

    Seamus Ryan
    1

    Absolute Scam. They use high pressure tactics, wear you down with hours and hours of useless babble where they bury the lead, and ultimately will charge you thousands just to apply to some credit card companies getting you a bunch of cards for $2000-$5000. At every step they use very misleading verbiage and ultimately you can accomplish the same by calling the major banks and credit card companies and applying yourself. Kelly is an absolute snake that simply talks over you and insists that she was very clear when she was anything but. If you want to dispute their fees or elevate to a manager, there apparently ARE no managers or departments to handle disputes. Avoid this company at all costs.

    Response from the owner

    Thank you for your input; however, your statement is demonstrably incorrect. We would ask that you refrain from insulting our hard working, dedicated staff with comments such as “snake”. This couldn't be further from the truth. Our staff are of the highest caliber, receive extensive training and monitoring to continually improve in their respective role. After you and your business partners inquired regarding our services and first spoke to an agent who verbally presented you with a funding proposal as well as via email for your review and signing. The agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. Next, a Verification and Compliance call was conducted on a recorded line with yourself and 2 additional business partners all in agreement to move forward. You all 3 assured our compliance agent that all data provided was accurate and that you all had a full understanding of each step of the process. You were then sent another agreement confirming your understanding of the information provided, which your own designated primary business partner signed twice and initialed in agreement to 22 key clauses. Further affirmation that you all 3 agreed to the terms of our contract. For clarification, you were funded at 160% of your ideal amount, which would suffice as successful funding by anyone’s measure. The idea that that you were “scammed” when your total funding practically doubled your required amount and not one, but 3 different representatives of your own business all agreed to the terms of our program twice is absolutely ridiculous. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement—which included the terms standard and business “credit cards” with line of credit capabilities in bold print within your actual estimated dollars at the very top of page one. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. And that is exactly the service we successfully provided for you. Absolutely you can do this all by yourself; there’s NOTHING stopping you. However, since different banks have different approval criteria, placing applications without complete knowledge of the deciding factors is comparable to rolling the dice and taking a chance. On the other hand, Seek Capital’s proprietary system analyzes these important factors. We’ve processed close to half a Billion in credit cards, because we know the approval criteria to get the highest limits and best interest rates. This is what you and every other savvy business owner has paid us for. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. We pride ourselves in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks, again.

    K

    Kyle A. McCall, M.A.
    1

    Deceptive business practices and unprofessional behavior sums up this company. Kervin James sent an invoice and the billing company proceeded to call upwards of 30 times within a few hours from various numbers. I explained to him earlier in the day I would be tied up with important matters and could not be available until the next business day and added the email later in the evening. When I complained about the number of calls Kervin said that he’s sorry I felt the way I did and never apologized or cared in any way. This is an unprofessional company and a waste of your time and money. Don’t bother.

    m

    mark adams
    5

    I felt that Haddon was very professional and knowledgeable about the funding process. She explained everything to me in depth and kept in touch with me while we tried to make a decision. She had even tried to get me more funding than we actually needed so that was a definite plus.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by aiding new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Haddon is a glowing example of what it means to give 110%. We’re very lucky to have her on our team. Thank you again for your kind words.

    z

    zainab razzaq
    1

    Please never work with them. they will go back to there own word. Charged me so much money and got nothing in return. I wasted hours try to convince i did not ask for service. And still end up charging me. This company will take your money and will take forever to payback. DO NOT WORK WITH THEM WILL THANK ME LATER.

    Response from the owner

    Thank you for reaching out. Our Staff works diligently to provide each-and-every client an 11-star experience. As always, our goal is to provide amazing service to each-and-every client. Thank you for allowing us to continue to work with you so that we may improve your experience.

