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Credit union

North Island Credit Union El Cajon Blvd, La Mesa

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4.2
Closed
Tuesday9AM–5PM

+1 800-334-8788

http://northisland.ccu.com/

7968 El Cajon Blvd, La Mesa, CA 91942, United States

Apply Online

    North Island Credit Union Reviews

    I

    Isabel Romero
    5

    Always very please with your services! Thank you!

    Response from the owner

    Hi Isabel, thank you for taking the time to review our business! We appreciate your 5-star review and your choice to do business with us.

    M

    Michael MacRoberts
    5

    The BEST people! Griselda and Bryan are the two standouts that I have the pleasure of dealing with usually. But I have never been so impressed by the collective spirit in a bank before. Thank you to the people at this branch who make people feel welcomed!

    Response from the owner

    Hi Michael, thank you for taking the time to review our business. We are honored by your 5-star review and happy to be able to serve you. We will pass along your kind words to our team!

    T

    Thelma Warner
    5

    My husband and I have been with then NIFCU and now NICU since December 1974! We've been thoroughly satisfied with every aspect of banking services from LOC, credit card, CD investment, auto purchases, notary services, and needless to say AWESOME customer service!

    Response from the owner

    Hi Thelma, thank you for taking the time out of your busy schedule to review our business. We are honored by your 5-star rating and your choice to do business with us. We look forward to when you stop by again.

    R

    Rock Dog
    1

    Worst place ever Told me to finish in 5 minutes But taking more than one hour and Start all over again for the loan

    Response from the owner

    Hi Rock Dog, we apologize for the experience that you had with our credit union, and would like to to speak with you more about this. At your convenience, please call our Vice President, Regional Manager, Therese Caballes at (858) 769-7291. Thank you.

    M

    Mike Lawryy
    5

    Great customer service, trust them with my cash.

    Response from the owner

    Thank you Michael! I will share your positive comments with the team at La Mesa.

    A

    Alexander Sage
    1

    I’m going in tomorrow to close my account for good. My father suggested that I come here to help build my credit since I am a college student with no credit and not a lot of funding to help build it. I didn’t want to commit to a credit card right away so North island set me up with a DEBIT card account with the “courtesy option” OFF. (The courtesy option means that the bank will let you go negative) — I have went in FOUR times within the past year because my account goes negative and I am charged ridiculous overdraft feeds even though that 1. I am on a DEBIT card plan and 2. I have the courtesy option turned OFF (obviously not). A few items they have even charged me the $27 fee even tho I had money in the account!!! I once had $12 in my account and spend $9. They rejected it, charged me a $27 rejection fee which caused me to go to a negative balance. And then they charged me ANOTHER $27 overdraft fee for being negative!! It’s not even that they charge overdraft fees because i get that the bank is covering you & that’s how they make their money. But I once had 3 pending charges come out AT ONCE and they separated them and charged me a $27 for each individual payment instead of just once. Money hungry and leech you for every dollar you have. NOT A GOOD BANK FOR YOUNG ADULTS WHO ARE STRUGGLING COLLEGE STUDENTS! They’ll charge you whatever they want and don’t even care to fix it when you come in to talk to them about these issues. I’ve given them so much money over the year I’ve banked with them and it’s not worth it. I can to let imagine how much money I would lose on an actual credit card rather than debit. I am going back to chase bank & continuing to pay the $12 monthly fee. (The ONLY a thing good about north island is that they didn’t charge a money fee but they sure do know how to rob you for your money) At least I know my money is safe there! If I don’t have the funds on my DEBIT account then it declines the charge instantly and doesn’t leave me struggling to pay the constant overdraft fees. I

    Response from the owner

    Thank you for your review Alexander!

    B

    Brian P
    5

    They gave me an amazing rate for my auto loan

    C

    Casey Crew
    5

    Great credit union with very helpful staff, can't comment on rates and loans but for general banking this is a good location.

    Response from the owner

    Casey, thank you for your positive review! We will be sure to share this with our La Mesa staff.

    T

    Theresa Ann Fournier
    4

    Helpful bank staff named Maria, very considerate to waive the penalty fee for my lost check. Thank you!

    S

    Sara Sara
    5

    Tellers are friendly love the 80's music!

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    FAQs

    • 1. How to Get Access With North Island Credit Union?

      You can make them a phone call through this phone number +1 800-334-8788. Or you can search for their website and submit the application form online.
    • 3. How Can I Apply for Loans at North Island Credit Union?

      You can search for their website and submit the application form online. If you are looking for payday cash loans, you can come to our website for more details.
    • 5. What Should I Do if I Can Not Repay My Loan?

      You can talk to your lender if you are struggling with the monthly payments. Different lenders have different standards to deferred payment. It is advisable to read carefully before signing the loan agreement.
    • 2. Where Is North Island Credit Union? How Can I Access?

      North Island Credit Union is located at 7968 El Cajon Blvd, La Mesa, CA 91942, United States. Please carefully check the map and find the best way to access it.
    • 4. Is North Island Credit Union an Agency or a Lender?

      North Island Credit Union is a Credit union. To make things easier, iPaydayLoans serves to get you connected with a large network of trusted lenders over the internet. You can turn to our site to get a fast personal loan with no credit check.
    • 6. Does North Island Credit Union Offer Bad Credit Loans?

      Yes, but if you want to higher your chances of getting a bad credit loan, we can help you out! Just turn to our online service to get an installment loan even with your low credit scores.