Paul Defngin with Apex Home Loans Research Blvd, Rockville

Paul and his team are excellent communicators and go above and beyond to help you get to the finish line in competitive housing market. This has been the most seamless closing experience we have had to date and it has been a pleasure to work with such knowledgeable, engaged, friendly professionals. Would HIGHLY recommend!

As a freelancer, and self-employed, it's been a struggle for Banks to take me seriously. Albeit it successful in my freelance role, those 1099s seem to be a big deterant to a lot of lenders. Paul and I connected first in 2020 where he gave me some good advice on waiting to apply. In 2022 we reconnected and he walked me through the steps to get pre-approved, and all the way to underwriting so I could go to closing in 14 days and stay competative with cash offers. (Which seemed to be a lot these days!) I was able to close on my dream condo in Old Town Alexandria, and the process was so straight forward. Paul also met with me to discuss the disclosures before Closing so I could be comfortable with what I was signing. Really appreciated his, and the Apex team's, help!

Paul and his team of professionals ​ were reliable and honest and were available by email, text and by phone when I needed them . The process took us about 45 days. Apex Home has a mortgage Portal that made it easy to send and receive documents . Paul was our Mortgage Consultant, he was available and returned my text, phone calls and emails during evenings and weekday . I started telling all my friends and family about them .

Paul and his team are such a delight to work with! I worked with them on my first mortgage and my refinance, and they were amazing both times. Paul always goes the extra mile to get his clients the best rates, and he takes the time to really explain all the options.

Paul exceeded my expectations of what a Loan Officer would typically do. He took the time to guide us through our options for mortgage loans, mortgage insurance, homeowners insurance, etc. making sure we felt educated in each aspect and that we were making the best decisions for our family. He and his entire team were wonderful and we highly recommend them!

Paul is very professional and Friendly. I worked with Paul to get into my first home and it was a pleasure working with him who made my process go smoothly.

This was our second refinance with Paul and his team at Apex Home Loans and once again they made our process easy and painless. The team walked us through every step and made sure that we were completely satisfied. The service that Paul and his team provided was exemplary! Through our process Paul's team always kept us up to date and were quick to answer or address any concerns that we had. Paul and his team went above and beyond to secure us a great rate and they were also able to save us money with our homeowners insurance. I give Paul and his team my highest recommendation to anyone seeking mortgage services.

Paul and team are just.... EVERYTHING you can ask for and MORE, in a lender. Paul was an advisor from the first time we talked to him. He gave us a lot of great advice and went above and beyond to make sure we were taken care of. His team is also very professional, reliable and and knowledgeable. We couldn't have asked for a better team of people to work with. 100% the best.

I first worked with Paul and his team in 2016 when I purchased my first home. I refinanced this home with the team in 2020. I purchased a second home in May 2021, again with Paul and the Apex team. Long story short, this is the best team to get a home loan with. I recommend them without reservation. Long story: I am at the point in my life where I wanted to start upgrading my life and moving it in a different direction. A big part of that was upgrading homes and building wealth. I spoke to many friends about the best way to do this, but when I talked to Paul, he gave me some incredible advice and recommendations on buying the home I wanted while building wealth in a rental property. When I first heard it, I didn't think this was possible with my budget. He didn't pressure me in any way and let me take my time in making all of these major decision while kindly keeping me on track to achieve my financial goals. In addition to the expert advice and compassionate responses I received from Paul, I always received timely responses from the entire team. They are all very knowledgeable and professional. I never once felt misguided or pressured. Start to finish, my experience with Paul, Monica, and Angie was flawless, for the 3rd time around! I'm sure I'm forgetting to mention something wonderful about them, but, again, I recommend Paul and the Apex team without hesitation.

Mr. Paul is great adviser. This is the second time we worked with Apex. Mr. Paul carefully listened to our financial goal and customized our mortgage refinancing. He goes well beyond what we expected. Thank you.