    K

    Keith Wilson
    1

    I agree. They charged me for services I could have done myself for free. I wanted to apply for business credit and all my approvals came from my personal SS#

    Response from the owner

    Keith Wilson Local Guide·10 reviews·13 photos a week agoNEW I agree. They charged me for services I could have done myself for free. I wanted to apply for business credit and all my approvals came from my personal SS# I CAN GET CREDIT CARDS ON MY OWN Thank you for your input; however, your statement is demonstrably incorrect. While it is true that anyone can apply for credit cards, if you consider the fact that not everyone has partnerships with banks and most business owners can’t afford the time to sift through hundreds of banks and even more credit cards to find the best offer to meet their funding goals, you may realize what an arduous service Seek Capital provides. Seek utilizes our proprietary technique to ascertain which banks will deny, approve, and for how much. To date, we’ve exceeded our own funding estimate by 56% with banks still pending; we’re on target to meet your desired funding amount. Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement—which included the terms “credit card” in bold print within your actual estimate in dollars at the very top of page one. Getting credit cards is exactly what you contracted Seek to do. Our process was further explained during your hour-long Verification and Compliance call, during which you acknowledged, confirmed your understanding, and accepted that your funding would consist of multiple credit cards with fees assessed according to approval amounts; you affirmed your understanding and agreed to these two points along with 20 additional key clauses which you initialed or the corresponding documentation for that call. You also signed the document twice. Yes, we have fees for successful funding; we’re a success-oriented business. We are a “for-profit” business; if we did everything for free, we’d be out of business by the end of the day. Since funding is calculated as a percentage, it is reasonable to expect that the higher the amount of funding, the higher the success fee with be. As a courtesy, Seek takes pride in our initiative to suspend invoicing until AFTER our clients receive attained funding so that there’s not a penny out-of-pocket before funding is received; we allow for the receipt of the credit cards we assist in attaining to be used as payment. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks, again.

    N

    Nim Staff
    5

    Seek Capital helped us get a ton of credit for our business, (about $100k) helping us though a tough time and getting us the capital we needed to start some new initiatives. They're nice and explain everything - they work incredibly fast - and they make everything simple and easy. Everyone we interacted with was caring and professional. Working with Seek truly saved our business. Take a chance with Seek - they'll take good care of you.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    S

    Sue Hegg
    1

    All I can say is, "Don't do it." Now at year 2 in a credit card debt relief program with tanked credit rating because of the "help" given by Seek Capital. It's just legal enough you can't back out once you sign the paperwork, and they max out at least one of the cards taken out to "raise capital" for your business. Save yourself the trauma and either close your business, declare bankruptcy, or find private funding. In their response, SEEK Capital referred to being grateful and rebounding in credit scores. For others checking out this company, be aware that you must sign a contractual agreement prior to learning the type of Capital they will provide. I am grateful for real help. My credit score was in the 800s prior to working with SEEK. After their "help," my credit score dropped to mid-600s. This was not help. If you are truly a "savvy" business owner, I encourage you to look elsewhere. What I say is not false. This is my experience. Others may have had a different outcome, but I am speaking from my own experience.

    Response from the owner

    THIS REVIEW IS FRAUD. THIS REVIEW IS FRAUD. This profile is NOT a real user and is a suspected competitor attempting to defame Seek Capital.

    A

    A Trotman
    1

    DON'T USE THEM! If I could leave 0 stars I would! They basically just take your info and apply for multiple different credit cards, which is something we could have done on our own. We THOUGHT we were getting a small business loan, not 50 different credit cards, some of whom we ALREADY have the exact same type of card with. Once we realized this was their approach we tried to back out but they told it was too late. So who knows how much we are going to have to pay them for ruining out credit!

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    B

    Beverly Strayhan
    5

    Thank you, thank you. I was going to back out because of the companies process in order to fund the loan. I was really concerned about the multiple companies pulling credit but they achieved the funding with only two creditors. All of my concerns were readdressed and discussed in depth with Ms Pam, she really understood and presented nothing positive energy. It was at that time I changed my mind proceeded with loan. I am really pleased with the service I received for Seek Business Capital. The staff was very professional and knowledgeable of their products and very detailed in explaining the program. For all the persons I interacted with, thank you and keep up the good work. Thank You All!

