Richwood Bank W Main St, Springfield
+1 740-943-2317
https://richwoodbank.com/
63 W Main St, Springfield, OH 45502, United States
Richwood Bank Reviews
J
Richwood bank is not customer service oriented. I have been banking with Home City Federal Savings Bank for over 30 years and never had an issue. I would go into Home City, say this is my goal, and they would figure a way to assist me with obtaining that goal. Richwood purchased Home City in 2019 and I have had a horrible experience since that point. I had a title issue with my home that was financed through Home City. Home City extended my loan out 1 year to allow me to get the issue fixed and try to get refinanced. The people at Home City advised they could continue to extend my loan out for a small fee until I was ready to refinance. Never missed a payment. My Home City loan was due June 1st 2019. My family and I are trying to move into a new house. We were under contract and in order to not pay closing costs we tried to extend the Home City loan out. Richwood did extend it out for 30 days (although they made it sound like it was such an inconvenience). The initial house we tried to get fell through, but now we are under contract again, due to close at the end of August. Richwood will not extend the Home City loan out any further. Thus, I have to pay over 3700 for closing costs to Richwood for a house I will be in for less than 30 more days (it is a $100 fee to extend the loan). Why would Richwood do this to a long time, dependable customer? Maybe it is because I choose not to go with them to finance my new home at a 6% interest rate. That is a worse rate than one of those internet based lending firms that throw money to anyone, which quoted me at 5.35% (the rate I got was 4.3%). Do not agree to a mortgage with Richwood until you have shopped around, you will overpay. I will end this with a quote from another disgruntled Richwood customer, "It is tough to do business with a bank that is stuck in no man's land. They are too big to be little, and too little to be big. That is a dangerous place for a banking institution to be."
Hi, Jay, The Richwood Bank team is unified in our goal to provide our customers with positive, memorable experiences. We apologize if you feel this wasn’t accomplished with your transition between selling and buying your homes. In an effort to discuss the details of your situation further, Tiffany Wood, our Sr. Consumer Lending Officer will be calling you to talk about it, and if anything, learn from this process to improve for future needs. We look forward to speaking with you. Thanks!!
M
Thank you for the wonderful service with a smile, moved from a bigger bank and have never been happier!!
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FAQs
1. How Can I Locate Richwood Bank?
You can contact Richwood Bank via +1 740-943-2317. You can use our online platform to get instant loan quotes as well.3. How Can I Request A Loan At Richwood Bank?
You can fill in our easy-to-use online form on their website. If you need other financial support, you can always visit iPaydayLoans and choose between various loan options to obtain payday loans.5. What Will Happen If I Can't Repay My Loan?
You can always contact your lender if you are not able to repay your loans. Your lender may change your repayment due dates for you to fit your financial situation at the moment. If you default on your title loans online, you may no longer possess your vehicle any more.
2. How Can I Find the Location of Richwood Bank?
Richwood Bank is located at 63 W Main St, Springfield, OH 45502, United States. You will find their address easily on the map and visit them in no time.4. Is Richwood Bank An Agency Or A Lender?
Richwood Bank is a Bank that accepts all kinds of loan requests. You can check our website to get various loan services including online installment loans. In addition, iPaydayLoans, as an online loan service platform, can connect you with our network of lenders to get dependable loan services.6. Can I Get Loans With Bad Credit from Richwood Bank?
Yes, it is possible to get loans with a low credit score such as personal loans online from them. You can contact the lenders for detailed information regarding loan requirements. You can also check our website to get instant loan quotes with bad credit-friendly requirements.