Safeway Lending, LLC Telegraph Rd, Southfield

Ryan has been a tremendous help in our mortgage journey! Our original agent had messed up many of our documents, but Ryan saved the day! Fixed all the mistakes from our previous agent, and still had us on track to close on time—not to mention he was able to answer our questions accurately and thoroughly for us confused first time home buyers! Incredible customer service, quick to respond to texts, calls or emails. Highly recommended!!

Ryan is incredible! He gets stuff done so much faster than anyone else I’ve ever worked with! Fees came in lower than we ever expected them to be as well! We will be using him for everything we do going forward!

"Ryan and the Safeway Lending team are hardworking professionals that made sure I got the best rate in the market. I wouldn't go anywhere else the next time I need a mortgage or try to refinance my home." #1 in the market for sure!!

Ryan and his team were Awesome! They were always responsive and were able to close the loan incredibly fast. On top of this they were very honest and very accurate from the first estimate I received to the final closing disclosure. I would definitely recommend them to friends and family.

Can not say thank you enough to Mr. Ryan Toma and his team at Safeway for taking the time and making sure my family and I were being put into the best position possible in regards to our home financing. True professional who cares more about the consumer than making a profit. Thank you again!!

Brandon Etta stayed with me and worked with me being a first time home buyer. My credit wasn’t the greatest and he never backed out helping me. I will always use him in my future purchase or refinance. I have never worked with a more professional, honest person. When others said no he said yes. Thanks Brandon and Safeway lending for your hard work.

Short version: best interest rate, lowest originiation fee, lowest cost for points, lowest closing costs, highest cashout availablity (80/20) and absolute best service. HONEST. Longer version: Ryan and team gave me their very best rate and other costs upon first inquiry. Other companies want to size you up and see how much they can get out of you and maybe come down with some haggling. Mission Loans, GE Financial and others couldn't come close to their numbers. Closing was fast. It would have been quicker if the appraiser would have been faster, but all told it was under 30 days from the first phone call. The Safeway team is knowledgable about their business and know how to be competitive to serve their customer. In short, they know their stuff. As a woman I have to be on the lookout for people thinking I don't know enough about the process (and this can be true!) and try to manipulate me. I NEVER got this impression or feeling from Ryan and Emmanuel. And the numbers speak for themselves, like I said, best rate, etc. One thing of note, during a re-fi you naturally have to divulge your financal info, which are kind of personal. Ryan and team take care to treat everyone's "story" with respect and interest. The whole process was relaxed and smooth. Plenty of customer touchpoints, nothing was vague and there were no surprises. This is a small team that takes pride in their work and is truly interested in helping people achieve their goals. I find it refreshing that they are working hard to carve out a place in the business with great success. I wish everyone in their field would use them for best practice example and follow suit.

We shopped around and found that Ryan had the best rates for mortgage refinancing! He was very friendly, extremely responsive and patient explaining every number and line we did not understand during the process. The refinance went very smoothly and swiftly. We are working with him a second time since we were so pleased with the first experience, and he has kept up with his high standards. He came recommended by our friends and we are also recommending him to others. Ryan is a professional with the client's interest in mind.

The Safeway Lending team made it easy for me to find the best mortgage option and finance a new home! Their team is very responsive and knowledgeable. I would highly recommend them to all home buyers or anyone looking to refinance.

Emmanuel and Ryan have been amazing since day one. Responsive, respectful, forthright and fast. They know the meaning of the word “hustle”! When I told them I wanted a cash out refi to add an addition to my house to accommodate a new baby, they were on top of getting me the best deal with the least amount of hassle. They worked around my availability as a work from home, new mom. Thank you Safeway for making the path to this next stage easy and fast.