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    O

    Ocean Bryant
    1

    At first I was very happy to be congratulated that I have been approved for up to 30k business funding. However, moving along it turns out I was only approved for personal credit card lines, meaning that I could of simply called each credit card company myself but now since I signed the contract, they take 11% of each credit card company that I get approved for. Please make it make sense. It was stated that the funds will be available in about 3 weeks, however each time I scheduled an appointment with a reconsideration specialist, she is only available for a 50 minute window where if the bank has a longer waiting time she's simply not available to help me and reschedules an appointment to another date and then same story happens again. Please make it make sense. I wish I would of known this before signing the contract and I do not recommend this company unless you get approved for an actual business funding. Also, you have to pay them a high consultation upfront as well. Meaning if you get approved for a first credit card of lets say 3k limit, you will get your first bill of 1k+ right away.

    Response from the owner

    Although we were unable to locate a file matching your name, we do appreciate your feedback—just the same. Your statement, however, is demonstrably false; with all due respect—I don’t believe you have the ability to negotiate the overturn of credit declines or increased credit limits. Additionally, the beginning of the year is generally a very busy time in our business; unfortunately, we have no control over the wait-time of our banking partners. It only makes sense, to try back later —as is customarily requested by many customer service departments through an automated message. There are NO upfront fees. The only fees we charge are a consulting fee and any additional add-ons that are agreed upon with each client. Lastly, we are a business; so yes we do charge a small percentage based on the funding estimate each client receives. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise been declined. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small percentage for the funding that we secure, on their behalf, to save their businesses.

    E

    Edward Marquez
    1

    This service is very shady. They basically charge you to apply you for credit cards (which you can do yourself and save $3000+ dollars). Don't waste your time or money. Just another company scamming money from hard working people. They mispresent themselves.

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    V

    Veronica Smith
    1

    Predatory. This company applied for over 10 credit cards in my name completely tanking my credit and my business partner and preventing us from getting any additional funding from an actual credible source. They were able to finagle almost half of the money out of me from the credit cards I have no use for. We're talking over $7000 from my pocket to theirs of fees on top of fees. Predatory business at its finest. Please run. They were not able to get close to the funding they stated they would. A joke actually. Also, do not purchase those grossly misrepresented liquidation services. It's a powerpoint you can contact your bank for first for free. This is a start business' worse nightmare. We should've read the reviews first or we wouldn't be here.

    Response from the owner

    Thank you for reaching out. However, your statements demonstrably false. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Not only were you advised of our fees before entering our program, you agreed to answer calls, return messages, and remit documentation to our banking partners upon request and in a timely manner. Upon review of your file, it appears that the issue with your entire transaction was your failure to respond to the request of our banking partners in a timely manner as well as your failure to avail yourself to your reconsideration specialist—both of which you committed to during your verification call. I would add that it is our practice to collect payment for initial services rendered in the form of successful funding, before performing stage 2 services such as liquidation. We appreciate feedback as we strive to continually improve the quality of our customer service. Thanks, again.

    s

    stephanie jeffery
    1

    DO NOT SIGN A CONTRACT. Seek Capital lead us to believe they were going to help us to get a loan to start our small business. Instead after all the contracts were signed they applied for 15+ credit cards. They got us the min they were contracted to do so and charged us thousands to apply for credit cards that we could not use. A year later I am still trying to pay off that debt just for their "fee". They say its tax deductible but that is only true when you can actually start the business with a credit card. I would give them negative stars if I could.

    C

    Christine H
    1

    If I could give less than 1 star I WOULD! I did my research with this company and decided to not move forward past an INQUIREY and let them know I dont want to move forward. This company calls me a min of 4x a day! I asked them nicely several times to stop calling me that I am NOT INTERESTED in doing business with them and they fail to stop contacting me. I spoke to Dan just yesterday and he guaranteed me that I will be places on the DO NOT CALL LIST and here we go again. Not even 2pm and I have gotten 2 phone calls and a voice-mail. When I call I get the run around about why I am getting multiple calls a day. Please save yourself a massive block list and headache. Steer away. I will be filing a complaint against this company as I have documentation of harassment. Good luck!

    Response from the owner

    Thank you for reaching out. Unfortunately, we are unable review your file, as we could not find a match for your name within our company’s database. As always, our goal is to provide amazing service to each-and-every client. Please reach out to us directly so that we may improve your experience.

    T

    Tony Bogart
    1

    Our (My Wife and I both went through this) experience with this company was a joke! I Guess for an existing business with business credit established this company would be ok, but my god what a joke!! We literally paid just under $8,000 in fees for this company to go around and get a bunch of credit cards (Which you consent to). As an end result we ended up with number of high interest rate credit cards and a bunch of new hard inquiries. There is a ton of fine lines I would advise everyone to read, especially about the fees, there were a lot of fees we didn't discuss over the phone and they are like a $595 liquidation fee in case you want to turn your credit cards into cash, which we did not but still both ended up paying that fee. In all reality we could have done better on our own for the free, the quality of cards I personally got weren't even comparable to the personal cards I already had. They did a little better for my wife (She ended up with $32,000 in credit) but her bill was also $6100 where my bill was $1900 for the 4 credit cards they got in my name. The bottom line is take an hour, research the cards you are interested in, check your pre approval ratings and apply, don't worry about the hard inquiries because you will end up with them regardless, but SAVE YOURSELF THOUSANDS OF $$$$

    M

    Mary Joyce Guinard
    1

    Super pushy people that clearly do not understand the word no. Wanted to get off the phone and stop moving forward and the rep would not listen. Cannot work with people who use pressure tactics to run a credit report when I said no. Please be aware of this business.

    Response from the owner

    Thank you for reaching out. As always, our goal is to provide amazing service to each-and-every client. We reached out in an effort to assist you in receiving business funding, as you requested; my apologies that you were overwhelmed. However, upon review of your file, there were only 3 calls total placed from our office, with 1 then 2 days in between each one before it. This would not be regarded as excessive since or "pressure tactics" as there was only one call made on each of those days. Please reach out to us directly so that we may improve your experience.

    M

    Melissa Asylum
    1

    You can apply for these personal and business credit "loans" yourself! They apply for them for you under the guise of a business loan, then charge you a service fee of 10% of the credit limits that you accrue. Stay away!

    Response from the owner

    Thank you for reaching out. We appreciate feedback as we strive to continually improve the quality of our customer service. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. If you review your copy of the agreement you signed, you'll see the words "credit cards" appear 4 times on the first page of the agreement and several times on the following pages. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy, a fact that we are extremely proud of.

    F

    Flo
    4

    The team was very thorough in their operations which I truly admired. My advisor Kelly Arenas was truly a delight to work with! She was patient, kind and very diligent! I couldn’t be more grateful to have her help. If you’re new to credit card funding for you biz this company would be a great one to start with!

    Response from the owner

    Hi Flo, I’m so happy to hear you had a positive experience at with Seek Business Capital. We really value your feedback

    M

    Molens “MG” Gilmete
    1

    Made a big mistake using this company. Stay away from them. Got charged for over 6G for something I could have done myself for free. Again, was a huge mistake using their service.

    Response from the owner

    Thank you for your input; however, your statement is demonstrably incorrect. Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement—which included the terms including our success fee, at the very top of page one. Yes, we have fees for successful funding; we’re a success-oriented business. We are a “for-profit” business; if we did everything for free, we’d be out of business by the end of the day. Seek takes pride in our initiative to extend the courtesy of suspending invoicing until AFTER our clients receive attained funding so that there’s not a penny out-of-pocket before funding is received; we allow for the receipt of the credit cards we assist in attaining to be used as payment. Absolutely you can do this all by yourself; there’s NOTHING stopping you. However, since different banks have different approval criteria, placing applications without complete knowledge of the deciding factors is comparable to rolling the dice and taking a chance. On the other hand, Seek Capital’s proprietary system analyzes these important factors. We’ve processed close to half a Billion in credit cards, because we know the approval criteria to get the highest limits and best interest rates. This is what you and every other savvy business owner has paid us for. So, while it is true that anyone can apply for credit cards, if you consider the fact that not everyone has partnerships with banks and most business owners can’t afford the time to sift through hundreds of banks and even more credit cards to find the best offer to meet their funding goals, you may realize what an arduous service Seek Capital provides. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Thanks, again.

    b

    booma kannappan
    1

    Seek Capital are the scammers. They are not trustworthy and not reliable. We went for our business funding of cash amount .All they did was apply bunch of credit cards under your personal name and business name which you can't take out the cash amount to utilize. Don't trust these people. Each card they apply for us costs 11.99% of Credit limit payment towards them. They are the cheaters never tell the truth until the end of the process. Those credit cards you could apply yourselves. Please be aware of this scam company who are cheating the people.If you take personal loan that ends up with less interest than what we pay for them.Before even secure the funding of approval credit cards they will ask for their payment.I am not sure how they could operate this kind of company cheating customers like this.They are useless and helpless. This kind of company should not operate anymore like this.

    Response from the owner

    Thank you for reaching out, although I was unable to find a client bearing your name. However, not only are your statements demonstrably false, but the only client who bears a name even remotely similar to your name received nearly $10,000 in excess of their ideal funding amount which solidified a discounted success rate; as is customary--the client was not charged 11.99%. As always, our goal is to provide amazing service to each and every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. I’d say that was an amazing job by anyone’s standards. We appreciate feedback as we strive to continually improve the quality of our customer service. Thanks again.

    H

    Holly Longen
    1

    Stay away. I received a call from them and it definitely felt unprofessional. I must have asked too many questions because they hung up on me

    Response from the owner

    Thank you for reaching out. However, upon review of your voice recordings, I found no basis for such a low review. Although, your call did end abruptly, we quickly called you back, but to no avail. Please reach out to us directly so that we may improve your experience. Thank you again for your time.

    M

    Maxi Ziella
    1

    Had a horrible experience, costumer service is terrible, honestly I wouldn’t trust them at all. I Wish had a way to report this kind a companies, they are the closest you can be to a scam company but legal.

    Response from the owner

    Thank you for reaching out. Unfortunately, we are unable review your file, as we could not find a match for your name within our company’s database. As always, our goal is to provide amazing service to each-and-every client. Please reach out to us directly so that we may improve your experience.

    E

    Enrique Balcazar
    5

    Seek Capital is doing things for small business that both saves us business owners time and helps with getting low cost business funding with little headaches. After getting declined for SBA and Covid Relief funds they reapplied and found the way to get the loan approved in a matter of weeks.

    Response from the owner

    Thank you so much for taking the time to review our services. Our Staff works diligently to provide each-and-every client an 11-star experience, as we focus on providing funding; we really appreciate your acknowledgement. Seek Capital is extremely proud of our part in procuring millions in funding every month for small businesses and business start-ups, and for injecting millions into the U.S. economy by providing assistance to new and early-stage business owners who likely would have otherwise gone out of business or—even worse—never started at all. Thank you again for your kind words.

    D

    Dow Jones
    1

    Beware! Scam, I was promised ($60,000 - $80,000) which half you can transfer to cash I received $25,000 in Credit Cards, Which you can Apply & Get on your own, Their fee $4300. Only thing Guaranteed are their fees. If you try & Cancel, Good Luck Getting Though. Read The Red Letters In The Contract (Estimates Are NOT GUARANTEED) No Matter What They Promised. If I could do it all over again, I would Seek Capital Somewhere else but Definitely Not here! Good Luck.

    Response from the owner

    Thank you for reaching out. Unfortunately, I am unable review your file, as I could not find a match for your name within our company’s database. I can offer with conviction; however, that your statement is demonstrably false. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Also—not only were you advised of the fees—the termination clause is the only one which is printed in bright red font. Also, the fees you’re asserting seem inflated; perhaps you’ve included add-on services. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement. I would add that the idea that Seek “promised” anything but “Estimates are NOT GARANTEED” are in direct opposition to one another; the latter is true. As always, our goal is to provide amazing service to each-and-every client. Please reach us to directly so that we may improve your experience.

    J

    Justin Fisher
    1

    I am comparing Business loans with multiple lenders and was recommended to speak to seek capitol. The person who call me back asked one question about my business and current needs. I stated that I am shopping for commercial loans from lenders and comparing terms. The response from Generic Lagata the CSR was "I am wasting their time and Seek Capitol has more important customers than people just shopping around. So when I was serious I could come back and apply." First of all it is completely normal to compare lenders with rates, payment, and terms even in commercial lending situations. I am not just going to look at a single lender and place sole faith without comparing what is in the best interests of my future business model. The only persons time that was wasted today was mine in this interactions with Seek Capitol. It seems odd that the customer service representatives are speaking to potential customers in this manner. This business acts and feels more like a liability for your finical interests that an asset to your long term success. (Response to Owner comments) I am a real user and not a fake profile. I am not a competitor wishing to defame your company. If you wish to contact me and discuss the details of this incident you may. The CSR I referenced has my e-mail address and contact information.

    Response from the owner

    THIS REVIEW IS FRAUD. THIS REVIEW IS FRAUD. This profile is NOT a real user and is a suspected competitor attempting to defame Seek Capital.

    E

    Ethan Del Stone
    1

    A horrible company employed by amateurs who, with my experience, gave erroneous advice after they reviewed my credit file. I was declined for the majority of the credit cards that they applied for on my behalf. Worse, Seek Capital can not even keep their records straight and thought that I was approved for a credit card that was declined. They have repeatedly tried to collect their fee for this card and now two years later are threatening to send me to collections. Joy!

    Response from the owner

    Thank you for reaching out. However, your statements demonstrably false. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. We appreciate feedback as we strive to continually improve the quality of our customer service. It seems your contact into is outdated. Please reach out to us directly so that we may improve your experience. Thank you.

    J

    Jacob Harris
    1

    Put my email into an inquiry as I am looking to purchase equipment for my business and have been researching lots of different loan and credit options for my business. I read the reviews here and decided that this business seemed scammy and I wouldn’t follow up. They called me this morning and I explained to them that we would not be the right fit and addressed my concerns. The woman I spoke with began trying to deflect by asking who I bank with, and then proceeded to say “well have you looked at those banks negative reviews?” I then tried to circle back to the same concerns and she started talking over me. I would advise reading their responses to the unsatisfied reviews on here, as they seemingly blame those they work with and don’t address any shortcomings. This company is actively trying to profit through ruining people’s credit due to a lack of research in funding a business. There is no accountability or honesty, only deceit with this company. They call you from local area codes (which is a known practice for telescams), but are based in “Los Angeles.” Very predatory company with worse practices. I didn’t even tell them what business I am in yet they continually pressed to get me on board. All this company does is sign you up for different credit cards, which according to other reviews, can be done “cheaper and faster.” Classic case of overpromising and under delivering. Save your heartbreak, and credit score, by doing your research and not falling for these lazy con artists.

    K

    Keenan Ventling
    1

    This company is predatory and dishonest. They will lie to you about what they are going to do, then they will charge you THOUSANDS OF DOLLARS and all they do is apply for credit cards in your name. Thats it. They will promise that you have time to pay their bill until the credit cards arrive, but they bait and switch and tell you that it will cost $200 extra to be allowed to wait. They are impossible to get a hold of, they have no-showed 4 out of the 5 appointments I have made with them, they dont respond to calls or emails. Until their bill is due, then they will call 4 or 5 times a day. Absolutely a shady company, I would not recommend ANYONE to work with this business. They will lie and take advantage of you, and they won't even answer the phone afterwards. Total scam. I would give 0 stars if I could. I will NEVER work with them again.

    E

    Erick Ison
    1

    <PLEASE READ>This company will DESTROY your credit to the point of no return.I went from a 790 to a 598 because of SOOOO many credit card inquires, and credit card usage because that's how they obtain "funds" for you. It gets better.... they over promise the amount they will give you after you sign all the papers. For example, they promised me 60k-100k; so guess what, I promised a business I'd buy it because I would have the funds, so I put a deposit on it. This company was only able to get me 30k!!!!!! Way under what they promised PLUSSSSS, I HAD TO PAY $5,000 TO THIS PLACE FOR FEES! This is by far the BIGGEST mistake I have ever made in my entire life. Lost $5000 , lost my deposit on the business, my credit score is so bad I can't even get a house(because I just sold my house) This place put me at my lowest point in life, don't do it.

    Response from the owner

    Thank you for reaching out. However, your statements demonstrably false. For beginners, Seek Capital does not we make promises to our clients, as we are not a lending institution. Also, the amount of funding that you claimed to have been “promised has been grossly exaggerated. As always, our goal is to provide amazing service to each-and-every client; while our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. We appreciate feedback as we strive to continually improve the quality of our customer service. We do fully disclose to every client that there will be inquires to their consumer credit reports as we are seeking funding on their behalf through our process as stated on all 3 contracts. All clients are advised to expect a reduction in credit scoring which will ultimately result in a higher credit rating within an average of six months--provided all accounts are paid in a timely manner and debt ratios are kept to a minimum. I would add that inquiries only comprise 10% of credit scoring while payment history and debt to limit ratios are the basis for remaining 90%. I would further add that it is unreasonable to expect that anyone or anything will secure funding—of any form—without the lender first performing a credit check; this is a customary business practice whether the funding is secured or unsecured in nature. Another little-known fact it that closing accounts could potentially cause your score to decline. Seek Capital secures millions in funding every month for small businesses and business start-ups who likely would have otherwise gone out of business or—even worse—never started at all. For that reason, savvy business owners recognize that we provide a very valuable niche service, feel thankful for the lifeline service we provide, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy. Also, you were advised of the fees during three different stages of our funding process. Furthermore, Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement. It is unfortunate that you were unable to acquire your business and we do wish you every success going forward. Please reach us to directly so that we may improve your experience.

    Nearby Loan Stores in Los Angeles

    FAQs

    • 1. What Is the Contact Information of Seek Business Capital?

      You can contact Seek Business Capital via +1 866-217-2375. You can fill in our easy-to-use online form to get instant loan quotes as well.
    • 3. How Can I Apply For A Loan At Seek Business Capital?

      You can submit your loan request on their website. If you need further assistance, you can always visit our online loan platform and choose between various loan options to get a payday loan.
    • 5. What Will Happen If I Am Not Able To Repay My Loan?

      You should contact your lender if you are not able to repay your loans. Your lender may adjust the repayment due dates for you to fit your financial situation at the moment. If you default on your online title loan services, you may lose the possession of your vehicle.
    • 2. What Is the Location Information of Seek Business Capital?

      Seek Business Capital is located at 6420 Wilshire Blvd #500, Los Angeles, CA 90048, United States. You will find their address easily on the map and get the support you need from them without any hassles.
    • 4. Is Seek Business Capital An Agency Or A Lender?

      Seek Business Capital is a Financial institution that accepts all kinds of loan requests. You can check our website to get various loan services including online installment loan services. In addition, iPaydayLoans, as an online loan broker, can connect you with our panel of partner lenders to get easy and fast online loans.
    • 6. Can I Get Loans With Unpleasant Credit Background from Seek Business Capital?

      Yes, it is possible to get loans with bad credit such as personal loans online from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also check our website to get instant loan quotes with bad to no credit.